Civic Intelligence

Paducah Area Chamber of Commerce

EIN 61-0210420 • 501(c)6 • Paducah, KY

Profile

The paducah chamber of commerce is a membership of diverse economic interests unified to provide service to its members and leadership in promoting quality economic development in paducah, mccracken county, and the region.

PO Box 810Paducah, KY 42002

www.paducahchamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.53x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

0.66x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

76th percentile

15%

Higher net margin than 76% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

67th percentile

$191,718

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 14.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

6th percentile

-24%

Faster asset growth than 6% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

74th percentile

16%

Faster revenue growth than 74% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets86th percentile

Assets

Down

$1,719,298

Down $533,227 (-24%) from 2023

Liabilities

Down

$904,063

Down $657,216 (-42%) from 2023

Net Assets

Up

$815,235

Up $123,989 (+18%) from 2023

Operations
Liabilities / Revenue89th percentileNet Margin76th percentile

Revenue

Up

$1,370,731

Up $188,704 (+16%) from 2023

Expenses

Up

$1,163,506

Up $23,804 (+2.1%) from 2023

Net Income

Up

$207,225

Up $164,900 (+390%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth6th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $670,552Liabilities 2011: $114,231Net Assets 2011: $556,3212011Assets 2012: $595,456Liabilities 2012: $114,086Net Assets 2012: $481,3702012Assets 2013: $358,951Liabilities 2013: $155,157Net Assets 2013: $203,7942013Assets 2014: $385,546Liabilities 2014: $123,584Net Assets 2014: $261,9622014Assets 2015: $464,455Liabilities 2015: $142,477Net Assets 2015: $321,9782015Assets 2016: $529,251Liabilities 2016: $150,266Net Assets 2016: $378,9852016Assets 2017: $619,409Liabilities 2017: $173,388Net Assets 2017: $446,0212017Assets 2018: $683,820Liabilities 2018: $184,311Net Assets 2018: $499,5092018Assets 2019: $700,868Liabilities 2019: $177,863Net Assets 2019: $523,0052019Assets 2020: $571,597Liabilities 2020: $55,610Net Assets 2020: $515,9872020Assets 2021: $765,492Liabilities 2021: $155,440Net Assets 2021: $610,0522021Assets 2022: $829,446Liabilities 2022: $180,525Net Assets 2022: $648,9212022Assets 2023: $2,252,525Liabilities 2023: $1,561,279Net Assets 2023: $691,2462023Assets 2024: $1,719,298Liabilities 2024: $904,063Net Assets 2024: $815,2352024

Highlighted filing

2024

Assets$1,719,298
Liabilities$904,063
Net Assets$815,235
Open 2024 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $1,048,2102011Expenses 2012: $1,038,9032012Revenue 2013: $808,279Expenses 2013: $849,764Net Income 2013: -$41,4852013Revenue 2014: $845,148Expenses 2014: $786,980Net Income 2014: $58,1682014Revenue 2015: $864,817Expenses 2015: $804,801Net Income 2015: $60,0162015Revenue 2016: $893,315Expenses 2016: $836,308Net Income 2016: $57,0072016Revenue 2017: $932,168Expenses 2017: $865,132Net Income 2017: $67,0362017Revenue 2018: $925,801Expenses 2018: $872,313Net Income 2018: $53,4882018Revenue 2019: $937,439Expenses 2019: $913,943Net Income 2019: $23,4962019Revenue 2020: $782,976Expenses 2020: $789,994Net Income 2020: -$7,0182020Revenue 2021: $727,721Expenses 2021: $805,179Net Income 2021: -$77,4582021Revenue 2022: $1,121,752Expenses 2022: $1,082,883Net Income 2022: $38,8692022Revenue 2023: $1,182,027Expenses 2023: $1,139,702Net Income 2023: $42,3252023Revenue 2024: $1,370,731Expenses 2024: $1,163,506Net Income 2024: $207,2252024

Highlighted filing

2024

Revenue$1,370,731
Expenses$1,163,506
Net Income$207,225
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,719,298
Liabilities
$904,063
Net assets
$815,235
Revenue
$1,370,731
Expenses
$1,163,506
Net income
$207,225
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.72$0.90$0.82$1.37$1.16$0.21
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.25$1.56$0.69$1.18$1.14$0.04
2022Detailed filing. Detailed filing data is available for this year.$0.83$0.18$0.65$1.12$1.08$0.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.77$0.16$0.61$0.73$0.81$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.57$0.06$0.52$0.78$0.79$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.18$0.52$0.94$0.91$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.68$0.18$0.50$0.93$0.87$0.05
2017Detailed filing. Detailed filing data is available for this year.$0.62$0.17$0.45$0.93$0.87$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.53$0.15$0.38$0.89$0.84$0.06
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.46$0.14$0.32$0.86$0.80$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.39$0.12$0.26$0.85$0.79$0.06
2013Detailed filing. Detailed filing data is available for this year.$0.36$0.16$0.20$0.81$0.85$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.60$0.11$0.48$1.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.67$0.11$0.56$1.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$1,454,523
Mission and Program Overview

Mission

The paducah chamber of commerce is a membership of diverse economic interests unified to provide service to its members and leadership in promoting quality economic development in paducah, mccracken county and the region.

The paducah chamber of commerce is a membership of diverse economic interests unified to provide service to its members and leadership in promoting quality economic development in paducah, mccracken county, & the region.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,616,940$1,012,866▼ $604,074
Savings and Temporary Cash Investments$269,094$279,656▲ $10,562
Cash and Non-Interest-Bearing Accounts$214,060$260,883▲ $46,823
Accounts Receivable$140,230$159,652▲ $19,422
Prepaid Expenses and Deferred Charges$12,201$6,241▼ $5,960
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$2,252,525$1,719,298▼ $533,227
Other Assets Total-$0-
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,355,324$699,289▼ $656,035
Other Liabilities$176,477$140,200▼ $36,277
Accounts Payable and Accrued Expenses$29,478$64,574▲ $35,096
Total Liabilities$1,561,279$904,063▼ $657,216
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$691,246$815,235▲ $123,989
Total Net Assets Fund Balance$691,246$815,235▲ $123,989
Total Liabilities and Net Assets / Fund Balance$2,252,525$1,719,298▼ $533,227

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$981,066$38,524$1,019,590
Other Land Buildings$31,800$133,254$165,054
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Sandra WilsonPresident & CEOFT$191,718$191,718

Board Members and Trustees

NameTitle
Cory HicksChairman
Anton ReecePast Chair
Ashley JohnsonDirector
Barry HatcherDirector
Bob EzellDirector
Brad HousmanDirector
Bradley ShoultaDirector
Brent HousmanDirector
Bruce WilcoxDirector
Chris HillDirector
Craig ClymerDirector
Dan LavitDirector
Dennis RouleauDirector
Donald ShivelyDirector
George BrayDirector
Gretta RoseDirector
Jeff DouthittDirector
Jeff PierceDirector
Jessica NewmanDirector
Jp KellyDirector
Katie EnglertDirector
Mark WorkmanDirector
Michael YungmannDirector
Rachel RayburnDirector
Steve CarterDirector
Susan YbarzabalDirector
Tammy CourtneyDirector
Terri LundbergDirector
Tony CopelandDirector
Whitney DensonDirector
Michael KarnesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$358,517
Program Service Revenue
$818,703
Investment Income
$10,562
Other Revenue
$182,949
Change in Net Assets
$207,225
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$606,299
Salaries, Compensation, and Employee Benefits$557,207
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$254,549
Current Officers, Directors, Trustees, and Key Employees$95,859$95,859-$191,718
Other Employee Benefits---$71,719
Occupancy---$41,565
Payroll Taxes---$39,221
All Other Expenses$1,033--$29,964
Office Expenses---$24,368
Depreciation Depletion---$20,690
Other Expenses---$12,609
Fees for Services Accounting---$3,250
Travel-$868-$868
Total Functional Expenses$96,892$96,727$0$1,163,506
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Revenue$132,660
Building Insurance Payable$4,727
Accrued Payroll$2,713
Payable to Bep$100
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 and form 990-t are reviewed by the executive director and treasurer prior to filing.”

Form 990, Part VI, Section B, Line 15A

“The executive director salary is determined by the chair and the chair-elect. An annual review is conducted comparing the current salary to the american chamber of commerce executive director's salary for similar size chambers. The review and recommended compensation are then presented to the officers for approval.”

Form 990, Part VI, Section C, Line 19

“Documents are made available by request to the following address: jill hester, po box 810, paducah, ky 42002-0810.”

Filing and Contact Details

Filer

Filer Name
Paducah Area Chamber of Commerce
EIN
61-0210420
Phone
2704431746
Address
PO BOX 810, PADUCAH, KY 42002

Signing Officer

Name
Sandra Wilson
Title
Executive Director
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sandra Wilson
Formed
1938
Legal Domicile
Ky
Voting Board Members
32
Independent Board Members
27
Employees
5

Preparer

Firm
Jeffrey L Walker CPA
Address
60 Lakeview Dr Ste 1, Paducah, KY 42001
Preparer
Jeffrey Walker
Phone
2705549190
Raw XML AppendixShowing 400 of 599 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0President & CEO
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IRS990/MissionDesc0THE PADUCAH CHAMBER OF COMMERCE IS A MEMBERSHIP OF DIVERSE ECONOMIC INTERESTS UNIFIED TO PROVIDE SERVICE TO ITS MEMBERS AND LEADERSHIP IN PROMOTING QUALITY ECONOMIC DEVELOPMENT IN PADUCAH, MCCRACKEN COUNTY, & THE REGION.
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