Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
EIN 59-6878771 • 501(c)9 • Fort Lauderdale, FL
Profile
SEE BELOW
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Liabilities / Revenue
71st percentile
Higher debt load relative to revenue than 71% of similar nonprofits.
Net Margin
51st percentile
Higher net margin than 51% of similar nonprofits.
Top Officer Pay
63rd percentile
Higher top officer pay than 63% of similar nonprofits.
Top officer pay equals 0.2% of source-year revenue.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
93rd percentile
Faster revenue growth than 93% of similar nonprofits.
Assets
Up$3,970,903
Up $1,054,534 (+36%) from 2023
Liabilities
Up$1,157,249
Up $268,848 (+30%) from 2023
Net Assets
Up$2,813,654
Up $785,686 (+39%) from 2023
Revenue
Up$11,489,640
Up $5,155,463 (+81%) from 2023
Expenses
Up$10,851,262
Up $4,031,937 (+59%) from 2023
Net Income
Up$638,378
Up $1,123,526 (+232%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
SEE BELOW
To provide medical,dental, mental and life insurance benefits for its eligible participants and dependents
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $1,990,449 | $1,959,349 | ▼ $31,100 |
| Accounts Receivable | $284,639 | $1,268,646 | ▲ $984,007 |
| Savings and Temporary Cash Investments | $479,193 | $411,838 | ▼ $67,355 |
| Total Assets | $2,916,369 | $3,970,903 | ▲ $1,054,534 |
| Other Assets Total | $162,088 | $331,070 | ▲ $168,982 |
| Liabilities | |||
| Other Liabilities | $884,644 | $1,147,000 | ▲ $262,356 |
| Accounts Payable and Accrued Expenses | $3,757 | $10,249 | ▲ $6,492 |
| Total Liabilities | $888,401 | $1,157,249 | ▲ $268,848 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $2,027,968 | $2,813,654 | ▲ $785,686 |
| Total Net Assets Fund Balance | $2,027,968 | $2,813,654 | ▲ $785,686 |
| Total Liabilities and Net Assets / Fund Balance | $2,916,369 | $3,970,903 | ▲ $1,054,534 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Assets Org | $6,070 | - | - |
| Name | Title | Base | Total |
|---|---|---|---|
| Greg Atwood | Trustee | $26,731 | $26,731 |
| Rolando G Agrenot | Trustee | $22,276 | $22,276 |
| Wayne Pflum | Trustee | $15,312 | $15,312 |
| James M Malmquist | Trustee | $2,956 | $2,956 |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,456,505 |
| Salaries, Compensation, and Employee Benefits | $75,985 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $9,318,772 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $67,275 |
| Fees for Services Legal | - | - | - | $24,708 |
| Payroll Taxes | - | - | - | $5,711 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $5,584 |
| Fees for Services Accounting | - | - | - | $5,500 |
| All Other Expenses | - | - | - | $3,535 |
| Other Salaries and Wages | - | - | - | $2,999 |
| Other Expenses | - | - | - | $2,631 |
| Office Expenses | - | - | - | $2,613 |
| Total Functional Expenses | $0 | $0 | $0 | $10,851,262 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $10,851,262 |
| Expenses per Audited Statements | $10,328,678 |
| Total Expenses per Audited Statements | $10,328,678 |
| Expenses Not Reported on Financial Statements | $522,584 |
| Other Expense Adjustments | $517,000 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Ibnr Claims | $1,147,000 |
“Trustees review it before filing”
“UPON REQUEST”
“The plan provides medical, dental, mental and life insurance benefits for its eligible participants and dependents.”
“The plan is exempt from federal income taxes under irc 501(c)(9) and, therefore, no provision for federal income taxes has been made. In addition, the plan is required to operate in conformity with the internal revenue code (irc) to maintain the tax-exempt status. The trustees believe that the plan is being operated in compliance with the applicable requirements of the irc and, therefore, believe that the plan is tax- exempt. Accounting principles generally accepted in the united states of america require plan management to evaluate tax positions taken by the plan and recognize a tax liability (or asset) if it has taken an uncertain position that more likely than not would not be sustained upon examination by the internal revenue service. Management believes no such positions have been taken. The plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. Management believes the plan is no longer subject to income tax for the years ending prior to june 30, 2021.”
“IBNR CHANGES 517,000”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE MEDICAL,DENTAL, MENTAL AND LIFE INSURANCE BENEFITS FOR ITS ELIGIBLE PARTICIPANTS AND DEPENDENTS |
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| IRS990/AuditCommitteeInd | 0 | true |
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| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9546894977 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 9118 GRIFFIN RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | COOPER CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33328 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
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| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
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| IRS990/CYTotalExpensesAmt | 0 | 10851262 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 11489640 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TRUSTEE |
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| IRS990/FormationYr | 0 | 1986 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
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| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
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| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 8765 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 3 |
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| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
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| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 42215 |
| IRS990/GrossReceiptsAmt | 0 | 11523090 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
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| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 57468 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 1990449 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 1959349 |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | FL |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 33450 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE MEDICAL,DENTAL, MENTAL AND LIFE INSURANCE BENEFITS FOR ITS ELIGIBLE PARTICIPANTS AND DEPENDENTS |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
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| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2813654 |
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| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 87700 |
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| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 331070 |
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| IRS990/OtherExpensesGrp/Desc | 3 | TAXES |
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| IRS990/OtherExpensesGrp/TotalAmt | 2 | 4700 |
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| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1147000 |
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| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 5584 |
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| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE PLAN IS EXEMPT FROM FEDERAL INCOME TAXES UNDER IRC 501(C)(9) AND, THEREFORE, NO PROVISION FOR FEDERAL INCOME TAXES HAS BEEN MADE. IN ADDITION, THE PLAN IS REQUIRED TO OPERATE IN CONFORMITY WITH THE INTERNAL REVENUE CODE (IRC) TO MAINTAIN THE TAX-EXEMPT STATUS. THE TRUSTEES BELIEVE THAT THE PLAN IS BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE IRC AND, THEREFORE, BELIEVE THAT THE PLAN IS TAX- EXEMPT. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF IT HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE INTERNAL REVENUE SERVICE. MANAGEMENT BELIEVES NO SUCH POSITIONS HAVE BEEN TAKEN. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAXING JURISDICTIONS; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS. MANAGEMENT BELIEVES THE PLAN IS NO LONGER SUBJECT TO INCOME TAX FOR THE YEARS ENDING PRIOR TO JUNE 30, 2021. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | IBNR CHANGES 517,000 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 3, PART X |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XII, LINE 4B |
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| IRS990ScheduleD/TotalLiabilityAmt | 0 | 1147000 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 11489640 |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE PLAN PROVIDES MEDICAL, DENTAL, MENTAL AND LIFE INSURANCE BENEFITS FOR ITS ELIGIBLE PARTICIPANTS AND DEPENDENTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | TRUSTEES REVIEW IT BEFORE FILING |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/TotalAssetsEOYAmt | 0 | 3970903 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 2916369 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 3970903 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 7 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 10851262 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 888401 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 1157249 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 888401 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 1157249 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2027968 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2813654 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 11344472 |
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| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 57468 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11432172 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 11489640 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 2916369 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 3970903 |
| IRS990/TypeOfOrganizationTrustInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 9118 GRIFFEN RD SUITE D |
| IRS990/USAddress/CityNm | 0 | COOPER CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/USAddress/ZIPCd | 0 | 33328 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 3 |
| IRS990/VotingMembersIndependentCnt | 0 | 3 |
| IRS990/WebsiteAddressTxt | 0 | N/A |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROLANDO G AGRENOT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TRUSTEE |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9546894977 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-05-01 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FLORIDA FIRE FIGHTERS INSURANCE |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | TRUST FUND C/O MICHAEL MANGAN |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FLOR |
| ReturnHeader/Filer/EIN | 0 | 596878771 |
| ReturnHeader/Filer/PhoneNum | 0 | 9546894977 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1144 SE AVE SUITE A |
| ReturnHeader/Filer/USAddress/CityNm | 0 | FORT LAUDERDALE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 33316 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 260547877 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | KSDT & CO LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 9300 S DADELAND BLVD STE 600 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MIAMI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 331562721 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3056703370 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-05-01 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STACI F GRALNICK-PARRISH CPA |
| ReturnHeader/ReturnTs | 0 | 2025-05-01T12:07:15-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2023-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-06-30 |
| ReturnHeader/TaxYr | 0 | 2023 |
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