Civic Intelligence

State Chartered Credit Unions in Florida Alliance Credit Union of Florida

EIN 59-6134207 • 501(c)14 • Gainesville, FL

Profile

People helping people to master their financial situations, one solution at a time.

412 E University AveGainesville, FL 32601

www.alliancecufl.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

1.00x

Higher debt load relative to assets than 99% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

17th percentile

12.77x

Higher debt load relative to revenue than 17% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

1st percentile

-44%

Higher net margin than 1% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

6th percentile

-6.5%

Faster asset growth than 6% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Revenue Growth

49th percentile

12%

Faster revenue growth than 49% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2024

Assets

Down

$57,599,959

Down $4,536,325 (-7.3%) from 2023

Liabilities

Down

$57,560,137

Down $2,590,136 (-4.3%) from 2023

Net Assets

Down

$39,822

Down $1,946,189 (-98%) from 2023

Revenue

Up

$4,508,385

Up $69,354 (+1.6%) from 2023

Expenses

Up

$6,482,384

Up $2,059,090 (+47%) from 2023

Net Income

Down

-$1,973,999

Down $1,989,736 (-12644%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $49,489,237Liabilities 2010: $45,464,792Net Assets 2010: $4,024,4452010Assets 2011: $46,378,672Liabilities 2011: $42,504,327Net Assets 2011: $3,874,3452011Assets 2012: $45,257,755Liabilities 2012: $42,302,938Net Assets 2012: $2,954,8172012Assets 2013: $44,660,513Liabilities 2013: $41,540,063Net Assets 2013: $3,120,4502013Assets 2014: $43,843,758Liabilities 2014: $40,538,022Net Assets 2014: $3,305,7362014Assets 2015: $47,782,960Liabilities 2015: $44,321,962Net Assets 2015: $3,460,9982015Assets 2016: $47,604,140Liabilities 2016: $44,197,499Net Assets 2016: $3,406,6412016Assets 2017: $48,960,411Liabilities 2017: $45,530,744Net Assets 2017: $3,429,6672017Assets 2018: $48,631,023Liabilities 2018: $44,959,916Net Assets 2018: $3,671,1072018Assets 2019: $52,381,016Liabilities 2019: $48,525,423Net Assets 2019: $3,855,5932019Assets 2020: $59,451,360Liabilities 2020: $55,566,472Net Assets 2020: $3,884,8882020Assets 2021: $63,107,145Liabilities 2021: $59,285,743Net Assets 2021: $3,821,4022021Assets 2022: $65,910,131Liabilities 2022: $63,589,969Net Assets 2022: $2,320,1622022Assets 2023: $62,136,284Liabilities 2023: $60,150,273Net Assets 2023: $1,986,0112023Assets 2024: $57,599,959Liabilities 2024: $57,560,137Net Assets 2024: $39,8222024

Highlighted filing

2024

Assets$57,599,959
Liabilities$57,560,137
Net Assets$39,822

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $3,148,7332010Expenses 2011: $3,026,0552011Expenses 2012: $3,819,2342012Revenue 2013: $3,127,032Expenses 2013: $2,938,112Net Income 2013: $188,9202013Revenue 2014: $3,597,339Expenses 2014: $3,406,174Net Income 2014: $191,1652014Revenue 2015: $4,045,711Expenses 2015: $3,894,386Net Income 2015: $151,3252015Revenue 2016: $3,663,137Expenses 2016: $3,756,293Net Income 2016: -$93,1562016Revenue 2017: $3,251,382Expenses 2017: $3,185,050Net Income 2017: $66,3322017Revenue 2018: $3,315,626Expenses 2018: $3,001,866Net Income 2018: $313,7602018Revenue 2019: $3,375,952Expenses 2019: $3,335,969Net Income 2019: $39,9832019Revenue 2020: $3,193,508Expenses 2020: $3,165,350Net Income 2020: $28,1582020Revenue 2021: $3,282,646Expenses 2021: $3,072,562Net Income 2021: $210,0842021Revenue 2022: $3,591,719Expenses 2022: $3,487,161Net Income 2022: $104,5582022Revenue 2023: $4,439,031Expenses 2023: $4,423,294Net Income 2023: $15,7372023Revenue 2024: $4,508,385Expenses 2024: $6,482,384Net Income 2024: -$1,973,9992024

Highlighted filing

2024

Revenue$4,508,385
Expenses$6,482,384
Net Income-$1,973,999

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.6$57.6$0.04$4.51$6.48$1.97
2023Detailed filing. Detailed filing data is available for this year.$62.1$60.2$1.99$4.44$4.42$0.02
2022Detailed filing. Detailed filing data is available for this year.$65.9$63.6$2.32$3.59$3.49$0.10
2021Detailed filing. Detailed filing data is available for this year.$63.1$59.3$3.82$3.28$3.07$0.21
2020Detailed filing. Detailed filing data is available for this year.$59.5$55.6$3.88$3.19$3.17$0.03
2019Detailed filing. Detailed filing data is available for this year.$52.4$48.5$3.86$3.38$3.34$0.04
2018Detailed filing. Detailed filing data is available for this year.$48.6$45.0$3.67$3.32$3.00$0.31
2017Detailed filing. Detailed filing data is available for this year.$49.0$45.5$3.43$3.25$3.19$0.07
2016Summary only. Only limited summary data is available for this year.$47.6$44.2$3.41$3.66$3.76$0.09
2015Detailed filing. Detailed filing data is available for this year.$47.8$44.3$3.46$4.05$3.89$0.15
2014Detailed filing. Detailed filing data is available for this year.$43.8$40.5$3.31$3.60$3.41$0.19
2013Detailed filing. Detailed filing data is available for this year.$44.7$41.5$3.12$3.13$2.94$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.3$42.3$2.95$3.82
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$46.4$42.5$3.87$3.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$49.5$45.5$4.02$3.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$4,508,385
Mission and Program Overview

Mission

People helping people to master their financial situations, one solution at a time.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$47,888,548$40,224,810▼ $7,663,738
Investments Other Securities$10,252,838$7,717,368▼ $2,535,470
Savings and Temporary Cash Investments$346,797$6,690,594▲ $6,343,797
Land, Buildings, and Equipment, Net$1,288,273$1,556,613▲ $268,340
Cash and Non-Interest-Bearing Accounts$619,818$523,219▼ $96,599
Prepaid Expenses and Deferred Charges$783,005$120,837▼ $662,168
Accounts Receivable$210,636$46,559▼ $164,077
Rtn Earn Endowment Incm Other Fnds$1,986,011$39,822▼ $1,946,189
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$62,136,284$57,599,959▼ $4,536,325
Other Assets Total$746,369$719,959▼ $26,410
Liabilities
Other Liabilities$59,212,665$57,237,982▼ $1,974,683
Accounts Payable and Accrued Expenses$937,608$322,155▼ $615,453
Total Liabilities$60,150,273$57,560,137▼ $2,590,136
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,986,011$39,822▼ $1,946,189
Total Liabilities and Net Assets / Fund Balance$62,136,284$57,599,959▼ $4,536,325

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$452,384$749,325$1,201,709
Land$728,453-$728,453
Equipment$375,776$240,685$616,461
Other Securities$2,249,142--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timothy CannonCEOFT$317,654$43,966$361,620
David CarnallVP OperationsFT$201,913$21,083$222,996
Andrew St CroixCFOFT$109,920$538$110,458

Board Members and Trustees

NameTitle
Alisha CurtisChair/director
Willie WashingtonVice Chair/director
Alan R MorrowDirector
Gwendolyn B DawsonDirector
Ralph W HilliardSecretary/director
Brian FundenburgTreasurer/director

Highest Paid Contractors

ContractorServicesLocationCompensation
Doeren Mayhew & Co PCAudit/accounting Services305 W BLG BEAVER RD, Troy, MI 48084$199,181
NcrInternet BankingPO BOX 740641, Los Angeles, CA 90074-0641$169,558
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,229,061
Investment Income
$279,324
Other Revenue
$0
Change in Net Assets
$-1,973,999
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,996,207
Salaries, Compensation, and Employee Benefits$1,486,177
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$730,073
Interest---$501,323
Office Expenses---$483,176
Current Officers, Directors, Trustees, and Key Employees---$472,078
Information Technology---$296,794
Other Expenses---$264,061
Depreciation Depletion---$181,426
Fees for Services Legal---$166,295
Fees for Services Accounting---$147,058
Other Employee Benefits---$130,356
Occupancy---$125,061
Payroll Taxes---$98,018
Insurance---$60,754
Pension Plan Contributions---$55,652
All Other Expenses---$44,023
Advertising---$42,461
Fees for Services Other---$35,378
Travel---$18,030
Total Functional Expenses$0$0$0$6,482,384
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$28,384,309
Share Draft$15,241,705
Certificates of Deposit$8,618,835
Money Market$4,404,876
Iras$588,257
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union has members.

Form 990, Part VI, Section A, Line 7A

Members of the board of directors are elected for 3 year terms by the membership of the credit union. Elections are held annually.

Form 990, Part VI, Section A, Line 7B

Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.

Form 990, Part VI, Section B, Line 11B

Form 990 is reviewed by management.

Form 990, Part VI, Section B, Line 12C

The audit committee has the responsibility to review any conflict of interest disclosures.

Form 990, Part VI, Section B, Line 15

The compensation of the ceo is set by the board. They obtain surveys prepared by cues and cuna. The data is compared at the position level, including factors such as the number of services, number of members, and number of loans. Compensation is based on analysis of this data. The ceo and coo set compensation levels for other staff members based on analysis data obtained from surveys prepared by cues and cuna.

Form 990, Part VI, Section C, Line 19

The credit union's governing documents are not made available to the public. The credit union's conflict of interest policy is not made available to the public. The credit union's financial statements are available for public viewing on the ncua.gov website via the quarterly 5300 filing.

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-6134207
Phone
3523728225
Address
412 E UNIVERSITY AVE, GAINESVILLE, FL 32601
Doing Business As
Alliance Credit Union of Florida

Signing Officer

Name
Randy Chambers
Title
President
Phone
3523728225
Signed
2025-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Randy Chambers
Formed
1944
Legal Domicile
Fl
Voting Board Members
6
Independent Board Members
6
Employees
28
Volunteers
8

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Professional & outside services 35,378.

Form 990, Part IX, Line 24E

Maintenance 26,612. Training/develpment/education 13,989. Dues 3,422.

FORM 990, PART XI, LINE 9:

Reclassification of employee retention credit -32,838.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt from most federal, state and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.

Raw XML AppendixShowing 400 of 446 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0990010
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01288273
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01556613
IRS990/LandBldgEquipCostOrOtherBssAmt02546623
IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PEOPLE HELPING PEOPLE TO MASTER THEIR FINANCIAL SITUATIONS, ONE SOLUTION AT A TIME.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01986011
IRS990/NetAssetsOrFundBalancesEOYAmt039822
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt060648
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0125061
IRS990/OfficeExpensesGrp/TotalAmt0483176
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0746369
IRS990/OtherAssetsTotalGrp/EOYAmt0719959
IRS990/OtherChangesInNetAssetsAmt0-32838
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0130356
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2DEBIT/CREDIT EXPENSES
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt01675826
IRS990/OtherExpensesGrp/TotalAmt1524181
IRS990/OtherExpensesGrp/TotalAmt2430360
IRS990/OtherExpensesGrp/TotalAmt3264061
IRS990/OtherLiabilitiesGrp/BOYAmt059212665
IRS990/OtherLiabilitiesGrp/EOYAmt057237982
IRS990/OtherSalariesAndWagesGrp/TotalAmt0730073
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt047888548
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt040224810
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt098018
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt055652
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0783005
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0120837
IRS990/PrincipalOfficerNm0RANDY CHAMBERS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INCOME ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES/CHARGES/MISC INCO
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE AND INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03314790
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1876867
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03314790
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1876867
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt237404
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt037404
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0203503
IRS990/PYOtherExpensesAmt02985990
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt04235528
IRS990/PYRevenuesLessExpensesAmt015737
IRS990/PYSalariesCompEmpBnftPaidAmt01437304
IRS990/PYTotalExpensesAmt04423294
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04439031
IRS990/ReconcilationRevenueExpnssAmt0-1973999
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01986011
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt039822
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0346797
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06690594
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0452384
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0749325
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01201709
IRS990ScheduleD/EquipmentGrp/BookValueAmt0375776
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0240685
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0616461
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0728453
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0728453
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08618835
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14404876
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2588257
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt315241705
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt428384309
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE DRAFT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4REGULAR SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt03582664
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1431059
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2723530
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3730973
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt42249142
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INVESTMENTS IN CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CORP ONE FCU CAPITAL SHARES
IRS990ScheduleD/OtherSecuritiesGrp/Desc2US TREASURY
IRS990ScheduleD/OtherSecuritiesGrp/Desc3AGENCY DEBT
IRS990ScheduleD/OtherSecuritiesGrp/Desc4AGENCY MBS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4F
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01556613
IRS990ScheduleD/TotalBookValueSecuritiesAmt07717368
IRS990ScheduleD/TotalLiabilityAmt057237982
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0317654
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1201913
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount021580
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount110763
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06542
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt16572
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt015844
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt13748
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0TIMOTHY CANNON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1DAVID CARNALL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP OPERATIONS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0361620
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1222996
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE BOARD OF DIRECTORS ARE ELECTED FOR 3 YEAR TERMS BY THE MEMBERSHIP OF THE CREDIT UNION. ELECTIONS ARE HELD ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FORM 990 IS REVIEWED BY MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE AUDIT COMMITTEE HAS THE RESPONSIBILITY TO REVIEW ANY CONFLICT OF INTEREST DISCLOSURES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE COMPENSATION OF THE CEO IS SET BY THE BOARD. THEY OBTAIN SURVEYS PREPARED BY CUES AND CUNA. THE DATA IS COMPARED AT THE POSITION LEVEL, INCLUDING FACTORS SUCH AS THE NUMBER OF SERVICES, NUMBER OF MEMBERS, AND NUMBER OF LOANS. COMPENSATION IS BASED ON ANALYSIS OF THIS DATA. THE CEO AND COO SET COMPENSATION LEVELS FOR OTHER STAFF MEMBERS BASED ON ANALYSIS DATA OBTAINED FROM SURVEYS PREPARED BY CUES AND CUNA.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION'S GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON THE NCUA.GOV WEBSITE VIA THE QUARTERLY 5300 FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PROFESSIONAL & OUTSIDE SERVICES 35,378.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MAINTENANCE 26,612. TRAINING/DEVELPMENT/EDUCATION 13,989. DUES 3,422.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9RECLASSIFICATION OF EMPLOYEE RETENTION CREDIT -32,838.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART IX, LINE 24E
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt062136284
IRS990/TotalAssetsEOYAmt057599959
IRS990/TotalAssetsGrp/BOYAmt062136284
IRS990/TotalAssetsGrp/EOYAmt057599959
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt028
IRS990/TotalFunctionalExpensesGrp/TotalAmt06482384
IRS990/TotalGrossUBIAmt037404
IRS990/TotalLiabilitiesBOYAmt060150273
IRS990/TotalLiabilitiesEOYAmt057560137
IRS990/TotalLiabilitiesGrp/BOYAmt060150273
IRS990/TotalLiabilitiesGrp/EOYAmt057560137
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01986011
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt039822
IRS990/TotalOtherCompensationAmt033244
IRS990/TotalProgramServiceRevenueAmt04229061
IRS990/TotalReportableCompFromOrgAmt0661830
IRS990/TotalRevenueGrp/ExclusionAmt0279324
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04191657
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04508385
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt037404

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