Civic Intelligence

Walton County Chamber of Commerce

EIN 59-3582774 • 501(c)3 • Santa Rosa Beach, FL

Profile

To support the walton area chamber of commerce strategic direction through our educational and charitable programs that strengthen the business climate for the walton county region.

63 South Centre TrailSanta Rosa Beach, FL 32459

waltonareachamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.65x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

2.86x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

18th percentile

-32%

Higher net margin than 18% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

98th percentile

$112,199

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 130.2% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

48th percentile

-2.9%

Faster asset growth than 48% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

42nd percentile

-10%

Faster revenue growth than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets90th percentile

Assets

Down

$380,542

Down $11,280 (-2.9%) from 2023

Liabilities

Up

$246,607

Up $15,978 (+6.9%) from 2023

Net Assets

Down

$133,935

Down $27,258 (-17%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin18th percentile

Revenue

Down

$86,166

Down $9,763 (-10%) from 2023

Expenses

Up

$113,424

Up $14,022 (+14%) from 2023

Net Income

Down

-$27,258

Down $23,785 (-685%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth48th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2011: $130,869Liabilities 2011: $02011Assets 2012: $114,162Liabilities 2012: $0Net Assets 2012: $114,1622012Assets 2013: $20,600Liabilities 2013: $0Net Assets 2013: $20,6002013Assets 2014: $8,556Liabilities 2014: $16,013Net Assets 2014: -$7,4572014Assets 2015: $9,228Liabilities 2015: $16,013Net Assets 2015: -$6,7852015Assets 2016: $14,323Liabilities 2016: $10,882Net Assets 2016: $3,4412016Assets 2017: $426,185Liabilities 2017: $292,842Net Assets 2017: $133,3432017Assets 2018: $437,671Liabilities 2018: $313,884Net Assets 2018: $123,7872018Assets 2019: $447,842Liabilities 2019: $296,230Net Assets 2019: $151,6122019Assets 2020: $445,210Liabilities 2020: $323,405Net Assets 2020: $121,8052020Assets 2021: $397,704Liabilities 2021: $271,586Net Assets 2021: $126,1182021Assets 2022: $380,136Liabilities 2022: $215,470Net Assets 2022: $164,6662022Assets 2023: $391,822Liabilities 2023: $230,629Net Assets 2023: $161,1932023Assets 2024: $380,542Liabilities 2024: $246,607Net Assets 2024: $133,9352024

Highlighted filing

2024

Assets$380,542
Liabilities$246,607
Net Assets$133,935
Open 2024 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2011: $71,654Expenses 2011: $3,000Net Income 2011: $68,6542011Expenses 2012: $79,7222012Revenue 2013: $40,856Expenses 2013: $134,418Net Income 2013: -$93,5622013Revenue 2014: $26,313Expenses 2014: $54,370Net Income 2014: -$28,0572014Revenue 2015: $25,700Expenses 2015: $25,028Net Income 2015: $6722015Revenue 2016: $64,178Expenses 2016: $53,952Net Income 2016: $10,2262016Revenue 2017: $79,917Expenses 2017: $51,103Net Income 2017: $28,8142017Revenue 2018: $92,379Expenses 2018: $101,935Net Income 2018: -$9,5562018Revenue 2019: $97,382Expenses 2019: $67,092Net Income 2019: $30,2902019Revenue 2020: $102,193Expenses 2020: $132,000Net Income 2020: -$29,8072020Revenue 2021: $120,701Expenses 2021: $116,388Net Income 2021: $4,3132021Revenue 2022: $134,351Expenses 2022: $95,803Net Income 2022: $38,5482022Revenue 2023: $95,929Expenses 2023: $99,402Net Income 2023: -$3,4732023Revenue 2024: $86,166Expenses 2024: $113,424Net Income 2024: -$27,2582024

Highlighted filing

2024

Revenue$86,166
Expenses$113,424
Net Income-$27,258
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$380,542
Liabilities
$246,607
Net assets
$133,935
Revenue
$86,166
Expenses
$113,424
Net income
-$27,258
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.81$2.47$1.34$0.86$1.13$0.27
2023Detailed filing. Detailed filing data is available for this year.$3.92$2.31$1.61$0.96$0.99$0.03
2022Detailed filing. Detailed filing data is available for this year.$3.80$2.15$1.65$1.34$0.96$0.39
2021Detailed filing. Detailed filing data is available for this year.$3.98$2.72$1.26$1.21$1.16$0.04
2020Detailed filing. Detailed filing data is available for this year.$4.45$3.23$1.22$1.02$1.32$0.30
2019Detailed filing. Detailed filing data is available for this year.$4.48$2.96$1.52$0.97$0.67$0.30
2018Detailed filing. Detailed filing data is available for this year.$4.38$3.14$1.24$0.92$1.02$0.10
2017Detailed filing. Detailed filing data is available for this year.$4.26$2.93$1.33$0.80$0.51$0.29
2016Detailed filing. Detailed filing data is available for this year.$0.14$0.11$0.03$0.64$0.54$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.09$0.16$0.07$0.26$0.25$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.09$0.16$0.07$0.26$0.54$0.28
2013Detailed filing. Detailed filing data is available for this year.$0.21$0.00$0.21$0.41$1.34$0.94
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.14$0.00$1.14$0.80
2011Summary only. Only limited summary data is available for this year.$1.31$0.00$0.72$0.03$0.69
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jan 23, 2026
Return Version
2024v5.5
Gross Receipts
$86,166
Mission and Program Overview

Mission

To support the walton area chamber of commerce strategic direction through our educational and charitable programs that strengthen the business climate for the walton county region.

Promote the local community through member activities

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$334,179$315,527▼ $18,652
Cash and Non-Interest-Bearing Accounts$38,064$56,492▲ $18,428
Prepaid Expenses and Deferred Charges$19,579$8,523▼ $11,056
Total Assets$391,822$380,542▼ $11,280
Liabilities
Other Liabilities$188,145$196,573▲ $8,428
Deferred Revenue$30,680$49,955▲ $19,275
Accounts Payable and Accrued Expenses$11,804$79▼ $11,725
Total Liabilities$230,629$246,607▲ $15,978
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$151,193$123,935▼ $27,258
Net Assets With Donor Restrictions$10,000$10,000→ $0
Total Net Assets Fund Balance$161,193$133,935▼ $27,258
Total Liabilities and Net Assets / Fund Balance$391,822$380,542▼ $11,280

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$313,358$385,753$699,111
Other Land Buildings$2,169$7,723$9,892
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleOtherTotal
Megan HarrisonPresident/CEO/secretary$112,199$112,199

Board Members and Trustees

NameTitle
Mike StoreyChair
Lane ReddingIncoming Chair
Matthew CarrPast Chair
Amanda FergusonDirector
Bill BlankenDirector
Carly BarnesDirector
Catherine MccloyDirector
Catherine MorganDirector
Chelsea BlaichDirector
Chris StowersDirector
Christine Sutherlin LadwigDirector
Collin MccallDirector
Ginny RichersonDirector
Karen MorrisDirector
Kelly JasenDirector
Kim McintoshDirector
Mark WendelDirector
Russell HughesDirector
Ryan CrawfordDirector
Tim ParsonDirector
Trey AbshierDirector
Uriah MatthewsDirector
Robert HahnTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$30,648
Program Service Revenue
$29,368
Investment Income
$0
Other Revenue
$26,150
All Other Contributions
$30,648
Change in Net Assets
$-27,258
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$82,440
Salaries, Compensation, and Employee Benefits$30,984
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$30,984-$30,984
Depreciation Depletion-$18,652-$18,652
Occupancy-$10,166-$10,166
Interest-$8,510-$8,510
Insurance-$5,684-$5,684
Fees for Services Accounting-$1,610-$1,610
Other Expenses$1,080--$1,080
Office Expenses-$243-$243
All Other Expenses-$49-$49
Total Functional Expenses$37,526$75,898$0$113,424
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Sba Eidl$169,789
Due to Wcc$26,784
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

“Each year when a board seat becomes vacant, applications are submitted, a committee convenes. The nominating committee reviews the applications and makes a recommendation to the board who then vote.”

Form 990, Part VI, Section B, Line 11B

“A copy of form 990 was provided to the organization's governing body before it was filed.”

Form 990, Part VI, Section B, Line 12C

“Through discussions with employees and policies that are in place.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy and financial statement available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Walton County Chamber of Commerce
EIN
59-3582774
Phone
8502670683
Address
63 SOUTH CENTRE TRAIL, SANTA ROSA BEACH, FL 32459
Doing Business As
Foundation Inc

Signing Officer

Name
Megan Harrison
Title
President
Phone
8502670683
Signed
2026-01-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Megan Harrison
Formed
1985
Legal Domicile
Fl
Voting Board Members
23
Independent Board Members
18
Employees
0
Volunteers
0

Preparer

Firm
Carter & Company Cpas LLC
Address
PO BOX 279, DESTIN, FL 32540
Preparer
Christine Carter
Phone
8506500125
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IRS990/Form990PartVIISectionAGrp/TitleTxt1INCOMING CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
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IRS990/MinutesOfCommitteesInd01
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IRS990/MissionDesc0TO SUPPORT THE WALTON AREA CHAMBER OF COMMERCE STRATEGIC DIRECTION THROUGH OUR EDUCATIONAL AND CHARITABLE PROGRAMS THAT STRENGTHEN THE BUSINESS CLIMATE FOR THE WALTON COUNTY REGION.
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