Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Bay County Chamber Foundation Inc
EIN 59-3479027 • 501(c)3 • Panama City, FL
Profile
The foundation is the lead organization for bay county's aims of advancement and diffusion of knowledge and understanding of economics, matters of public concern, finance, education and training, housing, human relations, problems of minority groups, science and technology, economic planning and development, international relations, and other subjects related to improved efficiency, development, and acceleration of both the quality and quantity of economic growth and employment opportunities.
Refreshing map…
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
1.02x
Liabilities / Revenue
95th percentile
Higher debt load relative to revenue than 95% of similar nonprofits.
Net Margin
32nd percentile
Higher net margin than 32% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
73rd percentile
Faster asset growth than 73% of similar nonprofits.
Revenue Growth
57th percentile
Faster revenue growth than 57% of similar nonprofits.
Balance Sheet
Assets
Up$51,202
Up $6,377 (+14%) from 2023
Liabilities
Up$52,146
Up $10,256 (+24%) from 2023
Net Assets
Down-$944
Down $3,879 (-132%) from 2023
Revenue
Down$43,374
Down $3,090 (-6.7%) from 2023
Expenses
Up$47,253
Up $1,297 (+2.8%) from 2023
Net Income
Down-$3,879
Down $4,387 (-864%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $51,202
- Liabilities
- $52,146
- Net assets
- -$944
- Revenue
- $43,374
- Expenses
- $47,253
- Net income
- -$3,879
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Nov 12, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $43,374
Mission and Program Overview
Mission
The foundation is the lead organization for bay county's aims of advancement and diffusion of knowledge and understanding of economics, matters of public concern, finance, education and training, housing, human relations, problems of minority groups, science and technology, economic planning and development, international relations, and other subjects related to improved efficiency, development, and acceleration of both the quality and quantity of economic growth and employment opportunities.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| LEADERSHIP BAY CLASS - DEVELOP AWARENESS OF BAY COUNTY INDUSTRIES AND ORGANIZATIONS. | - | $27,661 |
| JR. LEADERSHIP BAY - PREPARES BAY COUNTY'S YOUTH AND FUTURE BUSINESS LEADERS FOR THE CHALLENGES FACING OUR AREA THROUGH HANDS-ON ACTIVITIES AND DISCUSSIONS INVOLVING COMMUNITY LEADERS AND MOTIVATIONAL SPEAKERS. | - | $10,868 |
| BAY YOUNG PROFESSIONALS - ENCOURAGES PERSONAL GROWTH AND PROFESSIONAL DEVELOPMENT, AS WELL AS CONNECTIONS TO THE COMMUNITY AND EACH OTHER. | - | $5,279 |
| PARTNERSHIP BAY - SERVES AS A CONNECTION BETWEEN THE BAY COUNTY BUSINESS COMMUNITY AND BAY DISTRICT SCHOOLS IN NEED OF HELP. | - | $3,000 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JOE HOLT | Chairman | - | $0 | - | - |
| SHANE BOYETT | Chairman Ele | - | $0 | - | - |
| ALLEN ARMSTRONG | Vice-Chair | - | $0 | - | - |
| DEDE ROWAN | Treasurer | - | $0 | - | - |
| AL MCCAMBRY | CEO/Presiden | - | $0 | - | - |
| CAROL ROBERTS | CEO/Presiden | - | $0 | - | - |
| PATRICK CHAPIN | CEO/Presiden | PT | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Bay County Chamber Foundation Inc
- EIN
- 59-3479027
- Phone
- 8507855206
- Address
- 235 WEST 5TH STREET, PANAMA CITY, FL 32401
Signing Officer
- Name
- Al Mccambry
- Title
- CEO/president
- Phone
- 8507855206
- Signed
- 2025-11-12
Preparer
- Firm
- Tipton Marler Garner & Chastain
- Address
- P O BOX 1100, PANAMA CITY, FL 32402-1100
- Preparer
- Jennifer R Davidson CPA
- Phone
- 8507699491
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses program expenses 46,809 general and admin expense 444 total 47,253”
Form 990-ez, Part II, Line 26
“Deferred revenue 41,890 52,146”
Form 990-ez, Part III
“The foundation is the lead organization for bay county's aims of advancement and diffusion of knowledge and understanding of economics, matters of public concern, finance, education and training, housing, human relations, problems of minority groups, science and technology, economic planning and development, international relations, and other subjects related to improved efficiency, development, and acceleration of both the quality and quantity of economic growth and employment opportunities.”
Form 990-ez, Part III, Line 31
“Partnership bay - serves as a connection between the bay county business community and bay district schools in need of help.”
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990EZ/PrimaryExemptPurposeTxt | 0 | THE FOUNDATION IS THE LEAD ORGANIZATION FOR BAY COUNTY'S AIMS OF ADVANCEMENT AND DIFFUSION OF KNOWLEDGE AND UNDERSTANDING OF ECONOMICS, MATTERS OF PUBLIC CONCERN, FINANCE, EDUCATION AND TRAINING, HOUSING, HUMAN RELATIONS, PROBLEMS OF MINORITY GROUPS, SCIENCE AND TECHNOLOGY, ECONOMIC PLANNING AND DEVELOPMENT, INTERNATIONAL RELATIONS, AND OTHER SUBJECTS RELATED TO IMPROVED EFFICIENCY, DEVELOPMENT, AND ACCELERATION OF BOTH THE QUALITY AND QUANTITY OF ECONOMIC GROWTH AND EMPLOYMENT OPPORTUNITIES. |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES PROGRAM EXPENSES 46,809 GENERAL AND ADMIN EXPENSE 444 TOTAL 47,253 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DEFERRED REVENUE 41,890 52,146 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FOUNDATION IS THE LEAD ORGANIZATION FOR BAY COUNTY'S AIMS OF ADVANCEMENT AND DIFFUSION OF KNOWLEDGE AND UNDERSTANDING OF ECONOMICS, MATTERS OF PUBLIC CONCERN, FINANCE, EDUCATION AND TRAINING, HOUSING, HUMAN RELATIONS, PROBLEMS OF MINORITY GROUPS, SCIENCE AND TECHNOLOGY, ECONOMIC PLANNING AND DEVELOPMENT, INTERNATIONAL RELATIONS, AND OTHER SUBJECTS RELATED TO IMPROVED EFFICIENCY, DEVELOPMENT, AND ACCELERATION OF BOTH THE QUALITY AND QUANTITY OF ECONOMIC GROWTH AND EMPLOYMENT OPPORTUNITIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | PARTNERSHIP BAY - SERVES AS A CONNECTION BETWEEN THE BAY COUNTY BUSINESS COMMUNITY AND BAY DISTRICT SCHOOLS IN NEED OF HELP. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III, LINE 31 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | AL MCCAMBRY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO/PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8507855206 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | BAY COUNTY CHAMBER FOUNDATION INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BAYC |
| ReturnHeader/Filer/EIN | 0 | 593479027 |
| ReturnHeader/Filer/PhoneNum | 0 | 8507855206 |
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| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 201217629 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | TIPTON MARLER GARNER & CHASTAIN |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | P O BOX 1100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PANAMA CITY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 324021100 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8507699491 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JENNIFER R DAVIDSON CPA |
| ReturnHeader/ReturnTs | 0 | 2025-11-17T10:41:15-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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