Civic Intelligence

The Cove Merchants Association Inc

EIN 59-3460888 • 501(c)6 • Cape Canaveral, FL

Profile

Market local businesses in port canaveral

P O Box 1784Cape Canaveral, FL 32920

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.01x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

66th percentile

0.02x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

82nd percentile

21%

Higher net margin than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

67th percentile

8.3%

Faster asset growth than 67% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

52nd percentile

0.4%

Faster revenue growth than 52% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$71,006

Up $5,424 (+8.3%) from 2024

Liabilities

Up

$584

Up $351 (+151%) from 2024

Net Assets

Up

$70,422

Up $5,073 (+7.8%) from 2024

Operations
Liabilities / Revenue66th percentileNet Margin82nd percentile

Revenue

Up

$24,067

Up $89 (+0.4%) from 2024

Expenses

Down

$18,994

Down $9,254 (-33%) from 2024

Net Income

Up

$5,073

Up $9,343 (+219%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2015: $69,523Liabilities 2015: $947Net Assets 2015: $68,5762015Assets 2016: $74,245Liabilities 2016: $824Net Assets 2016: $73,4202016Assets 2017: $72,719Liabilities 2017: $3,444Net Assets 2017: $69,2752017Assets 2018: $42,278Liabilities 2018: $855Net Assets 2018: $41,4232018Assets 2019: $48,993Liabilities 2019: $536Net Assets 2019: $48,4572019Assets 2020: $38,980Liabilities 2020: $3952020Assets 2021: $44,228Liabilities 2021: $634Net Assets 2021: $43,5942021Assets 2022: $56,968Liabilities 2022: $0Net Assets 2022: $56,9682022Assets 2023: $70,125Liabilities 2023: $506Net Assets 2023: $69,6192023Assets 2024: $65,582Liabilities 2024: $233Net Assets 2024: $65,3492024Assets 2025: $71,006Liabilities 2025: $584Net Assets 2025: $70,4222025

Highlighted filing

2025

Assets$71,006
Liabilities$584
Net Assets$70,422
Open 2025 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2015: $364,093Expenses 2015: $339,070Net Income 2015: $25,0232015Revenue 2016: $152,084Expenses 2016: $147,239Net Income 2016: $4,8452016Revenue 2017: $91,814Expenses 2017: $95,960Net Income 2017: -$4,1462017Revenue 2018: $73,625Expenses 2018: $101,479Net Income 2018: -$27,8542018Revenue 2019: $72,750Expenses 2019: $65,717Net Income 2019: $7,0332019Revenue 2020: $30,294Expenses 2020: $40,330Net Income 2020: -$10,0362020Revenue 2021: $23,454Expenses 2021: $19,215Net Income 2021: $4,2392021Revenue 2022: $24,151Expenses 2022: $10,775Net Income 2022: $13,3762022Revenue 2023: $23,739Expenses 2023: $11,090Net Income 2023: $12,6492023Revenue 2024: $23,978Expenses 2024: $28,248Net Income 2024: -$4,2702024Revenue 2025: $24,067Expenses 2025: $18,994Net Income 2025: $5,0732025

Highlighted filing

2025

Revenue$24,067
Expenses$18,994
Net Income$5,073
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$71,006
Liabilities
$584
Net assets
$70,422
Revenue
$24,067
Expenses
$18,994
Net income
$5,073
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.71$0.01$0.70$0.24$0.19$0.05
2024Detailed filing. Detailed filing data is available for this year.$0.66$0.00$0.65$0.24$0.28$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.70$0.01$0.70$0.24$0.11$0.13
2022Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$0.24$0.11$0.13
2021Detailed filing. Detailed filing data is available for this year.$0.44$0.01$0.44$0.23$0.19$0.04
2020Summary only. Only limited summary data is available for this year.$0.39$0.00$0.30$0.40$0.10
2019Summary only. Only limited summary data is available for this year.$0.49$0.01$0.48$0.73$0.66$0.07
2018Summary only. Only limited summary data is available for this year.$0.42$0.01$0.41$0.74$1.01$0.28
2017Summary only. Only limited summary data is available for this year.$0.73$0.03$0.69$0.92$0.96$0.04
2016Summary only. Only limited summary data is available for this year.$0.74$0.01$0.73$1.52$1.47$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.70$0.01$0.69$3.64$3.39$0.25
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Feb 1, 2024 to Jan 31, 2025
Signed
Dec 12, 2025
Return Version
2024v5.2
Gross Receipts
$24,067
Mission and Program Overview

Mission

Market local businesses in port canaveral

Program Services

DescriptionGrantsExpenses
THE PRIMARY GOAL IS TO MARKET LOCAL BUSINESSES IN PORT CANAVERAL, WHICH IS A WATERFRONT DESTINATION FOR TOURISTS.-$6,260
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RHETT FISCHERPresident/TreasurerPT$0--
KERRY BARTLETTVice President/SecretaryPT$0--
MICHAEL SCHWARZDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
The Cove Merchants Association Inc
EIN
59-3460888
Address
P O BOX 1784, CAPE CANAVERAL, FL 32920

Signing Officer

Name
Rhett Fischer
Title
President
Signed
2025-12-12
Discuss with paid preparer
Yes

Preparer

Firm
Higginbotham-baldeon Enrolled Agents Inc
Address
3790 N HIGHWAY 1, COCOA, FL 32926
Preparer
Pedro L Baldeon
Phone
3216325726
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

“Collection allowance 20”

Form 990-EZ, Part I, Line 16, Other Expenses

“Conferences, conventions, and meetings 5,000”

Form 990-EZ, Part I, Line 16, Other Expenses

“Supplies 100”

Form 990-EZ, Part I, Line 16, Other Expenses

“Advertising 2,500”

Form 990-EZ, Part I, Line 16, Other Expenses

“Insurance 1,804”

Form 990-EZ, Part I, Line 16, Other Expenses

“Subcontractor 2,231”

Form 990-EZ, Part II, Line 26, Liabilities

“Accounts payble Beginning of year 233, End of year 584”

Raw XML Appendix109 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/AddressChangeInd0X
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MELANIE WILLS
IRS990EZ/BooksInCareOfDetail/PhoneNum03216269933
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1784
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CAPE CANAVERAL
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd032920
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt065582
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt071006
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt05073
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0430
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt065582
IRS990EZ/Form990TotalAssetsGrp/EOYAmt071006
IRS990EZ/GrossReceiptsAmt024067
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt065349
IRS990EZ/NetAssetsOrFundBalancesEOYAmt070422
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt065349
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt070422
IRS990EZ/OccupancyRentUtltsAndMaintAmt06929
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RHETT FISCHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KERRY BARTLETT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHAEL SCHWARZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT/SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt011635
IRS990EZ/OtherRevenueTotalAmt020
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0MARKET LOCAL BUSINESSES IN PORT CANAVERAL
IRS990EZ/ProgramServiceRevenueAmt024047
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PRIMARY GOAL IS TO MARKET LOCAL BUSINESSES IN PORT CANAVERAL, WHICH IS A WATERFRONT DESTINATION FOR TOURISTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt06260
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0233
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0584
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt018994
IRS990EZ/TotalProgramServiceExpensesAmt06260
IRS990EZ/TotalRevenueAmt024067
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Collection allowance 20
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Conferences, conventions, and meetings 5,000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Supplies 100
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Advertising 2,500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance 1,804
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Subcontractor 2,231
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Accounts payble Beginning of year 233, End of year 584
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RHETT FISCHER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE COVE MERCHANTS ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0COVE
ReturnHeader/Filer/EIN0593460888
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 1784
ReturnHeader/Filer/USAddress/CityNm0CAPE CANAVERAL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032920
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0991195041
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HIGGINBOTHAM-BALDEON ENROLLED AGENTS INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03790 N HIGHWAY 1
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0COCOA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd032926
ReturnHeader/PreparerPersonGrp/PhoneNum03216325726
ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PEDRO L BALDEON
ReturnHeader/ReturnTs02025-12-12T12:08:22-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-02-01
ReturnHeader/TaxPeriodEndDt02025-01-31
ReturnHeader/TaxYr02024

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