Civic Intelligence

First Coast Micro Loan Inc

990EZ • Fiscal year 2010 • EIN 59-3447122

Oct 01, 2009 to Sep 30, 2010 • Filed on Feb 07, 2011

Organization Profile
8659 Baypine Road Suite 30432256
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

18th percentile

0.00x

Higher debt load relative to assets than 18% of similar nonprofits.

2010 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2010

Liabilities / Revenue

49th percentile

0.13x

Higher debt load relative to revenue than 49% of similar nonprofits.

2010 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2010

Net Margin

4th percentile

-118%

Higher net margin than 4% of similar nonprofits.

2010 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Balance Sheet
Liabilities / Assets18th percentile

Assets

$1,129,309

No earlier filing loaded for comparison.

Net Assets

$1,123,767

No earlier filing loaded for comparison.

Liabilities

$5,542

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue49th percentileNet Margin4th percentile

Revenue

$41,303

No earlier filing loaded for comparison.

Expenses

$90,023

No earlier filing loaded for comparison.

Net Income

-$48,720

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $1,129,309Liabilities 2010: $5,542Net Assets 2010: $1,123,7672010Assets 2011: $637,730Liabilities 2011: $6,751Net Assets 2011: $630,9792011Assets 2012: $1,036,107Liabilities 2012: $2,502Net Assets 2012: $1,033,6052012Assets 2013: $1,034,189Liabilities 2013: $2,500Net Assets 2013: $1,031,6892013

Highlighted filing

2010

Assets$1,129,309
Liabilities$5,542
Net Assets$1,123,767
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $41,303Expenses 2010: $90,023Net Income 2010: -$48,7202010Expenses 2011: $105,2552011Expenses 2012: $14,0072012Revenue 2013: $3,915Expenses 2013: $5,833Net Income 2013: -$1,9182013

Highlighted filing

2010

Revenue$41,303
Expenses$90,023
Net Income-$48,720
Open 2010 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2009 to Sep 30, 2010
Signed
Feb 7, 2011
Return Version
2009v1.7
Filing and Contact Details

Filer

EIN
59-3447122
Raw XML Appendix264 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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CompensationExplanation/Compensation/PersonName3JANICE DONALDSON
CompensationExplanation/Compensation/PersonName4HENRY JOHNSON
CompensationExplanation/Compensation/PersonName5GRAFTON ADDISON
CompensationExplanation/Compensation/PersonName6MICHAEL BALANKY
CompensationExplanation/Compensation/PersonName7RONALD BELTON
CompensationExplanation/Compensation/PersonName8DEBBIE BUCKLAND
CompensationExplanation/Compensation/PersonName9MIKE GREEN
CompensationExplanation/Compensation/PersonName10DAN HILKEN
CompensationExplanation/Compensation/PersonName11MELISSA HONG
CompensationExplanation/Compensation/PersonName12LOCK IRELAND
CompensationExplanation/Compensation/PersonName13MIA JONES
CompensationExplanation/Compensation/PersonName14GREGORY OWENS
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName15STEVEN STERN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0EXEC. DIR.
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IRS990EZ/OperatingSchool0false
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IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0PROVIDE START UP CAPITAL FOR SMALL BUSINESSES
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0PROVIDE CAPITAL TO START-UP FOR MICRO BUSINESSES AND PROVIDE BUSINESS SUPPORT SERVICES FOR THE FIRST COAST AREA
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses090023
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IRS990EZ/TheBooksAreInCareOf/TelephoneNumber09043989411
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IRS990EZ/WebSite0WWW.ESSENTIALCAPITAL.NET
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IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus2Years027733
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus3Years028756
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus4Years022296
IRS990ScheduleA/GrossInvestmentIncome509/Total0107685
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYear04923
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus1Year09168
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus2Years09328
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus3Years024312
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus4Years019234
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IRS990ScheduleA/OtherIncome509/CurrentTaxYearMinus4Years05285
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IRS990ScheduleA/PublicSupportTotal509066965
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IRS990ScheduleA/Total509/CurrentTaxYearMinus2Years09328
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IRS990ScheduleA/Total509/CurrentTaxYearMinus4Years019234
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IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus2Years048411
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus3Years063137
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus4Years046815
IRS990ScheduleA/TotalSupportTotal/Total0224978
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0593447122
ReturnHeader/Filer/Name/BusinessNameLine10FIRST COAST MICRO LOAN INC
ReturnHeader/Filer/NameControl0FIRS
ReturnHeader/Filer/Phone09043989411
ReturnHeader/Filer/USAddress/AddressLine108659 BAYPINE ROAD SUITE 304
ReturnHeader/Filer/USAddress/City0JACKSONVILLE
ReturnHeader/Filer/USAddress/State0FL
ReturnHeader/Filer/USAddress/ZIPCode032256
ReturnHeader/Officer/DateSigned02011-02-07
ReturnHeader/Officer/Name0CLEVE WARREN
ReturnHeader/Officer/Phone09043989411
ReturnHeader/Officer/Title0EXECUTIVE DIRECTOR
ReturnHeader/Preparer/DatePrepared02011-02-08
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10JAMES KNUTZEN & ASSOC CPA'S PA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine105150 BELFORT RD BLDG 300
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0JACKSONVILLE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0FL
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode032256
ReturnHeader/Preparer/Name0MARGARET R DODSON
ReturnHeader/Preparer/Phone09047255832
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02009-10-01
ReturnHeader/TaxPeriodEndDate02010-09-30
ReturnHeader/TaxYear02009
ReturnHeader/Timestamp02011-02-08T13:54:47-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2010 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,129,309
Liabilities
$5,542
Net assets
$1,123,767
Revenue
$41,303
Expenses
$90,023
Net income
-$48,720
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2013Summary only. Only limited summary data is available for this year.$1.03$0.00$1.03$0.00$0.01$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.04$0.00$1.03$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.64$0.01$0.63$0.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.01$1.12$0.04$0.09$0.05