Civic Intelligence

African-American Chamber of Commerce Of

EIN 59-3314330 • 501(c)6 • Orlando, FL

Profile

We will be the principal advocate and preeminent leader in fostering economic success for african-american owned businesses and the african-american business community in central florida. Our vision is to serve as the leading advocate in the central florida area for black-owned businesses.

3201 E Colonial Drive A-20Orlando, FL 32803

www.blackcommerce.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.27x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

67th percentile

0.15x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

16th percentile

-11%

Higher net margin than 16% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

92nd percentile

$176,134

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 20.7% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

15th percentile

-14%

Faster asset growth than 15% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

20th percentile

-8.0%

Faster revenue growth than 20% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$473,064

Down $78,862 (-14%) from 2023

Liabilities

Up

$129,088

Up $44,133 (+52%) from 2023

Net Assets

Down

$343,976

Down $122,995 (-26%) from 2023

Revenue

Down

$852,723

Down $74,485 (-8.0%) from 2023

Expenses

Up

$945,718

Up $104,546 (+12%) from 2023

Net Income

Down

-$92,995

Down $179,031 (-208%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $7,850Liabilities 2011: $3,636Net Assets 2011: $4,2142011Assets 2012: $32,840Liabilities 2012: $2,453Net Assets 2012: $30,3872012Assets 2013: $25,544Liabilities 2013: $850Net Assets 2013: $24,6942013Assets 2015: $83,002Liabilities 2015: $13,183Net Assets 2015: $69,8192015Assets 2016: $141,240Liabilities 2016: $60,739Net Assets 2016: $80,5012016Assets 2017: $148,218Liabilities 2017: $67,603Net Assets 2017: $80,6152017Assets 2018: $153,245Liabilities 2018: $58,596Net Assets 2018: $94,6492018Assets 2019: $210,148Liabilities 2019: $126,169Net Assets 2019: $83,9792019Assets 2020: $273,507Liabilities 2020: $15,940Net Assets 2020: $257,5672020Assets 2021: $496,695Liabilities 2021: $111,096Net Assets 2021: $385,5992021Assets 2022: $474,445Liabilities 2022: $93,510Net Assets 2022: $380,9352022Assets 2023: $551,926Liabilities 2023: $84,955Net Assets 2023: $466,9712023Assets 2024: $473,064Liabilities 2024: $129,088Net Assets 2024: $343,9762024

Highlighted filing

2024

Assets$473,064
Liabilities$129,088
Net Assets$343,976

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $183,416Expenses 2011: $189,951Net Income 2011: -$6,5352011Revenue 2012: $213,582Expenses 2012: $187,721Net Income 2012: $25,8612012Revenue 2013: $147,102Expenses 2013: $146,237Net Income 2013: $8652013Revenue 2015: $377,827Expenses 2015: $364,122Net Income 2015: $13,7052015Revenue 2016: $388,605Expenses 2016: $385,287Net Income 2016: $3,3182016Revenue 2017: $554,171Expenses 2017: $554,057Net Income 2017: $1142017Revenue 2018: $383,371Expenses 2018: $369,337Net Income 2018: $14,0342018Revenue 2019: $543,309Expenses 2019: $553,979Net Income 2019: -$10,6702019Revenue 2020: $706,424Expenses 2020: $532,836Net Income 2020: $173,5882020Revenue 2021: $605,010Expenses 2021: $522,027Net Income 2021: $82,9832021Revenue 2022: $852,562Expenses 2022: $806,026Net Income 2022: $46,5362022Revenue 2023: $927,208Expenses 2023: $841,172Net Income 2023: $86,0362023Revenue 2024: $852,723Expenses 2024: $945,718Net Income 2024: -$92,9952024

Highlighted filing

2024

Revenue$852,723
Expenses$945,718
Net Income-$92,995

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$852,723
Mission and Program Overview

Mission

The African American Chamber of Commerce of Central Florida serves as an advocacy organization to unify, promote and empower the african american community in the areas of programing, economic development, education and training thereby forming mutually beneficial collaborations.

To facilitate and support minority businesses.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$326,995$220,597▼ $106,398
Savings and Temporary Cash Investments-$139,815-
Prepaid Expenses and Deferred Charges$5,982$41,112▲ $35,130
Accounts Receivable$157,795$35,525▼ $122,270
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$551,926$473,064▼ $78,862
Other Assets Total$61,154$36,015▼ $25,139
Liabilities
Deferred Revenue$14,600$77,500▲ $62,900
Other Liabilities$70,355$51,588▼ $18,767
Total Liabilities$84,955$129,088▲ $44,133
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$436,971$291,976▼ $144,995
Net Assets With Donor Restrictions$30,000$52,000▲ $22,000
Total Net Assets Fund Balance$466,971$343,976▼ $122,995
Total Liabilities and Net Assets / Fund Balance$551,926$473,064▼ $78,862

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$8,492$8,492
Other Assets Org$5,163--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Tanisha GaryPresidentFT$176,134$176,134

Board Members and Trustees

NameTitle
Hope NewsomeBoard Chair
Derek BruceChair Elect
Mark DorosinGeneral Counsel
Monica RileySecretary
Ron NesbittTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$30,000
Program Service Revenue
$809,498
Investment Income
$2,496
Other Revenue
$10,729
All Other Contributions
$30,000
Change in Net Assets
$-92,995

Audited Revenue Reconciliation

Revenue per Audited Statements
$852,723
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$275,727
Total Revenue per Audited Statements
$1,128,450
Total Revenue per Form 990
$852,723
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$502,551
Salaries, Compensation, and Employee Benefits$395,322
Grants and Similar Amounts Paid$47,845
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$184,637
Current Officers, Directors, Trustees, and Key Employees---$176,135
Fees for Services Management---$63,500
Advertising---$60,370
All Other Expenses---$57,456
Fees for Services Other---$52,962
Grants to Domestic Orgs---$47,845
Fees for Services Accounting---$30,948
Payroll Taxes---$27,499
Occupancy---$26,019
Information Technology---$25,166
Other Expenses---$22,138
Conferences and Meetings---$6,346
Pension Plan Contributions---$4,873
Office Expenses---$2,619
Other Employee Benefits---$2,178
Insurance---$1,816
Travel---$1,374
Total Functional Expenses$0$0$0$945,718

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,221,446
Expenses per Audited Statements$945,718
Total Expenses per Form 990$945,718
Expenses Not Reported on Form 990$275,728
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
AACCCF FoundationOrlando, FL-General grant for operations$25,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$31,812
Accrued Payroll$16,065
Payroll Clearing$3,711
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

Annually Form 990 is provided to the board before the board meeting for review. During the board meeting, board members are able to ask additional questions.

Form 990, Part VI, Section B, line 15A

The executive committee is responsible for assessing the performance of the president annually. The president's performance is based upon meeting objectives of the chamber. The committee also considers many factors when setting compensation levels including comparisons with similar organizations. The president's compensation is approved by majority vote annually.

Form 990, Part VI, Section C, line 19

Governing document and financial statements are available upon request.

Filing and Contact Details

Filer

Filer Name
African-American Chamber of Commerce of
EIN
59-3314330
Phone
4074204870
Address
3201 E Colonial Drive A-20, Orlando, FL 32803

Signing Officer

Name
Tanisha Gary
Title
President
Phone
4074204870
Signed
2025-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tanisha Gary
Formed
1994
Legal Domicile
Fl
Voting Board Members
6
Independent Board Members
6
Employees
7
Volunteers
0

Preparer

Firm
Heidi L Haye CPA
Address
853 State Road 436 Ste 1025, Casselberry, FL 32707
Preparer
Heidi L Haye
Phone
4076372194
Supplemental Narrative

Additional Explanations

Form 990, Part XI, line 9:

Program Restriction Satisfaction -30,000.

Form 990, Part XII, Line 2C:

The process of auditor selection has not changed from the prior year.

Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt08492
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt016065
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13711
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt231812
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Accrued Payroll
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Payroll Clearing
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Lease Liability
IRS990ScheduleD/RevenueNotReportedAmt0275727
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0852723
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt036015
IRS990ScheduleD/TotalExpensesPerForm990Amt0945718
IRS990ScheduleD/TotalLiabilityAmt051588
IRS990ScheduleD/TotalRevenuePerForm990Amt0852723
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01128450
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01221446
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/RecipientTable/CashGrantAmt025000
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt00
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0General grant for operations
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0AACCCF Foundation
IRS990ScheduleI/RecipientTable/RecipientEIN0931377750
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt03201 E Colonial Drive Ste A-20
IRS990ScheduleI/RecipientTable/USAddress/CityNm0Orlando
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0FL
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd032803
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0176134
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Tanisha Gary
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0176134
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0Entity gathers info from similar organizations for comparison of the CEO. The exec board will review and approve the compensation of the CEO with the budget.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Annually Form 990 is provided to the board before the board meeting for review. During the board meeting, board members are able to ask additional questions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The executive committee is responsible for assessing the performance of the president annually. The president's performance is based upon meeting objectives of the chamber. The committee also considers many factors when setting compensation levels including comparisons with similar organizations. The president's compensation is approved by majority vote annually.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Governing document and financial statements are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Program Restriction Satisfaction -30,000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The process of auditor selection has not changed from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part XI, line 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part XII, Line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0FL
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0551926
IRS990/TotalAssetsEOYAmt0473064
IRS990/TotalAssetsGrp/BOYAmt0551926
IRS990/TotalAssetsGrp/EOYAmt0473064
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt030000
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/TotalAmt0945718
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt084955
IRS990/TotalLiabilitiesEOYAmt0129088
IRS990/TotalLiabilitiesGrp/BOYAmt084955
IRS990/TotalLiabilitiesGrp/EOYAmt0129088
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0466971
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0343976
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0809498
IRS990/TotalReportableCompFromOrgAmt0176134
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0822723
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0852723
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0551926
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0473064
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt01374
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03201 E Colonial drive No A-20
IRS990/USAddress/CityNm0Orlando
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd032803
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0www.blackcommerce.org
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Tanisha Gary
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum04074204870
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0African-American Chamber of Commerce of
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Central Florida Inc
ReturnHeader/Filer/BusinessNameControlTxt0AFRI
ReturnHeader/Filer/EIN0593314330
ReturnHeader/Filer/PhoneNum04074204870
ReturnHeader/Filer/USAddress/AddressLine1Txt03201 E Colonial Drive A-20
ReturnHeader/Filer/USAddress/CityNm0Orlando
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032803
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0852894364
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Heidi L Haye CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0853 State Road 436 Ste 1025
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Casselberry
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd032707
ReturnHeader/PreparerPersonGrp/PhoneNum04076372194
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0HEIDI L HAYE
ReturnHeader/ReturnTs02025-11-12T14:11:32-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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