Civic Intelligence

Cornerstone Life Inc

EIN 59-3265343 • 501(c)3 • Baltimore, MD

Profile

Mortgage and food assistance

2400 Kentucky AveBaltimore, MD 21213-1014
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2023 to 2024

Revenue Growth

5th percentile

-96%

Faster revenue growth than 5% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$10

Up $10 from 2023

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

Down

$10

Down $2,100 (-100%) from 2023

Operations
Liabilities / Revenue62nd percentileNet MarginScore unavailable

Revenue

Down

$100

Down $2,221 (-96%) from 2023

Expenses

-

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20K$10K$0-$10KAssets 2011: $13,040Liabilities 2011: $02011Assets 2012: $7,716Liabilities 2012: $02012Assets 2013: $0Net Assets 2013: $02013Assets 2014: $6,951Liabilities 2014: $02014Assets 2015: $0Net Assets 2015: $5,9412015Assets 2016: $8,315Net Assets 2016: $4,9102016Assets 2017: $12,979Net Assets 2017: $11,1292017Assets 2019: $0Net Assets 2019: $1,3172019Assets 2020: $7,134Net Assets 2020: -$6,9962020Assets 2021: $9,287Net Assets 2021: $9,2872021Assets 2022: $0Net Assets 2022: $11,8552022Assets 2023: $0Net Assets 2023: $2,1102023Assets 2024: $10Liabilities 2024: $0Net Assets 2024: $102024

Highlighted filing

2024

Assets$10
Liabilities$0
Net Assets$10
Open 2024 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10K$5.0K$0-$5.0K-$10KRevenue 2011: $1,645Expenses 2011: $1,211Net Income 2011: $4342011Revenue 2012: $1,785Expenses 2012: $7,098Net Income 2012: -$5,3132012Revenue 2013: $4,705Expenses 2013: $874Net Income 2013: $3,8312013Revenue 2014: $3,789Expenses 2014: $8,381Net Income 2014: -$4,5922014Revenue 2015: $1Expenses 2015: $1,011Net Income 2015: -$1,0102015Revenue 2016: $4,745Expenses 2016: $5,373Net Income 2016: -$6282016Revenue 2017: $5,281Expenses 2017: $2,467Net Income 2017: $2,8142017Revenue 2019: $3,529Expenses 2019: $2,212Net Income 2019: $1,3172019Revenue 2020: $1,920Expenses 2020: $8,916Net Income 2020: -$6,9962020Revenue 2021: $2,364Expenses 2021: $211Net Income 2021: $2,1532021Revenue 2022: $2,5682022Revenue 2023: $2,321Expenses 2023: $211Net Income 2023: $2,1102023Revenue 2024: $1002024

Highlighted filing

2024

Revenue$100
Expenses-
Net Income-
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10
Liabilities
$0
Net assets
$10
Revenue
$100
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.01$0.00$0.01$0.10
2023Detailed filing. Detailed filing data is available for this year.$0.00$2.11$2.32$0.21$2.11
2022Detailed filing. Detailed filing data is available for this year.$0.00$11.9$2.57
2021Detailed filing. Detailed filing data is available for this year.$9.29$9.29$2.36$0.21$2.15
2020Detailed filing. Detailed filing data is available for this year.$7.13$7.00$1.92$8.92$7.00
2019Detailed filing. Detailed filing data is available for this year.$0.00$1.32$3.53$2.21$1.32
2017Detailed filing. Detailed filing data is available for this year.$13.0$11.1$5.28$2.47$2.81
2016Detailed filing. Detailed filing data is available for this year.$8.32$4.91$4.75$5.37$0.63
2015Detailed filing. Detailed filing data is available for this year.$0.00$5.94$0.00$1.01$1.01
2014Summary only. Only limited summary data is available for this year.$6.95$0.00$3.79$8.38$4.59
2013Detailed filing. Detailed filing data is available for this year.$0.00$0.00$4.71$0.87$3.83
2012Summary only. Only limited summary data is available for this year.$7.72$0.00$1.79$7.10$5.31
2011Summary only. Only limited summary data is available for this year.$13.0$0.00$1.65$1.21$0.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$100
Mission and Program Overview

Mission

Mortgage and food assistance

Program Services

DescriptionGrantsExpenses
none this year-$90
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOHANNA VAN DUINPresidentPT$0--
Filing and Contact Details

Filer

Filer Name
Cornerstone Life Inc
EIN
59-3265343
Phone
4433710064
Address
2400 KENTUCKY AVE, BALTIMORE, MD 21213-1014

Signing Officer

Name
Johanna Van Duin
Title
President
Phone
4433710064
Signed
2025-11-17
Discuss with paid preparer
No

Preparer

Firm
Estabrook & Company
Address
10 GERARD AVE SUITE 305, TIMONIUM, MD 21093
Preparer
Jay Estabrook
Phone
4104440002
Raw XML Appendix100 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JAY ESTABROOK
IRS990EZ/BooksInCareOfDetail/PhoneNum04104440002
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04904 HARFORD ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BALTIMORE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MD
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd021214
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt010
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0100
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0100
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt010
IRS990EZ/GrossReceiptsAmt0100
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0100
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt010
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOHANNA VAN DUIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0MORTGAGE AND FOOD ASSISTANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0none this year
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt090
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MD
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalProgramServiceExpensesAmt090
IRS990EZ/TotalRevenueAmt0100
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0100
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0100
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportPY170Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt0100
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0100
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0100
IRS990ScheduleA/TotalSupportAmt0100
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHANNA VAN DUIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04433710064
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CORNERSTONE LIFE INC
ReturnHeader/Filer/BusinessNameControlTxt0CORN
ReturnHeader/Filer/EIN0593265343
ReturnHeader/Filer/PhoneNum04433710064
ReturnHeader/Filer/USAddress/AddressLine1Txt02400 KENTUCKY AVE
ReturnHeader/Filer/USAddress/CityNm0BALTIMORE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MD
ReturnHeader/Filer/USAddress/ZIPCd0212131014
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0521899479
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ESTABROOK & COMPANY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010 GERARD AVE SUITE 305
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TIMONIUM
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021093
ReturnHeader/PreparerPersonGrp/PhoneNum04104440002
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAY ESTABROOK
ReturnHeader/ReturnTs02025-11-17T16:45:39-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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