Civic Intelligence

Women Business Owners

EIN 59-3086063 • 501(c)6 • Jacksonville, FL

Profile

To encourage ownership by women in business; to encourage and support women who own and operate businesses; to foster the economic stability of businesses owned and operated by women; to provide a voice for women who own and operate businesses.

PO Box 16372Jacksonville, FL 32245

www.jaxwbo.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.27x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

89th percentile

0.34x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

57th percentile

4.3%

Higher net margin than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Balance Sheet
Liabilities / Assets84th percentile

Assets

Down

$39,056

Down $420 (-1.1%) from 2017

Liabilities

$10,456

No earlier filing loaded for comparison.

Net Assets

Down

$28,600

Down $10,876 (-28%) from 2017

Operations
Liabilities / Revenue89th percentileNet Margin57th percentile

Revenue

Down

$31,008

Down $52,254 (-63%) from 2017

Expenses

Down

$29,681

Down $35,893 (-55%) from 2017

Net Income

Down

$1,327

Down $16,361 (-92%) from 2017

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2011: $14,325Net Assets 2011: $14,3252011Assets 2012: $23,944Liabilities 2012: $02012Assets 2013: $21,264Net Assets 2013: $21,2642013Assets 2014: $18,353Liabilities 2014: $412Net Assets 2014: $17,9412014Assets 2015: $31,681Liabilities 2015: $3,3292015Assets 2016: $21,788Net Assets 2016: $21,7882016Assets 2017: $39,476Net Assets 2017: $39,4762017Assets 2025: $39,056Liabilities 2025: $10,456Net Assets 2025: $28,6002025

Highlighted filing

2025

Assets$39,056
Liabilities$10,456
Net Assets$28,600
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $52,760Expenses 2011: $47,158Net Income 2011: $5,6022011Revenue 2012: $60,323Expenses 2012: $50,704Net Income 2012: $9,6192012Revenue 2013: $91,190Expenses 2013: $93,870Net Income 2013: -$2,6802013Revenue 2014: $89,126Expenses 2014: $92,449Net Income 2014: -$3,3232014Revenue 2015: $108,648Expenses 2015: $98,237Net Income 2015: $10,4112015Revenue 2016: $56,167Expenses 2016: $62,731Net Income 2016: -$6,5642016Revenue 2017: $83,262Expenses 2017: $65,574Net Income 2017: $17,6882017Revenue 2025: $31,008Expenses 2025: $29,681Net Income 2025: $1,3272025

Highlighted filing

2025

Revenue$31,008
Expenses$29,681
Net Income$1,327
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$39,056
Liabilities
$10,456
Net assets
$28,600
Revenue
$31,008
Expenses
$29,681
Net income
$1,327
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$0.10$0.29$0.31$0.30$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.39$0.39$0.83$0.66$0.18
2016Detailed filing. Detailed filing data is available for this year.$0.22$0.22$0.56$0.63$0.07
2015Summary only. Only limited summary data is available for this year.$0.32$0.03$1.09$0.98$0.10
2014Detailed filing. Detailed filing data is available for this year.$0.18$0.00$0.18$0.89$0.92$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.21$0.21$0.91$0.94$0.03
2012Summary only. Only limited summary data is available for this year.$0.24$0.00$0.60$0.51$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.14$0.53$0.47$0.06
Latest Detailed Filing

The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2017 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
Oct 17, 2017
Return Version
2016v3.0
Gross Receipts
$83,262
Mission and Program Overview

Mission

To encourage ownership by women in business; to encourage and support women who own and operate businesses; to foster the economic stability of businesses owned and operated by women; to provide a voice for women who own and operate businesses.

Program Services

DescriptionGrantsExpenses
---
N/A--
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PADGET KATHLEEN KCDirector-$0--
BOWEN CHERYLSecretary-$0--
DIETZ MELISSATreasurer-$0--
ZELEN VICKYPast Preside-$0--
Filing and Contact Details

Filer

Filer Name
Women Business Owners
EIN
59-3086063
Phone
9047012564
Address
PO BOX 16372, JACKSONVILLE, FL 32245

Signing Officer

Name
Fredrick Jeannie
Title
President
Phone
9049976166
Signed
2017-10-17

Preparer

Firm
Monakey & Company Cpas Lc
Address
11555 CENTRAL PKWY STE 101, JACKSONVILLE, FL 32224-2692
Preparer
Michael J Monakey CPA
Phone
9045659045
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Holiday party:auction income 3,892 directory ad income 2,345 raffle proceeds 329 banner ad income 275 total 6,841”

Form 990-ez, Part I, Line 16

“Expenses special events:new memeber lu 806 admin exp: insurance 987 admin e-web site & domian 850 admin exp: bank charges -3 admin exp: credit 3,874 admin exp: contributions 2,500 admin exp: directory 1,354 admin exp: gifts -394 admin exp: newsletter 765 admin exp: office 190 admin exp: postage 46 admin exp: membership exp 25 admin exp: taxes 61 admin exp: dinner meeting 14,067 quickbooks payment fees 396 retreat exp: misc supplie 476 holiday party expense 4,790 admin exp: awards 143 peacock scholarship 1,500 retreat:retreat expense 15,602 speaker gifts 214 work day expenses 990 admin exp: adverstising 375 admin exp: memberclicks 2,920 admin exp brochures/lette 48 po box rental 22 special events:scholarshi 4,976 retreat expense:hospitali 319 admin exp: nametags & pin 72 total 57,971”

Form 990-ez, Part III

“To encourage ownership by women in business; to encourage and support women who own and operate businesses; to foster the economic stability of businesses owned and operated by women; to provide a voice for women who own and operate businesses.”

Form 990-ez, Part III, Line 31

“N/A”

Raw XML Appendix103 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0MELISSA DIETZ
IRS990EZ/BooksInCareOfDetail/PhoneNum09046082740
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt09951 ATLANTIC BLVD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0JACKSONVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd032225
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt021788
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt039476
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt017688
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07603
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt021788
IRS990EZ/Form990TotalAssetsGrp/EOYAmt039476
IRS990EZ/GrossReceiptsAmt083262
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt041127
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt021788
IRS990EZ/NetAssetsOrFundBalancesEOYAmt039476
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt021788
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt039476
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PADGET KATHLEEN KC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1BOWEN CHERYL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DIETZ MELISSA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ZELEN VICKY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PAST PRESIDE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt057971
IRS990EZ/OtherRevenueTotalAmt06841
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO ENCOURAGE OWNERSHIP BY WOMEN IN BUSINESS; TO ENCOURAGE AND SUPPORT WOMEN WHO OWN AND OPERATE BUSINESSES; TO FOSTER THE ECONOMIC STABILITY OF BUSINESSES OWNED AND OPERATED BY WOMEN; TO PROVIDE A VOICE FOR WOMEN WHO OWN AND OPERATE BUSINESSES.
IRS990EZ/ProgramServiceRevenueAmt035294
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0-
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1N/A
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt065574
IRS990EZ/TotalRevenueAmt083262
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.JAXWBO.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOLIDAY PARTY:AUCTION INCOME 3,892 DIRECTORY AD INCOME 2,345 RAFFLE PROCEEDS 329 BANNER AD INCOME 275 TOTAL 6,841
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES SPECIAL EVENTS:NEW MEMEBER LU 806 ADMIN EXP: INSURANCE 987 ADMIN E-WEB SITE & DOMIAN 850 ADMIN EXP: BANK CHARGES -3 ADMIN EXP: CREDIT 3,874 ADMIN EXP: CONTRIBUTIONS 2,500 ADMIN EXP: DIRECTORY 1,354 ADMIN EXP: GIFTS -394 ADMIN EXP: NEWSLETTER 765 ADMIN EXP: OFFICE 190 ADMIN EXP: POSTAGE 46 ADMIN EXP: MEMBERSHIP EXP 25 ADMIN EXP: TAXES 61 ADMIN EXP: DINNER MEETING 14,067 QUICKBOOKS PAYMENT FEES 396 RETREAT EXP: MISC SUPPLIE 476 HOLIDAY PARTY EXPENSE 4,790 ADMIN EXP: AWARDS 143 PEACOCK SCHOLARSHIP 1,500 RETREAT:RETREAT EXPENSE 15,602 SPEAKER GIFTS 214 WORK DAY EXPENSES 990 ADMIN EXP: ADVERSTISING 375 ADMIN EXP: MEMBERCLICKS 2,920 ADMIN EXP BROCHURES/LETTE 48 PO BOX RENTAL 22 SPECIAL EVENTS:SCHOLARSHI 4,976 RETREAT EXPENSE:HOSPITALI 319 ADMIN EXP: NAMETAGS & PIN 72 TOTAL 57,971
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO ENCOURAGE OWNERSHIP BY WOMEN IN BUSINESS; TO ENCOURAGE AND SUPPORT WOMEN WHO OWN AND OPERATE BUSINESSES; TO FOSTER THE ECONOMIC STABILITY OF BUSINESSES OWNED AND OPERATED BY WOMEN; TO PROVIDE A VOICE FOR WOMEN WHO OWN AND OPERATE BUSINESSES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3N/A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0FREDRICK JEANNIE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09049976166
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WOMEN BUSINESS OWNERS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0OF NORTH FLORIDA
ReturnHeader/Filer/BusinessNameControlTxt0WOME
ReturnHeader/Filer/EIN0593086063
ReturnHeader/Filer/PhoneNum09047012564
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 16372
ReturnHeader/Filer/USAddress/CityNm0JACKSONVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032245
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId080F0BD050B8DF598B62C46BC136AB0CD9C29029A
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId02F9FCDBA95A1A5C85F225D347EB2DB34F1D14DFD
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0593683762
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MONAKEY & COMPANY CPAS LC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011555 CENTRAL PKWY STE 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0JACKSONVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0322242692
ReturnHeader/PreparerPersonGrp/PhoneNum09045659045
ReturnHeader/PreparerPersonGrp/PreparationDt02017-10-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL J MONAKEY CPA
ReturnHeader/ReturnTs02018-01-17T08:30:13-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-07-01
ReturnHeader/TaxPeriodEndDt02017-06-30
ReturnHeader/TaxYr02016

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