Civic Intelligence

Putnam Radio Ministries Inc

EIN 59-3009352 • 501(c)3 • Palatka, FL

Profile

To provide christian education through the operation of a non-profit radio station.

PO Box 502Palatka, FL 32178

www.whif.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

26th percentile

0.00x

Higher debt load relative to assets than 26% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

28th percentile

0.01x

Higher debt load relative to revenue than 28% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

73rd percentile

20%

Higher net margin than 73% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

55th percentile

$73,083

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 17.4% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

68th percentile

11%

Faster asset growth than 68% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

39th percentile

1.3%

Faster revenue growth than 39% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,084,174

Up $108,347 (+11%) from 2023

Liabilities

Up

$3,310

Up $128 (+4.0%) from 2023

Net Assets

Up

$1,080,864

Up $108,219 (+11%) from 2023

Revenue

Up

$419,769

Up $5,484 (+1.3%) from 2023

Expenses

Up

$333,854

Up $2,120 (+0.6%) from 2023

Net Income

Up

$85,915

Up $3,364 (+4.1%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $238,333Liabilities 2011: $2,698Net Assets 2011: $235,6352011Assets 2012: $287,757Liabilities 2012: $1,485Net Assets 2012: $286,2722012Assets 2013: $356,860Liabilities 2013: $1,581Net Assets 2013: $355,2792013Assets 2014: $418,165Liabilities 2014: $2,194Net Assets 2014: $415,9712014Assets 2015: $497,970Liabilities 2015: $79,128Net Assets 2015: $418,8422015Assets 2016: $510,807Liabilities 2016: $72,134Net Assets 2016: $438,6732016Assets 2017: $489,821Liabilities 2017: $2,001Net Assets 2017: $487,8202017Assets 2018: $535,302Liabilities 2018: $2,009Net Assets 2018: $533,2932018Assets 2019: $658,168Liabilities 2019: $2,454Net Assets 2019: $655,7142019Assets 2020: $801,658Liabilities 2020: $2,572Net Assets 2020: $799,0862020Assets 2021: $932,697Liabilities 2021: $2,237Net Assets 2021: $930,4602021Assets 2022: $865,896Liabilities 2022: $2,147Net Assets 2022: $863,7492022Assets 2023: $975,827Liabilities 2023: $3,182Net Assets 2023: $972,6452023Assets 2024: $1,084,174Liabilities 2024: $3,310Net Assets 2024: $1,080,8642024

Highlighted filing

2024

Assets$1,084,174
Liabilities$3,310
Net Assets$1,080,864

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2011: $199,5982011Expenses 2012: $180,2652012Revenue 2013: $240,595Expenses 2013: $204,586Net Income 2013: $36,0092013Revenue 2014: $226,958Expenses 2014: $181,550Net Income 2014: $45,4082014Revenue 2015: $261,959Expenses 2015: $204,152Net Income 2015: $57,8072015Revenue 2016: $226,856Expenses 2016: $211,123Net Income 2016: $15,7332016Revenue 2017: $261,719Expenses 2017: $209,320Net Income 2017: $52,3992017Revenue 2018: $301,991Expenses 2018: $232,459Net Income 2018: $69,5322018Revenue 2019: $303,807Expenses 2019: $232,676Net Income 2019: $71,1312019Revenue 2020: $340,129Expenses 2020: $250,940Net Income 2020: $89,1892020Revenue 2021: $348,624Expenses 2021: $267,063Net Income 2021: $81,5612021Revenue 2022: $355,625Expenses 2022: $277,941Net Income 2022: $77,6842022Revenue 2023: $414,285Expenses 2023: $331,734Net Income 2023: $82,5512023Revenue 2024: $419,769Expenses 2024: $333,854Net Income 2024: $85,9152024

Highlighted filing

2024

Revenue$419,769
Expenses$333,854
Net Income$85,915

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.08$0.00$1.08$0.42$0.33$0.09
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.00$0.97$0.41$0.33$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.87$0.00$0.86$0.36$0.28$0.08
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.93$0.00$0.93$0.35$0.27$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.80$0.00$0.80$0.34$0.25$0.09
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.66$0.00$0.66$0.30$0.23$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.54$0.00$0.53$0.30$0.23$0.07
2017Summary only. Only limited summary data is available for this year.$0.49$0.00$0.49$0.26$0.21$0.05
2016Summary only. Only limited summary data is available for this year.$0.51$0.07$0.44$0.23$0.21$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.50$0.08$0.42$0.26$0.20$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.23$0.18$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$0.24$0.20$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.00$0.29$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.00$0.24$0.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 12, 2025
Return Version
2024v5.1
Gross Receipts
$571,481
Mission and Program Overview

Mission

To provide christian education through the operation of a non-profit radio station.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$972,645$1,080,864▲ $108,219
Investments in Publicly Traded Securities$582,777$691,182▲ $108,405
Land, Buildings, and Equipment, Net$209,116$213,056▲ $3,940
Savings and Temporary Cash Investments$106,433$107,302▲ $869
Cash and Non-Interest-Bearing Accounts$77,501$72,634▼ $4,867
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$975,827$1,084,174▲ $108,347
Liabilities
Accounts Payable and Accrued Expenses$3,182$3,310▲ $128
Total Liabilities$3,182$3,310▲ $128
Net Assets / Fund Balance
Total Net Assets Fund Balance$972,645$1,080,864▲ $108,219
Total Liabilities and Net Assets / Fund Balance$975,827$1,084,174▲ $108,347

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$190,759$82,928$273,687
Equipment$4,297$227,384$231,681
Land$18,000-$18,000
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robin RobinsonGeneral ManagerFT$67,083$6,000$73,083

Board Members and Trustees

NameTitle
Gerald RagansPresident
Tom DillonVice President
Jeff BedenbaughDirector
Leigh DoranDirector
Stephen JonesDirector
Grayson Meade JrSec/treas
Revenue and Support

Revenue Composition

Contributions and Grants
$356,948
Program Service Revenue
$5,462
Investment Income
$32,918
Other Revenue
$24,441
All Other Contributions
$356,948
Change in Net Assets
$85,915
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$172,376
Other Expenses$161,478
Total Fundraising Expense$1,250
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$87,470--$87,470
Current Officers, Directors, Trustees, and Key Employees$60,375$6,708-$67,083
Office Expenses$30,615$3,402-$34,017
Advertising$25,060$2,784-$27,844
Occupancy$6,395$9,593-$15,988
Insurance$11,603$3,868-$15,471
Payroll Taxes$11,232$591-$11,823
Depreciation Depletion$9,018$1,002-$10,020
Conferences and Meetings$4,069$4,069-$8,138
Fees for Services Other$6,000-$1,250$7,250
Information Technology$6,230$692-$6,922
Fees for Services Accounting-$6,767-$6,767
Pension Plan Contributions$5,400$600-$6,000
Fees for Service Investment Mgmnt Fees-$5,885-$5,885
Other Expenses$1,104$560-$560
All Other Expenses-$61-$61
Total Functional Expenses$286,022$46,582$1,250$333,854
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$40,773
Fundraising Direct Expenses$16,748
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A copy of the organization's form 990 is provided to each member of the governing body, allowing them the time to review it and ask any questions prior to filing the return.

Form 990, Part VI, Section B, Line 12C

A written copy of the conflict of interest policy is distributed to board members annually. Each board member is asked to review it and then sign to confirm compliance with the policy.

Form 990, Part VI, Section C, Line 19

The organization makes available the described documents and information upon request.

Filing and Contact Details

Filer

Filer Name
Putnam Radio Ministries Inc
EIN
59-3009352
Phone
3863253334
Address
PO BOX 502, PALATKA, FL 32178

Signing Officer

Name
Robin Robinson
Title
General Manager
Phone
3863253334
Signed
2025-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robin Robinson
Formed
1989
Legal Domicile
Fl
Voting Board Members
6
Independent Board Members
6
Employees
5
Volunteers
25

Preparer

Firm
Cri Advisors LLC
Address
906 SOUTH STATE ROAD 19, PALATKA, FL 32177
Preparer
Jeffrey L Pignato CPA
Phone
3863254561
Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05462
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0344228
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt046925
IRS990/PYOtherExpensesAmt0184016
IRS990/PYOtherRevenueAmt022747
IRS990/PYProgramServiceRevenueAmt0385
IRS990/PYRevenuesLessExpensesAmt082551
IRS990/PYSalariesCompEmpBnftPaidAmt0147718
IRS990/PYTotalExpensesAmt0331734
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0414285
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt085915
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt05462
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0972645
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01080864
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0106433
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0107302
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0344228
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0323080
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0299113
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0315779
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01639148
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt043456
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt018024
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt020088
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt032890
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt016724
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0131182
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0108372
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0416
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt02030
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt03
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt03572
IRS990ScheduleA/OtherIncome170Grp/TotalAmt06021
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IRS990ScheduleA/PublicSupportPY170Pct00.86030
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IRS990ScheduleA/SubstantialContributorsTotAmt01623
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0344228
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0323080
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0299113
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0315779
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01639148
IRS990ScheduleA/TotalSupportAmt01776351
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0190759
IRS990ScheduleD/BuildingsGrp/DepreciationAmt082928
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0273687
IRS990ScheduleD/EquipmentGrp/BookValueAmt04297
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0227384
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0231681
IRS990ScheduleD/LandGrp/BookValueAmt018000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt018000
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0213056
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A COPY OF THE ORGANIZATION'S FORM 990 IS PROVIDED TO EACH MEMBER OF THE GOVERNING BODY, ALLOWING THEM THE TIME TO REVIEW IT AND ASK ANY QUESTIONS PRIOR TO FILING THE RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A WRITTEN COPY OF THE CONFLICT OF INTEREST POLICY IS DISTRIBUTED TO BOARD MEMBERS ANNUALLY. EACH BOARD MEMBER IS ASKED TO REVIEW IT AND THEN SIGN TO CONFIRM COMPLIANCE WITH THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION MAKES AVAILABLE THE DESCRIBED DOCUMENTS AND INFORMATION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
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IRS990/TotalAssetsEOYAmt01084174
IRS990/TotalAssetsGrp/BOYAmt0975827
IRS990/TotalAssetsGrp/EOYAmt01084174
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0356948
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt01250
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt046582
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0286022
IRS990/TotalFunctionalExpensesGrp/TotalAmt0333854
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03182
IRS990/TotalLiabilitiesEOYAmt03310
IRS990/TotalLiabilitiesGrp/BOYAmt03182
IRS990/TotalLiabilitiesGrp/EOYAmt03310
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0972645
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01080864
IRS990/TotalOtherCompensationAmt06000
IRS990/TotalProgramServiceExpensesAmt0286022
IRS990/TotalProgramServiceRevenueAmt05462
IRS990/TotalReportableCompFromOrgAmt067083
IRS990/TotalRevenueGrp/ExclusionAmt057359
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05462
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0419769
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt025
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0975827
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01084174
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03419 ST JOHNS AVENUE
IRS990/USAddress/CityNm0PALATKA
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd032177
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.WHIF.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBIN ROBINSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0GENERAL MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum03863253334
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PUTNAM RADIO MINISTRIES INC
ReturnHeader/Filer/BusinessNameControlTxt0PUTN
ReturnHeader/Filer/EIN0593009352
ReturnHeader/Filer/PhoneNum03863253334
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 502
ReturnHeader/Filer/USAddress/CityNm0PALATKA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032178
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0994625061
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CRI ADVISORS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0906 SOUTH STATE ROAD 19
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PALATKA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd032177
ReturnHeader/PreparerPersonGrp/PhoneNum03863254561
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JEFFREY L PIGNATO CPA
ReturnHeader/ReturnTs02025-06-17T14:21:49-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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