Civic Intelligence

Perdido Key Area Chamber of Commerce

EIN 59-2993049 • 501(c)6 • Pensacola, FL

Profile

Working together with local businesses to build a healthy economy and improve quality of life in the community.

15500 Perdido Key DrivePensacola, FL 32507

visitperdido.com/perdido-key-chamber

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

70th percentile

11%

Higher net margin than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

90th percentile

$56,725

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 18.8% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

93rd percentile

61%

Faster asset growth than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

76th percentile

19%

Faster revenue growth than 76% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$197,523

Up $74,802 (+61%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$197,523

Up $74,802 (+61%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin70th percentile

Revenue

Up

$301,744

Up $48,854 (+19%) from 2023

Expenses

Up

$267,049

Up $21,385 (+8.7%) from 2023

Net Income

Up

$34,695

Up $27,469 (+380%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth93rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2017: $229,192Liabilities 2017: $135Net Assets 2017: $229,0572017Assets 2018: $196,422Liabilities 2018: $3Net Assets 2018: $196,4192018Assets 2019: $250,687Liabilities 2019: $49,762Net Assets 2019: $200,9252019Assets 2020: $161,887Liabilities 2020: $72,928Net Assets 2020: $88,9592020Assets 2021: $169,215Liabilities 2021: $11Net Assets 2021: $169,2042021Assets 2022: $120,803Liabilities 2022: $0Net Assets 2022: $120,8032022Assets 2023: $122,721Liabilities 2023: $0Net Assets 2023: $122,7212023Assets 2024: $197,523Liabilities 2024: $0Net Assets 2024: $197,5232024

Highlighted filing

2024

Assets$197,523
Liabilities$0
Net Assets$197,523
Open 2024 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2017: $225,123Expenses 2017: $269,696Net Income 2017: -$44,5732017Revenue 2018: $201,862Expenses 2018: $234,500Net Income 2018: -$32,6382018Revenue 2019: $295,637Expenses 2019: $296,218Net Income 2019: -$5812019Revenue 2020: $173,603Expenses 2020: $285,569Net Income 2020: -$111,9662020Revenue 2021: $191,540Expenses 2021: $203,559Net Income 2021: -$12,0192021Revenue 2022: $222,734Expenses 2022: $266,134Net Income 2022: -$43,4002022Revenue 2023: $252,890Expenses 2023: $245,664Net Income 2023: $7,2262023Revenue 2024: $301,744Expenses 2024: $267,049Net Income 2024: $34,6952024

Highlighted filing

2024

Revenue$301,744
Expenses$267,049
Net Income$34,695
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$197,523
Liabilities
$0
Net assets
$197,523
Revenue
$301,744
Expenses
$267,049
Net income
$34,695
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.98$0.00$1.98$3.02$2.67$0.35
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.00$1.23$2.53$2.46$0.07
2022Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$2.23$2.66$0.43
2021Detailed filing. Detailed filing data is available for this year.$1.69$0.00$1.69$1.92$2.04$0.12
2020Detailed filing. Detailed filing data is available for this year.$1.62$0.73$0.89$1.74$2.86$1.12
2019Detailed filing. Detailed filing data is available for this year.$2.51$0.50$2.01$2.96$2.96$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.96$0.00$1.96$2.02$2.35$0.33
2017Detailed filing. Detailed filing data is available for this year.$2.29$0.00$2.29$2.25$2.70$0.45
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$301,744
Mission and Program Overview

Mission

Promote progressive leadership in commerce for a dynamic and prosperous community in the perdido area. The perdido key area chamber of commerce is dedicated to endorse the perdido areas growth of regional businesses and community prosperity through advocacy, leadership, economic development, education and associations across state lines.

Working together with local businesses to build a healthy economy and improve the quality of life in the community

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$119,813$162,366▲ $42,553
Rtn Earn Endowment Incm Other Fnds$81,003$124,598▲ $43,595
Cap Stk Tr Prin Current Funds$72,925$72,925→ $0
Savings and Temporary Cash Investments$34,115$35,157▲ $1,042
Total Assets$153,928$197,523▲ $43,595
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$153,928$197,523▲ $43,595
Total Liabilities and Net Assets / Fund Balance$153,928$197,523▲ $43,595

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$95,068-
Equipment-$34,197-
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Tammy ThurowPresidentFT$56,725$56,725
Madelyn BellMembership ManagerPT$36,810$36,810
Mark RahmlowAssistantPT$22,138$22,138
Amy M AdamsEvent CoordinatorPT$11,931$11,931
Cheryl a BamonteBookkeeperPT$5,078$5,078
Revenue and Support

Revenue Composition

Contributions and Grants
$226,580
Program Service Revenue
$73,255
Investment Income
$1,909
Other Revenue
$0
Change in Net Assets
$34,695
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$145,424
Other Expenses$121,625
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$131,100--$131,100
Advertising$46,428--$46,428
Office Expenses$15,290--$15,290
Payroll Taxes$11,474--$11,474
Insurance$9,543--$9,543
Information Technology$7,295--$7,295
Other Expenses$4,003--$4,003
Travel$3,669--$3,669
Other Salaries and Wages$2,850--$2,850
Fees for Services Accounting$605--$605
Total Functional Expenses$267,049$0$0$267,049
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$23,352$23,352-$23,352
Event 2$19,414$19,414-$19,414
Total Events$96,914$96,914$29,278$67,636
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 11B

“President/CEO and designated Board Member reviews before signing.”

Part VI Line 19

“Records are made available as required upon direct request to”

Part VI Line 19

“the President/CEO.”

Filing and Contact Details

Filer

Filer Name
Perdido Key Area Chamber of Commerce
EIN
59-2993049
In Care Of
% Tammy Thurow
Phone
8504924660
Address
15500 Perdido Key Drive, Pensacola, FL 32507

Signing Officer

Name
Tammy Thurow
Title
President
Phone
8504924660
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tammy Thurow
Formed
1983
Legal Domicile
Fl
Voting Board Members
15
Independent Board Members
15
Employees
5

Preparer

Firm
G Arthur Leary Jr CPA
Address
362 GULF BREEZE PKWY, Suite 108, GULF BREEZE, FL 32561
Preparer
Gene a Leary Jr CPA
Phone
8508608876
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IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0153928
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0197523
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ProgramServicesAmt03669
IRS990/TravelGrp/TotalAmt03669
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt015500 Perdido Key Drive
IRS990/USAddress/CityNm0Pensacola
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd032507
IRS990/VotingMembersGoverningBodyCnt015
IRS990/VotingMembersIndependentCnt015
IRS990/WebsiteAddressTxt0https://visitperdido.com/perdido-key-chamber
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TAMMY THUROW
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum08504924660
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PERDIDO KEY AREA CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0PERD
ReturnHeader/Filer/EIN0592993049
ReturnHeader/Filer/InCareOfNm0% Tammy Thurow
ReturnHeader/Filer/PhoneNum08504924660
ReturnHeader/Filer/USAddress/AddressLine1Txt015500 Perdido Key Drive
ReturnHeader/Filer/USAddress/CityNm0Pensacola
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032507
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0571074228
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0G ARTHUR LEARY JR CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0362 GULF BREEZE PKWY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine2Txt0Suite 108
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GULF BREEZE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd032561
ReturnHeader/PreparerPersonGrp/PhoneNum08508608876
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GENE A LEARY JR CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-17T15:40:41-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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