Civic Intelligence

Florida Chamber of Commerce

EIN 59-2959067 • 501(c)6 • Babson Park, FL

Profile

Provide chamber of commerce professionals with the information, learnings and communications skills to carry out the mission of their chambers.

PO Box 415Babson Park, FL 33827

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.21x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

90th percentile

0.36x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

72nd percentile

13%

Higher net margin than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

48th percentile

-2.2%

Faster asset growth than 48% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

83rd percentile

29%

Faster revenue growth than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Down

$371,411

Down $8,230 (-2.2%) from 2024

Liabilities

Down

$78,921

Down $36,696 (-32%) from 2024

Net Assets

Up

$292,490

Up $28,466 (+11%) from 2024

Operations
Liabilities / Revenue90th percentileNet Margin72nd percentile

Revenue

Up

$219,616

Up $49,853 (+29%) from 2024

Expenses

Up

$191,150

Up $22,486 (+13%) from 2024

Net Income

Up

$28,466

Up $27,367 (+2490%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth48th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $64,985Liabilities 2011: $44,3502011Assets 2012: $97,152Liabilities 2012: $60,5152012Assets 2013: $129,778Liabilities 2013: $86,1092013Assets 2014: $163,145Liabilities 2014: $84,3282014Assets 2015: $207,950Liabilities 2015: $97,567Net Assets 2015: $110,3832015Assets 2016: $194,666Liabilities 2016: $47,8902016Assets 2017: $237,903Liabilities 2017: $68,0582017Assets 2018: $259,286Liabilities 2018: $79,0372018Assets 2019: $281,682Liabilities 2019: $75,862Net Assets 2019: $205,8202019Assets 2020: $272,031Liabilities 2020: $53,743Net Assets 2020: $218,2882020Assets 2021: $305,617Liabilities 2021: $75,270Net Assets 2021: $230,3472021Assets 2022: $337,169Liabilities 2022: $88,604Net Assets 2022: $248,5652022Assets 2023: $354,177Liabilities 2023: $91,252Net Assets 2023: $262,9252023Assets 2024: $379,641Liabilities 2024: $115,617Net Assets 2024: $264,0242024Assets 2025: $371,411Liabilities 2025: $78,921Net Assets 2025: $292,4902025

Highlighted filing

2025

Assets$371,411
Liabilities$78,921
Net Assets$292,490
Open 2025 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Revenue 2011: $136,202Expenses 2011: $126,714Net Income 2011: $9,4882011Revenue 2012: $131,021Expenses 2012: $101,685Net Income 2012: $29,3362012Revenue 2013: $122,763Expenses 2013: $115,729Net Income 2013: $7,0342013Revenue 2014: $155,841Expenses 2014: $120,693Net Income 2014: $35,1482014Revenue 2015: $151,545Expenses 2015: $119,979Net Income 2015: $31,5662015Revenue 2016: $159,760Expenses 2016: $123,118Net Income 2016: $36,6422016Revenue 2017: $122,924Expenses 2017: $99,726Net Income 2017: $23,1982017Revenue 2018: $132,497Expenses 2018: $122,093Net Income 2018: $10,4042018Revenue 2019: $160,759Expenses 2019: $135,188Net Income 2019: $25,5712019Revenue 2020: $131,345Expenses 2020: $118,877Net Income 2020: $12,4682020Revenue 2021: $130,433Expenses 2021: $118,374Net Income 2021: $12,0592021Revenue 2022: $173,620Expenses 2022: $155,402Net Income 2022: $18,2182022Revenue 2023: $177,450Expenses 2023: $163,090Net Income 2023: $14,3602023Revenue 2024: $169,763Expenses 2024: $168,664Net Income 2024: $1,0992024Revenue 2025: $219,616Expenses 2025: $191,150Net Income 2025: $28,4662025

Highlighted filing

2025

Revenue$219,616
Expenses$191,150
Net Income$28,466
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$371,411
Liabilities
$78,921
Net assets
$292,490
Revenue
$219,616
Expenses
$191,150
Net income
$28,466
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.71$0.79$2.92$2.20$1.91$0.28
2024Detailed filing. Detailed filing data is available for this year.$3.80$1.16$2.64$1.70$1.69$0.01
2023Detailed filing. Detailed filing data is available for this year.$3.54$0.91$2.63$1.77$1.63$0.14
2022Detailed filing. Detailed filing data is available for this year.$3.37$0.89$2.49$1.74$1.55$0.18
2021Detailed filing. Detailed filing data is available for this year.$3.06$0.75$2.30$1.30$1.18$0.12
2020Detailed filing. Detailed filing data is available for this year.$2.72$0.54$2.18$1.31$1.19$0.12
2019Detailed filing. Detailed filing data is available for this year.$2.82$0.76$2.06$1.61$1.35$0.26
2018Summary only. Only limited summary data is available for this year.$2.59$0.79$1.32$1.22$0.10
2017Summary only. Only limited summary data is available for this year.$2.38$0.68$1.23$1.00$0.23
2016Summary only. Only limited summary data is available for this year.$1.95$0.48$1.60$1.23$0.37
2015Detailed filing. Detailed filing data is available for this year.$2.08$0.98$1.10$1.52$1.20$0.32
2014Summary only. Only limited summary data is available for this year.$1.63$0.84$1.56$1.21$0.35
2013Summary only. Only limited summary data is available for this year.$1.30$0.86$1.23$1.16$0.07
2012Summary only. Only limited summary data is available for this year.$0.97$0.61$1.31$1.02$0.29
2011Summary only. Only limited summary data is available for this year.$0.65$0.44$1.36$1.27$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2024 to Aug 31, 2025
Signed
Dec 31, 2025
Return Version
2024v5.0
Gross Receipts
$219,616
Mission and Program Overview

Mission

Provide chamber of commerce professionals with the information, learnings and communications skills to carry out the mission of their chambers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$176,890$172,756▼ $4,134
Savings and Temporary Cash Investments$160,264$170,641▲ $10,377
Accounts Receivable$33,280$20,080▼ $13,200
Prepaid Expenses and Deferred Charges$9,207$7,934▼ $1,273
Total Assets$379,641$371,411▼ $8,230
Liabilities
Other Liabilities$113,267$76,542▼ $36,725
Accounts Payable and Accrued Expenses$2,350$2,379▲ $29
Total Liabilities$115,617$78,921▼ $36,696
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$264,024$292,490▲ $28,466
Total Net Assets Fund Balance$264,024$292,490▲ $28,466
Total Liabilities and Net Assets / Fund Balance$379,641$371,411▼ $8,230
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
John NewstreetChair
Noel MartinezChair- Elect
Tammy BracewellPresident
Amber AaronDirector
Brittany LamontDirector
Christie BrunerDirector
Heather KastenDirector
Jean HungivilleDirector
Jimmy LaneDirector
Josh WootenDirector
Kim DalglishDirector
Mark WilsonDirector
Megan HarrisonDirector
Nancy PeltonenDirector
Samuel RuizDirector
Sandi MooreDirector
Shane MoodyDirector
Skip AlfordDirector
Stephanie FordDirector
Steve CannonDirector
Tricia Brunson GibbsDirector
Cory SkeatesAdvocacy CHA
Rebekah ArthurCentral Regi
Janet KerseyEc Region Ch
John LaiEx Officio
Dan LindbladeImmediate Pa
JOEY O'HERNNe Region Ch
John SolomonNw Region Ch
Charinus Johnson-davisSe Region Ch
Donna Germain Iom FccpSw Region Ch
Sarah PearsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$37,500
Program Service Revenue
$174,284
Investment Income
$7,832
Other Revenue
$0
All Other Contributions
$37,500
Change in Net Assets
$28,466
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$191,150
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$84,903--$84,903
Conferences and Meetings$83,553--$83,553
All Other Expenses$2,317--$2,317
Other Expenses$1,897--$1,897
Insurance$1,678--$1,678
Travel$1,337--$1,337
Office Expenses$665--$665
Total Functional Expenses$191,150$0$0$191,150
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Revenue-corp Sponsor$30,417
Deferred Revenue - Dues$28,350
Deferred Revenue - Annual Conf$10,900
Def Rev Ann Conf Sponsor$5,825
Def Ref Annual Conf-awards$1,050
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Florida Chamber of Commerce
EIN
59-2959067
Phone
8133107689
Address
PO BOX 415, BABSON PARK, FL 33827

Signing Officer

Name
Tammy Bracewell
Title
President
Phone
8133107689
Signed
2025-12-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tammy Bracewell
Legal Domicile
Fl
Voting Board Members
29
Independent Board Members
29
Employees
0

Preparer

Firm
Hamilton & Associates CPA LLC
Address
3447 BROOK CROSSING DR, BRANDON, FL 33511
Preparer
Katherine Hikins CPA
Phone
8135322000
Supplemental Narrative

Additional Explanations

Form 990, Part X

“Line 25- other liabilities deferred revenue 76,542”

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