Civic Intelligence

Pensacola Beach Chamber of Commerce

EIN 59-2918198 • 501(c)6 • Pensacola Beach, FL

Profile

Development of commerce on pensacola beach

7 Casino Beach BoardwalkPensacola Beach, FL 32561

www.pensacolabeachchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

26th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

35th percentile

-0.9%

Higher net margin than 35% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

34th percentile

-1.9%

Faster asset growth than 34% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

26%

Faster revenue growth than 83% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$230,795

Down $4,400 (-1.9%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$230,795

Down $4,400 (-1.9%) from 2023

Revenue

Up

$507,179

Up $105,599 (+26%) from 2023

Expenses

Up

$511,579

Up $98,448 (+24%) from 2023

Net Income

Up

-$4,400

Up $7,151 (+62%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $22,304Liabilities 2010: $0Net Assets 2010: $22,3042010Assets 2011: $30,979Liabilities 2011: $0Net Assets 2011: $30,9792011Assets 2012: $112,900Liabilities 2012: $0Net Assets 2012: $112,9002012Assets 2013: $68,413Liabilities 2013: $0Net Assets 2013: $68,4132013Assets 2014: $122,432Liabilities 2014: $0Net Assets 2014: $122,4322014Assets 2015: $130,614Liabilities 2015: $0Net Assets 2015: $130,6142015Assets 2016: $164,215Liabilities 2016: $0Net Assets 2016: $164,2152016Assets 2017: $197,776Liabilities 2017: $0Net Assets 2017: $197,7762017Assets 2018: $218,774Liabilities 2018: $0Net Assets 2018: $218,7742018Assets 2019: $251,959Liabilities 2019: $0Net Assets 2019: $251,9592019Assets 2020: $253,789Liabilities 2020: $0Net Assets 2020: $253,7892020Assets 2021: $258,463Liabilities 2021: $0Net Assets 2021: $258,4632021Assets 2022: $246,746Liabilities 2022: $0Net Assets 2022: $246,7462022Assets 2023: $235,195Liabilities 2023: $0Net Assets 2023: $235,1952023Assets 2024: $230,795Liabilities 2024: $0Net Assets 2024: $230,7952024

Highlighted filing

2024

Assets$230,795
Liabilities$0
Net Assets$230,795

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $529,3482010Expenses 2011: $239,4152011Expenses 2012: $212,3222012Revenue 2013: $504,016Expenses 2013: $548,503Net Income 2013: -$44,4872013Revenue 2014: $600,174Expenses 2014: $546,155Net Income 2014: $54,0192014Revenue 2015: $356,102Expenses 2015: $347,920Net Income 2015: $8,1822015Revenue 2016: $358,802Expenses 2016: $325,201Net Income 2016: $33,6012016Revenue 2017: $325,385Expenses 2017: $291,824Net Income 2017: $33,5612017Revenue 2018: $275,031Expenses 2018: $254,059Net Income 2018: $20,9722018Revenue 2019: $298,325Expenses 2019: $265,594Net Income 2019: $32,7312019Revenue 2020: $205,722Expenses 2020: $203,892Net Income 2020: $1,8302020Revenue 2021: $251,641Expenses 2021: $246,968Net Income 2021: $4,6732021Revenue 2022: $286,698Expenses 2022: $298,412Net Income 2022: -$11,7142022Revenue 2023: $401,580Expenses 2023: $413,131Net Income 2023: -$11,5512023Revenue 2024: $507,179Expenses 2024: $511,579Net Income 2024: -$4,4002024

Highlighted filing

2024

Revenue$507,179
Expenses$511,579
Net Income-$4,400

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.31$0.00$2.31$5.07$5.12$0.04
2023Detailed filing. Detailed filing data is available for this year.$2.35$0.00$2.35$4.02$4.13$0.12
2022Detailed filing. Detailed filing data is available for this year.$2.47$0.00$2.47$2.87$2.98$0.12
2021Detailed filing. Detailed filing data is available for this year.$2.58$0.00$2.58$2.52$2.47$0.05
2020Detailed filing. Detailed filing data is available for this year.$2.54$0.00$2.54$2.06$2.04$0.02
2019Detailed filing. Detailed filing data is available for this year.$2.52$0.00$2.52$2.98$2.66$0.33
2018Detailed filing. Detailed filing data is available for this year.$2.19$0.00$2.19$2.75$2.54$0.21
2017Detailed filing. Detailed filing data is available for this year.$1.98$0.00$1.98$3.25$2.92$0.34
2016Detailed filing. Detailed filing data is available for this year.$1.64$0.00$1.64$3.59$3.25$0.34
2015Detailed filing. Detailed filing data is available for this year.$1.31$0.00$1.31$3.56$3.48$0.08
2014Detailed filing. Detailed filing data is available for this year.$1.22$0.00$1.22$6.00$5.46$0.54
2013Detailed filing. Detailed filing data is available for this year.$0.68$0.00$0.68$5.04$5.49$0.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.00$1.13$2.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.31$0.00$0.31$2.39
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.00$0.22$5.29
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 1, 2025
Return Version
2024v5.2
Gross Receipts
$520,687
Mission and Program Overview

Mission

Development of commerce on pensacola beach

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$235,195$230,795▼ $4,400
Savings and Temporary Cash Investments$194,496$194,692▲ $196
Cash and Non-Interest-Bearing Accounts$38,253$33,878▼ $4,375
Land, Buildings, and Equipment, Net$2,446$2,225▼ $221
Total Assets$235,195$230,795▼ $4,400
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$235,195$230,795▼ $4,400
Total Liabilities and Net Assets / Fund Balance$235,195$230,795▼ $4,400

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,225$6,634$8,859
Land$0--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Aileaiah ClarkeChairman
Juston TakacsPast Chair
Margaret PeltierPresident/CEO
Rhea KesslerVice Chairman
Charlene PowellDirector
Cheryl ManiscalcoDirector
Dawn NovyDirector
Deandra HolcombDirector
Dr Nisarg ParikhDirector
Josh LuckingDirector
Vincent MatassaDirector
Kyra SmithEx-officio
Fay SuiteSecretary
Cathy HendrixTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$294,972
Program Service Revenue
$193,837
Investment Income
$8,196
Other Revenue
$10,174
All Other Contributions
$2,132
Change in Net Assets
$-4,400
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$324,318
Salaries, Compensation, and Employee Benefits$186,601
Grants and Similar Amounts Paid$660
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$167,946
Advertising$0$0$0$82,767
All Other Expenses$0$0$0$20,271
Payroll Taxes$0$0$0$18,655
Information Technology$0$0$0$6,525
Insurance$0$0$0$4,906
Fees for Services Other$0$0$0$2,132
Other Expenses$0$0$0$2,020
Office Expenses$0$0$0$1,082
Fees for Services Accounting$0$0$0$975
Grants to Domestic Orgs$0--$660
Depreciation Depletion$0$0$0$221
Travel$0$0$0$22
Total Functional Expenses$0$0$0$511,579
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Pensacola Beach Chamber of Commerce
EIN
59-2918198
Phone
8509321500
Address
7 Casino Beach Boardwalk, Pensacola Beach, FL 32561

Signing Officer

Name
Jessica Simpson
Title
President/CEO
Phone
8509321500
Signed
2025-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jessica Simpson
Formed
1988
Legal Domicile
Fl
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
45

Preparer

Firm
Kurbec & Cantin CPA Pa
Address
913 GULF BREEZE PARKWAY STE 14, GULF BREEZE, FL 32561
Preparer
Joseph Kurbec
Phone
8509343730
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

Businesses pay annual dues to become members of the chamber of commerce.

Pt VI, Line 7A

Members are eligible to vote for any open board positions.

Pt VI, Line 11B

The form 990 is reviewed at the monthly board meetings.

Pt VI, Line 19

These documents are available upon request.

Raw XML AppendixShowing 400 of 414 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0EVENTS
IRS990/OtherExpensesGrp/Desc1Employee Education
IRS990/OtherExpensesGrp/Desc2Board of Directors Exp
IRS990/OtherExpensesGrp/Desc3Ambassadors Exp
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt0198654
IRS990/OtherExpensesGrp/TotalAmt12378
IRS990/OtherExpensesGrp/TotalAmt22365
IRS990/OtherExpensesGrp/TotalAmt32020
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0167946
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt018655
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Jessica Simpson
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0999999
IRS990/ProgramServiceRevenueGrp/Desc0EVENTS
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0193837
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgSrvcAccomActy2Grp/Desc0PENSACOLA BEACH CHAMBER COORDINATES, PROMOTES AND SPONSORS A FOURTH OF JULY FIREWORKS SHOW.
IRS990/ProgSrvcAccomActy3Grp/Desc0PENSACOLA BEACH CHAMBER PARTNERS WITH THE LOCAL GOVERNING BODY TO COORDINATE, PROMOTE AND SPONSOR THE PENSACOLA BEACH RED, WHITE AND BLUES WEEK FEATURING FIVE DAYS OF AVIATION RELATED EVENTS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0288199
IRS990/PYGrantsAndSimilarPaidAmt0461
IRS990/PYInvestmentIncomeAmt06765
IRS990/PYOtherExpensesAmt0254870
IRS990/PYOtherRevenueAmt02040
IRS990/PYProgramServiceRevenueAmt0104576
IRS990/PYRevenuesLessExpensesAmt0-11551
IRS990/PYSalariesCompEmpBnftPaidAmt0157800
IRS990/PYTotalExpensesAmt0413131
IRS990/PYTotalRevenueAmt0401580
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-4400
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0235195
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0230795
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0194496
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0194692
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt02225
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06634
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08859
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02225
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BUSINESSES PAY ANNUAL DUES TO BECOME MEMBERS OF THE CHAMBER OF COMMERCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS ARE ELIGIBLE TO VOTE FOR ANY OPEN BOARD POSITIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FORM 990 IS REVIEWED AT THE MONTHLY BOARD MEETINGS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THESE DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0235195
IRS990/TotalAssetsEOYAmt0230795
IRS990/TotalAssetsGrp/BOYAmt0235195
IRS990/TotalAssetsGrp/EOYAmt0230795
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0294972
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0511579
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0235195
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0230795
IRS990/TotalProgramServiceRevenueAmt0193837
IRS990/TotalRevenueGrp/ExclusionAmt08196
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0204011
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0507179
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt045
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0235195
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0230795
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/FundraisingAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt00
IRS990/TravelGrp/ProgramServicesAmt00
IRS990/TravelGrp/TotalAmt022
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt07 CASINO BEACH
IRS990/USAddress/CityNm0PENSACOLA BEACH
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd032561
IRS990/VotingMembersGoverningBodyCnt010
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0WWW.PENSACOLABEACHCHAMBER.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Jessica Simpson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08509321500
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Pensacola Beach Chamber of Commerce
ReturnHeader/Filer/BusinessNameControlTxt0PENS
ReturnHeader/Filer/EIN0592918198
ReturnHeader/Filer/PhoneNum08509321500
ReturnHeader/Filer/USAddress/AddressLine1Txt07 Casino Beach Boardwalk
ReturnHeader/Filer/USAddress/CityNm0Pensacola Beach
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032561
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true

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