Civic Intelligence

St Andrew Bay Resource Management Association Inc

990 • Fiscal year 2017 • EIN 59-2849343

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 30, 2018

PO Box 15028Panama City, FL 32406

(850) 763-4303

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.03x

Higher debt load relative to assets than 70% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

77th percentile

0.05x

Higher debt load relative to revenue than 77% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

51st percentile

3.8%

Higher net margin than 51% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

56th percentile

5.6%

Faster asset growth than 56% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

42nd percentile

-3.5%

Faster revenue growth than 42% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Assets

Up

$335,417

Up $17,922 (+5.6%) from 2016

Net Assets

Up

$323,863

Up $8,274 (+2.6%) from 2016

Liabilities

Up

$11,554

Up $9,648 (+506%) from 2016

Revenue

Down

$215,200

Down $7,742 (-3.5%) from 2016

Expenses

Up

$206,926

Up $20,424 (+11%) from 2016

Net Income

Down

$8,274

Down $28,166 (-77%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2010: $339,029Net Assets 2010: $339,0292010Assets 2011: $306,978Liabilities 2011: $4,057Net Assets 2011: $302,9212011Assets 2012: $309,959Liabilities 2012: $246Net Assets 2012: $309,7132012Assets 2013: $258,036Liabilities 2013: $1,100Net Assets 2013: $256,9362013Assets 2014: $282,513Liabilities 2014: $393Net Assets 2014: $282,1202014Assets 2015: $279,149Net Assets 2015: $279,1492015Assets 2016: $317,495Liabilities 2016: $1,906Net Assets 2016: $315,5892016Assets 2017: $335,417Liabilities 2017: $11,554Net Assets 2017: $323,8632017Assets 2018: $342,550Liabilities 2018: $4,421Net Assets 2018: $338,1292018Assets 2019: $368,872Liabilities 2019: $4,206Net Assets 2019: $364,6662019Assets 2020: $129,142Liabilities 2020: $12,158Net Assets 2020: $116,9842020Assets 2021: $111,947Liabilities 2021: $3,583Net Assets 2021: $108,3642021Assets 2022: $157,185Liabilities 2022: $9,162Net Assets 2022: $148,0232022Assets 2023: $145,527Liabilities 2023: $2,338Net Assets 2023: $143,1892023Assets 2024: $76,427Liabilities 2024: $2,021Net Assets 2024: $74,4062024Assets 2025: $88,535Liabilities 2025: $1,322Net Assets 2025: $87,2132025

Highlighted filing

2017

Assets$335,417
Liabilities$11,554
Net Assets$323,863

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200K-$400KRevenue 2010: $72,800Expenses 2010: $139,980Net Income 2010: -$67,1802010Revenue 2011: $84,155Expenses 2011: $120,263Net Income 2011: -$36,1082011Revenue 2012: $135,124Expenses 2012: $128,332Net Income 2012: $6,7922012Revenue 2013: $97,071Expenses 2013: $149,848Net Income 2013: -$52,7772013Revenue 2014: $171,094Expenses 2014: $145,910Net Income 2014: $25,1842014Revenue 2015: $152,495Expenses 2015: $155,466Net Income 2015: -$2,9712015Revenue 2016: $222,942Expenses 2016: $186,502Net Income 2016: $36,4402016Revenue 2017: $215,200Expenses 2017: $206,926Net Income 2017: $8,2742017Revenue 2018: $184,703Expenses 2018: $170,437Net Income 2018: $14,2662018Revenue 2019: $212,359Expenses 2019: $200,035Net Income 2019: $12,3242019Revenue 2020: $75,466Expenses 2020: $323,148Net Income 2020: -$247,6822020Revenue 2021: $306,086Expenses 2021: $314,704Net Income 2021: -$8,6182021Revenue 2022: $193,877Expenses 2022: $154,218Net Income 2022: $39,6592022Revenue 2023: $196,984Expenses 2023: $201,816Net Income 2023: -$4,8322023Revenue 2024: $155,707Expenses 2024: $224,493Net Income 2024: -$68,7862024Revenue 2025: $145,052Expenses 2025: $132,244Net Income 2025: $12,8082025

Highlighted filing

2017

Revenue$215,200
Expenses$206,926
Net Income$8,274
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 30, 2018
Return Version
2017v2.2
Gross Receipts
$215,200
Mission and Program Overview

Mission

To ensure that all future growth in bay county is managed to maintain or improve the present quality and productivity of the local estuarine systems.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$315,589$323,863▲ $8,274
Savings and Temporary Cash Investments$289,212$310,152▲ $20,940
Investments in Publicly Traded Securities$13,519$13,968▲ $449
Land, Buildings, and Equipment, Net$14,764$11,297▼ $3,467
Cash and Non-Interest-Bearing Accounts-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$317,495$335,417▲ $17,922
Other Assets Total-$0-
Liabilities
Other Liabilities$1,906$11,554▲ $9,648
Total Liabilities$1,906$11,554▲ $9,648
Net Assets / Fund Balance
Total Net Assets Fund Balance$315,589$323,863▲ $8,274
Total Liabilities and Net Assets / Fund Balance$317,495$335,417▲ $17,922

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$11,297$131,500$142,797
Compensation and Service Providers

Board Members and Trustees

NameTitle
John AckermanPresident
George WalrondVice President
Alan CollinsDirector
Dawn DykesDirector
Georgia BeaucheminDirector
Jessica GrahamDirector
Jim BarkulooDirector
Joann WeatherfordDirector
Jonnie SmallmanDirector
Kennard WatsonDirector
Linda FitzhughDirector
Steve ThebergDirector
Liz BergeronSecretary
Christian MoserTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$23,895
Program Service Revenue
$188,167
Investment Income
$475
Other Revenue
$2,663
All Other Contributions
$23,895
Change in Net Assets
$8,274
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$134,774
Salaries, Compensation, and Employee Benefits$72,152
Total Fundraising Expense$2,161
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$63,046--$63,046
Payroll Taxes$9,106--$9,106
Occupancy$8,796--$8,796
Depreciation Depletion$6,937--$6,937
Fees for Services Accounting$2,173$2,340-$4,513
Office Expenses$107$1,217-$1,324
Insurance$1,298--$1,298
Other Expenses$880-$2,161$880
All Other Expenses$600$192-$792
Travel$712--$712
Total Functional Expenses$201,016$3,749$2,161$206,926
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$2,663
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unearned Grant$10,457
Credit Card Payable$1,097
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

No review was or will be conducted.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
St Andrew Bay Resource
EIN
59-2849343
Phone
8507634303
Address
PO BOX 15028, PANAMA CITY, FL 32406

Signing Officer

Name
Christian Moser
Title
Treasurer
Signed
2018-08-30
Discuss with paid preparer
Yes

Organization Details

Voting Board Members
14
Independent Board Members
10
Employees
3
Volunteers
300

Preparer

Firm
Segers Sowell Stewart Johnson & Brill PA
Address
PO Box 2346, Panama City, FL 32402
Preparer
Amy M Minkewicz
Phone
8507692371
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IRS990/MissionDesc0TO ENSURE THAT ALL FUTURE GROWTH IN BAY COUNTY IS MANAGED TO MAINTAIN OR IMPROVE THE PRESENT QUALITY AND PRODUCTIVITY OF THE LOCAL ESTUARINE SYSTEMS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0315589
IRS990/NetAssetsOrFundBalancesEOYAmt0323863
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt02663
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt02663
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt08796
IRS990/OccupancyGrp/TotalAmt08796
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01217
IRS990/OfficeExpensesGrp/ProgramServicesAmt0107
IRS990/OfficeExpensesGrp/TotalAmt01324
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0EMPLOYEE LEASING
IRS990/OtherExpensesGrp/Desc1PROGRAM SUPPLIES
IRS990/OtherExpensesGrp/Desc2ATV/BOAT OPERATION
IRS990/OtherExpensesGrp/Desc3EDUCATION
IRS990/OtherExpensesGrp/FundraisingAmt02161
IRS990/OtherExpensesGrp/ProgramServicesAmt063224
IRS990/OtherExpensesGrp/ProgramServicesAmt130812
IRS990/OtherExpensesGrp/ProgramServicesAmt213325
IRS990/OtherExpensesGrp/ProgramServicesAmt3880
IRS990/OtherExpensesGrp/TotalAmt063224
IRS990/OtherExpensesGrp/TotalAmt132973
IRS990/OtherExpensesGrp/TotalAmt213325
IRS990/OtherExpensesGrp/TotalAmt3880
IRS990/OtherLiabilitiesGrp/BOYAmt01906
IRS990/OtherLiabilitiesGrp/EOYAmt011554
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt063046
IRS990/OtherSalariesAndWagesGrp/TotalAmt063046
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt09106
IRS990/PayrollTaxesGrp/TotalAmt09106
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0BAYWATCH
IRS990/ProgramServiceRevenueGrp/Desc1LIVING SHORELINE
IRS990/ProgramServiceRevenueGrp/Desc2SEAGRASS
IRS990/ProgramServiceRevenueGrp/Desc3TURTLEWATCH
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt033845
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt143040
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt215487
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt395795
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt033845
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt143040
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt215487
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt395795
IRS990/ProgSrvcAccomActy2Grp/Desc0SEAGRASS/LIVING SHORELINE - MONITORING AND RESTORATION PROGRAM OF SEAGRASS AND ITS IMPACT OF WATER QUALITY ON BIOLOGICAL RESOURCES ON THE BAY
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt058625
IRS990/ProgSrvcAccomActy2Grp/GrantAmt073540
IRS990/ProgSrvcAccomActy3Grp/Desc0BAYWATCH - Volunteer sampling program that monitors long-term trends in water quality and aquatic resources in the St. Andrew Bay watershed
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt045131
IRS990/ProgSrvcAccomActy3Grp/GrantAmt013100
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt043611
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0438
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0118766
IRS990/PYOtherRevenueAmt02832
IRS990/PYProgramServiceRevenueAmt0176061
IRS990/PYRevenuesLessExpensesAmt036440
IRS990/PYSalariesCompEmpBnftPaidAmt067736
IRS990/PYTotalExpensesAmt0186502
IRS990/PYTotalRevenueAmt0222942
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt08274
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0315589
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0323863
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0289212
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0310152
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0211093
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0220172
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0182596
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0167239
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt096283
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0877383
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0475
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0438
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0410
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0360
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0387
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02070
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt04000
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0400
IRS990ScheduleA/OtherIncome170Grp/TotalAmt04400
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99270
IRS990ScheduleA/PublicSupportPY170Pct00.99200
IRS990ScheduleA/PublicSupportTotal170Amt0877383
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0211093
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0220172
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0182596
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0167239
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt096283
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0877383
IRS990ScheduleA/TotalSupportAmt0883853
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt011297
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0131500
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0142797
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01097
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt110457
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CREDIT CARD PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1UNEARNED GRANT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011297
IRS990ScheduleD/TotalLiabilityAmt011554

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.89$0.01$0.87$1.45$1.32$0.13
2024Detailed filing. Detailed filing data is available for this year.$0.76$0.02$0.74$1.56$2.24$0.69
2023Detailed filing. Detailed filing data is available for this year.$1.46$0.02$1.43$1.97$2.02$0.05
2022Detailed filing. Detailed filing data is available for this year.$1.57$0.09$1.48$1.94$1.54$0.40
2021Detailed filing. Detailed filing data is available for this year.$1.12$0.04$1.08$3.06$3.15$0.09
2020Detailed filing. Detailed filing data is available for this year.$1.29$0.12$1.17$0.75$3.23$2.48
2019Detailed filing. Detailed filing data is available for this year.$3.69$0.04$3.65$2.12$2.00$0.12
2018Detailed filing. Detailed filing data is available for this year.$3.43$0.04$3.38$1.85$1.70$0.14
2017Detailed filing. Detailed filing data is available for this year.$3.35$0.12$3.24$2.15$2.07$0.08
2016Detailed filing. Detailed filing data is available for this year.$3.17$0.02$3.16$2.23$1.87$0.36
2015Detailed filing. Detailed filing data is available for this year.$2.79$2.79$1.52$1.55$0.03
2014Detailed filing. Detailed filing data is available for this year.$2.83$0.00$2.82$1.71$1.46$0.25
2013Detailed filing. Detailed filing data is available for this year.$2.58$0.01$2.57$0.97$1.50$0.53
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.10$0.00$3.10$1.35$1.28$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.07$0.04$3.03$0.84$1.20$0.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.39$3.39$0.73$1.40$0.67