Civic Intelligence

Florida Council for Affordable & Rural Housing Inc

EIN 59-2728794 • 501(c)6 • Clearwater, FL

Profile

To promote members' common interests and to educate them regarding policies for rural housing and development.

516 Lakeview Road 8Clearwater, FL 33756

www.flcarh.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

60th percentile

5.6%

Higher net margin than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

63rd percentile

5.5%

Faster asset growth than 63% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

83rd percentile

29%

Faster revenue growth than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$153,412

Up $7,931 (+5.5%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

$153,412

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue51st percentileNet Margin60th percentile

Revenue

Up

$140,527

Up $31,195 (+29%) from 2024

Expenses

Up

$132,596

Up $12,111 (+10%) from 2024

Net Income

Up

$7,931

Up $19,084 (+171%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth63rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2011: $53,597Liabilities 2011: $02011Assets 2012: $55,340Liabilities 2012: $02012Assets 2013: $61,382Liabilities 2013: $02013Assets 2014: $100,565Liabilities 2014: $02014Assets 2015: $95,136Liabilities 2015: $02015Assets 2016: $105,696Liabilities 2016: $02016Assets 2017: $111,907Net Assets 2017: $111,9072017Assets 2018: $124,337Liabilities 2018: $02018Assets 2019: $142,502Net Assets 2019: $142,5022019Assets 2020: $75,100Net Assets 2020: $75,1002020Assets 2021: $82,516Net Assets 2021: $82,5162021Assets 2022: $162,282Net Assets 2022: $162,2822022Assets 2023: $156,634Liabilities 2023: $02023Assets 2024: $145,481Liabilities 2024: $02024Assets 2025: $153,412Liabilities 2025: $0Net Assets 2025: $153,4122025

Highlighted filing

2025

Assets$153,412
Liabilities$0
Net Assets$153,412
Open 2025 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2011: $92,949Expenses 2011: $94,977Net Income 2011: -$2,0282011Revenue 2012: $104,090Expenses 2012: $102,347Net Income 2012: $1,7432012Revenue 2013: $115,230Expenses 2013: $109,188Net Income 2013: $6,0422013Revenue 2014: $109,758Expenses 2014: $70,575Net Income 2014: $39,1832014Revenue 2015: $101,180Expenses 2015: $106,609Net Income 2015: -$5,4292015Revenue 2016: $109,453Expenses 2016: $98,893Net Income 2016: $10,5602016Revenue 2017: $116,689Expenses 2017: $110,478Net Income 2017: $6,2112017Revenue 2018: $110,230Expenses 2018: $97,801Net Income 2018: $12,4292018Revenue 2019: $111,546Expenses 2019: $93,382Net Income 2019: $18,1642019Revenue 2020: $34,874Expenses 2020: $102,276Net Income 2020: -$67,4022020Revenue 2021: $29,910Expenses 2021: $22,494Net Income 2021: $7,4162021Revenue 2022: $111,262Expenses 2022: $31,496Net Income 2022: $79,7662022Revenue 2023: $110,330Expenses 2023: $115,978Net Income 2023: -$5,6482023Revenue 2024: $109,332Expenses 2024: $120,485Net Income 2024: -$11,1532024Revenue 2025: $140,527Expenses 2025: $132,596Net Income 2025: $7,9312025

Highlighted filing

2025

Revenue$140,527
Expenses$132,596
Net Income$7,931
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$153,412
Liabilities
$0
Net assets
$153,412
Revenue
$140,527
Expenses
$132,596
Net income
$7,931
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.53$0.00$1.53$1.41$1.33$0.08
2024Summary only. Only limited summary data is available for this year.$1.45$0.00$1.09$1.20$0.11
2023Summary only. Only limited summary data is available for this year.$1.57$0.00$1.10$1.16$0.06
2022Detailed filing. Detailed filing data is available for this year.$1.62$1.62$1.11$0.31$0.80
2021Detailed filing. Detailed filing data is available for this year.$0.83$0.83$0.30$0.22$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.75$0.75$0.35$1.02$0.67
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.43$1.43$1.12$0.93$0.18
2018Summary only. Only limited summary data is available for this year.$1.24$0.00$1.10$0.98$0.12
2017Detailed filing. Detailed filing data is available for this year.$1.12$1.12$1.17$1.10$0.06
2016Summary only. Only limited summary data is available for this year.$1.06$0.00$1.09$0.99$0.11
2015Summary only. Only limited summary data is available for this year.$0.95$0.00$1.01$1.07$0.05
2014Summary only. Only limited summary data is available for this year.$1.01$0.00$1.10$0.71$0.39
2013Summary only. Only limited summary data is available for this year.$0.61$0.00$1.15$1.09$0.06
2012Summary only. Only limited summary data is available for this year.$0.55$0.00$1.04$1.02$0.02
2011Summary only. Only limited summary data is available for this year.$0.54$0.00$0.93$0.95$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 13, 2026
Return Version
2024v5.5
Gross Receipts
$140,527
Mission and Program Overview

Mission

To promote members' common interests and to educate them regarding policies for rural housing and development.

Program Services

DescriptionGrantsExpenses
To promote members' common interests and to educate them regarding policies for rural housing and development.$0$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kevin FlynnPresident-$0--
Rick MiscukVice President-$0--
Julie LawrenceTreasurer-$0--
Judy JoehlSecretary-$0--
Mike BishopDirector-$0--
Tina BrooksDirector-$0--
Mike SeligmanDirector-$0--
Ramona HysonDirector-$0--
Filing and Contact Details

Filer

Filer Name
Florida Council for Affordable
EIN
59-2728794
Phone
7274491182
Address
516 Lakeview Road 8, Clearwater, FL 33756

Signing Officer

Name
Kevin Flynn
Title
President
Phone
7274491182
Signed
2026-01-13
Discuss with paid preparer
Yes

Preparer

Firm
Sorren Inc
Address
877 Executive Center Dr W Suite 100, St Petersburg, FL 33702
Preparer
Kera Haas
Phone
7278889200
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8 - Other Revenue

“Description: Florida lease income. Amount: 640.”

Form 990-EZ, Part I, Line 16 - Other Expenses

“Description: Internet/ Web. Amount: 5,257. Description: Admin Overhead. Amount: 9,000. Description: Other Admin. Amount: 1,866. Description: Annual Meeting Event. Amount: 104,737. Description: FL Lease Expsenses. Amount: 790. Description: CARH National Meeting. Amount: 6,297. Description: Insurance. Amount: 2,174. Description: Website main & Consulting. Amount: 1,400. Total to Form 990-EZ, line 16: 131,521.”

Raw XML Appendix136 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Kevin Flynn
IRS990EZ/BooksInCareOfDetail/PhoneNum07274491182
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0516 Lakeview Rd 8
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Clearwater
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033756
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0145481
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0153412
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt07931
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01075
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0145481
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0153412
IRS990EZ/GrossReceiptsAmt0140527
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt022886
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0145481
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0153412
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0145481
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0153412
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Kevin Flynn
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Rick Miscuk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Julie Lawrence
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Judy Joehl
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Mike Bishop
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Tina Brooks
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Mike Seligman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Ramona Hyson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0131521
IRS990EZ/OtherRevenueTotalAmt0640
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To promote members' common interests and to educate them regarding policies for rural housing and development.
IRS990EZ/ProgramServiceRevenueAmt0117001
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To promote members' common interests and to educate them regarding policies for rural housing and development.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0132596
IRS990EZ/TotalRevenueAmt0140527
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.flcarh.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description: Florida lease income. Amount: 640.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description: Internet/ Web. Amount: 5,257. Description: Admin Overhead. Amount: 9,000. Description: Other Admin. Amount: 1,866. Description: Annual Meeting Event. Amount: 104,737. Description: FL Lease Expsenses. Amount: 790. Description: CARH National Meeting. Amount: 6,297. Description: Insurance. Amount: 2,174. Description: Website main & Consulting. Amount: 1,400. Total to Form 990-EZ, line 16: 131,521.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8 - Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16 - Other Expenses
TransferPrsnlBnftContractsDecl/DeclarationDesc0The organization did not, during the year, receive any funds, directly,or indirectly, to pay premiums on a personal benefit contract.The organization, did not, during the year, pay any premiums, directly,or indirectly, on a personal benefit contract.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Kevin Flynn
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07274491182
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Florida Council for Affordable
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0& Rural Housing Inc
ReturnHeader/Filer/BusinessNameControlTxt0FLOR
ReturnHeader/Filer/EIN0592728794
ReturnHeader/Filer/PhoneNum07274491182
ReturnHeader/Filer/USAddress/AddressLine1Txt0516 Lakeview Road 8
ReturnHeader/Filer/USAddress/CityNm0Clearwater
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033756
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0934792291
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Sorren Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0877 Executive Center Dr W Suite 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0St Petersburg
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd033702
ReturnHeader/PreparerPersonGrp/PhoneNum07278889200
ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kera Haas
ReturnHeader/ReturnTs02026-01-22T08:02:07-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

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