Civic Intelligence

The Better Business Bureau of Northwest Florida Inc

990 • Fiscal year 2016 • EIN 59-2534888

Jan 01, 2016 to Dec 31, 2016 • Filed on Jun 15, 2017

Organization ProfileWWW.NWFL.BBB.ORG
912 East Gadsden StreetPensacola, FL 32501

(850) 429-0026

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Net Margin

55th percentile

4.9%

Higher net margin than 55% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

61st percentile

$85,122

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 12.6% of source-year revenue.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2016

Asset Growth

63rd percentile

8.7%

Faster asset growth than 63% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

51st percentile

3.5%

Faster revenue growth than 51% of similar nonprofits.

2016 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets20th percentile

Assets

Up

$413,325

Up $33,136 (+8.7%) from 2015

Net Assets

Up

$413,325

Up $33,136 (+8.7%) from 2015

Liabilities

Flat

$0

Flat from 2015

Revenue And Expenses
Liabilities / Revenue20th percentileNet Margin55th percentile

Revenue

Up

$675,665

Up $22,648 (+3.5%) from 2015

Expenses

Up

$642,529

Up $174 (+0.0%) from 2015

Net Income

Up

$33,136

Up $22,474 (+211%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth63rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $317,397Liabilities 2010: $0Net Assets 2010: $317,3972010Assets 2011: $336,710Liabilities 2011: $0Net Assets 2011: $336,7102011Assets 2012: $346,286Liabilities 2012: $0Net Assets 2012: $346,2862012Assets 2013: $356,260Liabilities 2013: $0Net Assets 2013: $356,2602013Assets 2014: $369,527Liabilities 2014: $0Net Assets 2014: $369,5272014Assets 2015: $380,189Liabilities 2015: $0Net Assets 2015: $380,1892015Assets 2016: $413,325Liabilities 2016: $0Net Assets 2016: $413,3252016Assets 2017: $464,318Liabilities 2017: $0Net Assets 2017: $464,3182017Assets 2018: $521,084Liabilities 2018: $0Net Assets 2018: $521,0842018Assets 2019: $527,955Liabilities 2019: $0Net Assets 2019: $527,9552019Assets 2020: $544,130Liabilities 2020: $0Net Assets 2020: $544,1302020Assets 2021: $559,316Liabilities 2021: $0Net Assets 2021: $559,3162021Assets 2022: $518,196Liabilities 2022: $0Net Assets 2022: $518,1962022Assets 2023: $514,082Liabilities 2023: $15Net Assets 2023: $514,0672023Assets 2024: $494,223Liabilities 2024: $0Net Assets 2024: $494,2232024

Highlighted filing

2016

Assets$413,325
Liabilities$0
Net Assets$413,325
Open 2016 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $541,0912010Expenses 2011: $554,5002011Expenses 2012: $543,5222012Revenue 2013: $574,407Expenses 2013: $564,433Net Income 2013: $9,9742013Revenue 2014: $620,709Expenses 2014: $607,442Net Income 2014: $13,2672014Revenue 2015: $653,017Expenses 2015: $642,355Net Income 2015: $10,6622015Revenue 2016: $675,665Expenses 2016: $642,529Net Income 2016: $33,1362016Revenue 2017: $674,132Expenses 2017: $623,139Net Income 2017: $50,9932017Revenue 2018: $683,643Expenses 2018: $626,877Net Income 2018: $56,7662018Revenue 2019: $705,959Expenses 2019: $699,088Net Income 2019: $6,8712019Revenue 2020: $688,296Expenses 2020: $672,121Net Income 2020: $16,1752020Revenue 2021: $754,633Expenses 2021: $739,447Net Income 2021: $15,1862021Revenue 2022: $759,159Expenses 2022: $800,279Net Income 2022: -$41,1202022Revenue 2023: $782,769Expenses 2023: $786,898Net Income 2023: -$4,1292023Revenue 2024: $810,209Expenses 2024: $830,053Net Income 2024: -$19,8442024

Highlighted filing

2016

Revenue$675,665
Expenses$642,529
Net Income$33,136
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Jun 15, 2017
Return Version
2016v3.0
Gross Receipts
$675,665
Mission and Program Overview

Mission

Our mission is to be the leader in advancing marketplace trust. Bbb accomplishes this mission by 1)creating a community of trustworthy businesses, 2)setting standards for marketplace trust, 3)encouraging and supporting best practices, 4)celebrating marketplace role models and 5)denouncing substandard marketplace behavior.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$101,808$185,351▲ $83,543
Cash and Non-Interest-Bearing Accounts$195,426$144,647▼ $50,779
Savings and Temporary Cash Investments$80,899$81,482▲ $583
Prepaid Expenses and Deferred Charges$1,356$760▼ $596
Total Assets$380,189$413,325▲ $33,136
Other Assets Total$700$1,085▲ $385
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$380,189$413,325▲ $33,136
Total Net Assets Fund Balance$380,189$413,325▲ $33,136
Total Liabilities and Net Assets / Fund Balance$380,189$413,325▲ $33,136

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$179,868$108,083$287,951
Other Land Buildings$5,483$52,549$58,032
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Norman WrightPresident/ceFT$85,122$85,122

Board Members and Trustees

NameTitle
Eddie HillChair
Carroll ScarboroughPast Chair
Scott BurtonVice Chair
Adam KimballDirector
Bill ClearyDirector
Dave DeblanderDirector
David ReedDirector
Fran CrumptonDirector
Greg YordonDirector
James GraceDirector
Jeff VannoyDirector
John WilliamsDirector
Matt WegnerDirector
Robert WilkosDirector
Scott HobbsDirector
Scott SchroederDirector
Sharon BanksDirector
Sparkie FolkersDirector
Steve FiferDirector
Tim StronkoDirector
David DelgalloSecretary
Will ClauseTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$669,996
Program Service Revenue
$5,085
Investment Income
$584
Other Revenue
$0
Change in Net Assets
$33,136

Audited Revenue Reconciliation

Revenue per Audited Statements
$675,665
Total Revenue per Audited Statements
$675,665
Total Revenue per Form 990
$675,665
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$390,094
Other Expenses$252,435
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$218,150$57,192-$275,342
Current Officers, Directors, Trustees, and Key Employees$55,329$29,793-$85,122
Office Expenses$37,475$1,271-$38,746
Payroll Taxes$17,599$9,477-$27,076
Advertising$4,107$21,060-$25,167
Information Technology$25,108--$25,108
Depreciation Depletion-$10,925-$10,925
Fees for Services Accounting-$10,375-$10,375
Occupancy$8,985--$8,985
Insurance$8,138--$8,138
Other Expenses$11,021$7,456-$7,456
Conferences and Meetings-$5,739-$5,739
All Other Expenses$3,737--$3,737
Pension Plan Contributions$1,660$894-$2,554
Travel-$1,344-$1,344
Total Functional Expenses$391,309$251,220$0$642,529

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$642,529
Total Expenses per Audited Statements$642,529
Total Expenses per Form 990$642,529
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The organization has members that pay yearly dues that are used to carry out the organization's exempt purpose.”

Form 990, Page 6, Part VI, Line 11B

“The 990 is reviewed by the officers of the organization and is presented to the board members for their review before filing with the irs.”

Form 990, Page 6, Part VI, Line 12C

“On an annual basis, and any time associations change, all bbb directors shall disclose to the bbb board of directors any financial, business or community relationship that may conflict with the work or service performed for the bbb.”

Form 990, Page 6, Part VI, Line 15A

“The board reviews and approves yearly the compensation of the ceo.”

Form 990, Page 6, Part VI, Line 19

“The organization makes its governing documents, conflict of interest policy, form 990, and financial statements available upon request to the public at its office during normal business hours.”

Filing and Contact Details

Filer

Filer Name
The Better Business Bureau
EIN
59-2534888
Phone
8504290026
Address
912 EAST GADSDEN STREET, PENSACOLA, FL 32501

Signing Officer

Name
Norman Wright
Title
President/CEO
Phone
8504290026
Signed
2017-06-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Norman Wright
Formed
1985
Legal Domicile
Fl
Voting Board Members
22
Independent Board Members
22
Employees
10
Volunteers
20

Preparer

Firm
Carlson & Company Chartered
Address
7100 PLANTATION ROAD BUILDING 21, PENSACOLA, FL 32504
Preparer
Kevin J Carlson
Phone
8504766900
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“Our mission is to be the leader in advancing marketplace trust. Bbb accomplishes this mission by 1)creating a community of trustworthy businesses, 2)setting standards for marketplace trust, 3)encouraging and supporting best practices, 4)celebrating marketplace role models and 5)denouncing substandard marketplace behavior.”

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IRS990/Form990PartVIISectionAGrp/TitleTxt4PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
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IRS990/MissionDesc0OUR MISSION IS TO BE THE LEADER IN ADVANCING MARKETPLACE TRUST. BBB ACCOMPLISHES THIS MISSION BY 1)CREATING A COMMUNITY OF TRUSTWORTHY BUSINESSES, 2)SETTING STANDARDS FOR MARKETPLACE TRUST, 3)ENCOURAGING AND SUPPORTING BEST PRACTICES, 4)CELEBRATING MARKETPLACE ROLE MODELS AND 5)DENOUNCING SUBSTANDARD MARKETPLACE BEHAVIOR.
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IRS990/OtherExpensesGrp/Desc1DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc2REPAIRS & MAINTENANCE
IRS990/OtherExpensesGrp/Desc3BANK & CREDIT CARD FEES
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OUR MISSION IS TO BE THE LEADER IN ADVANCING MARKETPLACE TRUST. BBB ACCOMPLISHES THIS MISSION BY 1)CREATING A COMMUNITY OF TRUSTWORTHY BUSINESSES, 2)SETTING STANDARDS FOR MARKETPLACE TRUST, 3)ENCOURAGING AND SUPPORTING BEST PRACTICES, 4)CELEBRATING MARKETPLACE ROLE MODELS AND 5)DENOUNCING SUBSTANDARD MARKETPLACE BEHAVIOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS THAT PAY YEARLY DUES THAT ARE USED TO CARRY OUT THE ORGANIZATION'S EXEMPT PURPOSE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE 990 IS REVIEWED BY THE OFFICERS OF THE ORGANIZATION AND IS PRESENTED TO THE BOARD MEMBERS FOR THEIR REVIEW BEFORE FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ON AN ANNUAL BASIS, AND ANY TIME ASSOCIATIONS CHANGE, ALL BBB DIRECTORS SHALL DISCLOSE TO THE BBB BOARD OF DIRECTORS ANY FINANCIAL, BUSINESS OR COMMUNITY RELATIONSHIP THAT MAY CONFLICT WITH THE WORK OR SERVICE PERFORMED FOR THE BBB.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD REVIEWS AND APPROVES YEARLY THE COMPENSATION OF THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, FORM 990, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST TO THE PUBLIC AT ITS OFFICE DURING NORMAL BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0912 E GADSDEN STREET
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$413,325
Liabilities
$0
Net assets
$413,325
Revenue
$675,665
Expenses
$642,529
Net income
$33,136
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.94$0.00$4.94$8.10$8.30$0.20
2023Detailed filing. Detailed filing data is available for this year.$5.14$0.00$5.14$7.83$7.87$0.04
2022Detailed filing. Detailed filing data is available for this year.$5.18$0.00$5.18$7.59$8.00$0.41
2021Detailed filing. Detailed filing data is available for this year.$5.59$0.00$5.59$7.55$7.39$0.15
2020Detailed filing. Detailed filing data is available for this year.$5.44$0.00$5.44$6.88$6.72$0.16
2019Detailed filing. Detailed filing data is available for this year.$5.28$0.00$5.28$7.06$6.99$0.07
2018Detailed filing. Detailed filing data is available for this year.$5.21$0.00$5.21$6.84$6.27$0.57
2017Detailed filing. Detailed filing data is available for this year.$4.64$0.00$4.64$6.74$6.23$0.51
2016Detailed filing. Detailed filing data is available for this year.$4.13$0.00$4.13$6.76$6.43$0.33
2015Detailed filing. Detailed filing data is available for this year.$3.80$0.00$3.80$6.53$6.42$0.11
2014Detailed filing. Detailed filing data is available for this year.$3.70$0.00$3.70$6.21$6.07$0.13
2013Detailed filing. Detailed filing data is available for this year.$3.56$0.00$3.56$5.74$5.64$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.46$0.00$3.46$5.44
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.37$0.00$3.37$5.55
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.17$0.00$3.17$5.41
Peer Organizations

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