Civic Intelligence

Joy of Music Inc

EIN 59-2474249 • 501(c)3 • Bloomington, IN

Profile

Produce and distribute classical and religious programs for broadcast on public, religious and independent networks on a weekly basis. The programs are provided free of charge.

3100 E John Hinkle Pl Suite 108Bloomington, IN 47408

www.thejoyofmusic.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.00x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

69th percentile

0.01x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

20th percentile

-29%

Higher net margin than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

86th percentile

$15,377

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 26.5% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

44th percentile

-6.0%

Faster asset growth than 44% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

85th percentile

55%

Faster revenue growth than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$256,898

Down $16,262 (-6.0%) from 2024

Liabilities

Up

$581

Up $349 (+150%) from 2024

Net Assets

Down

$256,317

Down $16,611 (-6.1%) from 2024

Revenue

Up

$58,104

Up $20,530 (+55%) from 2024

Expenses

Up

$74,715

Up $4,846 (+6.9%) from 2024

Net Income

Up

-$16,611

Up $15,684 (+49%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $137,684Liabilities 2011: $1,1052011Assets 2012: $112,838Liabilities 2012: $7382012Assets 2013: $84,716Liabilities 2013: $6472013Assets 2014: $184,541Liabilities 2014: $25,549Net Assets 2014: $158,9922014Assets 2015: $217,940Liabilities 2015: $343Net Assets 2015: $217,5972015Assets 2016: $184,227Liabilities 2016: $1,0462016Assets 2017: $155,386Liabilities 2017: $3542017Assets 2018: $108,929Liabilities 2018: $2642018Assets 2019: $102,947Liabilities 2019: $3202019Assets 2020: $150,443Liabilities 2020: $4752020Assets 2021: $300,532Liabilities 2021: $662Net Assets 2021: $299,8702021Assets 2022: $332,068Liabilities 2022: $460Net Assets 2022: $331,6082022Assets 2023: $305,322Liabilities 2023: $99Net Assets 2023: $305,2232023Assets 2024: $273,160Liabilities 2024: $232Net Assets 2024: $272,9282024Assets 2025: $256,898Liabilities 2025: $581Net Assets 2025: $256,3172025

Highlighted filing

2025

Assets$256,898
Liabilities$581
Net Assets$256,317

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $114,872Expenses 2011: $132,032Net Income 2011: -$17,1602011Revenue 2012: $130,278Expenses 2012: $154,757Net Income 2012: -$24,4792012Revenue 2013: $96,242Expenses 2013: $124,273Net Income 2013: -$28,0312013Revenue 2014: $222,616Expenses 2014: $147,693Net Income 2014: $74,9232014Revenue 2015: $202,208Expenses 2015: $143,603Net Income 2015: $58,6052015Revenue 2016: $125,078Expenses 2016: $159,494Net Income 2016: -$34,4162016Revenue 2017: $144,570Expenses 2017: $172,719Net Income 2017: -$28,1492017Revenue 2018: $103,119Expenses 2018: $149,486Net Income 2018: -$46,3672018Revenue 2019: $118,281Expenses 2019: $124,319Net Income 2019: -$6,0382019Revenue 2020: $119,614Expenses 2020: $72,273Net Income 2020: $47,3412020Revenue 2021: $219,967Expenses 2021: $70,065Net Income 2021: $149,9022021Revenue 2022: $124,583Expenses 2022: $92,845Net Income 2022: $31,7382022Revenue 2023: $43,144Expenses 2023: $69,529Net Income 2023: -$26,3852023Revenue 2024: $37,574Expenses 2024: $69,869Net Income 2024: -$32,2952024Revenue 2025: $58,104Expenses 2025: $74,715Net Income 2025: -$16,6112025

Highlighted filing

2025

Revenue$58,104
Expenses$74,715
Net Income-$16,611

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.57$0.01$2.56$0.58$0.75$0.17
2024Detailed filing. Detailed filing data is available for this year.$2.73$0.00$2.73$0.38$0.70$0.32
2023Detailed filing. Detailed filing data is available for this year.$3.05$0.00$3.05$0.43$0.70$0.26
2022Detailed filing. Detailed filing data is available for this year.$3.32$0.00$3.32$1.25$0.93$0.32
2021Detailed filing. Detailed filing data is available for this year.$3.01$0.01$3.00$2.20$0.70$1.50
2020Summary only. Only limited summary data is available for this year.$1.50$0.00$1.20$0.72$0.47
2019Summary only. Only limited summary data is available for this year.$1.03$0.00$1.18$1.24$0.06
2018Summary only. Only limited summary data is available for this year.$1.09$0.00$1.03$1.49$0.46
2017Summary only. Only limited summary data is available for this year.$1.55$0.00$1.45$1.73$0.28
2016Summary only. Only limited summary data is available for this year.$1.84$0.01$1.25$1.59$0.34
2015Summary only. Only limited summary data is available for this year.$2.18$0.00$2.18$2.02$1.44$0.59
2014Summary only. Only limited summary data is available for this year.$1.85$0.26$1.59$2.23$1.48$0.75
2013Summary only. Only limited summary data is available for this year.$0.85$0.01$0.96$1.24$0.28
2012Summary only. Only limited summary data is available for this year.$1.13$0.01$1.30$1.55$0.24
2011Summary only. Only limited summary data is available for this year.$1.38$0.01$1.15$1.32$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 10, 2026
Return Version
2025v4.0
Gross Receipts
$58,104
Mission and Program Overview

Mission

Produce and distribute classical and religious programs for broadcast on public, religious and independent networks on a weekly basis. The programs are provided free of charge.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION HAS PRODUCED OVER 500 TELEVISION PROGRAMS SINCE ITS INCEPTION. IN 2023 THESE PROGRAMS DISTRIBUTED FOR AIRING ON OVER 30 TELEVISION STATIONS AND NETWORKS.$0$10,100
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHERYL CROUCHOffice AdministratorPT$15,377-$15,377
RALPH SCHREGARDUSChairman-$0--
DIANE BISHPresidentPT$0--
JOHN WHITNEYVice President-$0--
ROBERT KOEBELESecretary/TreasurerPT$0--
HANSEN KWOKDirector-$0--
CHERYL SCHREGARDUSDirector-$0--
CAROLYN CARSONDirector-$0--
Filing and Contact Details

Filer

Filer Name
Joy of Music Inc
EIN
59-2474249
Phone
8009334844
Address
3100 E JOHN HINKLE PL SUITE 108, BLOOMINGTON, IN 47408

Signing Officer

Name
Robert Koebele
Title
Treasurer
Phone
8009334844
Signed
2026-03-10
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

Description;Amount^PRODUCTION COSTS;10100|DONOR GIFTS;1154|ENTERTAINMENT;64|DUES;6157|EQUIPMENT RENTAL;712|INSURANCE;10064|LEGAL AND LICENSES;824|OFFICE SUPPLIES;5499|STORAGE OF TAPES;3168|BANK AND CREDIT CARD FEES;1246|MISC;163^Total;39151^

Form 990-EZ, Part II, Line 24

OFFICE RENT DEPOSIT

Form 990-EZ, Part II, Line 26

PAYROLL TAXES

Raw XML Appendix232 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BenefitsPaidToOrForMembersAmt00
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IRS990EZ/BooksInCareOfDetail/PhoneNum08009334844
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03100 E JOHN HINKLE PLACE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 108
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BLOOMINGTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd047408
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6CHERYL SCHREGARDUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CAROLYN CARSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0OFFICE ADMINISTRATOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0800
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IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt039151
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PRODUCE AND DISTRIBUTE CLASSICAL AND RELIGIOUS PROGRAMS FOR BROADCAST ON PUBLIC, RELIGIOUS AND INDEPENDENT NETWORKS ON A WEEKLY BASIS. THE PROGRAMS ARE PROVIDED FREE OF CHARGE.
IRS990EZ/PrintingPublicationsPostageAmt03698
IRS990EZ/ProgramServiceRevenueAmt04677
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION HAS PRODUCED OVER 500 TELEVISION PROGRAMS SINCE ITS INCEPTION. IN 2023 THESE PROGRAMS DISTRIBUTED FOR AIRING ON OVER 30 TELEVISION STATIONS AND NETWORKS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
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IRS990EZ/SchoolOperatingInd00
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IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0232
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0581
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
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IRS990EZ/TaxReimbursedByOrganizationAmt00
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IRS990EZ/TotalProgramServiceExpensesAmt010100
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IRS990EZ/TransactionWithControlEntInd00
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IRS990EZ/WebsiteAddressTxt0WWW.THEJOYOFMUSIC.ORG
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt018024
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IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt08208
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt013561
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt0141546
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt0181839
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt045912
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt022154
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt028504
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^PRODUCTION COSTS;10100|DONOR GIFTS;1154|ENTERTAINMENT;64|DUES;6157|EQUIPMENT RENTAL;712|INSURANCE;10064|LEGAL AND LICENSES;824|OFFICE SUPPLIES;5499|STORAGE OF TAPES;3168|BANK AND CREDIT CARD FEES;1246|MISC;163^Total;39151^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OFFICE RENT DEPOSIT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PAYROLL TAXES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT KOEBELE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08009334844
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0JOY OF MUSIC INC
ReturnHeader/Filer/BusinessNameControlTxt0JOYO
ReturnHeader/Filer/EIN0592474249
ReturnHeader/Filer/PhoneNum08009334844
ReturnHeader/Filer/USAddress/AddressLine1Txt03100 E JOHN HINKLE PL SUITE 108
ReturnHeader/Filer/USAddress/CityNm0BLOOMINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd047408
ReturnHeader/ReturnTs02026-03-12T16:53:28-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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