Civic Intelligence

Anna Maria Island Chamber of Commerce Inc

EIN 59-2297522 • 501(c)6 • Holmes Beach, FL

Profile

Business league/chamber of commerce/visitor and tourist information center

5313 Gulf DrHolmes Beach, FL 34217

www.amichamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.01x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

0.01x

Higher debt load relative to revenue than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

28th percentile

-13%

Higher net margin than 28% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

92nd percentile

$66,741

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 14.3% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

33rd percentile

-13%

Faster asset growth than 33% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

29th percentile

-16%

Faster revenue growth than 29% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$417,099

Down $64,009 (-13%) from 2023

Liabilities

Down

$2,922

Down $1,272 (-30%) from 2023

Net Assets

Down

$414,177

Down $62,737 (-13%) from 2023

Revenue

Down

$466,728

Down $85,691 (-16%) from 2023

Expenses

Down

$529,465

Down $42,456 (-7.4%) from 2023

Net Income

Down

-$62,737

Down $43,235 (-222%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $256,098Liabilities 2010: $1,402Net Assets 2010: $254,6962010Assets 2011: $291,536Liabilities 2011: $2,498Net Assets 2011: $289,0382011Assets 2012: $341,158Liabilities 2012: $2,258Net Assets 2012: $338,9002012Assets 2013: $373,535Liabilities 2013: $2,639Net Assets 2013: $370,8962013Assets 2014: $310,069Liabilities 2014: $2,330Net Assets 2014: $307,7392014Assets 2015: $324,158Liabilities 2015: $2,028Net Assets 2015: $322,1302015Assets 2016: $410,291Liabilities 2016: $2,239Net Assets 2016: $408,0522016Assets 2017: $466,691Liabilities 2017: $2,238Net Assets 2017: $464,4532017Assets 2018: $513,246Liabilities 2018: $2,783Net Assets 2018: $510,4632018Assets 2019: $535,094Liabilities 2019: $2,104Net Assets 2019: $532,9902019Assets 2020: $518,766Liabilities 2020: $2,631Net Assets 2020: $516,1352020Assets 2021: $507,566Liabilities 2021: $2,913Net Assets 2021: $504,6532021Assets 2022: $499,817Liabilities 2022: $3,401Net Assets 2022: $496,4162022Assets 2023: $481,108Liabilities 2023: $4,194Net Assets 2023: $476,9142023Assets 2024: $417,099Liabilities 2024: $2,922Net Assets 2024: $414,1772024

Highlighted filing

2024

Assets$417,099
Liabilities$2,922
Net Assets$414,177

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $409,4692010Expenses 2011: $366,8802011Expenses 2012: $514,3842012Revenue 2013: $526,573Expenses 2013: $494,577Net Income 2013: $31,9962013Revenue 2014: $516,977Expenses 2014: $580,134Net Income 2014: -$63,1572014Revenue 2015: $553,753Expenses 2015: $539,443Net Income 2015: $14,3102015Revenue 2016: $586,731Expenses 2016: $500,809Net Income 2016: $85,9222016Revenue 2017: $609,942Expenses 2017: $553,541Net Income 2017: $56,4012017Revenue 2018: $608,481Expenses 2018: $562,471Net Income 2018: $46,0102018Revenue 2019: $621,083Expenses 2019: $598,556Net Income 2019: $22,5272019Revenue 2020: $525,304Expenses 2020: $542,158Net Income 2020: -$16,8542020Revenue 2021: $508,389Expenses 2021: $519,871Net Income 2021: -$11,4822021Revenue 2022: $548,068Expenses 2022: $556,305Net Income 2022: -$8,2372022Revenue 2023: $552,419Expenses 2023: $571,921Net Income 2023: -$19,5022023Revenue 2024: $466,728Expenses 2024: $529,465Net Income 2024: -$62,7372024

Highlighted filing

2024

Revenue$466,728
Expenses$529,465
Net Income-$62,737

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.17$0.03$4.14$4.67$5.29$0.63
2023Detailed filing. Detailed filing data is available for this year.$4.81$0.04$4.77$5.52$5.72$0.20
2022Detailed filing. Detailed filing data is available for this year.$5.00$0.03$4.96$5.48$5.56$0.08
2021Detailed filing. Detailed filing data is available for this year.$5.08$0.03$5.05$5.08$5.20$0.11
2020Detailed filing. Detailed filing data is available for this year.$5.19$0.03$5.16$5.25$5.42$0.17
2019Detailed filing. Detailed filing data is available for this year.$5.35$0.02$5.33$6.21$5.99$0.23
2018Detailed filing. Detailed filing data is available for this year.$5.13$0.03$5.10$6.08$5.62$0.46
2017Detailed filing. Detailed filing data is available for this year.$4.67$0.02$4.64$6.10$5.54$0.56
2016Detailed filing. Detailed filing data is available for this year.$4.10$0.02$4.08$5.87$5.01$0.86
2015Detailed filing. Detailed filing data is available for this year.$3.24$0.02$3.22$5.54$5.39$0.14
2014Detailed filing. Detailed filing data is available for this year.$3.10$0.02$3.08$5.17$5.80$0.63
2013Detailed filing. Detailed filing data is available for this year.$3.74$0.03$3.71$5.27$4.95$0.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.41$0.02$3.39$5.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.92$0.02$2.89$3.67
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.56$0.01$2.55$4.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.2
Gross Receipts
$483,626
Mission and Program Overview

Mission

Business league/chamber of commerce/visitor and tourist information center

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$476,914$414,177▼ $62,737
Cash and Non-Interest-Bearing Accounts$462,203$398,343▼ $63,860
Land, Buildings, and Equipment, Net$18,905$18,391▼ $514
Accounts Receivable-$365-
Total Assets$481,108$417,099▼ $64,009
Liabilities
Other Liabilities$4,194$2,922▼ $1,272
Total Liabilities$4,194$2,922▼ $1,272
Net Assets / Fund Balance
Total Net Assets Fund Balance$476,914$414,177▼ $62,737
Total Liabilities and Net Assets / Fund Balance$481,108$417,099▼ $64,009

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$5,354$35,408$40,762
Leasehold Improvements$13,037$16,498$29,535
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Terri KinderPresidentFT$66,486$255$66,741
Amber TiptonVice-presidentFT$48,937$460$49,397

Board Members and Trustees

NameTitle
Katy DemickChairman of the Board
Dan AldersonDirector
David BerubeDirector
Don GoudyDirector
Eric CairnsDirector
Erin LeathemDirector
Janet MixonDirector
Joann BakerDirector
John CamporaDirector
Karen LapenseeDirector
Logan NicholsDirector
Mike SouthwickDirector
Nikita FosmoreDirector
Robert SlickerDirector
Susanne ArbanasSecretary Part-year
William RombergerSecretary Part-year
Wayne GunterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$241,532
Program Service Revenue
$202,395
Investment Income
$9,281
Other Revenue
$13,520
All Other Contributions
$8,320
Change in Net Assets
$-62,737
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$300,059
Salaries, Compensation, and Employee Benefits$198,860
Grants and Similar Amounts Paid$20,389
Total Fundraising Expense$13,035
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising$135,058--$135,058
Current Officers, Directors, Trustees, and Key Employees$98,109$11,542$5,771$115,422
Other Salaries and Wages$64,928--$64,928
Occupancy$40,751$4,794$2,397$47,942
Information Technology$34,450--$34,450
Office Expenses$19,441$2,287$1,144$22,872
Fees for Services Other$15,275$1,797$898$17,970
Grants to Domestic Orgs$17,389--$17,389
Payroll Taxes$14,250$1,677$838$16,765
Benefits to Members$10,157--$10,157
Other Expenses$6,993$823$412$8,228
All Other Expenses$4,804$565$283$5,652
Grants to Domestic Individuals$3,000--$3,000
Insurance$873$874$873$2,620
Fees for Services Accounting$2,575--$2,575
Other Employee Benefits$1,484$174$87$1,745
Depreciation Depletion$1,132$117-$1,249
Conferences and Meetings$71--$71
Total Functional Expenses$491,117$25,313$13,035$529,465
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$30,418
Fundraising Direct Expenses$16,898
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tourn$19,130$19,130$13,999$5,131
Bayfest$9,063$9,063$2,882$6,181
Total Events$30,418$30,418$16,898$13,520
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Gift Certificate Deposits$2,883
Sales Tax Payable$39
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

Completed form 990 was given to governing body to review prior to filing

Governing documents etc available to public Part VI line 19

Governing documents available upon request.

Filing and Contact Details

Filer

Filer Name
Anna Maria Island Chamber of Commerce Inc
EIN
59-2297522
In Care Of
% TERRI KINDER
Phone
9417781541
Address
5313 GULF DR, HOLMES BEACH, FL 34217

Signing Officer

Name
Terri Kinder
Title
President
Phone
9417781541
Signed
2025-11-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Terri Kinder
Formed
1979
Legal Domicile
Fl
Voting Board Members
4
Independent Board Members
4
Employees
9
Volunteers
25

Preparer

Firm
Walter & Associates LLC
Address
3909 E BAY DR STE 110, HOLMES BEACH, FL 34217
Preparer
Mike Walter CPA
Phone
9417786118
Supplemental Narrative

Additional Explanations

General explanation attachment

Number of employees reported on form w-3 (part v line 2a) reported by third-party payroll service with w-2s, w-3, and payroll taxes filed by employee leasing company under ein 86-2908120 for part of the year.

Raw XML AppendixShowing 400 of 506 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
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