Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
EIN 59-1714051 • 501(c)7 • New Port Richey, FL
Profile
To provide recreational facilities to the members
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
17th percentile
Higher net margin than 17% of similar nonprofits.
Top Officer Pay
94th percentile
Higher top officer pay than 94% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
35th percentile
Faster asset growth than 35% of similar nonprofits.
Revenue Growth
31st percentile
Faster revenue growth than 31% of similar nonprofits.
Assets
Down$181,898
Down $10,682 (-5.5%) from 2023
Liabilities
Up$167,152
Up $65,483 (+64%) from 2023
Net Assets
Down$14,746
Down $76,165 (-84%) from 2023
Revenue
Down$465,207
Down $48,989 (-9.5%) from 2023
Expenses
Down$541,372
Down $7,123 (-1.3%) from 2023
Net Income
Down-$76,165
Down $41,866 (-122%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide recreational facilities to the members
The club provides recreational activities, a restaurant and lounge, and boat docks for use of members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Land, Buildings, and Equipment, Net | $134,189 | $128,823 | ▼ $5,366 |
| Cash and Non-Interest-Bearing Accounts | $33,759 | $36,037 | ▲ $2,278 |
| Prepaid Expenses and Deferred Charges | $6,288 | $9,305 | ▲ $3,017 |
| Inventories for Sale or Use | $16,840 | $4,052 | ▼ $12,788 |
| Accounts Receivable | $808 | $2,985 | ▲ $2,177 |
| Loans From Officers Directors | $2,640 | $2,160 | ▼ $480 |
| Total Assets | $192,580 | $181,898 | ▼ $10,682 |
| Other Assets Total | $696 | $696 | → $0 |
| Liabilities | |||
| Other Liabilities | $79,429 | $139,371 | ▲ $59,942 |
| Accounts Payable and Accrued Expenses | $19,600 | $25,621 | ▲ $6,021 |
| Total Liabilities | $101,669 | $167,152 | ▲ $65,483 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $90,911 | $14,746 | ▼ $76,165 |
| Total Net Assets Fund Balance | $90,911 | $14,746 | ▼ $76,165 |
| Total Liabilities and Net Assets / Fund Balance | $192,580 | $181,898 | ▼ $10,682 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $48,712 | $318,790 | $367,502 |
| Leasehold Improvements | $23,960 | $146,729 | $170,689 |
| Equipment | $6,151 | $98,627 | $104,778 |
| Land | $50,000 | - | $50,000 |
| Other Land Buildings | - | $16,209 | $16,209 |
| Name | Title |
|---|---|
| Brian Zamorski | Commodore |
| Paul Schroder | Fleet Captai |
| Pat Hermann | Fleet Chapla |
| Nancy Mann | Fleet Surgeo |
| Yvonne Lauro | Rear Commodo |
| Kris Thompson | Secretary |
| Cathy Labuz | Treasurer |
| Richard Cantwell | Vice Commodo |
| Line Item | Amount |
|---|---|
| Other Expenses | $397,983 |
| Salaries, Compensation, and Employee Benefits | $143,389 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $130,671 | - | - | $130,671 |
| Occupancy | $113,131 | - | - | $113,131 |
| Office Expenses | $34,621 | - | - | $34,621 |
| Depreciation Depletion | $31,349 | - | - | $31,349 |
| Payroll Taxes | $12,718 | - | - | $12,718 |
| Other Expenses | $5,900 | - | - | $5,900 |
| Fees for Services Accounting | $2,947 | $2,948 | - | $5,895 |
| All Other Expenses | $5,371 | - | - | $5,371 |
| Insurance | $3,391 | - | - | $3,391 |
| Interest | $1,480 | - | - | $1,480 |
| Total Functional Expenses | $538,424 | $2,948 | $0 | $541,372 |
| Line Item | Amount |
|---|---|
| Gaming Gross Income | $295 |
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Loans from Officers, Directors, Trustees, and Key Employees | $2,640 | $2,160 | ▼ $480 |
| Liability | Amount |
|---|---|
| Deferred Dues and Deposits | $57,424 |
| Loan Payable | $48,439 |
| Deposits | $10,423 |
| Property Taxes Payable | $9,005 |
| Sales Tax Payable | $3,860 |
| Gift Card Program Payable | $3,664 |
| Queen of Hearts Bank | $2,198 |
| Due for Social | $2,169 |
| Payroll Liabilities | $1,927 |
| Security Deposits | $262 |
“Membership is open to the public and by joining and paying dues, members decide how to run the club.”
“All members for eligible to run for an office and/or board position during the annual election.”
“The club is run by the members. All members, not just the board members, are welcome to come to all board meetings for discussion of appropriate topics and can challenge or question any action or decision of the board at will.”
“The form is presented for review at a board meeting and it is also available by request.”
“All documents are available by request, either written or verbal.”
“Other programs and activities.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 25621 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 808 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 2985 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE CLUB PROVIDES RECREATIONAL ACTIVITIES, A RESTAURANT AND LOUNGE, AND BOAT DOCKS FOR USE OF MEMBERS. |
| IRS990/AllOtherContributionsAmt | 0 | 42132 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 5371 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 5371 |
| IRS990/BackupWthldComplianceInd | 0 | false |
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| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3926 MARINE PARKWAY |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NEW PORT RICHEY |
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| IRS990/CYOtherRevenueAmt | 0 | 10005 |
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| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 31349 |
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| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 3950 |
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| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDING LOUNGE FACILITIES AVAILABLE EXCLUSIVELY TO MEMBERS AND THEIR GUESTS. |
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| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | OTHER PROGRAMS AND ACTIVITIES. |
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| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 16209 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 16209 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 57424 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 48439 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 10423 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 9005 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 3860 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 3664 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 2198 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 2169 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 8 | 1927 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 9 | 262 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | DEFERRED DUES AND DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | LOAN PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | PROPERTY TAXES PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | SALES TAX PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | GIFT CARD PROGRAM PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | QUEEN OF HEARTS BANK |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | DUE FOR SOCIAL |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 8 | PAYROLL LIABILITIES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 9 | SECURITY DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 128823 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 139371 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 720 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 720 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 720 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | PAY OFF MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | PAY OFF MORTGAGE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | SCHOLARSHIP |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 2000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 2000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 2000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | BRUCE AND DONNA LONG |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | THOMAS MITCHELL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | NANCY CAMPBELL |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | FORMER OFFICERS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | FORMER OFFICER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | OFFICER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 2160 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | OTHER PROGRAMS AND ACTIVITIES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERSHIP IS OPEN TO THE PUBLIC AND BY JOINING AND PAYING DUES, MEMBERS DECIDE HOW TO RUN THE CLUB. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL MEMBERS FOR ELIGIBLE TO RUN FOR AN OFFICE AND/OR BOARD POSITION DURING THE ANNUAL ELECTION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CLUB IS RUN BY THE MEMBERS. ALL MEMBERS, NOT JUST THE BOARD MEMBERS, ARE WELCOME TO COME TO ALL BOARD MEETINGS FOR DISCUSSION OF APPROPRIATE TOPICS AND CAN CHALLENGE OR QUESTION ANY ACTION OR DECISION OF THE BOARD AT WILL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE FORM IS PRESENTED FOR REVIEW AT A BOARD MEETING AND IT IS ALSO AVAILABLE BY REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | ALL DOCUMENTS ARE AVAILABLE BY REQUEST, EITHER WRITTEN OR VERBAL. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 192580 |
| IRS990/TotalAssetsEOYAmt | 0 | 181898 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 192580 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 181898 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 228690 |
| IRS990/TotalEmployeeCnt | 0 | 10 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 2948 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 538424 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 541372 |
| IRS990/TotalGrossUBIAmt | 0 | 9720 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 101669 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 167152 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 101669 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 167152 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 90911 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 14746 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 3903 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 3903 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 229133 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 226797 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 465207 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 9720 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 192580 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 181898 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 5615 RED SNAPPER COURT |
| IRS990/USAddress/CityNm | 0 | NEW PORT RICHEY |
| IRS990/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/USAddress/ZIPCd | 0 | 34652 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 15 |
| IRS990/VotingMembersIndependentCnt | 0 | 15 |
| IRS990/WebsiteAddressTxt | 0 | GULFHARBORS.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BRIAN ZAMORSKI |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | COMMODORE |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7278494559 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-07-07 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GULF HARBORS YACHT CLUB |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GULF |
| ReturnHeader/Filer/EIN | 0 | 591714051 |
| ReturnHeader/Filer/PhoneNum | 0 | 7278494559 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3926 MARINE PARKWAY |
| ReturnHeader/Filer/USAddress/CityNm | 0 | NEW PORT RICHEY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 34652 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
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