Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
EIN 59-1226570 • 501(c)14 • Clearwater, FL
Profile
Providing financial services to members
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Liabilities / Revenue
38th percentile
Higher debt load relative to revenue than 38% of similar nonprofits.
Net Margin
35th percentile
Higher net margin than 35% of similar nonprofits.
Top Officer Pay
30th percentile
Higher top officer pay than 30% of similar nonprofits.
Top officer pay equals 3.8% of source-year revenue.
Asset Growth
92nd percentile
Faster asset growth than 92% of similar nonprofits.
Revenue Growth
60th percentile
Faster revenue growth than 60% of similar nonprofits.
Assets
Up$40,070,325
Up $3,532,536 (+9.7%) from 2023
Liabilities
Up$36,904,190
Up $3,408,109 (+10%) from 2023
Net Assets
Up$3,166,135
Up $124,427 (+4.1%) from 2023
Revenue
Up$2,512,556
Up $261,477 (+12%) from 2023
Expenses
Down$2,389,511
Down $336,231 (-12%) from 2023
Net Income
Up$123,045
Up $597,708 (+126%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit Union Programs Programs of credit unions which offer a wide variety of personal financial services exclusively to their members featuring competitive dividend rates on investments, competitive interest rates on loans, and other products and services.
Credit union - to provide services to approximately 3,921 members in the form of loans, savings, and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $28,071,866 | $25,167,528 | ▼ $2,904,338 |
| Savings and Temporary Cash Investments | $6,676,688 | $7,137,000 | ▲ $460,312 |
| Cash and Non-Interest-Bearing Accounts | $252,118 | $6,196,665 | ▲ $5,944,547 |
| Rtn Earn Endowment Incm Other Fnds | $3,041,708 | $3,166,135 | ▲ $124,427 |
| Land, Buildings, and Equipment, Net | $771,078 | $735,171 | ▼ $35,907 |
| Investments Other Securities | $468,502 | - | - |
| Accounts Receivable | $204,761 | - | - |
| Investments in Publicly Traded Securities | - | $134,986 | - |
| Prepaid Expenses and Deferred Charges | $75,859 | $56,225 | ▼ $19,634 |
| Total Assets | $36,537,789 | $40,070,325 | ▲ $3,532,536 |
| Other Assets Total | $16,917 | $642,750 | ▲ $625,833 |
| Liabilities | |||
| Other Liabilities | $32,690,121 | $36,485,023 | ▲ $3,794,902 |
| Accounts Payable and Accrued Expenses | $805,960 | $419,167 | ▼ $386,793 |
| Total Liabilities | $33,496,081 | $36,904,190 | ▲ $3,408,109 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,041,708 | $3,166,135 | ▲ $124,427 |
| Total Liabilities and Net Assets / Fund Balance | $36,537,789 | $40,070,325 | ▲ $3,532,536 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $341,940 | $137,799 | $479,739 |
| Land | $335,685 | - | $335,685 |
| Equipment | $57,546 | $222,604 | $280,150 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lois Blithe | CEO | FT | $90,316 | $5,832 | $96,148 |
| Michael Benson | Vice Preside | FT | $73,707 | $9,763 | $83,470 |
| Name | Title |
|---|---|
| James Mehr | Board Chairm |
| Patrick Adamson | Bod V Chair/ |
| Lisa Perkins | Board Mem |
| R Gary Wolf | Board Mem |
| Holly Albright | Board Secret |
| John Schmalzbauer | Audit COM |
| Mark Weaver | Audit COM |
| Karen Dombrowski | Bod Treas/ac |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,834,266 |
| Salaries, Compensation, and Employee Benefits | $555,245 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $511,561 | - | $511,561 |
| Interest | - | $366,048 | - | $366,048 |
| Office Expenses | - | $157,770 | - | $157,770 |
| Occupancy | - | $72,598 | - | $72,598 |
| Payroll Taxes | - | $35,874 | - | $35,874 |
| Conferences and Meetings | - | $22,264 | - | $22,264 |
| Other Expenses | - | $9,778 | - | $9,778 |
| Pension Plan Contributions | - | $7,074 | - | $7,074 |
| Other Employee Benefits | - | $736 | - | $736 |
| All Other Expenses | - | $-1,351 | - | $-1,351 |
| Total Functional Expenses | $0 | $2,389,511 | $0 | $2,389,511 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $16,911,803 |
| All Other Shares | $12,617,088 |
| Share Drafts | $6,956,132 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting.”
“Some decisions made by the board of directors are affirmed by the members.”
“Form 990 is reviewed by the manager. The form 990 is available for review by the board upon request.”
“The board of directors is responsbile for monitoring and enforcing the conflict of interest policy.”
“Compensation is determined and approved by the board of directors.”
“Compensation is determined and approved by the board of directors.”
“Financials made avaiable via ncua website through quarterly call reports.”
“Hours of service are related to duties of the board of directors and audit committee.”
“OTHER ADJ 1,382”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 805960 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 419167 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 204761 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 3,921 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | -1351 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -1351 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LOIS BLITHE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7274427746 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1810 N BELCHER RD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CLEARWATER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33765 |
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| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 252118 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 6196665 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 22264 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 22264 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
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| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 191235 |
| IRS990/CYOtherExpensesAmt | 0 | 1834266 |
| IRS990/CYOtherRevenueAmt | 0 | 79314 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2242007 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 123045 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 555245 |
| IRS990/CYTotalExpensesAmt | 0 | 2389511 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2512556 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 2039016 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
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| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
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| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 5832 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 9763 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LOIS BLITHE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHAEL BENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | PATRICK ADAMSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HOLLY ALBRIGHT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KAREN DOMBROWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JAMES MEHR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LISA PERKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | R GARY WOLF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JOHN SCHMALZBAUER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MARK WEAVER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 90316 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 73707 |
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| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE PRESIDE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOD V CHAIR/ |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOD TREAS/AC |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD CHAIRM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | AUDIT COM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | AUDIT COM |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1941 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 2512556 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 366048 |
| IRS990/InterestGrp/TotalAmt | 0 | 366048 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 191235 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 191235 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 468502 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 134986 |
| IRS990/IRPDocumentCnt | 0 | 710 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 360403 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 771078 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 735171 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1095574 |
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| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 3,921 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
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| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3166135 |
| IRS990/NondeductibleContributionsInd | 0 | false |
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| IRS990/OccupancyGrp/TotalAmt | 0 | 72598 |
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| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 157770 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 16917 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 642750 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1382 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 736 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 736 |
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| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | OPERATING/EXAM FEES |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 658024 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 416820 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 132315 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 9778 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 658024 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 416820 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 132315 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 9778 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 32690121 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 36485023 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 525990 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | GAIN ON DISP OF FIXED ASSETS |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | UBIT |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 63546 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 10807 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 63546 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 10807 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 4961 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 4961 |
| IRS990/OtherRevenueTotalAmt | 0 | 79314 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 511561 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 511561 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 28071866 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 25167528 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 35874 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 35874 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 7074 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 7074 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 75859 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 56225 |
| IRS990/PrincipalOfficerNm | 0 | LOIS BLITHE |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1915575 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 326432 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1915575 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 326432 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 350495 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 16960 |
| IRS990/PYOtherExpensesAmt | 0 | 2223089 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2234119 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -474663 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 502653 |
| IRS990/PYTotalExpensesAmt | 0 | 2725742 |
| IRS990/PYTotalRevenueAmt | 0 | 2251079 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 123045 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3041708 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3166135 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 6676688 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7137000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 341940 |
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| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 57546 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 222604 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 280150 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 335685 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 335685 |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND AUDIT COMMITTEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS IS RESPONSBILE FOR MONITORING AND ENFORCING THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | COMPENSATION IS DETERMINED AND APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | COMPENSATION IS DETERMINED AND APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | FINANCIALS MADE AVAIABLE VIA NCUA WEBSITE THROUGH QUARTERLY CALL REPORTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | OTHER ADJ 1,382 |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
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| IRS990/USAddress/CityNm | 0 | CLEARWATER |
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| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
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| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-04-30 |
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| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CITY |
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| ReturnHeader/Filer/PhoneNum | 0 | 7274427746 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1810 N BELCHER RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CLEARWATER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 337651448 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202711127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CU AUDIT & COMPLIANCE GROUP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372176 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-05-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMANDA ONKST |
| ReturnHeader/ReturnTs | 0 | 2025-05-05T11:34:47-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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