Civic Intelligence

The Key Biscayne Chamber of Commerce Inc

EIN 59-1163127 • 501(c)6 • Key Biscayne, FL

Profile

The mission of the Key Biscayne Chamber of Commerce is to advance business success and member engagement in the Village of Key Biscayne and beyond while serving as a comprehensive resource center for local businesses.

88 West Mcintyre St Suite 100Key Biscayne, FL 33149-1846

keybiscaynechamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.01x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

58th percentile

0.01x

Higher debt load relative to revenue than 58% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

40th percentile

-3.9%

Higher net margin than 40% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

37th percentile

-9.2%

Faster asset growth than 37% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

33rd percentile

-12%

Faster revenue growth than 33% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$216,172

Down $21,901 (-9.2%) from 2024

Liabilities

Down

$1,741

Down $1,989 (-53%) from 2024

Net Assets

Down

$214,431

Down $19,912 (-8.5%) from 2024

Operations
Liabilities / Revenue58th percentileNet Margin40th percentile

Revenue

Down

$218,990

Down $29,327 (-12%) from 2024

Expenses

Up

$227,588

Up $17,230 (+8.2%) from 2024

Net Income

Down

-$8,598

Down $46,557 (-123%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $133,003Liabilities 2011: $209Net Assets 2011: $132,7942011Assets 2012: $150,165Liabilities 2012: $1,014Net Assets 2012: $149,1512012Assets 2013: $151,712Liabilities 2013: $251Net Assets 2013: $151,4612013Assets 2014: $178,528Liabilities 2014: $584Net Assets 2014: $177,9442014Assets 2015: $213,386Liabilities 2015: $1,907Net Assets 2015: $211,4792015Assets 2016: $245,401Liabilities 2016: $1,907Net Assets 2016: $243,4942016Assets 2017: $251,659Liabilities 2017: $1,045Net Assets 2017: $250,6142017Assets 2018: $260,788Liabilities 2018: $1,600Net Assets 2018: $259,1882018Assets 2019: $240,160Liabilities 2019: $2,331Net Assets 2019: $237,8292019Assets 2020: $259,864Liabilities 2020: $47,597Net Assets 2020: $212,2672020Assets 2021: $223,681Liabilities 2021: $32,144Net Assets 2021: $191,5372021Assets 2022: $199,850Liabilities 2022: $2,444Net Assets 2022: $197,4062022Assets 2023: $209,735Liabilities 2023: $2,716Net Assets 2023: $207,0192023Assets 2024: $238,073Liabilities 2024: $3,730Net Assets 2024: $234,3432024Assets 2025: $216,172Liabilities 2025: $1,741Net Assets 2025: $214,4312025

Highlighted filing

2025

Assets$216,172
Liabilities$1,741
Net Assets$214,431
Open 2025 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $239,862Expenses 2011: $209,002Net Income 2011: $30,8602011Revenue 2012: $236,998Expenses 2012: $220,641Net Income 2012: $16,3572012Revenue 2013: $240,467Expenses 2013: $238,157Net Income 2013: $2,3102013Revenue 2014: $224,705Expenses 2014: $198,222Net Income 2014: $26,4832014Revenue 2015: $206,939Expenses 2015: $173,404Net Income 2015: $33,5352015Revenue 2016: $206,939Expenses 2016: $174,924Net Income 2016: $32,0152016Revenue 2017: $229,586Expenses 2017: $212,375Net Income 2017: $17,2112017Revenue 2018: $234,556Expenses 2018: $225,982Net Income 2018: $8,5742018Revenue 2019: $215,868Expenses 2019: $237,227Net Income 2019: -$21,3592019Revenue 2020: $224,103Expenses 2020: $249,665Net Income 2020: -$25,5622020Revenue 2021: $191,464Expenses 2021: $212,194Net Income 2021: -$20,7302021Revenue 2022: $222,840Expenses 2022: $216,971Net Income 2022: $5,8692022Revenue 2023: $245,211Expenses 2023: $235,598Net Income 2023: $9,6132023Revenue 2024: $248,317Expenses 2024: $210,358Net Income 2024: $37,9592024Revenue 2025: $218,990Expenses 2025: $227,588Net Income 2025: -$8,5982025

Highlighted filing

2025

Revenue$218,990
Expenses$227,588
Net Income-$8,598
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$216,172
Liabilities
$1,741
Net assets
$214,431
Revenue
$218,990
Expenses
$227,588
Net income
-$8,598
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.16$0.02$2.14$2.19$2.28$0.09
2024Detailed filing. Detailed filing data is available for this year.$2.38$0.04$2.34$2.48$2.10$0.38
2023Detailed filing. Detailed filing data is available for this year.$2.10$0.03$2.07$2.45$2.36$0.10
2022Detailed filing. Detailed filing data is available for this year.$2.00$0.02$1.97$2.23$2.17$0.06
2021Detailed filing. Detailed filing data is available for this year.$2.24$0.32$1.92$1.91$2.12$0.21
2020Detailed filing. Detailed filing data is available for this year.$2.60$0.48$2.12$2.24$2.50$0.26
2019Summary only. Only limited summary data is available for this year.$2.40$0.02$2.38$2.16$2.37$0.21
2018Summary only. Only limited summary data is available for this year.$2.61$0.02$2.59$2.35$2.26$0.09
2017Summary only. Only limited summary data is available for this year.$2.52$0.01$2.51$2.30$2.12$0.17
2016Summary only. Only limited summary data is available for this year.$2.45$0.02$2.43$2.07$1.75$0.32
2015Summary only. Only limited summary data is available for this year.$2.13$0.02$2.11$2.07$1.73$0.34
2014Summary only. Only limited summary data is available for this year.$1.79$0.01$1.78$2.25$1.98$0.26
2013Summary only. Only limited summary data is available for this year.$1.52$0.00$1.51$2.40$2.38$0.02
2012Summary only. Only limited summary data is available for this year.$1.50$0.01$1.49$2.37$2.21$0.16
2011Summary only. Only limited summary data is available for this year.$1.33$0.00$1.33$2.40$2.09$0.31
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 24, 2026
Return Version
2025v4.0
Gross Receipts
$218,990
Mission and Program Overview

Mission

The mission of the Key Biscayne Chamber of Commerce is to advance business success and member engagement in the Village of Key Biscayne and beyond while serving as a comprehensive resource center for local businesses.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$234,343$214,431▼ $19,912
Savings and Temporary Cash Investments$136,976$172,170▲ $35,194
Cash and Non-Interest-Bearing Accounts$87,632$41,834▼ $45,798
Accounts Receivable$13,465$2,168▼ $11,297
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$238,073$216,172▼ $21,901
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$3,730$1,741▼ $1,989
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$3,730$1,741▼ $1,989
Net Assets / Fund Balance
Total Net Assets Fund Balance$234,343$214,431▼ $19,912
Total Liabilities and Net Assets / Fund Balance$238,073$216,172▼ $21,901

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$17,760$17,760
Buildings$0$0$0
Land$0-$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Vivian Galego - MendezChair
Mary TagueVice Chair
Alejandro ServalliDirector
Hamid Keshvari-rasti MdDirector
Isabella GukeisenDirector
Jorge BritoDirector
Justin MilaDirector
Lino CamposDirector
Maigualida GarciaDirector
Maria F TorresDirector
Marilyn BorrotoDirector
Mayra MesaDirector
Nora CamejoDirector
Reina GonzalezDirector
Stephanny NietoDirector
Thania VernonDirector
Thomas KassnerDirector
Wil RamseyDirector
Tatyana ChiocchettiExecutive Director
Joe CooteSecretary
Robert BrookesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$162,301
Program Service Revenue
$50,967
Investment Income
$5,722
Other Revenue
$0
All Other Contributions
$89,236
Change in Net Assets
$-8,598

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Real Estate Commercial1$36,000Fair Market Value (FMV)
Total Noncash Contributions1$36,000-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$146,788
Other Expenses$80,800
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$87,396$21,849$0$109,245
Payroll Taxes$24,422$6,105$0$30,527
Fees for Services Management$18,755$4,689$0$23,444
Advertising$11,455$0$0$11,455
Office Expenses$6,574$4,383$0$10,957
Information Technology$0$7,059$0$7,059
Other Employee Benefits$5,613$1,403$0$7,016
All Other Expenses$0$4,074$0$4,074
Fees for Services Other$1,773$0$0$1,773
Insurance$1,552$0$0$1,552
Conferences and Meetings$1,122$0$0$1,122
Travel$0$164$0$164
Total Functional Expenses$176,397$51,191$0$227,588
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Line 11B

“The Form 990 is reviewed by the Executive Director and the Treasurer before filing.”

Part VI, Line 12C

“The management of the organization and Board Members review the conflict of interest policy.”

Part VI, Line 15

“The Board of Directors determines the salary for the Executive Director.”

Part VI, Line 19

“The Organization makes its governing documents conflict of interest policy and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
The Key Biscayne Chamber of Commerce Inc
EIN
59-1163127
Phone
3053615207
Address
88 WEST MCINTYRE ST SUITE 100, KEY BISCAYNE, FL 33149-1846

Signing Officer

Name
Robert Brooks
Title
Treasurer
Phone
3053615207
Signed
2026-02-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Brookes
Formed
1957
Legal Domicile
Fl
Voting Board Members
20
Independent Board Members
20
Employees
2
Volunteers
20

Preparer

Firm
Kilgour & Associates LLC
Address
15715 SOUTH DIXIE HIGHWAY S202, MIAMI, FL 33157
Preparer
Marlon Kilgour
Phone
3057931772
Raw XML AppendixShowing 400 of 723 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0The mission of the Key Biscayne Chamber of Commerce is to advance business success and member engagement in the Village of Key Biscayne and beyond while serving as a comprehensive resource center for local businesses.

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