Civic Intelligence

Launch Credit Union

EIN 59-1030268 • 501(c)14 • Merritt Island, FL

Profile

The credit union's mission is to promote thrift among its members and create a source of credit for them at legitimate rates of interest. The credit union serves members in brevard, volusia, orange, seminole, flagler,and osceola counties in florida. The total number of members is in excess of 80,000 members.

300 S Plumosa StMerritt Island, FL 32952

launchcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.91x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

42nd percentile

14.91x

Higher debt load relative to revenue than 42% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

28th percentile

5.6%

Higher net margin than 28% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

30th percentile

0.7%

Faster asset growth than 30% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2022 to 2024

Revenue Growth

47th percentile

17%

Faster revenue growth than 47% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2022 to 2024

Assets

Up

$1,395,191,746

Up $20,656,043 (+1.5%) from 2022

Liabilities

Up

$1,270,747,535

Up $10,446,848 (+0.8%) from 2022

Net Assets

Up

$124,444,211

Up $10,209,195 (+8.9%) from 2022

Revenue

Up

$85,218,164

Up $23,191,388 (+37%) from 2022

Expenses

Up

$80,461,174

Up $25,089,573 (+45%) from 2022

Net Income

Down

$4,756,990

Down $1,898,185 (-29%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5B$1.0B$500M$0Assets 2021: $1,071,639,457Liabilities 2021: $963,783,540Net Assets 2021: $107,855,9172021Assets 2022: $1,374,535,703Liabilities 2022: $1,260,300,687Net Assets 2022: $114,235,0162022Assets 2024: $1,395,191,746Liabilities 2024: $1,270,747,535Net Assets 2024: $124,444,2112024

Highlighted filing

2024

Assets$1,395,191,746
Liabilities$1,270,747,535
Net Assets$124,444,211

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100M$50M$0Revenue 2021: $49,955,268Expenses 2021: $44,426,547Net Income 2021: $5,528,7212021Revenue 2022: $62,026,776Expenses 2022: $55,371,601Net Income 2022: $6,655,1752022Revenue 2024: $85,218,164Expenses 2024: $80,461,174Net Income 2024: $4,756,9902024

Highlighted filing

2024

Revenue$85,218,164
Expenses$80,461,174
Net Income$4,756,990

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$85,220,506
Mission and Program Overview

Mission

The credit union's mission is to promote thrift among its members and create a source of credit for them at legitimate rates of interest. The credit union serves members in brevard, volusia, orange, seminole, flagler,and osceola counties in florida. The total number of members is in excess of 80,000 members.

The credit union's mission is to promote thrift among its members and create a source of credit for them at legitimate rates of interest. We provide financial services to the communities we serve. We offer financial products and services our members need and want with lower fees. We offer loan products our members can afford and help better them financially.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,118,749,285$1,071,723,907▼ $47,025,378
Savings and Temporary Cash Investments$131,622,491$203,736,984▲ $72,114,493
Rtn Earn Endowment Incm Other Fnds$119,627,132$124,444,211▲ $4,817,079
Land, Buildings, and Equipment, Net$35,229,961$36,714,894▲ $1,484,933
Investments Other Securities$29,238,505$32,034,912▲ $2,796,407
Cash and Non-Interest-Bearing Accounts$8,073,999$8,676,797▲ $602,798
Prepaid Expenses and Deferred Charges$2,111,379$2,567,827▲ $456,448
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,385,231,153$1,395,191,746▲ $9,960,593
Other Assets Total$60,205,533$39,736,425▼ $20,469,108
Liabilities
Other Liabilities$1,132,369,437$1,142,338,358▲ $9,968,921
Accounts Payable and Accrued Expenses$133,234,584$128,409,177▼ $4,825,407
Total Liabilities$1,265,604,021$1,270,747,535▲ $5,143,514
Net Assets / Fund Balance
Total Net Assets Fund Balance$119,627,132$124,444,211▲ $4,817,079
Total Liabilities and Net Assets / Fund Balance$1,385,231,153$1,395,191,746▲ $9,960,593

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$21,127,146$14,031,492$35,158,638
Other Land Buildings$5,341,651$20,942,434$26,284,085
Land$10,085,183-$10,085,183
Leasehold Improvements$160,914$341,586$502,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joseph MirachiPresident & CEOFT$577,424$298,118$875,542
Gary LevarEvp COOFT$272,198$82,634$354,832
Kevin LebeauEvp CFOFT$262,986$85,706$348,692
Mark BrewerSVP CIOFT$245,909$98,368$344,277
Jane SchroppSVP CAOFT$238,981$91,252$330,233
Sharal HendersonVP In-house CounselFT$223,995$15,353$239,348
MICHAEL D'ACQUISTOAvp Core App ServicesFT$187,670$32,773$220,443
Angela CrosbyVP Project Mgmt OfficeFT$173,436$39,863$213,299
Micah FluhartyCore System Prog ManagerFT$168,309$34,850$203,159
Alan RopesPresident & CEO (cuso - Vyfi, Llc)FT$149,145-$149,145

Board Members and Trustees

NameTitle
Dorothy BourlierAudit Chair
Hollimarie MontijoChair
Connie MoriceDirector/audit Chair
Doris PundersonAudit Vice Chair
Eric OstarlyVice Chair
Chris WaldenAssociate Board Member
Dr Kevin ReedAssociate Board Member
Michael CadoreAssociate Board Member
Stuart DawleyAssociate Board Member
Chuck JenkinsDirector
Dan SicchioDirector
Dominic MorgeseDirector
Marilyn CherubiniDirector
Linda SouthSecretary
Percy CohrsTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Rhodes Building Co LLCConstruction & Building2009 LONGWOOD LAKE MARY RD SUITE 1, Longwood, FL 32750$2,003,668
Member Business Financial Services LLCCommercial Loan Servicer2655 INTERPLEX DRIVE SUITE 104, Trevose, PA 19053$1,729,434
Alkami TechnologyOnline Banking Platform5601 GRANITE PARKWAY SUITE 120, Plano, TX 75024$1,108,767
Glory GlobalHardware And Maintenance3333 WARRENVILLE ROAD, Lisle, IL 60532$999,776
Fssi East INCForms/printing Services1500 TRADEPORT DRIVE SUITE B, Orlando, FL 32824$674,271
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$60,295,047
Investment Income
$9,659,257
Other Revenue
$15,263,860
Change in Net Assets
$4,756,990
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$49,994,769
Salaries, Compensation, and Employee Benefits$30,219,137
Grants and Similar Amounts Paid$247,268
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$19,223,835
Interest---$15,783,677
Other Employee Benefits---$6,259,362
Information Technology---$4,836,198
All Other Expenses---$4,472,246
Depreciation Depletion---$4,227,740
Other Expenses---$2,913,999
Current Officers, Directors, Trustees, and Key Employees---$2,402,721
Occupancy---$2,251,827
Office Expenses---$1,828,105
Payroll Taxes---$1,675,170
Fees for Services Other---$1,243,116
Advertising---$1,207,969
Pension Plan Contributions---$658,049
Conferences and Meetings---$460,701
Insurance---$432,776
Fees for Services Accounting---$308,400
Grants to Domestic Orgs---$247,268
Fees for Services Legal---$198,437
Total Functional Expenses$0$0$0$80,461,174
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Go Beyond FoundationMerritt Island, FL501(c)(3)Continued Support of Foundation$122,091
Futures Foundation for Volusia County SchoolsDaytona Beach, FL501(c)(3)School/class-room Funding Assistance$6,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$1,142,338,358
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union is owned by its members.

Form 990, Part VI, Section A, Line 7A

There are nine board members that serve three-year terms. The terms expire every year. In september a call for nominations is sent out in the quarterly newsletter. All nominations are reviewed by the nominating committee, and they will pick the three candidates for the three open positions. Members not nominated can run by filing a petition and fulfilling the requirements. If more than three are running for the three open positions, then an election will be held where all eligible-to-vote members will be allowed to vote for the board members.

Form 990, Part VI, Section A, Line 7B

Approval is required for a change in charter or an election of board members if the number of members running exceeds the number of open seats.

Form 990, Part VI, Section B, Line 11B

Management will review before the form is filed.

Form 990, Part VI, Section B, Line 12C

Annually, all board members and employees, to include officers and key employees, are required to acknowledge the conflict of interest policy housed in the employee handbook which affirms their obligation to disclose any real or perceived conflicts of interest. Board members, officers and key employees are required to disclose the conflict immediately at the time it transpires.

Form 990, Part VI, Section B, Line 15A

Compensation survey data , comprised of like-sized credit unions in the south, is reviewed by the svp hr. Information is provided to the chairman of the board as well as the annual report generated by the cu's comp management vendor, which details market conditions and trends. Based on information and ceo performance, the chairman recommends merit increases and bonuses to the executive committee, which then has to have board approval. Other key employees and officers compensation are based on compensation information that is aggregated based on a number of compensation surveys managed by a vendor.

Form 990, Part VI, Section C, Line 19

Monthly financial statements are displayed in each branch once approved by the board of directors. The annual report is available on our website.

Filing and Contact Details

Filer

Filer Name
Launch Credit Union
EIN
59-1030268
Phone
3214559400
Address
300 S PLUMOSA ST, MERRITT ISLAND, FL 32952

Signing Officer

Name
Kevin Lebeau
Title
Evp CFO
Phone
3214559400
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kevin Lebeau
Formed
1963
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
9
Employees
350
Volunteers
15

Preparer

Firm
Warren Averett LLC
Address
350 W CEDAR STREET SUITE 400, PENSACOLA, FL 32502
Preparer
Claire C Duren CPA
Phone
8504357400
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2:

On a yearly basis, the national credit union association examines the financial statements of the credit union. An annual audited financial statement is prepared in accordance with gaap by an independent cpa on a fiscal year-end of june 30th.

Raw XML AppendixShowing 400 of 780 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0133234584
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0128409177
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. WE PROVIDE FINANCIAL SERVICES TO THE COMMUNITIES WE SERVE. WE OFFER FINANCIAL PRODUCTS AND SERVICES OUR MEMBERS NEED AND WANT WITH LOWER FEES. WE OFFER LOAN PRODUCTS OUR MEMBERS CAN AFFORD AND HELP BETTER THEM FINANCIALLY.
IRS990/AdvertisingGrp/TotalAmt01207969
IRS990/AllOtherExpensesGrp/TotalAmt04472246
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0KEVIN LEBEAU EVP CFO
IRS990/BooksInCareOfDetail/PhoneNum03214559400
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0300 S PLUMOSA ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0MERRITT ISLAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032952
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt08073999
IRS990/CashNonInterestBearingGrp/EOYAmt08676797
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt040
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02402721
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt0460701
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt02003668
IRS990/ContractorCompensationGrp/CompensationAmt11729434
IRS990/ContractorCompensationGrp/CompensationAmt21108767
IRS990/ContractorCompensationGrp/CompensationAmt3999776
IRS990/ContractorCompensationGrp/CompensationAmt4674271
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt02009 LONGWOOD LAKE MARY RD SUITE 1
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt12655 INTERPLEX DRIVE SUITE 104
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt25601 GRANITE PARKWAY SUITE 120
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt33333 WARRENVILLE ROAD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt41500 TRADEPORT DRIVE SUITE B
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0LONGWOOD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1TREVOSE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2PLANO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3LISLE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4ORLANDO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1PA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3IL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd032750
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd119053
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd275024
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd360532
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd432824
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0RHODES BUILDING CO LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1MEMBER BUSINESS FINANCIAL SERVICES LLC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2ALKAMI TECHNOLOGY
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3GLORY GLOBAL
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4FSSI EAST INC
IRS990/ContractorCompensationGrp/ServicesDesc0CONSTRUCTION & BUILDING
IRS990/ContractorCompensationGrp/ServicesDesc1COMMERCIAL LOAN SERVICER
IRS990/ContractorCompensationGrp/ServicesDesc2ONLINE BANKING PLATFORM
IRS990/ContractorCompensationGrp/ServicesDesc3HARDWARE AND MAINTENANCE
IRS990/ContractorCompensationGrp/ServicesDesc4FORMS/PRINTING SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt0247268
IRS990/CYInvestmentIncomeAmt09659257
IRS990/CYOtherExpensesAmt049994769
IRS990/CYOtherRevenueAmt015263860
IRS990/CYProgramServiceRevenueAmt060295047
IRS990/CYRevenuesLessExpensesAmt04756990
IRS990/CYSalariesCompEmpBnftPaidAmt030219137
IRS990/CYTotalExpensesAmt080461174
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt085218164
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt04227740
IRS990/Desc0IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, CERTIFICATE OF DEPOSIT ACCOUNTS AS WELL AS IRA SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt0350
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0308400
IRS990/FeesForServicesLegalGrp/TotalAmt0198437
IRS990/FeesForServicesOtherGrp/TotalAmt01243116
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt160.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt170.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt180.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt190.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt200.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt210.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt220.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt230.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2440.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1593118
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1622903
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1767620
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1838730
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1932449
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2112030
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2227313
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2334635
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2430036
IRS990/Form990PartVIISectionAGrp/PersonNm0ERIC OSTARLY
IRS990/Form990PartVIISectionAGrp/PersonNm1MARILYN CHERUBINI
IRS990/Form990PartVIISectionAGrp/PersonNm2HOLLIMARIE MONTIJO
IRS990/Form990PartVIISectionAGrp/PersonNm3DOMINIC MORGESE
IRS990/Form990PartVIISectionAGrp/PersonNm4PERCY COHRS
IRS990/Form990PartVIISectionAGrp/PersonNm5LINDA SOUTH
IRS990/Form990PartVIISectionAGrp/PersonNm6CONNIE MORICE
IRS990/Form990PartVIISectionAGrp/PersonNm7DAN SICCHIO
IRS990/Form990PartVIISectionAGrp/PersonNm8DR KEVIN REED
IRS990/Form990PartVIISectionAGrp/PersonNm9MICHAEL CADORE
IRS990/Form990PartVIISectionAGrp/PersonNm10CHRIS WALDEN
IRS990/Form990PartVIISectionAGrp/PersonNm11DOROTHY BOURLIER
IRS990/Form990PartVIISectionAGrp/PersonNm12STUART DAWLEY
IRS990/Form990PartVIISectionAGrp/PersonNm13DORIS PUNDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm14CHUCK JENKINS
IRS990/Form990PartVIISectionAGrp/PersonNm15JOSEPH MIRACHI
IRS990/Form990PartVIISectionAGrp/PersonNm16GARY LEVAR
IRS990/Form990PartVIISectionAGrp/PersonNm17KEVIN LEBEAU
IRS990/Form990PartVIISectionAGrp/PersonNm18MARK BREWER
IRS990/Form990PartVIISectionAGrp/PersonNm19JANE SCHROPP
IRS990/Form990PartVIISectionAGrp/PersonNm20ALAN ROPES
IRS990/Form990PartVIISectionAGrp/PersonNm21SHARAL HENDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm22MICHAEL D'ACQUISTO
IRS990/Form990PartVIISectionAGrp/PersonNm23ANGELA CROSBY
IRS990/Form990PartVIISectionAGrp/PersonNm24MICAH FLUHARTY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15782424
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16331929
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17281072
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18305547
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19297784
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20149145
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt21227318
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt22193130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23178664
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt24173123
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/TitleTxt0VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt5SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR/AUDIT CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8ASSOCIATE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9ASSOCIATE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10ASSOCIATE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11AUDIT CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt12ASSOCIATE BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13AUDIT VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt16EVP COO
IRS990/Form990PartVIISectionAGrp/TitleTxt17EVP CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP CAO
IRS990/Form990PartVIISectionAGrp/TitleTxt20PRESIDENT & CEO (CUSO - VYFI, LLC)
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP IN-HOUSE COUNSEL
IRS990/Form990PartVIISectionAGrp/TitleTxt22AVP CORE APP SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP PROJECT MGMT OFFICE
IRS990/Form990PartVIISectionAGrp/TitleTxt24CORE SYSTEM PROG MANAGER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01963
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt012158
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0247268
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt014500
IRS990/GrossReceiptsAmt085220506
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt046
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt04836198
IRS990/InsuranceGrp/TotalAmt0432776
IRS990/InterestGrp/TotalAmt015783677
IRS990/InvestmentIncomeGrp/ExclusionAmt09647099
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt09647099
IRS990/InvestmentInJointVentureInd01
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt029238505
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt032034912
IRS990/IRPDocumentCnt019967
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt035315512
IRS990/LandBldgEquipBasisNetGrp/BOYAmt035229961
IRS990/LandBldgEquipBasisNetGrp/EOYAmt036714894
IRS990/LandBldgEquipCostOrOtherBssAmt072030406
IRS990/LegalDomicileStateCd0FL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt02342
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt0-404669
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt0-338126
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt066543
IRS990/MissionDesc0THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. THE CREDIT UNION SERVES MEMBERS IN BREVARD, VOLUSIA, ORANGE, SEMINOLE, FLAGLER, AND OSCEOLA COUNTIES IN FLORIDA. THE TOTAL NUMBER OF MEMBERS IS IN EXCESS OF 70,000 MEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0119627132
IRS990/NetAssetsOrFundBalancesEOYAmt0124444211
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt012158
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt012158
IRS990/NetUnrelatedBusTxblIncmAmt059162
IRS990/NetUnrlzdGainsLossesInvstAmt060089
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt02251827
IRS990/OfficeExpensesGrp/TotalAmt01828105
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt060205533
IRS990/OtherAssetsTotalGrp/EOYAmt039736425
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt06259362
IRS990/OtherExpensesGrp/Desc0FEDERAL AND STATE OPERA
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2INTEREST ON BORROWED MO
IRS990/OtherExpensesGrp/Desc3ATM AND DEBIT CARD EXPE
IRS990/OtherExpensesGrp/TotalAmt046688
IRS990/OtherExpensesGrp/TotalAmt15290673
IRS990/OtherExpensesGrp/TotalAmt24492217
IRS990/OtherExpensesGrp/TotalAmt32913999
IRS990/OtherLiabilitiesGrp/BOYAmt01132369437
IRS990/OtherLiabilitiesGrp/EOYAmt01142338358
IRS990/OtherOrganizationDsc0STATE-CHARTERED CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/BusinessCd2522100
IRS990/OtherRevenueMiscGrp/Desc0FEES AND SERVICE CHARGES
IRS990/OtherRevenueMiscGrp/Desc1INCOME FROM CUSO INVESTMENTS
IRS990/OtherRevenueMiscGrp/Desc2OTHER GAIN
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt013351960
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1174904
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt013351960
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt12075122
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2174904
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt02075122
IRS990/OtherRevenueTotalAmt015263860

Document Assets

No mirrored PDF or thumbnail assets are attached yet.