Civic Intelligence

State Chartered Credit Unions in Florida Florida Central Credit Union

990 • Fiscal year 2012 • EIN 59-0857430

Jan 01, 2012 to Dec 31, 2012 • Filed on Aug 12, 2013

Organization ProfileWWW.FLORIDACENTRALCU.COM

View Organization Page

3333 Henderson Blvd33679
Siviq Scores

Scores are not available for this record yet.

Balance Sheet

Assets

Flat

$384,383,811

Flat from 2012

Net Assets

Flat

$32,552,465

Flat from 2012

Liabilities

Flat

$351,831,346

Flat from 2012

Revenue And Expenses

Revenue

-

No earlier filing loaded for comparison.

Expenses

Flat

$18,274,372

Flat from 2012

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800M$600M$400M$200M$0Assets 2010: $299,100,711Liabilities 2010: $269,743,004Net Assets 2010: $29,357,7072010Assets 2011: $356,257,822Liabilities 2011: $324,020,003Net Assets 2011: $32,237,8192011Assets 2012: $384,383,811Liabilities 2012: $351,831,346Net Assets 2012: $32,552,4652012Assets 2012: $384,383,811Liabilities 2012: $351,831,346Net Assets 2012: $32,552,4652012Assets 2013: $386,819,806Liabilities 2013: $351,702,678Net Assets 2013: $35,117,1282013Assets 2014: $390,919,027Liabilities 2014: $352,823,472Net Assets 2014: $38,095,5552014Assets 2015: $413,769,774Liabilities 2015: $377,444,698Net Assets 2015: $36,325,0762015Assets 2016: $439,134,010Liabilities 2016: $406,071,845Net Assets 2016: $33,062,1652016Assets 2017: $451,208,582Liabilities 2017: $415,371,809Net Assets 2017: $35,836,7732017Assets 2018: $498,115,505Liabilities 2018: $462,344,975Net Assets 2018: $35,770,5302018Assets 2019: $495,049,945Liabilities 2019: $458,833,766Net Assets 2019: $36,216,1792019Assets 2020: $573,102,269Liabilities 2020: $534,875,293Net Assets 2020: $38,226,9762020Assets 2021: $620,353,009Liabilities 2021: $585,711,519Net Assets 2021: $34,641,4902021Assets 2022: $591,612,328Liabilities 2022: $584,226,613Net Assets 2022: $7,385,7152022Assets 2023: $594,851,998Liabilities 2023: $581,753,348Net Assets 2023: $13,098,6502023Assets 2024: $600,624,639Liabilities 2024: $585,919,502Net Assets 2024: $14,705,1372024

Highlighted filing

2012

Assets$384,383,811
Liabilities$351,831,346
Net Assets$32,552,465
Open 2012 Filing

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $17,930,7782010Expenses 2011: $17,869,7112011Expenses 2012: $18,274,3722012Revenue 2012: $20,565,312Expenses 2012: $18,274,372Net Income 2012: $2,290,9402012Revenue 2013: $20,218,687Expenses 2013: $18,458,706Net Income 2013: $1,759,9812013Revenue 2014: $21,596,623Expenses 2014: $19,052,206Net Income 2014: $2,544,4172014Revenue 2015: $21,602,757Expenses 2015: $21,439,453Net Income 2015: $163,3042015Revenue 2016: $21,552,272Expenses 2016: $22,450,802Net Income 2016: -$898,5302016Revenue 2017: $20,703,924Expenses 2017: $18,802,642Net Income 2017: $1,901,2822017Revenue 2018: $21,071,123Expenses 2018: $19,952,284Net Income 2018: $1,118,8392018Revenue 2019: $22,829,219Expenses 2019: $23,254,955Net Income 2019: -$425,7362019Revenue 2020: $20,410,782Expenses 2020: $20,746,977Net Income 2020: -$336,1952020Revenue 2021: $19,516,716Expenses 2021: $19,696,004Net Income 2021: -$179,2882021Revenue 2022: $22,088,773Expenses 2022: $19,819,876Net Income 2022: $2,268,8972022Revenue 2023: $27,385,819Expenses 2023: $25,533,813Net Income 2023: $1,852,0062023Revenue 2024: $31,798,268Expenses 2024: $30,792,561Net Income 2024: $1,005,7072024

Highlighted filing

2012

Revenue-
Expenses$18,274,372
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Aug 12, 2013
Return Version
2012v2.2
Gross Receipts
$21,025,922
Mission and Program Overview

Mission

Floridacentral credit union is a member owned cooperative dedicated to promoting thrift and providing its members with competitively priced, quality financial services while maintaining service in a professional, accurate and efficient manner to all members regardless of socio-economic status.

Filing and Contact Details

Filer

EIN
59-0857430
Raw XML AppendixShowing 400 of 550 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/Equipment/OtherCostOrOtherBasis06000452
IRS990ScheduleD/FootnoteInPartXIII0X
IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation0THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE, AND LOCAL TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE AND STATE TAX LAWS. THE INCOME TAXES TOPIC OF THE FASB ASC CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE MORE LIKELY THAN NOT STANDARD FOR SUSTAINABILITY UPON EXAMINATION BY TAX AUTHORITIES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DEFINED IN THE INTERNAL REVENUE CODE IRC SECTION 501C14. AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES DIRECTLY RELATED TO ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME UBI DERIVED BY STATE-CHARTERED CREDIT UNIONS. BEGINNING IN MARCH 2008, THE IRS RELEASED TECHNICAL ADVICE MEMORANDUMS TO SPECIFIC STATE CHARTERD CREDIT UNIONS SPECIFYING THE REVENUE SOURCES SUBJECT TO UNRELATED BUSINESS INCOME TAX UBIT. UBI MAY ALSO BE SUBJECT TO TAX IN CERTAIN STATES. AS A RESULT OF ADOPTING THE INCOME TAX TOPIC OF THE FASB ASC, THE CREDIT UNION HAS ASSESSED ITS ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY AND DETERMINED NO LIABILITY EXISTS FROM FEDERAL OR STATE TAXATION OF ACTIVITIES DEEMED TO BE UNRELATED TO ITS EXEMPT PURPOSE. AS SUCH, THE CREDIT UNION HAS NOT FILED TAX RETURNS FOR REPORTING UBIT-RELATED INCOME FOR TAX YEARS PRIOR TO JUNE 30, 2012. THE IRS AND STATE, WHERE APPLICABLE, HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR YEARS IN WHICH NO TAX RETURN WAS FILED. MANAGEMENT HAD DETERMINED THAT THE FINANCIAL IMPACT, IF ANY, OF NOT FILING UBIT-RELATED INCOME TAX RETURNS IN PREVIOUS YEARS WOULD NOT BE MATERIAL TO THE CREDIT UNIONS CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED JUNE 30, 2012 AND 2011.
IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier0X
IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference02
IRS990ScheduleD/IncludedOnFS0false
IRS990ScheduleD/Land/BookValue05273429
IRS990ScheduleD/Land/OtherCostOrOtherBasis05273429
IRS990ScheduleD/LeaseholdImprovements/BookValue0210353
IRS990ScheduleD/LeaseholdImprovements/Depreciation053464
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis0263817
IRS990ScheduleD/OtherLiabilities/Amount0106765597
IRS990ScheduleD/OtherLiabilities/Amount1267545
IRS990ScheduleD/OtherLiabilities/Amount236495310
IRS990ScheduleD/OtherLiabilities/Amount324542285
IRS990ScheduleD/OtherLiabilities/Amount4133264316
IRS990ScheduleD/OtherLiabilities/Amount510732041
IRS990ScheduleD/OtherLiabilities/Amount610362618
IRS990ScheduleD/OtherLiabilities/Amount721350789
IRS990ScheduleD/OtherLiabilities/Amount82658
IRS990ScheduleD/OtherLiabilities/Amount9503151
IRS990ScheduleD/OtherLiabilities/Amount102208558
IRS990ScheduleD/OtherLiabilities/Description0Federal income taxes
IRS990ScheduleD/OtherLiabilities/Description1REGULAR SHARES
IRS990ScheduleD/OtherLiabilities/Description2CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilities/Description3TIME DEPOSITS
IRS990ScheduleD/OtherLiabilities/Description4CHECKING ACCOUNTS
IRS990ScheduleD/OtherLiabilities/Description5ULTIMATE CHECKING
IRS990ScheduleD/OtherLiabilities/Description6IRA ACCOUNTS
IRS990ScheduleD/OtherLiabilities/Description7IRA CERTIFICATES
IRS990ScheduleD/OtherLiabilities/Description8MONEY MARKETS
IRS990ScheduleD/OtherLiabilities/Description9ESCROW
IRS990ScheduleD/OtherLiabilities/Description10REGULAR SHARE BUSINESS
IRS990ScheduleD/OtherLiabilities/Description11SHARE DRAFT BUSINESS
IRS990ScheduleD/OtherSecurities/Description0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecurities/Description1Closely-held equity interests
IRS990ScheduleD/TotalOfAmounts0346494868
IRS990ScheduleD/TotalOfBookValueLandBuildings012618600
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/CompensationSurvey0X
IRS990ScheduleJ/EquityBasedCompArrangement0false
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0279590
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg1135344
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg2111698
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg070825
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg131781
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg223200
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg034937
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg18537
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg26392
IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation0DURING 2012, THE CREDIT UNION ACCRUED 10,829 FOR A DEFERRED COMPENSATION PLAN FOR LAIDA GARCIA.
IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation1DURING 2012, THE CREDIT UNION FUNDED 17,000 FOR LAIDA GARCIAS 457b PLAN BENEFIT.
IRS990ScheduleJ/Form990ScheduleJPartIII/Identifier0I
IRS990ScheduleJ/Form990ScheduleJPartIII/Identifier1I
IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference04b

Document Assets

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Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$384,383,811
Liabilities
$351,831,346
Net assets
$32,552,465
Revenue
-
Expenses
$18,274,372
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$601$586$14.7$31.8$30.8$1.01
2023Detailed filing. Detailed filing data is available for this year.$595$582$13.1$27.4$25.5$1.85
2022Detailed filing. Detailed filing data is available for this year.$592$584$7.39$22.1$19.8$2.27
2021Detailed filing. Detailed filing data is available for this year.$620$586$34.6$19.5$19.7$0.18
2020Detailed filing. Detailed filing data is available for this year.$573$535$38.2$20.4$20.7$0.34
2019Detailed filing. Detailed filing data is available for this year.$495$459$36.2$22.8$23.3$0.43
2018Detailed filing. Detailed filing data is available for this year.$498$462$35.8$21.1$20.0$1.12
2017Detailed filing. Detailed filing data is available for this year.$451$415$35.8$20.7$18.8$1.90
2016Detailed filing. Detailed filing data is available for this year.$439$406$33.1$21.6$22.5$0.90
2015Detailed filing. Detailed filing data is available for this year.$414$377$36.3$21.6$21.4$0.16
2014Detailed filing. Detailed filing data is available for this year.$391$353$38.1$21.6$19.1$2.54
2013Detailed filing. Detailed filing data is available for this year.$387$352$35.1$20.2$18.5$1.76
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$384$352$32.6$18.3
2012Summary only. Only limited summary data is available for this year.$384$352$32.6$20.6$18.3$2.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$356$324$32.2$17.9
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$299$270$29.4$17.9