Civic Intelligence

Junior Achievement of Greater Miami Inc

EIN 59-0807486 • 501(c)3 • Coral Gables, FL

Profile

Our volunteer-delivered programs give the students knowledge and skills in financial literacy, workforce readiness and entrepreneurship. Junior Achievement helps to enhance the relevance and value of school for students.

95 Merrick Way STE 3rd FloorCoral Gables, FL 33134

jamiami.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.01x

Higher debt load relative to assets than 33% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

27th percentile

0.01x

Higher debt load relative to revenue than 27% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

28th percentile

-5.3%

Higher net margin than 28% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

84th percentile

$160,313

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 8.9% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

15th percentile

-11%

Faster asset growth than 15% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

61st percentile

14%

Faster revenue growth than 61% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$941,785

Down $121,330 (-11%) from 2024

Liabilities

Down

$10,593

Down $25,682 (-71%) from 2024

Net Assets

Down

$931,192

Down $95,648 (-9.3%) from 2024

Revenue

Up

$1,799,295

Up $223,042 (+14%) from 2024

Expenses

Down

$1,894,943

Down $30,855 (-1.6%) from 2024

Net Income

Up

-$95,648

Up $253,897 (+73%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0-$500KAssets 2011: $90,448Liabilities 2011: $135,752Net Assets 2011: -$45,3042011Assets 2012: $136,915Liabilities 2012: $110,448Net Assets 2012: $26,4672012Assets 2013: $173,835Liabilities 2013: $113,744Net Assets 2013: $60,0912013Assets 2014: $146,403Liabilities 2014: $74,655Net Assets 2014: $71,7482014Assets 2015: $169,283Liabilities 2015: $41,784Net Assets 2015: $127,4992015Assets 2016: $317,500Liabilities 2016: $80,058Net Assets 2016: $237,4422016Assets 2017: $366,945Liabilities 2017: $52,718Net Assets 2017: $314,2272017Assets 2018: $473,722Liabilities 2018: $36,939Net Assets 2018: $436,7832018Assets 2019: $697,588Liabilities 2019: $470Net Assets 2019: $697,1182019Assets 2020: $533,935Liabilities 2020: $199,440Net Assets 2020: $334,4952020Assets 2021: $609,882Liabilities 2021: $226,048Net Assets 2021: $383,8342021Assets 2022: $710,234Liabilities 2022: $33,899Net Assets 2022: $676,3352022Assets 2023: $1,428,172Liabilities 2023: $51,787Net Assets 2023: $1,376,3852023Assets 2024: $1,063,115Liabilities 2024: $36,275Net Assets 2024: $1,026,8402024Assets 2025: $941,785Liabilities 2025: $10,593Net Assets 2025: $931,1922025

Highlighted filing

2025

Assets$941,785
Liabilities$10,593
Net Assets$931,192

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $342,654Expenses 2011: $284,960Net Income 2011: $57,6942011Revenue 2012: $438,528Expenses 2012: $366,757Net Income 2012: $71,7712012Expenses 2013: $367,9602013Revenue 2014: $606,811Expenses 2014: $595,154Net Income 2014: $11,6572014Revenue 2015: $476,085Expenses 2015: $451,334Net Income 2015: $24,7512015Revenue 2016: $632,197Expenses 2016: $521,751Net Income 2016: $110,4462016Revenue 2017: $627,203Expenses 2017: $550,922Net Income 2017: $76,2812017Revenue 2018: $723,366Expenses 2018: $600,810Net Income 2018: $122,5562018Revenue 2019: $1,112,194Expenses 2019: $851,858Net Income 2019: $260,3362019Revenue 2020: $686,239Expenses 2020: $1,048,864Net Income 2020: -$362,6252020Revenue 2021: $1,259,735Expenses 2021: $1,210,396Net Income 2021: $49,3392021Revenue 2022: $1,615,229Expenses 2022: $1,322,728Net Income 2022: $292,5012022Revenue 2023: $2,319,449Expenses 2023: $1,619,399Net Income 2023: $700,0502023Revenue 2024: $1,576,253Expenses 2024: $1,925,798Net Income 2024: -$349,5452024Revenue 2025: $1,799,295Expenses 2025: $1,894,943Net Income 2025: -$95,6482025

Highlighted filing

2025

Revenue$1,799,295
Expenses$1,894,943
Net Income-$95,648

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.94$0.01$0.93$1.80$1.89$0.10
2024Detailed filing. Detailed filing data is available for this year.$1.06$0.04$1.03$1.58$1.93$0.35
2023Detailed filing. Detailed filing data is available for this year.$1.43$0.05$1.38$2.32$1.62$0.70
2022Detailed filing. Detailed filing data is available for this year.$0.71$0.03$0.68$1.62$1.32$0.29
2021Detailed filing. Detailed filing data is available for this year.$0.61$0.23$0.38$1.26$1.21$0.05
2020Detailed filing. Detailed filing data is available for this year.$0.53$0.20$0.33$0.69$1.05$0.36
2019Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$1.11$0.85$0.26
2018Detailed filing. Detailed filing data is available for this year.$0.47$0.04$0.44$0.72$0.60$0.12
2017Detailed filing. Detailed filing data is available for this year.$0.37$0.05$0.31$0.63$0.55$0.08
2016Summary only. Only limited summary data is available for this year.$0.32$0.08$0.24$0.63$0.52$0.11
2015Detailed filing. Detailed filing data is available for this year.$0.17$0.04$0.13$0.48$0.45$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.15$0.07$0.07$0.61$0.60$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.11$0.06$0.37
2012Summary only. Only limited summary data is available for this year.$0.14$0.11$0.03$0.44$0.37$0.07
2011Summary only. Only limited summary data is available for this year.$0.09$0.14$0.05$0.34$0.28$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Mar 10, 2026
Return Version
2024v5.2
Gross Receipts
$1,962,033
Mission and Program Overview

Mission

Our volunteer-delivered programs give the students knowledge and skills in financial literacy, workforce readiness and entrepreneurship. Junior Achievement helps to enhance the relevance and value of school for students.

See O Statement for mission

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$739,054$478,114▼ $260,940
Investments Other Securities$241,969$274,820▲ $32,851
Pledges and Grants Receivable$59,408$185,851▲ $126,443
Prepaid Expenses and Deferred Charges$13,059$3,000▼ $10,059
Total Assets$1,063,115$941,785▼ $121,330
Other Assets Total$9,625--
Liabilities
Deferred Revenue$23,786--
Accounts Payable and Accrued Expenses$2,046$10,593▲ $8,547
Other Liabilities$10,443--
Total Liabilities$36,275$10,593▼ $25,682
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$943,722$886,574▼ $57,148
Net Assets With Donor Restrictions$83,118$44,618▼ $38,500
Total Net Assets Fund Balance$1,026,840$931,192▼ $95,648
Total Liabilities and Net Assets / Fund Balance$1,063,115$941,785▼ $121,330

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$15,688$15,688
Other Securities$274,820--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lourdes de la Mata LittlePresident CEOFT$160,313$160,313
Mariana Furchi SlyExecutive Vice PresidentFT$115,611$115,611
Nancy Anderson BoltonExecutive Vice PresidentFT$39,584$39,584

Board Members and Trustees

NameTitle
Troy TempletonChairman of the Board
Jonathan ThompsonFinance Committee Chair
Danielle PriceGovernance Committee Chair
Michelle HallGovernment Affairs Committee Chair
Chris CruzInvestment Committee Chair
Horace PorrasPrograms Committee Chair
Harris WhiteResource Committee Chair
Ken WigginsSecretary Events Committee Chair
Israel VelascoVice Chairman
-Director
Alex ZylberglaitDirector
Alonso GarzaDirector
Amanda D'AlessioDirector
Amanda EstevezDirector
Chris LaneDirector
Ernesto RoqueDirector
Gabriel IbarsDirector
Jason AlexanderDirector
Jason DiazDirector
Jeffrey LevinsonDirector
Joe SuarezDirector
John ParadisiDirector
Jose VazquezDirector
Kate RomanowiczDirector
Ken NahmanDirector
Luis ArangoDirector
Luis BoullonDirector
Luis GamonedaDirector
Martin SchrierDirector
Matt FreemanDirector
Michael HantmanDirector
Miguel BoscanDirector
Nadia CastaingDirector
Patrick GevasDirector
Rick BrattlandDirector
Robert BrazofskyDirector
Robert LozanoDirector
Shari BowerDirector
Shawn AlexanderDirector
Todd JerlesDirector
Zeena RaoDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$1,182,617
Program Service Revenue
$0
Investment Income
$57,348
Other Revenue
$559,330
All Other Contributions
$1,182,617
Change in Net Assets
$-95,648

Noncash Contribution Practices

Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,799,295
Total Revenue per Audited Statements
$1,799,295
Total Revenue per Form 990
$1,799,295
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,300,272
Other Expenses$581,601
Total Fundraising Expense$157,615
Professional Fundraising Fees$13,070
Grants and Similar Amounts Paid$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$666,850$52,341$53,429$772,620
Current Officers, Directors, Trustees, and Key Employees$215,143$39,043$20,258$274,444
Other Expenses$176,259$290$181$176,259
Other Employee Benefits$115,561$12,381$9,631$137,573
Fees for Services Other-$102,773-$102,773
Payroll Taxes$68,028$7,289$5,669$80,986
Fees for Services Lobbying--$51,210$51,210
Pension Plan Contributions$29,105$3,118$2,426$34,649
Fees for Services Accounting-$32,831-$32,831
Office Expenses$23,978$2,378$988$27,344
Occupancy$19,455$1,924-$21,379
Insurance$14,329$5,066$563$19,958
Travel$18,013$758$190$18,961
All Other Expenses$18,944--$18,944
Fees for Services Professional Fundraising--$13,070$13,070
Conferences and Meetings$12,690--$12,690
Fees for Services Management-$10,573-$10,573
Total Functional Expenses$1,466,563$270,765$157,615$1,894,943

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,894,943
Total Expenses per Audited Statements$1,894,943
Total Expenses per Form 990$1,894,943
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$652,170
Fundraising Direct Expenses$162,738
Professional Fundraising Fees$13,070

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$434,189$434,189-$434,189
Company Giving Campaigns$99,862$99,862-$99,862
Total Events$652,170$652,170$162,738$489,432
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes-
Right of use Lease Liabilites-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Review of the form 990 is done by the president of the JA chapterand also submitted to the board for their review before filing.

Form 990, Part VI, Section B, Line 12C

The conflict of interest policy is enforced and declaration form signed when deemed necessary and appropriate.

Form 990, Part VI, Section B, Line 15

The compensation of the president shall be fixed from time to time by the Executive Committee of the Board of Directors.

Form 990, Part VI, Section B, Line 19

The financial statements are facilitated through Guidestar.

Filing and Contact Details

Filer

Filer Name
Junior Achievement of Greater Miami Inc
EIN
59-0807486
Phone
3052191844
Address
95 Merrick Way STE 3rd Floor, Coral Gables, FL 33134

Signing Officer

Name
Lourdes de la Mata Little
Title
President
Phone
3052191844
Signed
2026-03-10
Discuss with paid preparer
Yes

Organization Details

Formed
1957
Legal Domicile
Fl
Voting Board Members
42
Independent Board Members
41
Employees
15
Volunteers
343

Preparer

Firm
Quantum Business Solutions LLC
Address
10770 NW 66th Street Apt 509, Doral, FL 33178
Preparer
Manuel A Hernandez
Phone
3059096014
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 1

Junior Achievement of Greater Miami inspires young people to succeed in the global economy. Our volunteer deliveredprograms give students knowledge and skills in financial literacy.

Raw XML AppendixShowing 400 of 808 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd33X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd34X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd35X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd36X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd37X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd38X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd39X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd40X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd41X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt420
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt430
IRS990/Form990PartVIISectionAGrp/PersonNm0Lourdes de la Mata Little
IRS990/Form990PartVIISectionAGrp/PersonNm1Mariana Furchi Sly
IRS990/Form990PartVIISectionAGrp/PersonNm2Nancy Anderson Bolton
IRS990/Form990PartVIISectionAGrp/PersonNm3Troy Templeton
IRS990/Form990PartVIISectionAGrp/PersonNm4Israel Velasco
IRS990/Form990PartVIISectionAGrp/PersonNm5Ken Wiggins
IRS990/Form990PartVIISectionAGrp/PersonNm6Chris Cruz
IRS990/Form990PartVIISectionAGrp/PersonNm7Michelle Hall
IRS990/Form990PartVIISectionAGrp/PersonNm8Horace Porras
IRS990/Form990PartVIISectionAGrp/PersonNm9Danielle Price
IRS990/Form990PartVIISectionAGrp/PersonNm10Jonathan Thompson
IRS990/Form990PartVIISectionAGrp/PersonNm11Harris White
IRS990/Form990PartVIISectionAGrp/PersonNm12Jason Alexander
IRS990/Form990PartVIISectionAGrp/PersonNm13Shawn Alexander
IRS990/Form990PartVIISectionAGrp/PersonNm14Luis Arango
IRS990/Form990PartVIISectionAGrp/PersonNm15Miguel Boscan
IRS990/Form990PartVIISectionAGrp/PersonNm16Luis Boullon
IRS990/Form990PartVIISectionAGrp/PersonNm17Shari Bower
IRS990/Form990PartVIISectionAGrp/PersonNm18Rick Brattland
IRS990/Form990PartVIISectionAGrp/PersonNm19Robert Brazofsky
IRS990/Form990PartVIISectionAGrp/PersonNm20Nadia Castaing
IRS990/Form990PartVIISectionAGrp/PersonNm21Amanda D'Alessio
IRS990/Form990PartVIISectionAGrp/PersonNm22Jason Diaz
IRS990/Form990PartVIISectionAGrp/PersonNm23Amanda Estevez
IRS990/Form990PartVIISectionAGrp/PersonNm24Matt Freeman
IRS990/Form990PartVIISectionAGrp/PersonNm25Luis Gamoneda
IRS990/Form990PartVIISectionAGrp/PersonNm26Alonso Garza
IRS990/Form990PartVIISectionAGrp/PersonNm27Patrick Gevas
IRS990/Form990PartVIISectionAGrp/PersonNm28Michael Hantman
IRS990/Form990PartVIISectionAGrp/PersonNm29Gabriel Ibars
IRS990/Form990PartVIISectionAGrp/PersonNm30Todd Jerles
IRS990/Form990PartVIISectionAGrp/PersonNm31Chris Lane
IRS990/Form990PartVIISectionAGrp/PersonNm32Jeffrey Levinson
IRS990/Form990PartVIISectionAGrp/PersonNm33Robert Lozano
IRS990/Form990PartVIISectionAGrp/PersonNm34Ken Nahman
IRS990/Form990PartVIISectionAGrp/PersonNm35John Paradisi
IRS990/Form990PartVIISectionAGrp/PersonNm36Zeena Rao
IRS990/Form990PartVIISectionAGrp/PersonNm37Kate Romanowicz
IRS990/Form990PartVIISectionAGrp/PersonNm38Ernesto Roque
IRS990/Form990PartVIISectionAGrp/PersonNm39Martin Schrier
IRS990/Form990PartVIISectionAGrp/PersonNm40Joe Suarez
IRS990/Form990PartVIISectionAGrp/PersonNm41Jose Vazquez
IRS990/Form990PartVIISectionAGrp/PersonNm42Alex Zylberglait
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1115611
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt430
IRS990/Form990PartVIISectionAGrp/TitleTxt0President CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairman of the Board
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary Events Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt6Investment Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt7Government Affairs Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt8Programs Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt9Governance Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt10Finance Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt11Resource Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director
IRS990/Form990PartVIISectionAGrp/TitleTxt18Director
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20Director
IRS990/Form990PartVIISectionAGrp/TitleTxt21Director
IRS990/Form990PartVIISectionAGrp/TitleTxt22Director
IRS990/Form990PartVIISectionAGrp/TitleTxt23Director
IRS990/Form990PartVIISectionAGrp/TitleTxt24Director
IRS990/Form990PartVIISectionAGrp/TitleTxt25Director
IRS990/Form990PartVIISectionAGrp/TitleTxt26Director
IRS990/Form990PartVIISectionAGrp/TitleTxt27Director
IRS990/Form990PartVIISectionAGrp/TitleTxt28Director
IRS990/Form990PartVIISectionAGrp/TitleTxt29Director
IRS990/Form990PartVIISectionAGrp/TitleTxt30Director
IRS990/Form990PartVIISectionAGrp/TitleTxt31Director
IRS990/Form990PartVIISectionAGrp/TitleTxt32Director
IRS990/Form990PartVIISectionAGrp/TitleTxt33Director

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