Liabilities / Assets
53rd percentile
Higher debt load relative to assets than 53% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
53rd percentile
Higher debt load relative to assets than 53% of similar nonprofits.
Liabilities / Revenue
10th percentile
Higher debt load relative to revenue than 10% of similar nonprofits.
Net Margin
65th percentile
Higher net margin than 65% of similar nonprofits.
Top Officer Pay
68th percentile
Higher top officer pay than 68% of similar nonprofits.
Top officer pay equals 1.0% of source-year revenue.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
83rd percentile
Faster revenue growth than 83% of similar nonprofits.
Assets
Up$654,949,421
Up $95,810,713 (+17%) from 2013
Net Assets
Up$67,906,684
Up $7,931,049 (+13%) from 2013
Liabilities
Up$587,042,737
Up $87,879,664 (+18%) from 2013
Revenue
Up$45,105,672
Up $3,588,673 (+8.6%) from 2013
Expenses
Up$37,174,623
Up $2,241,300 (+6.4%) from 2013
Net Income
Up$7,931,049
Up $1,347,373 (+20%) from 2013
Income from credit union membership and from investement of member funds provide the foundation from which the organization can function and provide service to its restricted membership.
Credit Union with income from credit union membership and from investments of members funds provide the foundation from which the organization can function and provide service to its restricted membership.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $451,905,149 | $532,315,460 | ▲ $80,410,311 |
| Savings and Temporary Cash Investments | $71,972,962 | $82,400,349 | ▲ $10,427,387 |
| Rtn Earn Endowment Incm Other Fnds | $59,975,635 | $67,906,684 | ▲ $7,931,049 |
| Land, Buildings, and Equipment, Net | $14,746,421 | $15,075,258 | ▲ $328,837 |
| Prepaid Expenses and Deferred Charges | $3,534,485 | $5,756,940 | ▲ $2,222,455 |
| Accounts Receivable | $3,259,514 | $4,546,112 | ▲ $1,286,598 |
| Cash and Non-Interest-Bearing Accounts | $3,400,425 | $4,500,297 | ▲ $1,099,872 |
| Investments Other Securities | $1,040,900 | $953,300 | ▼ $87,600 |
| Receivables From Officers Etc | $301,231 | $176,597 | ▼ $124,634 |
| Total Assets | $559,138,708 | $654,949,421 | ▲ $95,810,713 |
| Other Assets Total | $8,977,621 | $9,225,108 | ▲ $247,487 |
| Liabilities | |||
| Other Liabilities | $480,428,666 | $566,661,926 | ▲ $86,233,260 |
| Mortgage Notes Payable Secured by Investment Property | $10,000,000 | $10,000,000 | → $0 |
| Accounts Payable and Accrued Expenses | $7,825,562 | $9,464,736 | ▲ $1,639,174 |
| Escrow Account Liability | $908,845 | $916,075 | ▲ $7,230 |
| Total Liabilities | $499,163,073 | $587,042,737 | ▲ $87,879,664 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $59,975,635 | $67,906,684 | ▲ $7,931,049 |
| Total Liabilities and Net Assets / Fund Balance | $559,138,708 | $654,949,421 | ▲ $95,810,713 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $6,812,334 | $2,516,978 | - |
| Other Land Buildings | $59,816 | $504,256 | - |
| Land | $4,468,638 | - | - |
| Equipment | $3,376,685 | $14,566,277 | - |
| Leasehold Improvements | $357,785 | $1,065,026 | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Mark Starr | - | - | $455,291 | $69,040 | $508,848 |
| Mark Starr | President/CEO | FT | $455,291 | - | $455,291 |
| David Eckhardt | - | - | $175,270 | $56,067 | $235,537 |
| Karen Rose | - | - | $175,288 | $28,756 | $202,061 |
| David Eckhardt | SVP Operations/COO | FT | $193,697 | - | $193,697 |
| Wendy Koford | - | - | $136,260 | $56,881 | $190,197 |
| Chris Clore | - | - | $145,580 | $40,282 | $189,141 |
| Lavaugn Frasier | Director | - | $186,305 | - | $186,305 |
| Kirk Becker | - | - | $139,759 | $45,619 | $185,309 |
| Chris Clore | SVP Marketing | FT | $159,876 | - | $159,876 |
| Kirk Becker | SVP Information Systems/CTO | FT | $153,986 | - | $153,986 |
| Christine Suarez-jenkins | - | - | $113,945 | $26,228 | $153,173 |
| Wendy Koford | SVP Finance/CFO | FT | $151,743 | - | $151,743 |
| Christine Suarez-jenkins | SVP Lending/CLO | FT | $126,945 | - | $126,945 |
| Laudelino Arnaldi | VP Commercial Lending | FT | $122,973 | - | $122,973 |
| Chessie Flanders | VP Mortgage | FT | $103,619 | - | $103,619 |
| Name | Title |
|---|---|
| Dr Jacquiline Hart | Chairperson |
| Dr John Rawls | Vice-Chairman |
| Judy Johnson | Board Secretary |
| Alfred Peoples | Director |
| Lynn Jones | Director |
| Ronald Knowles | Director |
| Dr Barbara Buys | Treasurer |
| Karen Rose | VP of HR |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Williams Gautier Gwynn & Deloach | Attorneys | PO Box 4128, Tallahassee, FL 32315 | $1,017,618 |
| Line Item | Amount |
|---|---|
| Other Expenses | $23,116,017 |
| Salaries, Compensation, and Employee Benefits | $14,058,606 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $9,587,335 |
| Office Expenses | - | - | - | $4,450,084 |
| Other Expenses | - | - | - | $3,445,000 |
| Interest | - | - | - | $2,992,742 |
| Advertising | - | - | - | $2,885,102 |
| Depreciation Depletion | - | - | - | $1,797,989 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,468,129 |
| Other Employee Benefits | - | - | - | $1,168,246 |
| Occupancy | - | - | - | $1,028,709 |
| Pension Plan Contributions | - | - | - | $957,834 |
| Payroll Taxes | - | - | - | $877,062 |
| Fees for Services Legal | - | - | - | $548,858 |
| Conferences and Meetings | - | - | - | $520,819 |
| All Other Expenses | - | - | - | $147,220 |
| Fees for Services Accounting | - | - | - | $68,911 |
| Total Functional Expenses | $0 | $0 | $0 | $37,174,623 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Political Expenditures | $4,061 |
| Organization | Location | Amount |
|---|---|---|
| 59-1889104 | Birmingham, AL | $4,061 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $301,231 | $176,597 | ▼ $124,634 |
| Liability | Amount |
|---|---|
| Member Deposits | $541,267,926 |
| Non-Member Share Accounts | $25,394,000 |
“Anyone doing business with the credit union is a member.”
“An annual election is held for open spots on the board of”
“directors and we are regulated by the Florida Division of”
“Financial Institutions and the National Credit Union”
“Administration.”
“Auditors and Examiners review the report and give a report”
“to the board of directors.”
“F/S are available in branch lobbies. Call Reports on web.”
“Florida Credit Union purchases 3rd party salary surveys of”
“competitive industries based on asset size.”
“Directors and employees are required to avoid conflicts”
“of interest by Federal and State Banking laws. Staff and”
“board are questioned by auditors as part of the AICPA”
“opinion audit.”
“There are some decisions that require a member vote based”
“on bylaws and we are regulated by the Florida Division of”
“Financial Institutions and the National Credit Union”
“Administration. We also submit detailed financial data”
“quarterly to them.”
“Florida Credit Union purchases 3rd party salary surveys of competitive industries based on asset size.”
“Association dues 81044. Miscellaous expenses 55406. Annual meeting 10770.”
“Escrow for Tax and Insurance on Members Mortgage and Commercial Loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 7825562 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 9464736 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 3259514 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 4546112 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Credit Union with income from credit union membership and from investments of members funds provide the foundation from which the organization can function and provide service to its restricted membership. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2885102 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 147220 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | Florida Credit Union Mark Starr |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3523774141 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 5549 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Gainesville |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 326275549 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3400425 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 4500297 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1468129 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 520819 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | true |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 1017618 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO Box 4128 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | Tallahassee |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 32315 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | Williams Gautier Gwynn & Deloach |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | Attorneys |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | -452352 |
| IRS990/CYOtherExpensesAmt | 0 | 23116017 |
| IRS990/CYOtherRevenueAmt | 0 | 52519 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 45505505 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 7931049 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 14058606 |
| IRS990/CYTotalExpensesAmt | 0 | 37174623 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 45105672 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1797989 |
| IRS990/Desc | 0 | INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICE TO ITS RESTRICTED MEMBERSHIP. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 248 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 908845 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 916075 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 68911 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 548858 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 40 |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DR JACQUILINE HART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DR BARBARA BUYS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ALFRED PEOPLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LYNN JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JUDY JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DR JOHN RAWLS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RONALD KNOWLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MARK STARR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | WENDY KOFORD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAVID ECKHARDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | KIRK BECKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CHRIS CLORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | CHRISTINE SUAREZ-JENKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | LAUDELINO ARNALDI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | CHESSIE FLANDERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LAVAUGN FRASIER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | KAREN ROSE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 455291 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 151743 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 193697 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 153986 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 159876 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 126945 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 122973 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 103619 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 186305 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Board Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Vice-Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | President/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | SVP Finance/CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SVP Operations/COO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SVP Information Systems/CTO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SVP Marketing |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | SVP Lending/CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VP Commercial Lending |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | VP Mortgage |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | VP of HR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1950 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | true |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -696209 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 2086471 |
| IRS990/GrossReceiptsAmt | 0 | 47888352 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 52519 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 2992742 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 243857 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1040900 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 953300 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 18652537 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 14746421 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15075258 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 33727795 |
| IRS990/LegalDomicileStateCd | 0 | FL |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 2782680 |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | true |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Credit Union with income from credit |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 10000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 10000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 59975635 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 67906684 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -696209 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -696209 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 52519 |
| IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | 52519 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1028709 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 4450084 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 8977621 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 9225108 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 1168246 |
| IRS990/OtherExpensesGrp/Desc | 0 | Loan Servicing |
| IRS990/OtherExpensesGrp/Desc | 1 | Prof and Outside Service |
| IRS990/OtherExpensesGrp/Desc | 2 | Operating Fees |
| IRS990/OtherExpensesGrp/Desc | 3 | Provision for Loan Loss |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2657034 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2525005 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 48544 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 3445000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 480428666 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 566661926 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 9587335 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 451905149 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 532315460 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 877062 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 957834 |
| IRS990/PoliciesReferenceChaptersInd | 0 | true |
| IRS990/PoliticalCampaignActyInd | 0 | true |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 3534485 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 5756940 |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | Mark Starr |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | ATM Surcharges |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Mechanical Breakdown |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 27365 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 240357 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 27365 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 240357 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | -647288 |
| IRS990/PYOtherExpensesAmt | 0 | 22160024 |
| IRS990/PYOtherRevenueAmt | 0 | 23892 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 42140395 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 6583676 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 12773299 |
| IRS990/PYTotalExpensesAmt | 0 | 34933323 |
| IRS990/PYTotalRevenueAmt | 0 | 41516999 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 301231 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 176597 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 7931049 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 52519 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 59975635 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 67906684 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 71972962 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 82400349 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | true |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 4061 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 591889104 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | Florida CUPAC |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 4061 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 22 Iverness PKWY Suite 200 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | Birmingham |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | AL |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 35242 |
| IRS990ScheduleC/VolunteerHoursCnt | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 6812334 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2516978 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 9329312 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 3376685 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 14566277 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 17942962 |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | true |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 4468638 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 4468638 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 357785 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 1065026 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 1422811 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 59816 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 504256 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 564072 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 541267926 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 25394000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposits |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Non-Member Share Accounts |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | Escrow for Tax and Insurance on Members Mortgage and Commercial Loans. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt IV, Line 2b |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 15075258 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 566661926 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 455291 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 136260 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 175270 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 139759 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 145580 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 175288 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 6 | 113945 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 15483 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 18427 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 14227 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 14296 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 4 | 11017 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 5 | 13000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 33500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 22366 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 2 | 35579 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 3 | 21337 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 4 | 22535 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 5 | 12205 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 6 | 17142 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 18836 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 6037 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 2 | 6037 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 3 | 6037 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 4 | 6037 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 5 | 2328 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 6 | 6037 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 1221 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 10051 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 2 | 224 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 3 | 3949 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 4 | 693 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 5 | 1223 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 6 | 3049 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | MARK STARR |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | WENDY KOFORD |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | DAVID ECKHARDT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 3 | KIRK BECKER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 4 | CHRIS CLORE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 5 | KAREN ROSE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 6 | CHRISTINE SUAREZ-JENKINS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 508848 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 190197 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 235537 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 3 | 185309 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 4 | 189141 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 5 | 202061 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 6 | 153173 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.