Civic Intelligence

Cooper Memorial Library Association Inc

EIN 59-0766725 • 501(c)3 • Clermont, FL

Profile

Support of the Cooper Mmorial Library

2525 Oakley Seaver DriveClermont, FL 34711

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.15x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

95th percentile

1.18x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

93rd percentile

67%

Higher net margin than 93% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

65th percentile

7.2%

Faster asset growth than 65% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

75th percentile

25%

Faster revenue growth than 75% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets81st percentile

Assets

Up

$250,021

Up $16,707 (+7.2%) from 2024

Liabilities

Down

$36,594

Down $4,088 (-10%) from 2024

Net Assets

Up

$213,427

Up $20,795 (+11%) from 2024

Operations
Liabilities / Revenue95th percentileNet Margin93rd percentile

Revenue

Up

$30,885

Up $6,125 (+25%) from 2024

Expenses

Down

$10,090

Down $8,017 (-44%) from 2024

Net Income

Up

$20,795

Up $14,142 (+213%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth65th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $156,989Net Assets 2010: $156,9892010Assets 2011: $137,287Net Assets 2011: $137,2872011Assets 2012: $139,091Liabilities 2012: $02012Assets 2013: $142,737Net Assets 2013: $142,7372013Assets 2014: $131,640Liabilities 2014: $0Net Assets 2014: $131,6402014Assets 2015: $131,262Liabilities 2015: $0Net Assets 2015: $131,2622015Assets 2016: $132,378Liabilities 2016: $0Net Assets 2016: $132,3782016Assets 2017: $138,954Liabilities 2017: $0Net Assets 2017: $138,9542017Assets 2018: $142,976Liabilities 2018: $0Net Assets 2018: $142,9762018Assets 2019: $129,479Liabilities 2019: $0Net Assets 2019: $129,4792019Assets 2020: $150,784Liabilities 2020: $0Net Assets 2020: $150,7842020Assets 2021: $155,047Liabilities 2021: $0Net Assets 2021: $155,0472021Assets 2022: $166,570Liabilities 2022: $0Net Assets 2022: $166,5702022Assets 2023: $222,349Liabilities 2023: $36,370Net Assets 2023: $185,9792023Assets 2024: $233,314Liabilities 2024: $40,682Net Assets 2024: $192,6322024Assets 2025: $250,021Liabilities 2025: $36,594Net Assets 2025: $213,4272025

Highlighted filing

2025

Assets$250,021
Liabilities$36,594
Net Assets$213,427
Open 2025 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2010: $32,544Expenses 2010: $43,285Net Income 2010: -$10,7412010Revenue 2011: $28,917Expenses 2011: $48,619Net Income 2011: -$19,7022011Revenue 2012: $22,859Expenses 2012: $21,054Net Income 2012: $1,8052012Revenue 2013: $30,951Expenses 2013: $27,305Net Income 2013: $3,6462013Revenue 2014: $25,447Expenses 2014: $36,544Net Income 2014: -$11,0972014Revenue 2015: $32,383Expenses 2015: $32,761Net Income 2015: -$3782015Revenue 2016: $30,203Expenses 2016: $29,819Net Income 2016: $3842016Revenue 2017: $31,581Expenses 2017: $25,005Net Income 2017: $6,5762017Revenue 2018: $28,177Expenses 2018: $24,993Net Income 2018: $3,1842018Revenue 2019: $28,028Expenses 2019: $41,083Net Income 2019: -$13,0552019Revenue 2020: $32,568Expenses 2020: $11,263Net Income 2020: $21,3052020Revenue 2021: $23,148Expenses 2021: $18,884Net Income 2021: $4,2642021Revenue 2022: $26,777Expenses 2022: $15,254Net Income 2022: $11,5232022Revenue 2023: $32,308Expenses 2023: $17,858Net Income 2023: $14,4502023Revenue 2024: $24,760Expenses 2024: $18,107Net Income 2024: $6,6532024Revenue 2025: $30,885Expenses 2025: $10,090Net Income 2025: $20,7952025

Highlighted filing

2025

Revenue$30,885
Expenses$10,090
Net Income$20,795
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$250,021
Liabilities
$36,594
Net assets
$213,427
Revenue
$30,885
Expenses
$10,090
Net income
$20,795
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.50$0.37$2.13$0.31$0.10$0.21
2024Detailed filing. Detailed filing data is available for this year.$2.33$0.41$1.93$0.25$0.18$0.07
2023Detailed filing. Detailed filing data is available for this year.$2.22$0.36$1.86$0.32$0.18$0.14
2022Detailed filing. Detailed filing data is available for this year.$1.67$0.00$1.67$0.27$0.15$0.12
2021Detailed filing. Detailed filing data is available for this year.$1.55$0.00$1.55$0.23$0.19$0.04
2020Detailed filing. Detailed filing data is available for this year.$1.51$0.00$1.51$0.33$0.11$0.21
2019Detailed filing. Detailed filing data is available for this year.$1.29$0.00$1.29$0.28$0.41$0.13
2018Detailed filing. Detailed filing data is available for this year.$1.43$0.00$1.43$0.28$0.25$0.03
2017Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39$0.32$0.25$0.07
2016Detailed filing. Detailed filing data is available for this year.$1.32$0.00$1.32$0.30$0.30$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.31$0.00$1.31$0.32$0.33$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.32$0.00$1.32$0.25$0.37$0.11
2013Detailed filing. Detailed filing data is available for this year.$1.43$1.43$0.31$0.27$0.04
2012Summary only. Only limited summary data is available for this year.$1.39$0.00$0.23$0.21$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.37$1.37$0.29$0.49$0.20
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.57$1.57$0.33$0.43$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 25, 2026
Return Version
2025v4.0
Gross Receipts
$30,885
Mission and Program Overview

Mission

Support of the Cooper Mmorial Library

Program Services

DescriptionGrantsExpenses
Support the Cooper Memorial Library--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michelle DelaneyPresidentPT$0--
Toni BellVice PresidentPT$0--
Kathy SmithTreasurerPT$0--
Terry MoherekSecretaryPT$0--
Lucy HageDirector-$0--
John GreenleeDirector-$0--
Dennis HortonDirector-$0--
Tom NicholesDirector-$0--
Chuck SeaverDirector-$0--
Todd MerrickDirector-$0--
Thom BattistoDirector-$0--
Filing and Contact Details

Filer

Filer Name
Cooper Memorial Library Association Inc
EIN
59-0766725
Phone
3525362275
Address
2525 Oakley Seaver Drive, Clermont, FL 34711

Signing Officer

Name
Michelle Delaney
Title
President
Phone
3525362275
Signed
2026-02-25
Discuss with paid preparer
Yes

Preparer

Firm
All Your Financial Needs Inc
Address
PO BOX 1923, Minneola, FL 34755
Preparer
Denise Calderon
Phone
4075591047
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank Fees 586”

Form 990-EZ, Part I, Line 16, Other Expenses

“Office Expenses 325”

Form 990-EZ, Part I, Line 16, Other Expenses

“Program expenses 8,925”

Form 990-EZ, Part I, Line 16, Other Expenses

“Miscelleous 219”

Form 990-EZ, Part II, Line 26, Liabilities

“Grant income not used in current year Beginning of year 40,682, End of year 36,588”

Form 990-EZ, Part II, Line 26, Liabilities

“Sales Tax Payable Beginning of year 0, End of year 6”

Raw XML Appendix173 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum03525362275
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-25
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ReturnHeader/Filer/BusinessNameControlTxt0COOP
ReturnHeader/Filer/EIN0590766725
ReturnHeader/Filer/PhoneNum03525362275
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ReturnHeader/PreparerPersonGrp/PhoneNum04075591047
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Denise Calderon
ReturnHeader/ReturnTs02026-02-25T04:12:46-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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