Civic Intelligence

Space Coast Credit Union

990 • Fiscal year 2019 • EIN 59-0746906

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 12, 2020

8045 North Wickham RoadMelbourne, FL 32940

(321) 752-2222

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.87x

Higher debt load relative to assets than 19% of similar nonprofits.

2019 filings • 501(c)14 • $1B+ nonprofits • Source year 2019

Liabilities / Revenue

63rd percentile

18.64x

Higher debt load relative to revenue than 63% of similar nonprofits.

2019 filings • 501(c)14 • $1B+ nonprofits • Source year 2019

Net Margin

89th percentile

25%

Higher net margin than 89% of similar nonprofits.

2019 filings • 501(c)14 • $1B+ nonprofits • Source year 2019

Top Officer Pay

42nd percentile

$918,013

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 0.4% of source-year revenue.

2019 filings • 501(c)14 • $1B+ nonprofits • Source year 2019

Asset Growth

95th percentile

19%

Faster asset growth than 95% of similar nonprofits.

2019 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2018 to 2019

Revenue Growth

3rd percentile

1.1%

Faster revenue growth than 3% of similar nonprofits.

2019 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2018 to 2019

Assets

Up

$4,922,318,222

Up $779,798,312 (+19%) from 2018

Net Assets

Up

$644,549,421

Up $58,581,400 (+10.0%) from 2018

Liabilities

Up

$4,277,768,801

Up $721,216,912 (+20%) from 2018

Revenue

Up

$229,476,019

Up $2,555,625 (+1.1%) from 2018

Expenses

Down

$171,645,297

Down $3,920,294 (-2.2%) from 2018

Net Income

Up

$57,830,722

Up $6,475,919 (+13%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$10B$5.0B$0Assets 2010: $3,024,057,606Liabilities 2010: $2,805,511,668Net Assets 2010: $218,545,9382010Assets 2011: $3,026,215,171Liabilities 2011: $2,787,446,075Net Assets 2011: $238,769,0962011Assets 2012: $3,010,395,077Liabilities 2012: $2,717,633,973Net Assets 2012: $292,761,1042012Assets 2013: $3,108,451,644Liabilities 2013: $2,759,139,791Net Assets 2013: $349,311,8532013Assets 2014: $3,259,612,315Liabilities 2014: $2,856,675,262Net Assets 2014: $402,937,0532014Assets 2015: $3,540,102,862Liabilities 2015: $3,086,667,731Net Assets 2015: $453,435,1312015Assets 2016: $3,818,180,590Liabilities 2016: $3,330,252,203Net Assets 2016: $487,928,3872016Assets 2017: $4,031,940,618Liabilities 2017: $3,497,340,666Net Assets 2017: $534,599,9522017Assets 2018: $4,142,519,910Liabilities 2018: $3,556,551,889Net Assets 2018: $585,968,0212018Assets 2019: $4,922,318,222Liabilities 2019: $4,277,768,801Net Assets 2019: $644,549,4212019Assets 2020: $5,959,003,296Liabilities 2020: $5,262,030,902Net Assets 2020: $696,972,3942020Assets 2021: $6,746,004,503Liabilities 2021: $5,993,984,401Net Assets 2021: $752,020,1022021Assets 2022: $8,543,983,797Liabilities 2022: $7,779,628,954Net Assets 2022: $764,354,8432022Assets 2023: $8,946,056,038Liabilities 2023: $8,114,022,788Net Assets 2023: $832,033,2502023Assets 2024: $8,804,691,155Liabilities 2024: $7,914,685,415Net Assets 2024: $890,005,7402024

Highlighted filing

2019

Assets$4,922,318,222
Liabilities$4,277,768,801
Net Assets$644,549,421

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600M$400M$200M$0Expenses 2010: $194,953,9252010Expenses 2011: $163,221,6782011Expenses 2012: $139,352,9092012Revenue 2013: $181,561,719Expenses 2013: $128,818,106Net Income 2013: $52,743,6132013Revenue 2014: $170,906,135Expenses 2014: $113,513,958Net Income 2014: $57,392,1772014Revenue 2015: $179,538,337Expenses 2015: $124,936,863Net Income 2015: $54,601,4742015Revenue 2016: $186,356,118Expenses 2016: $152,293,257Net Income 2016: $34,062,8612016Revenue 2017: $205,268,450Expenses 2017: $158,802,154Net Income 2017: $46,466,2962017Revenue 2018: $226,920,394Expenses 2018: $175,565,591Net Income 2018: $51,354,8032018Revenue 2019: $229,476,019Expenses 2019: $171,645,297Net Income 2019: $57,830,7222019Revenue 2020: $246,524,634Expenses 2020: $200,877,757Net Income 2020: $45,646,8772020Revenue 2021: $248,524,436Expenses 2021: $178,388,814Net Income 2021: $70,135,6222021Revenue 2022: $310,171,993Expenses 2022: $246,128,433Net Income 2022: $64,043,5602022Revenue 2023: $440,799,006Expenses 2023: $378,402,072Net Income 2023: $62,396,9342023Revenue 2024: $516,242,984Expenses 2024: $467,484,089Net Income 2024: $48,758,8952024

Highlighted filing

2019

Revenue$229,476,019
Expenses$171,645,297
Net Income$57,830,722
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 12, 2020
Return Version
2019v5.1
Gross Receipts
$229,870,023
Mission and Program Overview

Mission

The credit union operates as a member-owned democratically controlled cooperative organized to promote thrift among its members and create a source of credit for them at reasonable rates of interest.

To create value in cooperative ownership by promoting thrift through a broad array of deposit and savings products and by providing a source of credit for provident or productive purposes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,457,891,012$3,715,337,673▲ $257,446,661
Rtn Earn Endowment Incm Other Fnds$585,968,021$644,549,421▲ $58,581,400
Savings and Temporary Cash Investments$319,635,783$611,306,152▲ $291,670,369
Investments in Publicly Traded Securities$61,945,778$165,728,288▲ $103,782,510
Investments Other Securities$6,197,510$155,540,352▲ $149,342,842
Land, Buildings, and Equipment, Net$117,642,374$91,356,427▼ $26,285,947
Cash and Non-Interest-Bearing Accounts$31,531,311$38,003,903▲ $6,472,592
Receivables From Officers Etc$13,369,494$13,379,760▲ $10,266
Accounts Receivable$5,194,536$4,594,282▼ $600,254
Prepaid Expenses and Deferred Charges$3,881,319$3,346,858▼ $534,461
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$4,142,519,910$4,922,318,222▲ $779,798,312
Other Assets Total$125,230,793$123,724,527▼ $1,506,266
Liabilities
Other Liabilities$3,507,188,644$4,215,342,247▲ $708,153,603
Accounts Payable and Accrued Expenses$38,563,725$51,090,922▲ $12,527,197
Escrow Account Liability$9,338,941$10,316,231▲ $977,290
Deferred Revenue$1,460,579$1,019,401▼ $441,178
Total Liabilities$3,556,551,889$4,277,768,801▲ $721,216,912
Net Assets / Fund Balance
Total Net Assets Fund Balance$585,968,021$644,549,421▲ $58,581,400
Total Liabilities and Net Assets / Fund Balance$4,142,519,910$4,922,318,222▲ $779,798,312

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$44,606,936$20,559,161$65,166,097
Other Land Buildings$18,738,161$34,575,129$53,313,290
Land$26,472,510-$26,472,510
Leasehold Improvements$1,538,820$10,318,379$11,857,199
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timothy M AntonitionPresident/CEOFT$650,000$268,013$918,013
Peter S FreystaetterExpress Svc AssociateFT$57,221$405,859$463,080
Joseph LewisEvp/chief Operating OfficeFT$295,740$133,031$428,771
Heather E HickmanEvp/chief of Retail DeliveFT$295,740$132,115$427,855
Hilary EisbrennerSVP/CFOFT$242,740$122,346$365,086
Shane W HoyleVP Retail ServicesFT$168,000$109,030$277,030
Gregory E DeroyVP Msc & E-bankingFT$168,075$103,033$271,108
Thomas D ZapataExpress Mort OriginatorFT$52,707$215,733$268,440
Carmen M TapanesVP Retail ServicesFT$173,880$87,270$261,150
Kim M LynnVP OperationsFT$165,600$93,061$258,661
Laura RichardSVP MarketingFT$165,600$85,108$250,708
Gary PragerVP Consumer SalesFT$165,600$81,486$247,086
Linda HartVP HrFT$165,600$67,505$233,105
Kelley MartinVP UnderwritingFT$165,600$64,209$229,809
Christopher MatthewsVP Card Svcs & Bus IntellFT$151,022$71,740$222,762
Vincent T PintoExpress Mort OriginatorFT$52,707$167,015$219,722
Nagib Aboud JrExpress Mort OriginatorFT$57,221$159,575$216,796
Nicole E WilliamsVP ItFT$147,488$43,700$191,188
Emil E GonzalezExpress Mort OriginatorFT$57,221$122,767$179,988
Kimberly TyreeVP Retail ServicesFT$145,000$25,387$170,387

Board Members and Trustees

NameTitle
John G OertelChairperson
Thomas MyersVice Chairperson
Herbert FisherDirector
Julie RobbinsDirector
Karen PalladinoDirector
Kevin R MckeownDirector
Willie Howard JrDirector
Dale NeubertSecretary
Desmond AlmaralesTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Blaxberg Grayson Kukoff And Twombly PaLegal25 SE 2ND AVE STE 730, Miami, FL 33131$739,021
SimplifileRecording Services4844 NORTH 300 WEST SUITE 202, Provo, UT 84604$507,162
Clifton Larson AllenAccounting Services1966 GREENSPRING DR SUITE 300, Timonium, MD 21093$277,141
John J Kabboord Jr PaLegal1980 N ATLANTIC AVE SUITE 801, Cocoa Beach, FL 32931$265,713
Alm First Financial Advisors LLCInvestment Management3800 MAPLE AVE SUITE 600, Dallas, TX 75219$183,199
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$211,683,918
Investment Income
$15,701,012
Other Revenue
$2,091,089
Change in Net Assets
$57,830,722

Audited Revenue Reconciliation

Revenue per Audited Statements
$229,476,019
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$229,476,019
Total Revenue per Form 990
$229,476,019
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$108,608,194
Salaries, Compensation, and Employee Benefits$63,037,103
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$45,478,300
Interest---$30,661,987
All Other Expenses---$20,615,018
Occupancy---$9,835,732
Depreciation Depletion---$9,451,632
Other Employee Benefits---$7,628,279
Office Expenses---$6,974,666
Information Technology---$5,047,868
Current Officers, Directors, Trustees, and Key Employees---$4,522,913
Other Expenses---$3,882,936
Payroll Taxes---$3,253,735
Pension Plan Contributions---$2,153,876
Insurance---$889,275
Conferences and Meetings---$635,943
Fees for Services Other---$608,667
Travel---$578,204
Fees for Services Legal---$521,891
Fees for Services Accounting---$377,353
Total Functional Expenses$0$0$0$171,645,297

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$171,645,297
Total Expenses per Audited Statements$171,645,297
Total Expenses per Form 990$171,645,297
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$25,854
Total Exempt Function Spending$25,854

Section 527 Organizations

OrganizationLocationAmount
94-3458406Birmingham, AL$25,854
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$13,369,494$13,379,760▲ $10,266
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$4,215,023,029
Interest Payable$319,218
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The credit union is owned by its members.

Form 990, Part VI, Section A, Line 7A

The board members serve three-year terms and the term expirations are staggered amongst the board members. Annually, nominations are called for, and a committee of the board is appointed to review candidate qualifications. Qualified candidates are included on the slate of candidates that we publish to our members. Each member gets one vote and these votes are tallied by an independent cpa firm.

Form 990, Part VI, Section A, Line 7B

The only decisions that would have to be approved by members would be a change in ownership of the credit union, such as merging into another credit union or converting to another type of charter. Selling member shares and other deposit relationships to another entity would require a vote by the membership.

Form 990, Part VI, Section B, Line 11B

The form 990 is not reviewed by the board of directors before filing. It is prepared by external cpa's and reviewed by the svp/cfo prior to filing.

Form 990, Part VI, Section B, Line 12C

Compliance with the conflict of interest policy is partially monitored via "flagging" of officers, directors, and key employee accounts and the subsequent internal audit review of activity in those accounts.

Form 990, Part VI, Section B, Line 15

The ceo's compensation and other officers and key employees' compensation have been determined through a combination of the human resource department's review of credit union and banking industry salary surveys and the use of an outside compensation and benefits consultant.

Form 990, Part VI, Section C, Line 19

The credit union makes its financial statements available to the membership upon request. Our financial information is also available in a regulatory format at the national credit union administration's website (www.ncua.gov).

Filing and Contact Details

Filer

Filer Name
Space Coast Credit Union
EIN
59-0746906
Phone
3217522222
Address
8045 NORTH WICKHAM ROAD, MELBOURNE, FL 32940

Signing Officer

Name
Hilary a Eisbrenner
Title
SVP/CFO
Phone
8004477228
Signed
2020-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Timothy M Antonition
Formed
1951
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
9
Employees
1,039
Volunteers
12

Preparer

Firm
Warren Averett LLC
Address
316 SOUTH BAYLEN ST SUITE 300, PENSACOLA, FL 32502
Preparer
Claire C Duren CPA
Phone
8504357400
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Other nonoperating expense 3,787,297. Atm expense 3,349,355. Misc charge offs 3,072,823. Member reward program 2,629,908. Online banking expense 2,209,655. Statement expense 1,221,826. Collection expense 1,085,563. Miscellaneous expense 819,999. Bank service charges 584,679. State exam fees 419,347. Cubs expense 376,947. Dues & subscriptions 370,916. Training & development 336,655. Loss on disposal of fixed assets 125,550. Cash over & short 69,540. Recruiting 67,097. Donations 51,000. Member account expense 36,861.

FORM 990, PART XI, LINE 9:

Pension liability adjustment -43,985.

FORM 990, PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2C:

The credit union has an audit committee consisting of four member volunteers who assume the responsibility for oversight of the audit of its financial statements and selection of the independent accountant. The process has not changed from the prior year.

Financial Statement Notes

PART IV, LINE 2B:

The credit union holds escrowed funds for the payment of property taxes and homeowners' insurance as a service to our members who have mortgages with the credit union or have mortgages serviced by the credit union.

PART X, LINE 2:

Provisions of financial accounting standards board (fasb) asc 740, income taxes, require valuation of uncertainty in income taxes for potential financial statement disclosure. Using that guidance, tax positions initially need to be recognized in the financial statements when it is more-likely-than-not the positions will be sustained upon examination by the tax authorities. Such tax positions initially and subsequently need to be measured as the largest amount of tax benefit that has a greater than 50% likelihood of being realized upon ultimate settlement with the tax authority assuming full knowledge of the position and relevant facts. As of december 31, 2019, the credit union had no uncertain tax positions that qualify for either recognition or disclosure in the financial statements. Additionally, the credit union had no interest and penalties related to income taxes. With few exceptions, the credit union is no longer subject to u.s. Federal, state, and local income tax examinations by tax authorities for years before 2016. .

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1842750
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1958612
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2059415
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2119826
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt223642
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2364671
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2424156
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2659613
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2717170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2813996
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IRS990/Form990PartVIISectionAGrp/PersonNm1WILLIE HOWARD JR
IRS990/Form990PartVIISectionAGrp/PersonNm2KAREN PALLADINO
IRS990/Form990PartVIISectionAGrp/PersonNm3JOHN G OERTEL
IRS990/Form990PartVIISectionAGrp/PersonNm4DALE NEUBERT
IRS990/Form990PartVIISectionAGrp/PersonNm5THOMAS MYERS
IRS990/Form990PartVIISectionAGrp/PersonNm6DESMOND ALMARALES
IRS990/Form990PartVIISectionAGrp/PersonNm7HERBERT FISHER
IRS990/Form990PartVIISectionAGrp/PersonNm8KEVIN R MCKEOWN
IRS990/Form990PartVIISectionAGrp/PersonNm9TIMOTHY M ANTONITION
IRS990/Form990PartVIISectionAGrp/PersonNm10HILARY EISBRENNER
IRS990/Form990PartVIISectionAGrp/PersonNm11HEATHER E HICKMAN
IRS990/Form990PartVIISectionAGrp/PersonNm12JOSEPH LEWIS
IRS990/Form990PartVIISectionAGrp/PersonNm13GARY PRAGER
IRS990/Form990PartVIISectionAGrp/PersonNm14LAURA RICHARD
IRS990/Form990PartVIISectionAGrp/PersonNm15LINDA HART
IRS990/Form990PartVIISectionAGrp/PersonNm16CHRISTOPHER MATTHEWS
IRS990/Form990PartVIISectionAGrp/PersonNm17KIM M LYNN
IRS990/Form990PartVIISectionAGrp/PersonNm18CARMEN M TAPANES
IRS990/Form990PartVIISectionAGrp/PersonNm19GREGORY E DEROY
IRS990/Form990PartVIISectionAGrp/PersonNm20SHANE W HOYLE
IRS990/Form990PartVIISectionAGrp/PersonNm21NICOLE E WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm22KIMBERLY TYREE
IRS990/Form990PartVIISectionAGrp/PersonNm23PETER S FREYSTAETTER
IRS990/Form990PartVIISectionAGrp/PersonNm24NAGIB ABOUD JR
IRS990/Form990PartVIISectionAGrp/PersonNm25THOMAS D ZAPATA
IRS990/Form990PartVIISectionAGrp/PersonNm26VINCENT T PINTO
IRS990/Form990PartVIISectionAGrp/PersonNm27EMIL E GONZALEZ
IRS990/Form990PartVIISectionAGrp/PersonNm28KELLEY MARTIN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10SVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP/CHIEF OF RETAIL DELIVE
IRS990/Form990PartVIISectionAGrp/TitleTxt12EVP/CHIEF OPERATING OFFICE
IRS990/Form990PartVIISectionAGrp/TitleTxt13VP CONSUMER SALES
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP HR
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP CARD SVCS & BUS INTELL
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP RETAIL SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP MSC & E-BANKING
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP RETAIL SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP IT
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP RETAIL SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt23EXPRESS SVC ASSOCIATE
IRS990/Form990PartVIISectionAGrp/TitleTxt24EXPRESS MORT ORIGINATOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25EXPRESS MORT ORIGINATOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26EXPRESS MORT ORIGINATOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27EXPRESS MORT ORIGINATOR
IRS990/Form990PartVIISectionAGrp/TitleTxt28VP UNDERWRITING
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0385737
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0779741
IRS990/GrossReceiptsAmt0229870023
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt034
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt05047868
IRS990/InsuranceGrp/TotalAmt0889275
IRS990/InterestGrp/TotalAmt030661987
IRS990/InvestmentIncomeGrp/ExclusionAmt015315275
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt015315275
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt06197510
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0155540352
IRS990/InvestmentsPubTradedSecGrp/BOYAmt061945778
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0165728288
IRS990/IRPDocumentCnt0170938
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt091356427
IRS990/LandBldgEquipCostOrOtherBssAmt0156809096
IRS990/LegalDomicileStateCd0FL
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IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE CREDIT UNION OPERATES AS A MEMBER-OWNED DEMOCRATICALLY CONTROLLED COOPERATIVE ORGANIZED TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT REASONABLE RATES OF INTEREST.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0585968021
IRS990/NetAssetsOrFundBalancesEOYAmt0644549421
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0385737
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0385737
IRS990/NetUnrelatedBusTxblIncmAmt0-107942
IRS990/NetUnrlzdGainsLossesInvstAmt0794663
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt09835732
IRS990/OfficeExpensesGrp/TotalAmt06974666
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0125230793
IRS990/OtherAssetsTotalGrp/EOYAmt0123724527
IRS990/OtherChangesInNetAssetsAmt0-43985
IRS990/OtherEmployeeBenefitsGrp/TotalAmt07628279
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DEBIT AND CREDIT CARD E
IRS990/OtherExpensesGrp/Desc2MARKETING EXPENSE
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING
IRS990/OtherExpensesGrp/TotalAmt07419568
IRS990/OtherExpensesGrp/TotalAmt16168712
IRS990/OtherExpensesGrp/TotalAmt24938742
IRS990/OtherExpensesGrp/TotalAmt33882936
IRS990/OtherLiabilitiesGrp/BOYAmt03507188644
IRS990/OtherLiabilitiesGrp/EOYAmt04215342247
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1522100
IRS990/OtherRevenueMiscGrp/Desc0GAIN ON OREO

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8,805$7,915$890$516$467$48.8
2023Summary only. Only limited summary data is available for this year.$8,946$8,114$832$441$378$62.4
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$8,544$7,780$764$310$246$64.0
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6,746$5,994$752$249$178$70.1
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,959$5,262$697$247$201$45.6
2019Detailed filing. Detailed filing data is available for this year.$4,922$4,278$645$229$172$57.8
2018Summary only. Only limited summary data is available for this year.$4,143$3,557$586$227$176$51.4
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,032$3,497$535$205$159$46.5
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,818$3,330$488$186$152$34.1
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,540$3,087$453$180$125$54.6
2014Detailed filing. Detailed filing data is available for this year.$3,260$2,857$403$171$114$57.4
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,108$2,759$349$182$129$52.7
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,010$2,718$293$139
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,026$2,787$239$163
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,024$2,806$219$195
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2019 filings • 501(c)14 • $1B+ nonprofits