Civic Intelligence

Zephyrhills Chamber of Commerce Inc

EIN 59-0668171 • 501(c)6 • Zephyrhills, FL

Profile

Chamber of commerce mission is to advance economic growth and prosperity in our community.

38550 5th AvenueZephyrhills, FL 33542

zephyrhillschamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.36x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

83rd percentile

0.33x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

35th percentile

-1.0%

Higher net margin than 35% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Asset Growth

31st percentile

-2.8%

Faster asset growth than 31% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

93rd percentile

59%

Faster revenue growth than 93% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Down

$438,335

Down $12,660 (-2.8%) from 2024

Liabilities

Down

$157,638

Down $11,182 (-6.6%) from 2024

Net Assets

Down

$280,697

Down $1,478 (-0.5%) from 2024

Revenue

Up

$473,857

Up $176,519 (+59%) from 2024

Expenses

Up

$478,610

Up $167,397 (+54%) from 2024

Net Income

Up

-$4,753

Up $9,122 (+66%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2011: $132,897Liabilities 2011: $1,251Net Assets 2011: $131,6462011Assets 2012: $135,537Liabilities 2012: $28Net Assets 2012: $135,5092012Assets 2013: $147,032Liabilities 2013: -$128Net Assets 2013: $147,1602013Assets 2014: $164,101Liabilities 2014: $9Net Assets 2014: $164,0722014Assets 2015: $201,515Liabilities 2015: $25,517Net Assets 2015: $175,9982015Assets 2016: $144,744Liabilities 2016: $20,569Net Assets 2016: $124,1752016Assets 2017: $145,528Liabilities 2017: $15,490Net Assets 2017: $130,0382017Assets 2018: $131,692Liabilities 2018: $10,072Net Assets 2018: $121,6202018Assets 2019: $123,865Liabilities 2019: $4,462Net Assets 2019: $119,4032019Assets 2020: $267,742Liabilities 2020: $150,000Net Assets 2020: $117,7422020Assets 2021: $302,532Liabilities 2021: $150,000Net Assets 2021: $152,5322021Assets 2022: $301,336Liabilities 2022: $155,465Net Assets 2022: $145,8712022Assets 2023: $293,360Liabilities 2023: $154,612Net Assets 2023: $138,7482023Assets 2024: $450,995Liabilities 2024: $168,820Net Assets 2024: $282,1752024Assets 2025: $438,335Liabilities 2025: $157,638Net Assets 2025: $280,6972025

Highlighted filing

2025

Assets$438,335
Liabilities$157,638
Net Assets$280,697

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $107,452Expenses 2011: $97,310Net Income 2011: $10,1422011Revenue 2012: $112,130Expenses 2012: $108,267Net Income 2012: $3,8632012Revenue 2013: $149,521Expenses 2013: $137,870Net Income 2013: $11,6512013Revenue 2014: $175,930Expenses 2014: $159,018Net Income 2014: $16,9122014Revenue 2015: $175,808Expenses 2015: $163,882Net Income 2015: $11,9262015Revenue 2016: $185,809Expenses 2016: $179,890Net Income 2016: $5,9192016Revenue 2017: $196,682Expenses 2017: $190,819Net Income 2017: $5,8632017Revenue 2018: $198,260Expenses 2018: $206,678Net Income 2018: -$8,4182018Revenue 2019: $190,007Expenses 2019: $192,226Net Income 2019: -$2,2192019Revenue 2020: $180,971Expenses 2020: $181,719Net Income 2020: -$7482020Revenue 2021: $220,771Expenses 2021: $185,217Net Income 2021: $35,5542021Revenue 2022: $197,221Expenses 2022: $205,104Net Income 2022: -$7,8832022Revenue 2023: $188,590Expenses 2023: $195,713Net Income 2023: -$7,1232023Revenue 2024: $297,338Expenses 2024: $311,213Net Income 2024: -$13,8752024Revenue 2025: $473,857Expenses 2025: $478,610Net Income 2025: -$4,7532025

Highlighted filing

2025

Revenue$473,857
Expenses$478,610
Net Income-$4,753

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.38$1.58$2.81$4.74$4.79$0.05
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.51$1.69$2.82$2.97$3.11$0.14
2023Detailed filing. Detailed filing data is available for this year.$2.93$1.55$1.39$1.89$1.96$0.07
2022Detailed filing. Detailed filing data is available for this year.$3.01$1.55$1.46$1.97$2.05$0.08
2021Detailed filing. Detailed filing data is available for this year.$3.03$1.50$1.53$2.21$1.85$0.36
2020Detailed filing. Detailed filing data is available for this year.$2.68$1.50$1.18$1.81$1.82$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.24$0.04$1.19$1.90$1.92$0.02
2018Detailed filing. Detailed filing data is available for this year.$1.32$0.10$1.22$1.98$2.07$0.08
2017Detailed filing. Detailed filing data is available for this year.$1.46$0.15$1.30$1.97$1.91$0.06
2016Detailed filing. Detailed filing data is available for this year.$1.45$0.21$1.24$1.86$1.80$0.06
2015Summary only. Only limited summary data is available for this year.$2.02$0.26$1.76$1.76$1.64$0.12
2014Summary only. Only limited summary data is available for this year.$1.64$0.00$1.64$1.76$1.59$0.17
2013Summary only. Only limited summary data is available for this year.$1.47$0.00$1.47$1.50$1.38$0.12
2012Summary only. Only limited summary data is available for this year.$1.36$0.00$1.36$1.12$1.08$0.04
2011Summary only. Only limited summary data is available for this year.$1.33$0.01$1.32$1.07$0.97$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 12, 2026
Return Version
2024v5.0
Gross Receipts
$591,728
Mission and Program Overview

Mission

Chamber of commerce mission is to advance economic growth and prosperity in our community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$320,324$313,519▼ $6,805
Land, Buildings, and Equipment, Net$130,671$124,816▼ $5,855
Total Assets$450,995$438,335▼ $12,660
Liabilities
Unsecured Notes Loans Payable$150,000$147,648▼ $2,352
Accounts Payable and Accrued Expenses$15,545$9,990▼ $5,555
Total Liabilities$165,545$157,638▼ $7,907
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$285,450$280,697▼ $4,753
Total Net Assets Fund Balance$285,450$280,697▼ $4,753
Total Liabilities and Net Assets / Fund Balance$450,995$438,335▼ $12,660

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$316,001-$316,001
Land$40,000-$40,000
Compensation and Service Providers

Board Members and Trustees

NameTitle
Nick BurgessChair
Matt MaggardPast Chair
Sid JarrettPast Chair
Randy StovallZedc Chair
Dennis FeltwellVice Chair
Andy TaylorDirector
Carolyn HodgesDirector
Euginia ParlowDirector
Julie CottonDirector
Karly JarrettDirector
Kelly SinnDirector
Kendall DefordDirector
Sam AbrahaniDirector
Shane BarkerDirector
Shane BedwardDirector
Tiffany AndersonDirector
Dr Toni ZetscheTrustee/dire
William VillegasTrustee/dire
Dennis HarmesonSecretary
Terena JonesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$248,316
Program Service Revenue
$9,110
Investment Income
$5,291
Other Revenue
$211,140
All Other Contributions
$40,100
Change in Net Assets
$-4,753
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$337,601
Other Expenses$138,434
Grants and Similar Amounts Paid$2,575
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$163,076
Current Officers, Directors, Trustees, and Key Employees---$94,085
Other Employee Benefits---$60,495
Office Expenses---$38,451
Occupancy---$20,050
Payroll Taxes---$19,945
Advertising---$14,739
Insurance---$13,291
All Other Expenses---$11,026
Depreciation Depletion---$5,855
Interest---$5,340
Other Expenses---$4,128
Fees for Services Accounting---$3,386
Fees for Services Other---$3,200
Grants to Domestic Orgs---$2,575
Total Functional Expenses$0$0$0$478,610
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$314,045
Fundraising Direct Expenses$117,871
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Kumquat Festiva$136,925$136,925$42,614$94,311
Golf Tournament$36,676$36,676$16,057$20,619
Total Events$314,045$314,045$117,871$196,174
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
East Pasco Chamber of Commerce Inc
EIN
59-0668171
Phone
8137821913
Address
38550 5TH AVENUE, ZEPHYRHILLS, FL 33542

Signing Officer

Name
Victoria Wiggins
Title
President/CEO
Phone
8137821913
Signed
2026-01-12

Organization Details

Principal Officer
Victoria Wiggins
Formed
1950
Voting Board Members
20
Independent Board Members
20
Employees
7

Preparer

Firm
Murtha & Murtha CPA
Address
2236 ASHLEY OAKS CIR 101, WESLEY CHAPEL, FL 33544-6430
Preparer
Thomas E Murtha
Phone
8139911120
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IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0285450
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IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt020050
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IRS990/OtherExpensesGrp/Desc1BANK AND CC CHARGES
IRS990/OtherExpensesGrp/Desc2CITIZEN OF THE MONTH
IRS990/OtherExpensesGrp/Desc3BUSINESS EXPENSES
IRS990/OtherExpensesGrp/TotalAmt08218
IRS990/OtherExpensesGrp/TotalAmt16480
IRS990/OtherExpensesGrp/TotalAmt24270
IRS990/OtherExpensesGrp/TotalAmt34128
IRS990/OtherRevenueMiscGrp/BusinessCd0541800
IRS990/OtherRevenueMiscGrp/BusinessCd1531390
IRS990/OtherRevenueMiscGrp/Desc0ADVERTISING
IRS990/OtherRevenueMiscGrp/Desc1ROOM RENTAL
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IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt1916
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IRS990/OtherSalariesAndWagesGrp/TotalAmt0163076
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt019945
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0VICTORIA WIGGINS
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IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM SERVICES INCOME
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt0140444
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0136925
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt036676
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt0140444
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
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IRS990/TotalAssetsEOYAmt0438335
IRS990/TotalAssetsGrp/BOYAmt0450995
IRS990/TotalAssetsGrp/EOYAmt0438335
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
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IRS990/TotalGrossUBIAmt014966
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IRS990/TotalLiabilitiesEOYAmt0157638
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IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0450995
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IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0150000
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0147648
IRS990/USAddress/AddressLine1Txt038550 5TH AVENUE
IRS990/USAddress/CityNm0ZEPHYRHILLS
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd033542
IRS990/VotingMembersGoverningBodyCnt020
IRS990/VotingMembersIndependentCnt020
IRS990/WebsiteAddressTxt0ZEPHYRHILLSCHAMBER.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0VICTORIA WIGGINS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08137821913
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EAST PASCO CHAMBER OF COMMERCE INC
ReturnHeader/Filer/BusinessNameControlTxt0EAST
ReturnHeader/Filer/EIN0590668171
ReturnHeader/Filer/PhoneNum08137821913
ReturnHeader/Filer/USAddress/AddressLine1Txt038550 5TH AVENUE
ReturnHeader/Filer/USAddress/CityNm0ZEPHYRHILLS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033542
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0274642738
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MURTHA & MURTHA CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02236 ASHLEY OAKS CIR 101
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WESLEY CHAPEL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0335446430
ReturnHeader/PreparerPersonGrp/PhoneNum08139911120
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0THOMAS E MURTHA
ReturnHeader/ReturnTs02026-01-18T13:27:02-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30

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