Form 990, Page 6, Part VI, Line 7A
“Yes- the credit union's board of directors are elected by members.”
990 • Fiscal year 2014 • EIN 59-0626648
Scores are not available for this record yet.
Assets
Up$467,917,874
Up $4,053,478 (+0.9%) from 2013
Net Assets
Up$61,851,831
Up $12,938,247 (+26%) from 2013
Liabilities
Down$406,066,043
Down $8,884,769 (-2.1%) from 2013
Revenue
Down$25,543,821
Down $1,863,295 (-6.8%) from 2013
Expenses
Down$12,527,000
Down $11,602,604 (-48%) from 2013
Net Income
Up$13,016,821
Up $9,739,309 (+297%) from 2013
Insight financial credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to member; at advantageous rates over those generally available from other banking sources.
Insight financial credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to member; at advantages rates over those generally available from other banking sources.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $280,651,739 | $295,105,000 | ▲ $14,453,261 |
| Investments in Publicly Traded Securities | $96,098,416 | $101,555,889 | ▲ $5,457,473 |
| Rtn Earn Endowment Incm Other Fnds | $48,835,010 | $61,851,831 | ▲ $13,016,821 |
| Savings and Temporary Cash Investments | $41,531,671 | $46,500,000 | ▲ $4,968,329 |
| Land, Buildings, and Equipment, Net | $19,938,879 | $17,756,985 | ▼ $2,181,894 |
| Cash and Non-Interest-Bearing Accounts | $5,856,695 | $7,000,000 | ▲ $1,143,305 |
| Total Assets | $451,552,205 | $467,917,874 | ▲ $16,365,669 |
| Other Assets Total | $7,474,805 | - | - |
| Liabilities | |||
| Other Liabilities | $399,614,197 | $401,585,255 | ▲ $1,971,058 |
| Accounts Payable and Accrued Expenses | $3,102,998 | $4,480,788 | ▲ $1,377,790 |
| Total Liabilities | $402,717,195 | $406,066,043 | ▲ $3,348,848 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $48,835,010 | $61,851,831 | ▲ $13,016,821 |
| Total Liabilities and Net Assets / Fund Balance | $451,552,205 | $467,917,874 | ▲ $16,365,669 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $12,311,112 | $5,254,888 | $17,566,000 |
| Land | $5,445,873 | - | $5,445,873 |
| Name | Title |
|---|---|
| Charles Arnett | Chairman |
| Jerry Locke | Former Chair |
| Jerry Locke | Former Chairman |
| Karen Johnson | Director |
| Mark Zickefoose | Director |
| Norma Horton | Director |
| Susan Stucker | Director |
| A Floyd Bradley | 1st V.c. |
| Linda Short | 2nd V.c. |
| Kristy Moist | CCO |
| George Davis | CEO |
| Cindy Morgan | CFO |
| Stephen Hoeltke | Secretary |
| Deborah Collins | Supervisory |
| Michele Hoppenstedt | Supervisory |
| Lauren Joseph | SVP Operatio |
| Danny Grant | Treasurer |
| Todd Mellenberndt | VP Lending |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $7,525,000 |
| Other Expenses | $5,002,000 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $7,525,000 |
| Other Expenses | - | - | - | $3,050,000 |
| Occupancy | - | - | - | $1,952,000 |
| Total Functional Expenses | $0 | $0 | $0 | $12,527,000 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Accounts | $401,585,255 |
“Yes- the credit union's board of directors are elected by members.”
“Yes, certain decisions would be approved by membership.”
“Jerry locke po box 4900 orlando, fl 32802”
“Board of directors reviews form 990 at regularly scheduled meeting.”
“Yes, a conflicts of interest policy is actively enforced.”
“Compensation for ceo, directors, and top management officials is subject to review and approval by board of directors.”
“Yes, other officers and key employees compensation is subject to review by ceo within guidelines approved by board of directors.”
“Bylaws and governing documents are made available to all members upon request. Financial information is available to the public from ncua.”
“The credit union does offer discounted loans to employees. Upon completion an employees probationary 90 day period, they can receive a 1% discounted loan rate off of prevailing market interest rates on all mortgage and consumer loans. Upon termination/resignation the loan reverts to normal market rates without the discount.”
“The adjustment to net fixed assets was from fasb 115 adjustments to unrealized gains and losses of securities held by the credit union”
“FASB 115 ADJSUTMENT 0”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 3102998 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 4480788 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | INSIGHT FINANCIAL CREDIT UNION IS A COOPERATIVE, NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBER; AT ADVANTAGES RATES OVER THOSE GENERALLY AVAILABLE FROM OTHER BANKING SOURCES. |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CINDY MORGAN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4076592740 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 4900 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ORLANDO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 32802 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 5856695 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 7000000 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 5002000 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 25543821 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 13016821 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 7525000 |
| IRS990/CYTotalExpensesAmt | 0 | 12527000 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 25543821 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | INTEREST IS CHARGED AT MARKET RATES TO MEMBERS TO PROVIDE REVENUE TO PAY FOR THE COST OF THE FUNDS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 195 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KAREN JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SUSAN STUCKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | NORMA HORTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DANNY GRANT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DEBORAH COLLINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MARK ZICKEFOOSE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MICHELE HOPPENSTEDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | A FLOYD BRADLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LINDA SHORT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | STEPHEN HOELTKE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | CHARLES ARNETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | GEORGE DAVIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | KRISTY MOIST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | TODD MELLENBERNDT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | CINDY MORGAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | LAUREN JOSEPH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | JERRY LOCKE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | 1ST V.C. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | 2ND V.C. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CCO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | VP LENDING |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | SVP OPERATIO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | FORMER CHAIR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1935 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | true |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 25543821 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 96098416 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 101555889 |
| IRS990/IRPDocumentCnt | 0 | 25000 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 5254888 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 19938879 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 17756985 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 23011873 |
| IRS990/LegalDomicileStateCd | 0 | FL |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | INSIGHT FINANCIAL CREDIT UNION IS A COOPERATIVE, NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROMOTE THRIFT AND PROVIDE CREDIT TO MEMBER; AT ADVANTAGES RATES OVER THOSE GENERALLY AVAILABLE FROM OTHER BANKING SOURCES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 48835010 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 61851831 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -136712 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1952000 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 7474805 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 3050000 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 399614197 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 401585255 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 7525000 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 280651739 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 295105000 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | GEORGE DAVIS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 18000000 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 7500000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 18000000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 7500000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 43821 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 43821 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | FEES AND CHARGES ARE ASSESSED TO MEMBERS FOR FINANCIAL SERVICES. THESE FEES GENERATE THE REVENUE NECESSARY TO PAY THE COSTS TO PROVIDE THESE SERVICES |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | EARNINGS FROM THE INVESTMENTS. THE EXCESS OF FUNDS RECEIVED FROM MEMBERS, OVER THE AMOUNT LOANDED TO MEMBERS, AS WELL AS ACCUMULATED SURPLUSE, IS INVESTED IN SECURITIES ALLOWED BY THE NCUA, AND THE CREDIT UNION'S GOVERNING DOCUMENTS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYProgramServiceRevenueAmt | 0 | 178909 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 178909 |
| IRS990/PYTotalRevenueAmt | 0 | 178909 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 13016821 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 48835010 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 61851831 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 41531671 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 46500000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 12311112 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 5254888 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 17566000 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 5445873 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 5445873 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 401585255 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE ACCOUNTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 17756985 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 401585255 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JERRY LOCKE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | FORMER CHAIRMAN |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION DOES OFFER DISCOUNTED LOANS TO EMPLOYEES. UPON COMPLETION AN EMPLOYEES PROBATIONARY 90 DAY PERIOD, THEY CAN RECEIVE A 1% DISCOUNTED LOAN RATE OFF OF PREVAILING MARKET INTEREST RATES ON ALL MORTGAGE AND CONSUMER LOANS. UPON TERMINATION/RESIGNATION THE LOAN REVERTS TO NORMAL MARKET RATES WITHOUT THE DISCOUNT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | YES- THE CREDIT UNION'S BOARD OF DIRECTORS ARE ELECTED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | YES, CERTAIN DECISIONS WOULD BE APPROVED BY MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | JERRY LOCKE PO BOX 4900 ORLANDO, FL 32802 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD OF DIRECTORS REVIEWS FORM 990 AT REGULARLY SCHEDULED MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | YES, A CONFLICTS OF INTEREST POLICY IS ACTIVELY ENFORCED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | COMPENSATION FOR CEO, DIRECTORS, AND TOP MANAGEMENT OFFICIALS IS SUBJECT TO REVIEW AND APPROVAL BY BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | YES, OTHER OFFICERS AND KEY EMPLOYEES COMPENSATION IS SUBJECT TO REVIEW BY CEO WITHIN GUIDELINES APPROVED BY BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | BYLAWS AND GOVERNING DOCUMENTS ARE MADE AVAILABLE TO ALL MEMBERS UPON REQUEST. FINANCIAL INFORMATION IS AVAILABLE TO THE PUBLIC FROM NCUA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | THE ADJUSTMENT TO NET FIXED ASSETS WAS FROM FASB 115 ADJUSTMENTS TO UNREALIZED GAINS AND LOSSES OF SECURITIES HELD BY THE CREDIT UNION |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | FASB 115 ADJSUTMENT 0 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 451552205 |
| IRS990/TotalAssetsEOYAmt | 0 | 467917874 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 451552205 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 467917874 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 195 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 12527000 |
| IRS990/TotalGrossUBIAmt | 0 | 43821 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 402717195 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 406066043 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 402717195 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 406066043 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 48835010 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 61851831 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 25543821 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 25500000 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 25543821 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 43821 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 451552205 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 467917874 |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | PO BOX 4900 |
| IRS990/USAddress/CityNm | 0 | ORLANDO |
| IRS990/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990/USAddress/ZIPCd | 0 | 32802 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.INSIGHTFINANCIALCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CINDY MORGAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CFO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4076592740 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | INSIGHT CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INSI |
| ReturnHeader/Filer/EIN | 0 | 590626648 |
| ReturnHeader/Filer/PhoneNum | 0 | 4076592740 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 4900 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ORLANDO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 328024900 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 261694946 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SCHWARTZ COLE AND ASSOCIATES LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 11776 W SAMPLE RD STE 106 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CORAL SPRINGS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 330653180 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9547551760 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-11-16 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DANIEL J COLE |
| ReturnHeader/ReturnTs | 0 | 2015-11-16T21:38:18-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.