Civic Intelligence

Service 1St Credit Union

990 • Fiscal year 2012 • EIN 59-0594973

Jan 01, 2012 to Dec 31, 2012 • Filed on May 10, 2013

8916 Sabal Industrial Blvd33619
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.90x

Higher debt load relative to assets than 75% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

60th percentile

4.8%

Faster asset growth than 60% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$14,382,773

Up $655,910 (+4.8%) from 2011

Net Assets

Up

$1,429,154

Up $105,410 (+8.0%) from 2011

Liabilities

Up

$12,953,619

Up $550,500 (+4.4%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,048,190

Down $192,155 (-15%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $16,560,175Liabilities 2010: $15,266,910Net Assets 2010: $1,293,2652010Assets 2011: $13,726,863Liabilities 2011: $12,403,119Net Assets 2011: $1,323,7442011Assets 2012: $14,382,773Liabilities 2012: $12,953,619Net Assets 2012: $1,429,1542012Assets 2013: $15,842,480Liabilities 2013: $14,341,808Net Assets 2013: $1,500,6722013Assets 2014: $17,876,622Liabilities 2014: $16,053,066Net Assets 2014: $1,823,5562014Assets 2015: $18,474,543Liabilities 2015: $16,421,222Net Assets 2015: $2,053,3212015Assets 2016: $19,378,562Liabilities 2016: $17,192,713Net Assets 2016: $2,185,8492016Assets 2017: $20,215,826Liabilities 2017: $17,905,310Net Assets 2017: $2,310,5162017Assets 2018: $20,732,533Liabilities 2018: $18,235,575Net Assets 2018: $2,496,9582018Assets 2019: $21,220,961Liabilities 2019: $18,456,470Net Assets 2019: $2,764,4912019Assets 2020: $24,211,627Liabilities 2020: $21,113,339Net Assets 2020: $3,098,2882020Assets 2021: $27,277,612Liabilities 2021: $23,793,015Net Assets 2021: $3,484,5972021Assets 2022: $28,708,292Liabilities 2022: $24,574,624Net Assets 2022: $4,133,6682022Assets 2023: $29,755,139Liabilities 2023: $24,883,278Net Assets 2023: $4,871,8612023Assets 2024: $33,236,382Liabilities 2024: $27,476,933Net Assets 2024: $5,759,4492024

Highlighted filing

2012

Assets$14,382,773
Liabilities$12,953,619
Net Assets$1,429,154

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Expenses 2010: $1,715,7382010Expenses 2011: $1,240,3452011Expenses 2012: $1,048,1902012Revenue 2013: $1,013,754Expenses 2013: $942,143Net Income 2013: $71,6112013Revenue 2014: $921,921Expenses 2014: $599,030Net Income 2014: $322,8912014Revenue 2015: $1,094,741Expenses 2015: $864,960Net Income 2015: $229,7812015Revenue 2016: $1,092,668Expenses 2016: $960,457Net Income 2016: $132,2112016Revenue 2017: $1,125,602Expenses 2017: $1,000,947Net Income 2017: $124,6552017Revenue 2018: $1,216,802Expenses 2018: $1,030,334Net Income 2018: $186,4682018Revenue 2019: $1,280,680Expenses 2019: $1,013,132Net Income 2019: $267,5482019Revenue 2020: $1,281,178Expenses 2020: $947,373Net Income 2020: $333,8052020Revenue 2021: $1,323,069Expenses 2021: $936,757Net Income 2021: $386,3122021Revenue 2022: $1,520,814Expenses 2022: $871,740Net Income 2022: $649,0742022Revenue 2023: $1,818,274Expenses 2023: $1,053,372Net Income 2023: $764,9022023Revenue 2024: $2,150,267Expenses 2024: $1,262,681Net Income 2024: $887,5862024

Highlighted filing

2012

Revenue-
Expenses$1,048,190
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 10, 2013
Return Version
2012v2.2
Gross Receipts
$1,325,431
Mission and Program Overview

Mission

Credit union - to provide services to approximately 1,714 members in the form of loans, savings, and other financial services.

Filing and Contact Details

Filer

EIN
59-0594973
Raw XML Appendix355 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLiabilities/Description0Federal income taxes
IRS990ScheduleD/OtherLiabilities/Description1DEPOSITS OF MEMBERS
IRS990ScheduleD/OtherSecurities/Description0Financial derivatives and other financial products
IRS990ScheduleD/OtherSecurities/Description1Closely-held equity interests
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IRS990ScheduleO/GeneralExplanation/Explanation0Credit Union industry salary surveys are used as a guide by the Board to set salaries
IRS990ScheduleO/GeneralExplanation/Explanation1Financial statements are posted in the lobby and other items that are required to be disclosed are available upon request.
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990 Part VI
IRS990ScheduleO/GeneralExplanation/ReturnReference0B 15A
IRS990ScheduleO/GeneralExplanation/ReturnReference1C 19
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IRS990/UponRequest0X
IRS990/WebSite0www.service1stcu.org
IRS990/WhistleblowerPolicy0false
IRS990/YearFormation01939
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0590594973
ReturnHeader/Filer/Name/BusinessNameLine10Service 1st Credit Union
ReturnHeader/Filer/NameControl0SERV
ReturnHeader/Filer/Phone08136219631
ReturnHeader/Filer/USAddress/AddressLine108916 Sabal Industrial Blvd
ReturnHeader/Filer/USAddress/City0Tampa
ReturnHeader/Filer/USAddress/State0FL
ReturnHeader/Filer/USAddress/ZIPCode033619
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02013-05-10
ReturnHeader/Officer/Name0SHARMON LENTH
ReturnHeader/Officer/Title0CEO
ReturnHeader/Preparer/DatePrepared02013-05-10
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Edwin W Ewart Jr CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine107480 Fairway Dr Suite 205
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Miami Lakes
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0FL
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode033014
ReturnHeader/Preparer/Name0Edwin W Ewart Jr CPA
ReturnHeader/Preparer/Phone03052136453
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-05-10T05:00:54-00:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.2$27.5$5.76$2.15$1.26$0.89
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$29.8$24.9$4.87$1.82$1.05$0.76
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.7$24.6$4.13$1.52$0.87$0.65
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.3$23.8$3.48$1.32$0.94$0.39
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.2$21.1$3.10$1.28$0.95$0.33
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.2$18.5$2.76$1.28$1.01$0.27
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.7$18.2$2.50$1.22$1.03$0.19
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.2$17.9$2.31$1.13$1.00$0.12
2016Summary only. Only limited summary data is available for this year.$19.4$17.2$2.19$1.09$0.96$0.13
2015Detailed filing. Detailed filing data is available for this year.$18.5$16.4$2.05$1.09$0.86$0.23
2014Detailed filing. Detailed filing data is available for this year.$17.9$16.1$1.82$0.92$0.60$0.32
2013Detailed filing. Detailed filing data is available for this year.$15.8$14.3$1.50$1.01$0.94$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.4$13.0$1.43$1.05
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$12.4$1.32$1.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$15.3$1.29$1.72