Civic Intelligence

San Jose Country Club

EIN 59-0587258 • 501(c)7 • Jacksonville, FL

Profile

To bind its members together by an objective directed at pleasure and recreation.

7529 San Jose BoulevardJacksonville, FL 32217

www.sjccjax.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.50x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)7 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

58th percentile

0.71x

Higher debt load relative to revenue than 58% of similar nonprofits.

501(c)7 • $10M-$25M nonprofits • Source year 2024

Net Margin

58th percentile

8.5%

Higher net margin than 58% of similar nonprofits.

501(c)7 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

35th percentile

$194,247

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

501(c)7 • $10M-$25M nonprofits • Source year 2024

Asset Growth

73rd percentile

11%

Faster asset growth than 73% of similar nonprofits.

501(c)7 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

50th percentile

7.0%

Faster revenue growth than 50% of similar nonprofits.

501(c)7 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$17,373,265

Up $1,657,190 (+11%) from 2023

Liabilities

Up

$8,760,681

Up $617,554 (+7.6%) from 2023

Net Assets

Up

$8,612,584

Up $1,039,636 (+14%) from 2023

Revenue

Up

$12,297,799

Up $800,806 (+7.0%) from 2023

Expenses

Up

$11,258,163

Up $258,547 (+2.4%) from 2023

Net Income

Up

$1,039,636

Up $542,259 (+109%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $11,391,021Liabilities 2010: $6,622,934Net Assets 2010: $4,768,0872010Assets 2011: $11,088,379Liabilities 2011: $6,245,922Net Assets 2011: $4,842,4572011Assets 2012: $10,507,122Liabilities 2012: $5,626,384Net Assets 2012: $4,880,7382012Assets 2013: $10,061,096Liabilities 2013: $5,111,512Net Assets 2013: $4,949,5842013Assets 2014: $9,609,908Liabilities 2014: $4,556,815Net Assets 2014: $5,053,0932014Assets 2015: $9,261,921Liabilities 2015: $4,098,389Net Assets 2015: $5,163,5322015Assets 2016: $8,964,030Liabilities 2016: $3,699,465Net Assets 2016: $5,264,5652016Assets 2017: $8,762,230Liabilities 2017: $3,293,830Net Assets 2017: $5,468,4002017Assets 2018: $8,424,232Liabilities 2018: $2,839,658Net Assets 2018: $5,584,5742018Assets 2019: $12,509,683Liabilities 2019: $5,816,155Net Assets 2019: $6,693,5282019Assets 2020: $15,209,663Liabilities 2020: $8,728,249Net Assets 2020: $6,481,4142020Assets 2021: $14,259,199Liabilities 2021: $7,580,815Net Assets 2021: $6,678,3842021Assets 2022: $16,384,635Liabilities 2022: $9,309,064Net Assets 2022: $7,075,5712022Assets 2023: $15,716,075Liabilities 2023: $8,143,127Net Assets 2023: $7,572,9482023Assets 2024: $17,373,265Liabilities 2024: $8,760,681Net Assets 2024: $8,612,5842024

Highlighted filing

2024

Assets$17,373,265
Liabilities$8,760,681
Net Assets$8,612,584

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,744,8572010Expenses 2011: $6,648,9792011Expenses 2012: $6,586,0572012Revenue 2013: $6,701,566Expenses 2013: $6,632,720Net Income 2013: $68,8462013Revenue 2014: $7,016,421Expenses 2014: $6,912,912Net Income 2014: $103,5092014Revenue 2015: $7,227,435Expenses 2015: $7,116,996Net Income 2015: $110,4392015Revenue 2016: $7,396,332Expenses 2016: $7,295,299Net Income 2016: $101,0332016Revenue 2017: $7,515,390Expenses 2017: $7,311,555Net Income 2017: $203,8352017Revenue 2018: $7,773,995Expenses 2018: $7,657,821Net Income 2018: $116,1742018Revenue 2019: $8,277,332Expenses 2019: $7,168,378Net Income 2019: $1,108,9542019Revenue 2020: $6,943,564Expenses 2020: $7,164,355Net Income 2020: -$220,7912020Revenue 2021: $9,955,247Expenses 2021: $9,468,400Net Income 2021: $486,8472021Revenue 2022: $10,955,367Expenses 2022: $10,558,180Net Income 2022: $397,1872022Revenue 2023: $11,496,993Expenses 2023: $10,999,616Net Income 2023: $497,3772023Revenue 2024: $12,297,799Expenses 2024: $11,258,163Net Income 2024: $1,039,6362024

Highlighted filing

2024

Revenue$12,297,799
Expenses$11,258,163
Net Income$1,039,636

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.4$8.76$8.61$12.3$11.3$1.04
2023Detailed filing. Detailed filing data is available for this year.$15.7$8.14$7.57$11.5$11.0$0.50
2022Detailed filing. Detailed filing data is available for this year.$16.4$9.31$7.08$11.0$10.6$0.40
2021Detailed filing. Detailed filing data is available for this year.$14.3$7.58$6.68$9.96$9.47$0.49
2020Detailed filing. Detailed filing data is available for this year.$15.2$8.73$6.48$6.94$7.16$0.22
2019Detailed filing. Detailed filing data is available for this year.$12.5$5.82$6.69$8.28$7.17$1.11
2018Detailed filing. Detailed filing data is available for this year.$8.42$2.84$5.58$7.77$7.66$0.12
2017Detailed filing. Detailed filing data is available for this year.$8.76$3.29$5.47$7.52$7.31$0.20
2016Detailed filing. Detailed filing data is available for this year.$8.96$3.70$5.26$7.40$7.30$0.10
2015Detailed filing. Detailed filing data is available for this year.$9.26$4.10$5.16$7.23$7.12$0.11
2014Detailed filing. Detailed filing data is available for this year.$9.61$4.56$5.05$7.02$6.91$0.10
2013Detailed filing. Detailed filing data is available for this year.$10.1$5.11$4.95$6.70$6.63$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$5.63$4.88$6.59
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.1$6.25$4.84$6.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.4$6.62$4.77$6.74
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$14,155,387
Mission and Program Overview

Mission

To bind its members together by an objective directed at pleasure and recreation.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$12,646,343$13,887,560▲ $1,241,217
Cash and Non-Interest-Bearing Accounts$746,513$1,017,378▲ $270,865
Accounts Receivable$723,126$633,910▼ $89,216
Investments Other Securities$841,704$381,560▼ $460,144
Inventories for Sale or Use$315,422$324,279▲ $8,857
Prepaid Expenses and Deferred Charges$206,719$288,952▲ $82,233
Total Assets$15,716,075$17,373,265▲ $1,657,190
Other Assets Total$236,248$839,626▲ $603,378
Liabilities
Mortgage Notes Payable Secured by Investment Property$7,303,124$7,364,893▲ $61,769
Accounts Payable and Accrued Expenses$486,292$1,083,013▲ $596,721
Deferred Revenue$353,711$312,775▼ $40,936
Total Liabilities$8,143,127$8,760,681▲ $617,554
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$7,572,948$8,612,584▲ $1,039,636
Total Net Assets Fund Balance$7,572,948$8,612,584▲ $1,039,636
Total Liabilities and Net Assets / Fund Balance$15,716,075$17,373,265▲ $1,657,190

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$8,607,742$4,838,963$13,446,705
Other Land Buildings$525,844$5,101,891$5,627,735
Equipment$3,026,139$2,470,180$5,496,319
Land$1,727,835-$1,727,835
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Stephen WhitsonGeneral ManaFT$168,327$25,920$194,247
Stephen WhitsonGeneral Manager-$168,327$25,920$194,247
Joshua UrbanecGolf CourseFT$172,617$12,632$185,249
Joshua UrbanecGolf Course Superin.-$172,617$12,632$185,249
Marie WallerDirector ofFT$151,354$13,496$164,850
Marie WallerDirector of Tennis-$151,354$13,496$164,850
Brian NayChief Fin. OFT$138,443$14,336$152,779
Brian NayChief Fin. Officer-$138,443$14,336$152,779
Sandrell Washington-smithF&b SupervisFT$110,987$7,875$118,862
Todd BorkDirector ofFT$101,667$13,943$115,610

Board Members and Trustees

NameTitle
Ladson MontgomeryPresident
Will MorganPresident El
Bois FarrarGovernor
Connie TurnerGovernor
Doug SaundersGovernor
Eric BlockerGovernor
Hans Vanden NoortGovernor
Jamie OlintoGovernor
John PomroyGovernor
Ken AkelGovernor
Lauren DealexandrisGovernor
Nancy HennessyGovernor
Pate FosheeGovernor
Steve SimmonsGovernor
Stephen FrickPast Preside
Melinda StiversSecretary
Bucky BuchananTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$11,263,900
Investment Income
$-184,313
Other Revenue
$1,218,212
Change in Net Assets
$1,039,636

Audited Revenue Reconciliation

Revenue per Audited Statements
$12,297,799
Total Revenue per Audited Statements
$12,297,799
Total Revenue per Form 990
$12,297,799
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$5,785,808
Other Expenses$5,472,355
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,920,011
Depreciation Depletion---$1,044,137
Other Expenses---$519,567
All Other Expenses---$453,279
Other Employee Benefits---$439,548
Payroll Taxes---$426,249
Insurance---$362,333
Interest---$312,689
Total Functional Expenses$0$0$0$11,258,163

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$11,258,163
Total Expenses per Audited Statements$11,258,163
Total Expenses per Form 990$11,258,163
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The club is a private memeber-owned club that is owned and operated for the pleasure and recreation of its members.

Form 990, Page 6, Part VI, Line 7A

Membership categories that can participate in the election of directors include the following: full regular members are entitled to 1 vote, after initiation fees have been paid in full. Full sports members are entitled to 1 vote if they joined prior to 2/1/2000, otherwise 1/2 vote after initiation fees have been paid in full. Full house memebers are entitled to 1 vote if joined prior to 2/1/2000, otherwise 1/2 vote after initiation fees have been paid in full. Officers are then selected by the directors.

Form 990, Page 6, Part VI, Line 7B

Decisions of the board of directors that are subject to membership approval include raising dues over 5%, changes to food and beverage minimum, by-law changes, and any capital or operating assessment.

Form 990, Page 6, Part VI, Line 11B

The organization does not believe it is effective nor efficient for the entire governing board to review form 990 before filing. Thus, the governing board delegates the review of form 990 and the related schedules to the controller, general manager, and finance committee chair. These individuals review form 990 with its outside cpa which prepares the return.

Form 990, Page 6, Part VI, Line 15A

There is an annual performance review of all management. The compensation committee consists of board and former board members. The compensation committee reviews the chief operating officer's compensation package using comparative data. The finance committee shall advise and assist the board in reviewing the annual salary budgets of the club. The board reviews and approves the annual salary budgets for the various departments and club.

Form 990, Page 6, Part VI, Line 15B

There is an annual performance review of all management. The compensation committee consists of board and former board members. The compensation committee reviews the chief operating officer's compensation package using comparative data. The finance committee shall advise and assist the board in reviewing the annual salary budgets of the club. The board reviews and approves the annual salary budgets for the various departments and club.

Form 990, Page 6, Part VI, Line 19

Governing documents, conflict of interest policy and financial statements are available to the public upon request and through inspection at the club. Governing documents are also available through the club website.

Filing and Contact Details

Filer

Filer Name
San Jose Country Club
EIN
59-0587258
Phone
9047332020
Address
7529 SAN JOSE BOULEVARD, JACKSONVILLE, FL 32217

Signing Officer

Name
Will Morgan
Title
President Elect
Phone
9047332020
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ladson Montgomery
Formed
1961
Legal Domicile
Fl
Voting Board Members
17
Independent Board Members
17
Employees
228

Preparer

Firm
Ralston & Company Pa CPA
Address
8777 SAN JOSE BLVD BLDG E, JACKSONVILLE, FL 32217-4213
Preparer
Jonathan E Cornaire
Phone
9047300440
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

RENTAL ACTIVITIES

Raw XML AppendixShowing 400 of 511 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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