Civic Intelligence

Putnam County Chamber of Commerce Inc

EIN 59-0388995 • 501(c)6 • Palatka, FL

Profile

The organization's primary purpose is to promote economic growth and development in putnam county, florida.

1100 Reid StreetPalatka, FL 32177

www.putnamcountychamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.19x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

38th percentile

0.09x

Higher debt load relative to revenue than 38% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

39th percentile

1.3%

Higher net margin than 39% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

38th percentile

$95,519

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

23rd percentile

-4.4%

Faster asset growth than 23% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

59%

Faster revenue growth than 93% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$590,954

Down $26,940 (-4.4%) from 2023

Liabilities

Up

$109,920

Up $47,136 (+75%) from 2023

Net Assets

Down

$481,034

Down $74,076 (-13%) from 2023

Revenue

Up

$1,233,699

Up $455,431 (+59%) from 2023

Expenses

Up

$1,217,455

Up $463,754 (+62%) from 2023

Net Income

Down

$16,244

Down $8,323 (-34%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $462,158Liabilities 2010: $52,065Net Assets 2010: $410,0932010Assets 2011: $482,776Liabilities 2011: $47,132Net Assets 2011: $435,6442011Assets 2012: $490,936Liabilities 2012: $55,632Net Assets 2012: $435,3042012Assets 2013: $498,097Liabilities 2013: $59,035Net Assets 2013: $439,0622013Assets 2014: $493,335Liabilities 2014: $59,265Net Assets 2014: $434,0702014Assets 2015: $494,022Liabilities 2015: $71,234Net Assets 2015: $422,7882015Assets 2016: $493,683Liabilities 2016: $81,133Net Assets 2016: $412,5502016Assets 2017: $476,284Liabilities 2017: $63,229Net Assets 2017: $413,0552017Assets 2018: $464,459Liabilities 2018: $59,783Net Assets 2018: $404,6762018Assets 2019: $453,893Liabilities 2019: $60,745Net Assets 2019: $393,1482019Assets 2020: $476,821Liabilities 2020: $78,080Net Assets 2020: $398,7412020Assets 2021: $619,546Liabilities 2021: $68,345Net Assets 2021: $551,2012021Assets 2022: $602,058Liabilities 2022: $65,865Net Assets 2022: $536,1932022Assets 2023: $617,894Liabilities 2023: $62,784Net Assets 2023: $555,1102023Assets 2024: $590,954Liabilities 2024: $109,920Net Assets 2024: $481,0342024

Highlighted filing

2024

Assets$590,954
Liabilities$109,920
Net Assets$481,034

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2010: $508,653Expenses 2010: $488,952Net Income 2010: $19,7012010Expenses 2011: $503,1242011Expenses 2012: $528,6322012Revenue 2013: $512,358Expenses 2013: $508,600Net Income 2013: $3,7582013Revenue 2014: $533,235Expenses 2014: $538,227Net Income 2014: -$4,9922014Revenue 2015: $521,092Expenses 2015: $532,374Net Income 2015: -$11,2822015Revenue 2016: $518,279Expenses 2016: $528,517Net Income 2016: -$10,2382016Revenue 2017: $569,344Expenses 2017: $568,839Net Income 2017: $5052017Revenue 2018: $501,757Expenses 2018: $496,733Net Income 2018: $5,0242018Revenue 2019: $571,375Expenses 2019: $582,903Net Income 2019: -$11,5282019Revenue 2020: $587,808Expenses 2020: $582,215Net Income 2020: $5,5932020Revenue 2021: $604,036Expenses 2021: $609,776Net Income 2021: -$5,7402021Revenue 2022: $638,442Expenses 2022: $653,450Net Income 2022: -$15,0082022Revenue 2023: $778,268Expenses 2023: $753,701Net Income 2023: $24,5672023Revenue 2024: $1,233,699Expenses 2024: $1,217,455Net Income 2024: $16,2442024

Highlighted filing

2024

Revenue$1,233,699
Expenses$1,217,455
Net Income$16,244

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.59$0.11$0.48$1.23$1.22$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.62$0.06$0.56$0.78$0.75$0.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.60$0.07$0.54$0.64$0.65$0.02
2021Detailed filing. Detailed filing data is available for this year.$0.62$0.07$0.55$0.60$0.61$0.01
2020Detailed filing. Detailed filing data is available for this year.$0.48$0.08$0.40$0.59$0.58$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.06$0.39$0.57$0.58$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.46$0.06$0.40$0.50$0.50$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.48$0.06$0.41$0.57$0.57$0.00
2016Summary only. Only limited summary data is available for this year.$0.49$0.08$0.41$0.52$0.53$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.07$0.42$0.52$0.53$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.49$0.06$0.43$0.53$0.54$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.50$0.06$0.44$0.51$0.51$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.49$0.06$0.44$0.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.48$0.05$0.44$0.50
2010Summary only. Only limited summary data is available for this year.$0.46$0.05$0.41$0.51$0.49$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$1,263,318
Mission and Program Overview

Mission

The organization's primary purpose is to promote economic growth and development in putnam county, florida.

The putnam county chamber of commerce, inc. Is organized to advance the general welfare and prosperity of the putnam county area so that its citizens and all areas of the business community shall prosper. All necessary means of promotion shall be provided and particular attention and emphasis shall be given the civic, commercial, cultural, industrial and educational interests of the area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$154,767$254,421▲ $99,654
Land, Buildings, and Equipment, Net$96,492$137,014▲ $40,522
Accounts Receivable$39,900$87,196▲ $47,296
Cash and Non-Interest-Bearing Accounts$185,485$55,951▼ $129,534
Pledges and Grants Receivable$141,250$48,900▼ $92,350
Prepaid Expenses and Deferred Charges-$7,472-
Total Assets$617,894$590,954▼ $26,940
Liabilities
Accounts Payable and Accrued Expenses$4,882$77,339▲ $72,457
Deferred Revenue$57,902$32,581▼ $25,321
Total Liabilities$62,784$109,920▲ $47,136
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$413,860$432,134▲ $18,274
Net Assets With Donor Restrictions$141,250$48,900▼ $92,350
Total Net Assets Fund Balance$555,110$481,034▼ $74,076
Total Liabilities and Net Assets / Fund Balance$617,894$590,954▼ $26,940

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$79,641$329,752$409,393
Equipment$57,373$91,877$149,250
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dana JonesPresident Until 8/11/2024FT$93,010$2,509$95,519
Mark LittenVP of Eco DevFT$87,128$2,614$89,742
Laura PavlusPresident as of 8/12/2024FT$60,285$2,308$62,593
Julie LintonVP of TourismFT$59,164$1,763$60,927

Board Members and Trustees

NameTitle
Benjie BatesChair Elect
Jini RobbinsChairman
Robert MillsImm. Past President
Aaron WhittingtonDirector
Amber WilkinsonDirector
Ben LottDirector
Benita LookadooDirector
Charles DouglasDirector
Chris GentDirector
Desiree AkinsDirector
Gina SimsDirector
Greg BaconDirector
James BuggDirector
Jennifer MoatesDirector
Jerry McclellanDirector
Joe PickensDirector
John BrowningDirector
Landon SmithDirector
Matt HolbrookDirector
Mike MeredithDirector
Steve OverturfDirector
Taylor DouglasDirector
Wayne McclainDirector
Karla Flagg-wrightTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Convergent Non-profit Soltions LLCCapital Campaign Management Services520 SHERITAN WAY, Smyrna, GA 30082$172,500
Revenue and Support

Revenue Composition

Contributions and Grants
$1,040,389
Program Service Revenue
$165,170
Investment Income
$6,450
Other Revenue
$21,690
All Other Contributions
$465,250
Change in Net Assets
$16,244

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,263,318
Revenue Not Reported on Financial Statements
$-29,619
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-29,619
Total Revenue per Audited Statements
$1,263,318
Total Revenue per Form 990
$1,233,699
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$703,167
Salaries, Compensation, and Employee Benefits$514,288
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$308,782
Fees for Services Other---$271,831
Conferences and Meetings---$170,590
Other Employee Benefits---$92,557
Other Salaries and Wages---$83,760
Office Expenses---$81,116
Advertising---$41,009
Fees for Services Accounting---$36,876
Occupancy---$34,228
Payroll Taxes---$28,024
Information Technology---$24,568
Depreciation Depletion---$14,986
Other Expenses---$9,715
Insurance---$9,006
Travel---$8,823
Pension Plan Contributions---$1,165
Interest---$419
Total Functional Expenses$0$0$0$1,217,455

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,247,074
Expenses per Audited Statements$1,217,455
Total Expenses per Form 990$1,217,455
Expenses Not Reported on Form 990$29,619
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$32,879
Fundraising Direct Expenses$29,619
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Leadership Putnam$34,850$14,850$14,759$91
Motorcoach Event$11,985$1,785$2,174$-389
Total Events$46,835$16,635$16,933$-298
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

The executive committee shall act for and on behalf of the board of directors when the board is not in session, but shall be accountable to the board of directors for its actions. It shall be composed of the chairman of the board, chairman elect, immediate past chairman, the vice chairman, treasurer and the president.

Form 990, Part VI, Section A, Line 2

Board members charlie douglas and taylor douglas have a family relationship.

Form 990, Part VI, Section A, Line 4

The organization's bylaws were amended september 18, 2024. The check signatory authorization was increased from $750 to $5,000 for a single signature and checks over $5,000 require dual signatures.

Form 990, Part VI, Section A, Line 6

The organization has three classes of membership - associate, business, and honorary. In any election or on any question presented at any regular or special meeting of the membership, each active member in good standing is entitled to one vote.

Form 990, Part VI, Section A, Line 7A

Each year a nominating committee selects a slate of six nominees for rotation onto the board of directors. The list is then published to the members, who can nominate additional candidates. If no additional nominations are made by the membership at large, the six nominees from the committee are declared to be elected to the board of directors. If additional nominations are made during the time allotted, a written ballot is sent for a vote by the full membership.

Form 990, Part VI, Section B, Line 11B

The organization's financial statements and form 990 are presented to the board of directors at a regularly scheduled meeting and the board members are given time to discuss and ask questions.

Form 990, Part VI, Section B, Line 12C

Any potential conflicts must be reported to the chairman of the board. Also, the chief executive officer and the chief financial officer are charged with monitoring transactions and relationships for any potential conflicts.

Form 990, Part VI, Section B, Line 15

The executive committee of the board of directors performs an annual review and determines the compensation of the organization's ceo. The ceo performs an annual review and determines the compensation for other employees.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflicts of interest policy and financial statements are made available upon request.

Filing and Contact Details

Filer

Filer Name
Putnam County Chamber of Commerce Inc
EIN
59-0388995
Phone
3863281503
Address
1100 REID STREET, PALATKA, FL 32177

Signing Officer

Name
Laura Pavlus
Title
President
Phone
3863281503
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Laura Pavlus
Formed
1960
Legal Domicile
Fl
Voting Board Members
24
Independent Board Members
24
Employees
7
Volunteers
26

Preparer

Firm
James Moore & Co Pl
Address
5931 NW 1ST PL, GAINESVILLE, FL 32607-2063
Preparer
Corinne Laroche
Phone
3523781331
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Capital campaign 271,831.

Financial Statement Notes

PART X, LINE 2:

The chamber is generally exempt from income taxes under section 501(c)(6) of the internal revenue code, and therefore, no provision for income taxes has been made in the accompanying financial statements. The chamber files income tax returns in the u.s. Federal jurisdiction. The chamber's income tax returns for the past three years are subject to examination by tax authorities and may change upon examination. The chamber has reviewed and evaluated the relevant technical merits of each of their tax positions in accordance with accounting principles generally accepted in the united states of america for accounting for uncertainty in income taxes and determined that there are no uncertain tax positions that would have a material impact on the financial statements.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Direct fundraising expenses -29,619.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Direct fundraising expenses 29,619.

Raw XML AppendixShowing 400 of 553 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0THE PUTNAM COUNTY CHAMBER OF COMMERCE, INC. IS ORGANIZED TO ADVANCE THE GENERAL WELFARE AND PROSPERITY OF THE PUTNAM COUNTY AREA SO THAT ITS CITIZENS AND ALL AREAS OF THE BUSINESS COMMUNITY SHALL PROSPER. ALL NECESSARY MEANS OF PROMOTION SHALL BE PROVIDED AND PARTICULAR ATTENTION AND EMPHASIS SHALL BE GIVEN THE CIVIC, COMMERCIAL, CULTURAL, INDUSTRIAL AND EDUCATIONAL INTERESTS OF THE AREA.
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IRS990/Form990PartVIISectionAGrp/PersonNm8CHARLES DOUGLAS
IRS990/Form990PartVIISectionAGrp/PersonNm9TAYLOR DOUGLAS
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IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3IMM. PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24VP OF ECO DEV
IRS990/Form990PartVIISectionAGrp/TitleTxt25PRESIDENT AS OF 8/12/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt26PRESIDENT UNTIL 8/11/2024
IRS990/Form990PartVIISectionAGrp/TitleTxt27VP OF TOURISM
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IRS990/MissionDesc0THE PUTNAM COUNTY CHAMBER OF COMMERCE, INC. IS ORGANIZED TO ADVANCE THE GENERAL WELFARE AND PROSPERITY OF THE PUTNAM COUNTY AREA SO THAT ITS CITIZENS AND ALL AREAS OF THE BUSINESS COMMUNITY SHALL PROSPER. ALL NECESSARY MEANS OF PROMOTION SHALL BE PROVIDED AND PARTICULAR ATTENTION AND EMPHASIS SHALL BE GIVEN THE CIVIC, COMMERCIAL, CULTURAL, INDUSTRIAL AND EDUCATIONAL INTERESTS OF THE AREA.
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