Civic Intelligence

State Chartered Credit Unions in Florida

990 • Fiscal year 2018 • EIN 59-0306510

Jan 01, 2018 to Dec 31, 2018 • Filed on Feb 07, 2019

Organization Profilejppcu.org

View Organization Page

1820 rogero roadjacksonville, FL 32211

(904) 743-2555

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

12th percentile

0.79x

Higher debt load relative to assets than 12% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

76th percentile

22.17x

Higher debt load relative to revenue than 76% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Net Margin

42nd percentile

11%

Higher net margin than 42% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

31st percentile

$88,000

Higher top officer pay than 31% of similar nonprofits.

Top officer pay equals 6.1% of source-year revenue.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2018

Asset Growth

3rd percentile

-6.6%

Faster asset growth than 3% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

35th percentile

7.5%

Faster revenue growth than 35% of similar nonprofits.

2018 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets12th percentile

Assets

Down

$40,436,172

Down $2,869,814 (-6.6%) from 2017

Net Assets

Up

$8,413,330

Up $91,982 (+1.1%) from 2017

Liabilities

Down

$32,022,842

Down $2,961,796 (-8.5%) from 2017

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin42nd percentile

Revenue

Up

$1,444,148

Up $100,405 (+7.5%) from 2017

Expenses

Up

$1,288,395

Up $69,827 (+5.7%) from 2017

Net Income

Up

$155,753

Up $30,578 (+24%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth3rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2011: $44,324,539Liabilities 2011: $35,758,345Net Assets 2011: $8,566,1942011Assets 2012: $44,801,343Liabilities 2012: $36,442,734Net Assets 2012: $8,358,6092012Assets 2013: $42,761,973Liabilities 2013: $34,744,213Net Assets 2013: $8,017,7602013Assets 2014: $43,945,071Liabilities 2014: $35,847,626Net Assets 2014: $8,097,4452014Assets 2015: $43,062,472Liabilities 2015: $34,875,954Net Assets 2015: $8,186,5182015Assets 2016: $44,532,713Liabilities 2016: $36,277,941Net Assets 2016: $8,254,7722016Assets 2017: $43,305,986Liabilities 2017: $34,984,638Net Assets 2017: $8,321,3482017Assets 2018: $40,436,172Liabilities 2018: $32,022,842Net Assets 2018: $8,413,3302018Assets 2019: $40,095,811Liabilities 2019: $31,396,099Net Assets 2019: $8,699,7122019Assets 2020: $43,144,455Liabilities 2020: $34,383,660Net Assets 2020: $8,760,7952020Assets 2021: $45,104,325Liabilities 2021: $36,723,715Net Assets 2021: $8,380,6102021

Highlighted filing

2018

Assets$40,436,172
Liabilities$32,022,842
Net Assets$8,413,330
Open 2018 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2011: $1,896,4912011Expenses 2012: $1,743,1062012Revenue 2013: $1,618,412Expenses 2013: $1,540,149Net Income 2013: $78,2632013Revenue 2014: $1,452,074Expenses 2014: $1,412,496Net Income 2014: $39,5782014Revenue 2015: $1,381,370Expenses 2015: $1,334,466Net Income 2015: $46,9042015Revenue 2016: $1,327,862Expenses 2016: $1,304,269Net Income 2016: $23,5932016Revenue 2017: $1,343,743Expenses 2017: $1,218,568Net Income 2017: $125,1752017Revenue 2018: $1,444,148Expenses 2018: $1,288,395Net Income 2018: $155,7532018Revenue 2019: $1,409,365Expenses 2019: $1,346,810Net Income 2019: $62,5552019Revenue 2020: $1,191,018Expenses 2020: $1,140,774Net Income 2020: $50,2442020Revenue 2021: $936,635Expenses 2021: $984,348Net Income 2021: -$47,7132021

Highlighted filing

2018

Revenue$1,444,148
Expenses$1,288,395
Net Income$155,753
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Feb 7, 2019
Return Version
2018v3.0
Gross Receipts
$1,444,148
Mission and Program Overview

Mission

To provide the highest level of financial services in a friendly and professional manner and encourage thrift savings with the wise use of credit while increasing the knowledge and ability of our members to manage and control their financial well being

credit union serving us postal service employees and other groups

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$26,161,544$22,910,608▼ $3,250,936
Other Notes and Loans Receivable, Net$16,267,476$16,903,876▲ $636,400
Cash and Non-Interest-Bearing Accounts$614,943$271,475▼ $343,468
Land, Buildings, and Equipment, Net$150,675$143,117▼ $7,558
Prepaid Expenses and Deferred Charges$34,028$31,883▼ $2,145
Accounts Receivable$3,099$2,467▼ $632
Savings and Temporary Cash Investments$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$43,305,986$40,436,172▼ $2,869,814
Other Assets Total$74,221$172,746▲ $98,525
Liabilities
Unsecured Notes Loans Payable$34,849,978$31,902,225▼ $2,947,753
Accounts Payable and Accrued Expenses$134,660$120,617▼ $14,043
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Other Liabilities-$0-
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$34,984,638$32,022,842▼ $2,961,796
Net Assets / Fund Balance
Unrestricted Net Assets$8,321,348$8,413,330▲ $91,982
Permanently Rstr Net Assets$0$0→ $0
Temporarily Rstr Net Assets$0$0→ $0
Total Net Assets Fund Balance$8,321,348$8,413,330▲ $91,982
Total Liabilities and Net Assets / Fund Balance$43,305,986$40,436,172▼ $2,869,814

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$25,361$471,291$0
Other Land Buildings$0$0$0
Land$57,000-$0
Equipment$60,756$1,286,860$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay31st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kirk GillumPresidentFT$88,000$88,000

Board Members and Trustees

NameTitle
Scott Carterchairman
chris conwelldirector
dan griffinsecretary
ron fergusonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$1,243,056
Other Revenue
$201,092
Change in Net Assets
$155,753
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$674,411
Salaries, Compensation, and Employee Benefits$613,984
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$492,910$0$0$492,910
Interest$166,369$0$0$166,369
Office Expenses$160,579$0$0$160,579
Fees for Services Accounting$132,492$0$0$132,492
Information Technology$85,771$0$0$85,771
Occupancy$59,537$0$0$59,537
Other Employee Benefits$48,347$0$0$48,347
Payroll Taxes$37,327$0$0$37,327
Pension Plan Contributions$35,400$0$0$35,400
Insurance$22,178$0$0$22,178
Depreciation Depletion$19,057$0$0$19,057
Other Expenses$16,290$0$0$16,290
Advertising$6,726$0$0$6,726
Fees for Services Legal$4,200$0$0$4,200
Travel$1,212$0$0$1,212
Total Functional Expenses$1,288,395$0$0$1,288,395
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Reviewed at monthly meeting always by board of directors.”

Form 990, Part VI, Section B, Line 12C

“Reviewed at monthly meetings by board of directors.”

Form 990, Part VI, Section B, Line 15

“Reviewed and approved by the board of directors, president, operations mgr”

Form 990, Part VI, Section C, Line 19

“on request from any member.”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Florida
EIN
59-0306510
Phone
9047432555
Address
1820 rogero road, jacksonville, FL 32211

Signing Officer

Name
Kirk Gillum
Title
President
Phone
9047432555
Signed
2019-02-07

Organization Details

Formed
1929
Legal Domicile
Fl
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
5
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Investment income due to rates of return.”

Raw XML AppendixShowing 400 of 474 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0134660
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0120617
IRS990/AccountsReceivableGrp/BOYAmt03099
IRS990/AccountsReceivableGrp/EOYAmt02467
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0credit union serving us postal service employees and other groups
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt06726
IRS990/AdvertisingGrp/TotalAmt06726
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt00
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd00
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0kirk gillum
IRS990/BooksInCareOfDetail/PhoneNum09047432555
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01820 rogero road
IRS990/BooksInCareOfDetail/USAddress/CityNm0jacksonville
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032211
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0614943
IRS990/CashNonInterestBearingGrp/EOYAmt0271475
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/FundraisingAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt01243056
IRS990/CYOtherExpensesAmt0674411
IRS990/CYOtherRevenueAmt0201092
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0155753
IRS990/CYSalariesCompEmpBnftPaidAmt0613984
IRS990/CYTotalExpensesAmt01288395
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01444148
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DeferredRevenueGrp/EOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt019057
IRS990/DepreciationDepletionGrp/TotalAmt019057
IRS990/Desc0interest on loans made to members to advance their well being
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/EscrowAccountLiabilityGrp/EOYAmt00
IRS990/ExpenseAmt01288395
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt0132492
IRS990/FeesForServicesAccountingGrp/TotalAmt0132492
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt04200
IRS990/FeesForServicesLegalGrp/TotalAmt04200
IRS990/FeesForServicesLobbyingGrp/FundraisingAmt00
IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt450
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0Scott Carter
IRS990/Form990PartVIISectionAGrp/PersonNm1chris conwell
IRS990/Form990PartVIISectionAGrp/PersonNm2dan griffin
IRS990/Form990PartVIISectionAGrp/PersonNm3ron ferguson
IRS990/Form990PartVIISectionAGrp/PersonNm4Kirk Gillum
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt488000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1director
IRS990/Form990PartVIISectionAGrp/TitleTxt2secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4President
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01929
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01444148
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt0391739
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt0391739
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt085771
IRS990/InformationTechnologyGrp/TotalAmt085771
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt022178
IRS990/InsuranceGrp/TotalAmt022178
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt0166369
IRS990/InterestGrp/TotalAmt0166369
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0851317
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0851317
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt026161544
IRS990/InvestmentsPubTradedSecGrp/EOYAmt022910608
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01758151
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0150675
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0143117
IRS990/LandBldgEquipCostOrOtherBssAmt01901268
IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0member financial service for savings and loans and education for a good financial life.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt08321348
IRS990/NetAssetsOrFundBalancesEOYAmt08413330
IRS990/NetUnrelatedBusTxblIncmAmt0-1761
IRS990/NetUnrlzdGainsLossesInvstAmt0-156858
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt059537
IRS990/OccupancyGrp/TotalAmt059537
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt0160579
IRS990/OfficeExpensesGrp/TotalAmt0160579
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt074221
IRS990/OtherAssetsTotalGrp/EOYAmt0172746
IRS990/OtherChangesInNetAssetsAmt093087
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt048347
IRS990/OtherEmployeeBenefitsGrp/TotalAmt048347
IRS990/OtherExpensesGrp/Desc0statement expenses
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt016290
IRS990/OtherExpensesGrp/TotalAmt016290
IRS990/OtherLiabilitiesGrp/EOYAmt00
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0492910
IRS990/OtherSalariesAndWagesGrp/TotalAmt0492910
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt016267476
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt016903876
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt037327
IRS990/PayrollTaxesGrp/TotalAmt037327
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt035400
IRS990/PensionPlanContributionsGrp/TotalAmt035400
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt00
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt034028
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt031883
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0JacksonvillePostal & Prof Cr Un
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0investment income earned for the purpose of returning to members dividends and interest
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0fees and charges for services rendered for members that all services are for.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01145785
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0604672
IRS990/PYOtherRevenueAmt0197958
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0125175
IRS990/PYSalariesCompEmpBnftPaidAmt0613896
IRS990/PYTotalExpensesAmt01218568
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01343743
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0155753
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt0201092
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt0201092
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt025361
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0471291
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0496652
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt060756
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01286860
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt01347616
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt057000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt057000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0143117
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Reviewed at monthly meeting always by board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Reviewed at monthly meetings by board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Reviewed and approved by the board of directors, president, operations mgr
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3on request from any member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Investment income due to rates of return.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt00
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$40,436,172
Liabilities
$32,022,842
Net assets
$8,413,330
Revenue
$1,444,148
Expenses
$1,288,395
Net income
$155,753
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.1$36.7$8.38$0.94$0.98$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.1$34.4$8.76$1.19$1.14$0.05
2019Summary only. Only limited summary data is available for this year.$40.1$31.4$8.70$1.41$1.35$0.06
2018Detailed filing. Detailed filing data is available for this year.$40.4$32.0$8.41$1.44$1.29$0.16
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.3$35.0$8.32$1.34$1.22$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$44.5$36.3$8.25$1.33$1.30$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$43.1$34.9$8.19$1.38$1.33$0.05
2014Detailed filing. Detailed filing data is available for this year.$43.9$35.8$8.10$1.45$1.41$0.04
2013Detailed filing. Detailed filing data is available for this year.$42.8$34.7$8.02$1.62$1.54$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.8$36.4$8.36$1.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.3$35.8$8.57$1.90