Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
EIN 58-6220616 • 501(c)14 • Statesboro, GA
Profile
Non profit financial institution
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
33rd percentile
Higher debt load relative to assets than 33% of similar nonprofits.
Liabilities / Revenue
27th percentile
Higher debt load relative to revenue than 27% of similar nonprofits.
Net Margin
28th percentile
Higher net margin than 28% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
62nd percentile
Faster asset growth than 62% of similar nonprofits.
Revenue Growth
73rd percentile
Faster revenue growth than 73% of similar nonprofits.
Assets
Up$141,914,858
Up $12,344,858 (+9.5%) from 2023
Liabilities
Up$124,401,727
Up $9,030,164 (+7.8%) from 2023
Net Assets
Up$17,513,131
Up $3,314,694 (+23%) from 2023
Revenue
Up$9,335,236
Up $2,998,236 (+47%) from 2023
Expenses
Up$8,719,996
Up $3,282,996 (+60%) from 2023
Net Income
Down$615,240
Down $284,760 (-32%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Non profit financial institution
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $75,590,000 | $86,150,331 | ▲ $10,560,331 |
| Savings and Temporary Cash Investments | $44,000,000 | $44,785,797 | ▲ $785,797 |
| Rtn Earn Endowment Incm Other Fnds | $14,198,437 | $17,513,131 | ▲ $3,314,694 |
| Land, Buildings, and Equipment, Net | $2,050,000 | $6,284,865 | ▲ $4,234,865 |
| Cash and Non-Interest-Bearing Accounts | $3,800,000 | $1,806,590 | ▼ $1,993,410 |
| Total Assets | $129,570,000 | $141,914,858 | ▲ $12,344,858 |
| Other Assets Total | $4,130,000 | $2,887,275 | ▼ $1,242,725 |
| Liabilities | |||
| Other Liabilities | $113,871,563 | $122,904,755 | ▲ $9,033,192 |
| Unsecured Notes Loans Payable | $1,300,000 | $1,385,067 | ▲ $85,067 |
| Accounts Payable and Accrued Expenses | $200,000 | $111,905 | ▼ $88,095 |
| Total Liabilities | $115,371,563 | $124,401,727 | ▲ $9,030,164 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $14,198,437 | $17,513,131 | ▲ $3,314,694 |
| Total Liabilities and Net Assets / Fund Balance | $129,570,000 | $141,914,858 | ▲ $12,344,858 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $4,275,124 | $1,807,508 | $6,082,632 |
| Equipment | $925,429 | $2,740,532 | $3,665,961 |
| Land | $1,084,312 | - | $1,084,312 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Robert Clampett | President/ce | FT | $285,419 | $4,030 | $289,449 |
| Robert Clampett | President/CEO | - | $285,419 | $4,030 | $289,449 |
| Charles Whalen | VP Finance | FT | $139,229 | - | $139,229 |
| Name | Title |
|---|---|
| Joe Ruhland | Chairman |
| Alicia Young | Vice Chairma |
| Cleve White | Director |
| Dewayne Grice | Director |
| Jill Boykin | Director |
| Lenwood Roberts | Director |
| Lucretia Davis | Director |
| Marty Rahn | Director |
| Thomas Case | Director |
| Troy Brown | Director |
| John Tucker | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $4,823,475 |
| Salaries, Compensation, and Employee Benefits | $3,896,521 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $2,735,937 | - | - | $2,735,937 |
| Information Technology | $980,323 | - | - | $980,323 |
| Office Expenses | $913,241 | - | - | $913,241 |
| Other Employee Benefits | $871,135 | - | - | $871,135 |
| Occupancy | $553,921 | - | - | $553,921 |
| Fees for Services Other | $436,667 | - | - | $436,667 |
| Current Officers, Directors, Trustees, and Key Employees | $289,449 | - | - | $289,449 |
| Travel | $195,851 | - | - | $195,851 |
| Other Expenses | $140,880 | - | - | $140,880 |
| Advertising | $109,864 | - | - | $109,864 |
| All Other Expenses | $32,071 | - | - | $32,071 |
| Conferences and Meetings | $12,120 | - | - | $12,120 |
| Total Functional Expenses | $8,719,996 | $0 | $0 | $8,719,996 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Deposits From Members | $122,904,755 |
“Members of the credit union are those that qualify within the credit union's field of membership, and choose to join.”
“Members elect the board of directors. Potential bod members are members who are approved by the nominating committee.”
“Form 990 and other applicable schedules, as filed, will be presented to the board of directors for their review at a regularly scheduled meeting.”
“All officers and directors are required to sign a disclosure form annually following the election (annual meeting).”
“Yes, the ceo's compensation is presented in the executive session of the board meeting and voted on. The ceo is not involved and does not have voting power. Yes, the chairperson of the board consulted with a credit union consulting firm to compare ceo salaries for similar peer groups and similar locations. The compensation decision for the ceo is recorded in the board minutes.”
“Yes the officer's compensation is determined by the ceo during the annual merit review. Also, salary increases as a whole are approved as a budget item by the board of directors. Yes, salary surveys of comparable peer groups and locations are periodically reviewed on the evaluation form. The form lists job descriptions duties that have point factors that determine the percentage of increase for each completed evaluation. These forms are filed in each employee's file.”
“Monthly financial statements are posted in the lobby of each branch location. These statements are audited annually. Reports to ncua (call reports) are available to general public on-line.”
“Taxpayer received updated financial information after original return was filed.”
“Change in prior equity 2,699,454”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 200000 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 111905 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | NON PROFIT FINANCIAL INSTITUTION |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 109864 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 109864 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 32071 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 32071 |
| IRS990/AmendedReturnInd | 0 | X |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CHARLES WHALEN |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9127649846 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1987 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | STATESBORO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 30459 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3800000 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1806590 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 289449 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 289449 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 12120 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 12120 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 982024 |
| IRS990/CYOtherExpensesAmt | 0 | 4823475 |
| IRS990/CYOtherRevenueAmt | 0 | 2890678 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 5462534 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 615240 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3896521 |
| IRS990/CYTotalExpensesAmt | 0 | 8719996 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 9335236 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | PROVIDE FINANCIAL SAVINGS, CHECKING, AND SHARE CERTIFICATES OF DEPOSITS PRODUCTS AND RELATED FINANCIAL PRODUCTS AND SERVICES THAT PROVIDE FINANCIAL VALUE TO THE MEMBERSHIP |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 50 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 8719996 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 436667 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 436667 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 4030 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ROBERT CLAMPETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | CHARLES WHALEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JILL BOYKIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TROY BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | THOMAS CASE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | LUCRETIA DAVIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DEWAYNE GRICE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MARTY RAHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | LENWOOD ROBERTS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOE RUHLAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | JOHN TUCKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CLEVE WHITE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ALICIA YOUNG |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 285419 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 139229 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VP FINANCE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | VICE CHAIRMA |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1974 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -32538 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 9367774 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 11 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 980323 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 980323 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1014562 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1014562 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 2683 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 4548040 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2050000 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6284865 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 10832905 |
| IRS990/LegalDomicileStateCd | 0 | GA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 32538 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 160000 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 160000 |
| IRS990/MissionDesc | 0 | NON PROFIT FINANCIAL INSTITUTION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 14198437 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 17513131 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -32538 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -32538 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 553921 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 553921 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 913241 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 913241 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4130000 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2887275 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 2699454 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 871135 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 871135 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS TO MEMBERS |
| IRS990/OtherExpensesGrp/Desc | 1 | MISC. EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 906066 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 276266 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 266205 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 140880 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 906066 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 276266 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 266205 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 140880 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 113871563 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 122904755 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | MISC INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1519260 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 969943 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 241475 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 1519260 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 969943 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 241475 |
| IRS990/OtherRevenueTotalAmt | 0 | 2890678 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 2735937 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2735937 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 75590000 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 86150331 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | ROBERT CLAMPETT |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5462534 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 5462534 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE LOAN PRODUCTS, LOAN RELATED PRODUCTS, AND SERVICES THAT PROVIDE FINANCIAL VALUE TO THE MEMBERSHIP |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PROVIDE FINANCIAL EDUCATION TO MEMBERS IN ONE-ON-ONE AND GROUP SETTINGS, AS WELL AS MAKING INFORMATION AVAILABLE IN PRINT OR FROM ONLINE SOURCES |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | DEPOSITS FROM MEMBERS |
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| IRS990ScheduleD/TotalLiabilityAmt | 0 | 122904755 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | ROBERT CLAMPETT |
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| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN WAS INITIATED IN 2011 FOR THE PRESIDENT/CEO |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PART III |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TAXPAYER RECEIVED UPDATED FINANCIAL INFORMATION AFTER ORIGINAL RETURN WAS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS OF THE CREDIT UNION ARE THOSE THAT QUALIFY WITHIN THE CREDIT UNION'S FIELD OF MEMBERSHIP, AND CHOOSE TO JOIN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MEMBERS ELECT THE BOARD OF DIRECTORS. POTENTIAL BOD MEMBERS ARE MEMBERS WHO ARE APPROVED BY THE NOMINATING COMMITTEE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | FORM 990 AND OTHER APPLICABLE SCHEDULES, AS FILED, WILL BE PRESENTED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW AT A REGULARLY SCHEDULED MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL OFFICERS AND DIRECTORS ARE REQUIRED TO SIGN A DISCLOSURE FORM ANNUALLY FOLLOWING THE ELECTION (ANNUAL MEETING). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | YES, THE CEO'S COMPENSATION IS PRESENTED IN THE EXECUTIVE SESSION OF THE BOARD MEETING AND VOTED ON. THE CEO IS NOT INVOLVED AND DOES NOT HAVE VOTING POWER. YES, THE CHAIRPERSON OF THE BOARD CONSULTED WITH A CREDIT UNION CONSULTING FIRM TO COMPARE CEO SALARIES FOR SIMILAR PEER GROUPS AND SIMILAR LOCATIONS. THE COMPENSATION DECISION FOR THE CEO IS RECORDED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | YES THE OFFICER'S COMPENSATION IS DETERMINED BY THE CEO DURING THE ANNUAL MERIT REVIEW. ALSO, SALARY INCREASES AS A WHOLE ARE APPROVED AS A BUDGET ITEM BY THE BOARD OF DIRECTORS. YES, SALARY SURVEYS OF COMPARABLE PEER GROUPS AND LOCATIONS ARE PERIODICALLY REVIEWED ON THE EVALUATION FORM. THE FORM LISTS JOB DESCRIPTIONS DUTIES THAT HAVE POINT FACTORS THAT DETERMINE THE PERCENTAGE OF INCREASE FOR EACH COMPLETED EVALUATION. THESE FORMS ARE FILED IN EACH EMPLOYEE'S FILE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY OF EACH BRANCH LOCATION. THESE STATEMENTS ARE AUDITED ANNUALLY. REPORTS TO NCUA (CALL REPORTS) ARE AVAILABLE TO GENERAL PUBLIC ON-LINE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | CHANGE IN PRIOR EQUITY 2,699,454 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, ITEM B |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9 |
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| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
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| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 8719996 |
| IRS990/TotalGrossUBIAmt | 0 | 160000 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 124401727 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 115371563 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 124401727 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 17513131 |
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| IRS990/TravelGrp/TotalAmt | 0 | 195851 |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 1300000 |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 1385067 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 11 |
| IRS990/VotingMembersIndependentCnt | 0 | 11 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CORECU.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROBERT CLAMPETT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9127649846 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-12-03 |
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| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CORE |
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| ReturnHeader/Filer/PhoneNum | 0 | 9127649846 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 1987 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | STATESBORO |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | GA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 30459 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 261694946 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SCHWARTZ COLE AND ASSOCIATES LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 7301 WILES RD STE 202 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CORAL SPRINGS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 33067 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9547551760 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-12-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DANIEL J COLE |
| ReturnHeader/ReturnTs | 0 | 2025-12-03T12:13:26-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
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