Civic Intelligence

South Carolina Community Capital Inc.

990EZ • Fiscal year 2014 • EIN 58-2470073

Jan 01, 2014 to Dec 31, 2014 • Filed on Mar 26, 2015

PO Box 97Aynor, SC 29511

(803) 727-2245

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.46x

Higher debt load relative to assets than 88% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

99th percentile

4.74x

Higher debt load relative to revenue than 99% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

20th percentile

-13%

Higher net margin than 20% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

78th percentile

$9,000

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 50.4% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

29th percentile

-9.9%

Faster asset growth than 29% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

11th percentile

-43%

Faster revenue growth than 11% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Down

$183,944

Down $20,186 (-9.9%) from 2013

Net Assets

Down

$99,183

Down $2,280 (-2.2%) from 2013

Liabilities

Down

$84,761

Down $17,906 (-17%) from 2013

Revenue

Down

$17,868

Down $13,561 (-43%) from 2013

Expenses

Down

$20,148

Down $32,643 (-62%) from 2013

Net Income

Up

-$2,280

Up $19,082 (+89%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $51,976Liabilities 2010: $911Net Assets 2010: $51,0652010Assets 2011: $98,735Liabilities 2011: $02011Assets 2012: $122,825Net Assets 2012: $122,8252012Assets 2013: $204,130Liabilities 2013: $102,667Net Assets 2013: $101,4632013Assets 2014: $183,944Liabilities 2014: $84,761Net Assets 2014: $99,1832014Assets 2015: $103,739Net Assets 2015: $103,7392015Assets 2016: $114,498Net Assets 2016: $114,4982016Assets 2017: $108,423Liabilities 2017: $7,2162017Assets 2018: $100,183Liabilities 2018: $0Net Assets 2018: $100,1832018Assets 2019: $63,630Liabilities 2019: $0Net Assets 2019: $63,6302019Assets 2022: $99,609Liabilities 2022: $0Net Assets 2022: $99,6092022Assets 2023: $739,464Liabilities 2023: $250,000Net Assets 2023: $489,4642023Assets 2024: $1,386,878Liabilities 2024: $560,000Net Assets 2024: $826,8782024

Highlighted filing

2014

Assets$183,944
Liabilities$84,761
Net Assets$99,183

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2010: $40,114Expenses 2010: $46,798Net Income 2010: -$6,6842010Revenue 2011: $101,257Expenses 2011: $53,587Net Income 2011: $47,6702011Revenue 2012: $70,600Expenses 2012: $46,510Net Income 2012: $24,0902012Revenue 2013: $31,429Expenses 2013: $52,791Net Income 2013: -$21,3622013Revenue 2014: $17,868Expenses 2014: $20,148Net Income 2014: -$2,2802014Revenue 2015: $9,947Expenses 2015: $5,391Net Income 2015: $4,5562015Revenue 2016: $21,458Expenses 2016: $10,699Net Income 2016: $10,7592016Revenue 2017: $30,162Expenses 2017: $58,455Net Income 2017: -$28,2932017Revenue 2018: $49,962Expenses 2018: $50,986Net Income 2018: -$1,0242018Revenue 2019: $7,562Expenses 2019: $44,115Net Income 2019: -$36,5532019Revenue 2022: $56,246Expenses 2022: $0Net Income 2022: $56,2462022Revenue 2023: $678,177Expenses 2023: $288,324Net Income 2023: $389,8532023Revenue 2024: $404,190Expenses 2024: $66,775Net Income 2024: $337,4152024

Highlighted filing

2014

Revenue$17,868
Expenses$20,148
Net Income-$2,280
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Mar 26, 2015
Return Version
2014v5.0
Gross Receipts
$17,868
Mission and Program Overview

Mission

To provide alternative financial products and services in support of community economic development in low and moderate income communities of South Carolina.

Program Services

DescriptionGrantsExpenses
To provide alternative financial products and services in support of community economic development in low and moderate income communities of South Carolina.$14,794-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Sandra PageExecutive DirectorFT$9,000-$9,000
Kimberly DavisTreasurer-$0--
Tom FaulknerDirector-$0--
Valerie WilliamsDirector-$0--
Russ McCoyDirector-$0--
Michael LentzChairman-$0--
Marilyn DraytonDirector-$0--
Robert ThomasVice Chair-$0--
Michele AbrahamDirector-$0--
Roger EarnhardtDirector-$0--
Tim ChandlerDirector-$0--
Adolphus JohnsonDirector-$0--
Filing and Contact Details

Filer

Filer Name
Southern Association for Financial
EIN
58-2470073
Phone
8037272245
Address
PO Box 97, Aynor, SC 29511

Signing Officer

Name
Michael Lentz
Title
Chairman
Signed
2015-03-26
Discuss with paid preparer
Yes

Preparer

Firm
The Hobbs Group PA
Address
1704 Laurel Street, Columbia, SC 29201
Preparer
Allison B Pena CPA
Phone
8037990555
Supplemental Narrative

Additional Explanations

Other Expenses.1002

Office Expenses $427

Other Expenses.1005

Travel $469

Other Expenses.1011

Depletion $4496

Other Expenses.1012

Insurance $1034

Other Expenses.1

Loan Packaging & Dev. Services $478

Other Expenses.2

Website Maintenance $219

Other Assets.1009

Notes and Loans Receivable - Beginning $103955 Notes and Loans Receivable - Ending $85030

Total Liabilities.1

Security Note Payable - Beginning $102667 Security Note Payable - Ending $84761

Raw XML Appendix208 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Columbia
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt119000
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Russ McCoy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Michael Lentz
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Marilyn Drayton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Robert Thomas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Michele Abraham
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Roger Earnhardt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Tim Chandler
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Adolphus Johnson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11Sandra Page
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Vice Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Executive Dir.
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0103955
IRS990EZ/OtherAssetsTotalDetail/EOYAmt085030
IRS990EZ/OtherExpensesTotalAmt07123
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To provide alternative financial products and services in support of community economic development in low and moderate income communities of South Carolina.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To provide alternative financial products and services in support of community economic development in low and moderate income communities of South Carolina.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt014794
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt09000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0SC
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0102667
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt020148
IRS990EZ/TotalProgramServiceExpensesAmt014794
IRS990EZ/TotalRevenueAmt017868
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.safecdfi.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt031188
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt070357
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0101050
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt040000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0260305
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0158
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0241
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0243
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0207
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0114
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0963
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0158
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0243
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0207
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0114
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0963
IRS990ScheduleA/InvestmentIncomeCYPct00.00370
IRS990ScheduleA/InvestmentIncomePYPct00.00410
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99630
IRS990ScheduleA/PublicSupportPY509Pct00.99590
IRS990ScheduleA/PublicSupportTotal509Amt0260305
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0101050
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt040000
IRS990ScheduleA/Total509Grp/TotalAmt0260305
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt017868
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt031429
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt070600
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0101257
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt040114
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0261268
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $427
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Travel $469
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Depletion $4496
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance $1034
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Loan Packaging & Dev. Services $478
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Website Maintenance $219
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Notes and Loans Receivable - Beginning $103955 Notes and Loans Receivable - Ending $85030
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Security Note Payable - Beginning $102667 Security Note Payable - Ending $84761
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1011
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Assets.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Total Liabilities.1
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Michael Lentz
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chairman
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-03-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Southern Association for Financial
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Empowerment
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0582470073
ReturnHeader/Filer/PhoneNum08037272245
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 97
ReturnHeader/Filer/USAddress/CityNm0Aynor
ReturnHeader/Filer/USAddress/StateAbbreviationCd0SC
ReturnHeader/Filer/USAddress/ZIPCd029511
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0The Hobbs Group PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01704 Laurel Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Columbia
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0SC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd029201
ReturnHeader/PreparerPersonGrp/PhoneNum08037990555
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Allison B Pena CPA
ReturnHeader/ReturnTs02015-03-31T06:38:12-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.39$0.56$0.83$0.40$0.07$0.34
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.74$0.25$0.49$0.68$0.29$0.39
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.10$0.00$0.10$0.06$0.00$0.06
2019Detailed filing. Detailed filing data is available for this year.$0.06$0.00$0.06$0.01$0.04$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.10$0.00$0.10$0.05$0.05$0.00
2017Summary only. Only limited summary data is available for this year.$0.11$0.01$0.03$0.06$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.11$0.11$0.02$0.01$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.10$0.10$0.01$0.01$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.18$0.08$0.10$0.02$0.02$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.20$0.10$0.10$0.03$0.05$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.12$0.07$0.05$0.02
2011Summary only. Only limited summary data is available for this year.$0.10$0.00$0.10$0.05$0.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.05$0.00$0.05$0.04$0.05$0.01