Civic Intelligence

Community Redevelopment Loan and Investment Fund Inc.

990 • Fiscal year 2019 • EIN 58-2435590

Jul 01, 2018 to Jun 30, 2019 • Filed on Apr 07, 2020

229 Peachtree Street NE Suite 705Atlanta, GA 30303

(404) 522-2637

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.74x

Higher debt load relative to assets than 84% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

99th percentile

33.04x

Higher debt load relative to revenue than 99% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Net Margin

19th percentile

-7.3%

Higher net margin than 19% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

78th percentile

$295,181

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 66.1% of source-year revenue.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2019

Asset Growth

46th percentile

2.6%

Faster asset growth than 46% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

5th percentile

-49%

Faster revenue growth than 5% of similar nonprofits.

2019 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Assets

Up

$19,874,006

Up $504,292 (+2.6%) from 2018

Net Assets

Down

$5,116,141

Down $32,555 (-0.6%) from 2018

Liabilities

Up

$14,757,865

Up $536,847 (+3.8%) from 2018

Revenue

Down

$446,709

Down $436,765 (-49%) from 2018

Expenses

Up

$479,264

Up $114,349 (+31%) from 2018

Net Income

Down

-$32,555

Down $551,114 (-106%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2011: $3,833,624Liabilities 2011: $1,620,939Net Assets 2011: $2,212,6852011Assets 2012: $2,995,326Liabilities 2012: $1,523,484Net Assets 2012: $1,471,8422012Assets 2013: $3,002,835Liabilities 2013: $1,508,510Net Assets 2013: $1,494,3252013Assets 2014: $3,738,948Liabilities 2014: $1,516,627Net Assets 2014: $2,222,3212014Assets 2015: $3,318,163Liabilities 2015: $1,010,197Net Assets 2015: $2,307,9662015Assets 2016: $4,838,999Liabilities 2016: $2,105,933Net Assets 2016: $2,733,0662016Assets 2017: $6,716,576Liabilities 2017: $2,086,439Net Assets 2017: $4,630,1372017Assets 2018: $19,369,714Liabilities 2018: $14,221,018Net Assets 2018: $5,148,6962018Assets 2019: $19,874,006Liabilities 2019: $14,757,865Net Assets 2019: $5,116,1412019Assets 2020: $20,854,044Liabilities 2020: $15,483,117Net Assets 2020: $5,370,9272020Assets 2021: $23,949,574Liabilities 2021: $16,612,908Net Assets 2021: $7,336,6662021Assets 2022: $28,022,804Liabilities 2022: $17,481,090Net Assets 2022: $10,541,7142022Assets 2023: $35,792,391Liabilities 2023: $23,501,417Net Assets 2023: $12,290,9742023Assets 2024: $43,767,359Liabilities 2024: $27,645,232Net Assets 2024: $16,122,1272024Assets 2025: $33,053,042Liabilities 2025: $11,436,148Net Assets 2025: $21,616,8942025

Highlighted filing

2019

Assets$19,874,006
Liabilities$14,757,865
Net Assets$5,116,141

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $443,638Expenses 2011: $2,629,658Net Income 2011: -$2,186,0202011Revenue 2012: $347,096Expenses 2012: $1,087,939Net Income 2012: -$740,8432012Expenses 2013: $387,9272013Revenue 2014: $900,347Expenses 2014: $172,351Net Income 2014: $727,9962014Revenue 2015: $275,819Expenses 2015: $190,174Net Income 2015: $85,6452015Revenue 2016: $635,486Expenses 2016: $210,386Net Income 2016: $425,1002016Revenue 2017: $2,255,769Expenses 2017: $358,698Net Income 2017: $1,897,0712017Revenue 2018: $883,474Expenses 2018: $364,915Net Income 2018: $518,5592018Revenue 2019: $446,709Expenses 2019: $479,264Net Income 2019: -$32,5552019Revenue 2020: $1,111,059Expenses 2020: $856,273Net Income 2020: $254,7862020Revenue 2021: $2,672,359Expenses 2021: $706,620Net Income 2021: $1,965,7392021Revenue 2022: $3,977,537Expenses 2022: $772,489Net Income 2022: $3,205,0482022Revenue 2023: $2,631,431Expenses 2023: $882,171Net Income 2023: $1,749,2602023Revenue 2024: $5,085,136Expenses 2024: $1,253,983Net Income 2024: $3,831,1532024Revenue 2025: $7,055,649Expenses 2025: $1,560,882Net Income 2025: $5,494,7672025

Highlighted filing

2019

Revenue$446,709
Expenses$479,264
Net Income-$32,555
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Apr 7, 2020
Return Version
2018v3.1
Gross Receipts
$446,709
Mission and Program Overview

Mission

Develops, finances, and advocates for affordable housing at scale that promotes racial equity and healthy communities where families thrive.

Lending to builders of affordable and mixed income housing communities in metro atlanta.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$14,629,823$15,194,506▲ $564,683
Savings and Temporary Cash Investments$4,626,480$4,478,176▼ $148,304
Accounts Receivable$62,644$142,644▲ $80,000
Total Assets$19,369,714$19,874,006▲ $504,292
Other Assets Total$50,767$58,680▲ $7,913
Liabilities
Mortgage Notes Payable Secured by Investment Property$14,130,000$14,580,000▲ $450,000
Accounts Payable and Accrued Expenses$91,018$177,865▲ $86,847
Total Liabilities$14,221,018$14,757,865▲ $536,847
Net Assets / Fund Balance
Unrestricted Net Assets$5,148,696$5,116,141▼ $32,555
Total Net Assets Fund Balance$5,148,696$5,116,141▼ $32,555
Total Liabilities and Net Assets / Fund Balance$19,369,714$19,874,006▲ $504,292
Compensation and Service Providers

Employees

NameTitleFull / Part TimeOtherTotal
Susan AdamsDirectorFT$116,226$116,226
Ashani OmardEmployeeFT$113,341$113,341
Jason PerlmutterEmployeeFT$108,573$108,573

Board Members and Trustees

NameTitle
Stacy R PattonVice-chairman
Tayani SumaVice President
JOHN O'CALLAGHANCEO/director
Agnes CasimirCFO/director
Ann CarpenterDirector
Chris PumphreyDirector
Emerson BryanDirector
Fern WhiteDirector
Garry Felder JrDirector
James L Rhoden IiiDirector
Joan WarrenDirector
Kathryn M LawlerDirector
Kirby GlazeDirector
Lynette BellDirector
Nick MillerDirector
Richard SlatonDirector
Roderick TeacheyDirector
Sara HaasDirector
Steven DefrancisDirector
Tiffany KirkDirector
Pamela D CrossSecretary
Thomas J Roeck JrTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$90,000
Program Service Revenue
$286,119
Investment Income
$70,590
Other Revenue
$0
All Other Contributions
$90,000
Change in Net Assets
$-32,555
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$479,264
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$164,440--$164,440
Fees for Services Other$100,614--$100,614
Fees for Services Accounting$32,073--$32,073
Occupancy$6,344--$6,344
Insurance$1,627--$1,627
Office Expenses$1,002--$1,002
Other Expenses$970--$970
Total Functional Expenses$479,264$0$0$479,264
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Copies of the form 990 are presented to the executive committee for their review with the cfo.

Form 990, Part VI, Section B, Line 12C

Management provides employees and board members with a questionnaire regarding conflicts of interest. The questionnaire is updated annually.

Form 990, Part VI, Section B, Line 15

Compensation ranges for the current ceo were established prior to his hiring in 2006 as part of an extensive search process which utilized the services of an executive search firm specializing in non-profit placements. The firm advised the search committee on appropriate compensation ranges based on industry comparisons. Annual performance reviews for the ceo are conducted by the board's compensation committee which includes the board chair, treasurer and the past board chair or current vice chair. The compensation committee establishes annual performance goals for the ceo and measures annual performance against these goals. Goals are largely based on the board approved annual plan. The compensation committee additionally evaluates market comparisons for ceos of similar non-profit organizations doing comparable work at a minimum of every three years and conducts third party market studies as part of this evaluation. The compensation committee evaluates total compensation including base salary, bonus (if any), along with insurance and retirement contributions as part of its market evaluation. The board establishes a budget average for annual performance based raises for all employees. The compensation committee may provide the ceo an annual performance based bonus and/or performance based annual salary increase annually but is not required to do so. The committee may also consider and implement market based changes in the ceo's compensation.

Form 990, Part VI, Section C, Line 19

The organization makes its financial statements available to the public on its website and on another's website or upon request. Other governing and organizational documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Community Redevelopment Loan and
EIN
58-2435590
Phone
4045222637
Address
229 PEACHTREE STREET NE SUITE 705, ATLANTA, GA 30303

Signing Officer

Name
Agnes Casimir
Title
CFO
Phone
4045222637
Signed
2020-04-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
JOHN O'CALLAGHAN
Formed
1998
Legal Domicile
Ga
Voting Board Members
22
Independent Board Members
19
Employees
0
Volunteers
0

Preparer

Firm
Cohnreznick Llp
Address
3560 LENOX ROAD NE SUITE 2900, ATLANTA, GA 30326
Preparer
William J Delsa Jr CPA
Phone
4048479447
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Consulting fees: program service expenses 100,614. Management and general expenses 0. Fundraising expenses 0. Total expenses 100,614.

PART XI #2B

This entity was audited as part of a consolidated audit for atlanta neighborhood development partnership, inc (andp). The consolidated financial statements included the accounts for andp, atlanta equity partners inc, andp misty amber senior housing inc, andp holdings inc, asset holdings inc, community redevelopment loan and investment fund inc, andp restoration llc, andp homes llc, andp delowe village llc, andp providence parkway gp, llc, andp stanton crest, llc, and andp huntington court, llc.

Raw XML AppendixShowing 400 of 728 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt091018
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0177865
IRS990/AccountsReceivableGrp/BOYAmt062644
IRS990/AccountsReceivableGrp/EOYAmt0142644
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0LENDING TO BUILDERS OF AFFORDABLE AND MIXED INCOME HOUSING COMMUNITIES IN METRO ATLANTA.
IRS990/AllOtherContributionsAmt090000
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0AGNES CASIMIR CFO
IRS990/BooksInCareOfDetail/PhoneNum04045222637
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0229 PEACHTREE STREET NE SUITE 705
IRS990/BooksInCareOfDetail/USAddress/CityNm0ATLANTA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd030303
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt090000
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt070590
IRS990/CYOtherExpensesAmt0479264
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0286119
IRS990/CYRevenuesLessExpensesAmt0-32555
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0479264
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0446709
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0THE SOLE PURPOSE OF THE CORPORATION IS TO LEND FUNDS FORRESIDENTIAL PROJECTS WHICH ARE STRUCTURED TO REVITALIZENEIGHBORHOODS IN METRO ATLANTA.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0479264
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt032073
IRS990/FeesForServicesAccountingGrp/TotalAmt032073
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0100614
IRS990/FeesForServicesOtherGrp/TotalAmt0100614
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt171.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt181.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt191.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt201.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2340.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2440.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd19X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd20X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt015610
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt926000
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2116815
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt222897
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt238051
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt247862
IRS990/Form990PartVIISectionAGrp/PersonNm0AGNES CASIMIR
IRS990/Form990PartVIISectionAGrp/PersonNm1ANN CARPENTER
IRS990/Form990PartVIISectionAGrp/PersonNm2CHRIS PUMPHREY
IRS990/Form990PartVIISectionAGrp/PersonNm3TIFFANY KIRK
IRS990/Form990PartVIISectionAGrp/PersonNm4NICK MILLER
IRS990/Form990PartVIISectionAGrp/PersonNm5EMERSON BRYAN
IRS990/Form990PartVIISectionAGrp/PersonNm6GARRY FELDER JR
IRS990/Form990PartVIISectionAGrp/PersonNm7JAMES L RHODEN III
IRS990/Form990PartVIISectionAGrp/PersonNm8JOAN WARREN
IRS990/Form990PartVIISectionAGrp/PersonNm9JOHN O'CALLAGHAN
IRS990/Form990PartVIISectionAGrp/PersonNm10KATHRYN M LAWLER
IRS990/Form990PartVIISectionAGrp/PersonNm11RICHARD SLATON
IRS990/Form990PartVIISectionAGrp/PersonNm12KIRBY GLAZE
IRS990/Form990PartVIISectionAGrp/PersonNm13LYNETTE BELL
IRS990/Form990PartVIISectionAGrp/PersonNm14PAMELA D CROSS
IRS990/Form990PartVIISectionAGrp/PersonNm15FERN WHITE
IRS990/Form990PartVIISectionAGrp/PersonNm16RODERICK TEACHEY
IRS990/Form990PartVIISectionAGrp/PersonNm17SARA HAAS
IRS990/Form990PartVIISectionAGrp/PersonNm18STACY R PATTON
IRS990/Form990PartVIISectionAGrp/PersonNm19STEVEN DEFRANCIS
IRS990/Form990PartVIISectionAGrp/PersonNm20THOMAS J ROECK JR
IRS990/Form990PartVIISectionAGrp/PersonNm21TAYANI SUMA
IRS990/Form990PartVIISectionAGrp/PersonNm22JASON PERLMUTTER
IRS990/Form990PartVIISectionAGrp/PersonNm23SUSAN ADAMS
IRS990/Form990PartVIISectionAGrp/PersonNm24ASHANI OMARD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt0156261
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt9269181
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt21167952
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt22105676
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt23108175
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt24105479
IRS990/Form990PartVIISectionAGrp/TitleTxt0CFO/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9CEO/DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt21VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt22EMPLOYEE
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24EMPLOYEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01998
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt022
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0446709
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt019
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt01627
IRS990/InsuranceGrp/TotalAmt01627
IRS990/InterestGrp/ProgramServicesAmt0164440
IRS990/InterestGrp/TotalAmt0164440
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt070590
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt070590
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0GA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0LENDING TO BUILDERS OF AFFORDABLE AND MIXED INCOME HOUSING COMMUNITIES IN METRO ATLANTA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt014130000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt014580000
IRS990/NetAssetsOrFundBalancesBOYAmt05148696
IRS990/NetAssetsOrFundBalancesEOYAmt05116141
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt06344
IRS990/OccupancyGrp/TotalAmt06344
IRS990/OfficeExpensesGrp/ProgramServicesAmt01002
IRS990/OfficeExpensesGrp/TotalAmt01002
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt050767
IRS990/OtherAssetsTotalGrp/EOYAmt058680
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0ALLOCATED SALARIES EXPE
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSES
IRS990/OtherExpensesGrp/Desc2GENERAL & ADMINISTRATIV
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/ProgramServicesAmt0116101
IRS990/OtherExpensesGrp/ProgramServicesAmt144134
IRS990/OtherExpensesGrp/ProgramServicesAmt211959
IRS990/OtherExpensesGrp/ProgramServicesAmt3970
IRS990/OtherExpensesGrp/TotalAmt0116101
IRS990/OtherExpensesGrp/TotalAmt144134
IRS990/OtherExpensesGrp/TotalAmt211959
IRS990/OtherExpensesGrp/TotalAmt3970
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt014629823
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt015194506
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0JOHN O'CALLAGHAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1PROGRAM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0197592
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt188527
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0197592
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt188527
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0596500
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt068500
IRS990/PYOtherExpensesAmt0364915
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0218474
IRS990/PYRevenuesLessExpensesAmt0518559
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0364915
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0883474
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-32555
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0356709
IRS990/SavingsAndTempCashInvstGrp/BOYAmt04626480
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04478176
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt090000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0596500
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt02041400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0490000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0115000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt03332900
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt070590
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt068500
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt056045
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt02958
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt014186
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0212279
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0286119
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0218474
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0158324
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0142528
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0146633
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0952078
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt070590
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt068500
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt056045
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt02958
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt014186
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0212279
IRS990ScheduleA/InvestmentIncomeCYPct00.04720
IRS990ScheduleA/InvestmentIncomePYPct00.06840
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.95280
IRS990ScheduleA/PublicSupportPY509Pct00.93160
IRS990ScheduleA/PublicSupportTotal509Amt04284978
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0376119
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0814974
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt02199724
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0632528
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0261633
IRS990ScheduleA/Total509Grp/TotalAmt04284978
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0446709
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0883474
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt02255769
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0635486
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0275819

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$33.1$11.4$21.6$7.06$1.56$5.49
2024Detailed filing. Detailed filing data is available for this year.$43.8$27.6$16.1$5.09$1.25$3.83
2023Detailed filing. Detailed filing data is available for this year.$35.8$23.5$12.3$2.63$0.88$1.75
2022Detailed filing. Detailed filing data is available for this year.$28.0$17.5$10.5$3.98$0.77$3.21
2021Detailed filing. Detailed filing data is available for this year.$23.9$16.6$7.34$2.67$0.71$1.97
2020Detailed filing. Detailed filing data is available for this year.$20.9$15.5$5.37$1.11$0.86$0.25
2019Detailed filing. Detailed filing data is available for this year.$19.9$14.8$5.12$0.45$0.48$0.03
2018Detailed filing. Detailed filing data is available for this year.$19.4$14.2$5.15$0.88$0.36$0.52
2017Detailed filing. Detailed filing data is available for this year.$6.72$2.09$4.63$2.26$0.36$1.90
2016Detailed filing. Detailed filing data is available for this year.$4.84$2.11$2.73$0.64$0.21$0.43
2015Summary only. Only limited summary data is available for this year.$3.32$1.01$2.31$0.28$0.19$0.09
2014Detailed filing. Detailed filing data is available for this year.$3.74$1.52$2.22$0.90$0.17$0.73
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.00$1.51$1.49$0.39
2012Summary only. Only limited summary data is available for this year.$3.00$1.52$1.47$0.35$1.09$0.74
2011Summary only. Only limited summary data is available for this year.$3.83$1.62$2.21$0.44$2.63$2.19