Civic Intelligence

Habersham White & Stephens Co

EIN 58-2144561 • 501(c)6 • Atlanta, GA

Profile

See orgs primary exempt purpose

5784 Lake Forrest DriveAtlanta, GA 30328

www.gmlrealtors.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.35x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

0.56x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

59th percentile

4.9%

Higher net margin than 59% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

75th percentile

15%

Faster asset growth than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

13th percentile

-45%

Faster revenue growth than 13% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$186,121

Up $23,696 (+15%) from 2023

Liabilities

Up

$65,373

Up $15,580 (+31%) from 2023

Net Assets

Up

$120,748

Up $8,116 (+7.2%) from 2023

Revenue

Down

$117,246

Down $97,750 (-45%) from 2023

Expenses

Down

$111,453

Down $109,138 (-49%) from 2023

Net Income

Up

$5,793

Up $11,388 (+204%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $189,484Liabilities 2011: $136,640Net Assets 2011: $52,8442011Assets 2012: $174,132Liabilities 2012: $120,063Net Assets 2012: $54,0692012Assets 2013: $161,382Liabilities 2013: $136,834Net Assets 2013: $24,5482013Assets 2014: $82,962Liabilities 2014: $54,548Net Assets 2014: $28,4142014Assets 2015: $99,638Liabilities 2015: $53,756Net Assets 2015: $45,8822015Assets 2016: $91,810Liabilities 2016: $38,875Net Assets 2016: $52,9352016Assets 2017: $172,283Liabilities 2017: $92,2942017Assets 2018: $183,356Liabilities 2018: $95,598Net Assets 2018: $87,7582018Assets 2019: $201,429Liabilities 2019: $89,790Net Assets 2019: $111,6392019Assets 2020: $214,220Liabilities 2020: $100,666Net Assets 2020: $113,5542020Assets 2021: $232,332Liabilities 2021: $119,166Net Assets 2021: $113,1662021Assets 2022: $233,559Liabilities 2022: $115,332Net Assets 2022: $118,2272022Assets 2023: $162,425Liabilities 2023: $49,793Net Assets 2023: $112,6322023Assets 2024: $186,121Liabilities 2024: $65,373Net Assets 2024: $120,7482024

Highlighted filing

2024

Assets$186,121
Liabilities$65,373
Net Assets$120,748

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $106,866Expenses 2011: $117,690Net Income 2011: -$10,8242011Revenue 2012: $86,320Expenses 2012: $85,095Net Income 2012: $1,2252012Revenue 2013: $111,401Expenses 2013: $109,370Net Income 2013: $2,0312013Revenue 2014: $125,025Expenses 2014: $121,159Net Income 2014: $3,8662014Revenue 2015: $127,915Expenses 2015: $110,447Net Income 2015: $17,4682015Revenue 2016: $124,884Expenses 2016: $117,831Net Income 2016: $7,0532016Revenue 2017: $104,663Expenses 2017: $115,907Net Income 2017: -$11,2442017Revenue 2018: $160,084Expenses 2018: $152,315Net Income 2018: $7,7692018Revenue 2019: $163,102Expenses 2019: $156,724Net Income 2019: $6,3782019Revenue 2020: $164,280Expenses 2020: $162,365Net Income 2020: $1,9152020Revenue 2021: $192,224Expenses 2021: $192,612Net Income 2021: -$3882021Revenue 2022: $206,293Expenses 2022: $201,232Net Income 2022: $5,0612022Revenue 2023: $214,996Expenses 2023: $220,591Net Income 2023: -$5,5952023Revenue 2024: $117,246Expenses 2024: $111,453Net Income 2024: $5,7932024

Highlighted filing

2024

Revenue$117,246
Expenses$111,453
Net Income$5,793

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.86$0.65$1.21$1.17$1.11$0.06
2023Summary only. Only limited summary data is available for this year.$1.62$0.50$1.13$2.15$2.21$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.34$1.15$1.18$2.06$2.01$0.05
2021Detailed filing. Detailed filing data is available for this year.$2.32$1.19$1.13$1.92$1.93$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.14$1.01$1.14$1.64$1.62$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.01$0.90$1.12$1.63$1.57$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.83$0.96$0.88$1.60$1.52$0.08
2017Summary only. Only limited summary data is available for this year.$1.72$0.92$1.05$1.16$0.11
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.39$0.53$1.25$1.18$0.07
2015Detailed filing. Detailed filing data is available for this year.$1.00$0.54$0.46$1.28$1.10$0.17
2014Detailed filing. Detailed filing data is available for this year.$0.83$0.55$0.28$1.25$1.21$0.04
2013Detailed filing. Detailed filing data is available for this year.$1.61$1.37$0.25$1.11$1.09$0.02
2012Summary only. Only limited summary data is available for this year.$1.74$1.20$0.54$0.86$0.85$0.01
2011Summary only. Only limited summary data is available for this year.$1.89$1.37$0.53$1.07$1.18$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.0
Gross Receipts
$117,246
Mission and Program Overview

Mission

To maintain high standards of conduct and to safeguard the interests of Real Estate Professionals by providing continuing education and upholding a code of professional conduct and ethics. To further the interests of home and real property ownership.

Program Services

DescriptionGrantsExpenses
The organization supports the community by awarding annual scholarships to deserving students as well as charitable donations to various charities.-$11,317
This organization provided members with continuing professional education.-$6,459
The organization supports its members with networking opportunities with various luncheon meetings-$3,525
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Roger GlennPresident-$0--
Claudia LylePresident Elect-$0--
Karen ThomasPast President-$0--
Patricia BowerSecretary-$0--
Jackie NixTreasurer-$0--
Reggie McCraryCEO-$0--
Selena NixDirector-$0--
Marie JordanDirector-$0--
Kasie CampbellDirector-$0--
Lynne StephensDirector-$0--
Dee Dee ArrowoodDirector-$0--
Sandra CantrellDirector-$0--
Filing and Contact Details

Filer

Filer Name
Georgia Mountains & Lakes Realtors Association
EIN
58-2144561
Phone
4048454024
Address
5784 Lake Forrest Drive, Atlanta, GA 30328

Signing Officer

Name
Reggie McCrary
Title
CEO
Phone
4047320601
Signed
2025-05-09
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

Description;Amount^Continuing Education Income;8685|Membership Luncheon Income;4220|Community Service Income;10817^Total;23722^

Form 990-EZ, Part I, Line 16

Description;Amount^Awards;618|Georgia Association of REALTORS Meetings;17427|Orientation;241|RPAC and Governmental Affairs;623|Management Fees;66185|Credit Card and Bank Fees;3209|Miscellaneous Expenses;21|Taxes and Licenses;71|Continuing Education Courses Expense;6459|Membership Luncheon Expense;3525|Community Service Expense;11317^Total;109696^

Form 990-EZ, Part I, Line 20

Description;Amount^Restricted Equity Community Projects Fund;2323^Total;2323^

Form 990-EZ, Part II, Line 24

Description;EOY Amount^Accounts Receivable;11058|Prepaid Expenses;100^Total;11158^

Form 990-EZ, Part II, Line 26

Description;EOY Amount^Accounts Payable;1700|Georgia Association of REALTORS Dues Payable;1600|National Association of REALTORS Dues Payable;3216|Unearned Dues;50780|Unearned Community Service Renewal Contrib;5835|Unearned Continuing Education Income;398|RPAC Investments;1772|PAF Contributions;72^Total;65373^

Raw XML Appendix181 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum04047320627
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt05784 Lake Forrest Drive
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Atlanta
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd030328
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0148750
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0174963
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
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IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
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IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01500
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
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IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0117246
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/InvestmentIncomeAmt04320
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
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IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt084504
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0112632
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0120748
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0112632
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0120748
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.5
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Roger Glenn
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Claudia Lyle
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Karen Thomas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Patricia Bower
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Jackie Nix
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Reggie McCrary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Selena Nix
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Marie Jordan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Kasie Campbell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Lynne Stephens
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Dee Dee Arrowood
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11Sandra Cantrell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President Elect
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt013675
IRS990EZ/OtherAssetsTotalDetail/EOYAmt011158
IRS990EZ/OtherChangesInNetAssetsAmt02323
IRS990EZ/OtherExpensesTotalAmt0109696
IRS990EZ/OtherRevenueTotalAmt023722
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To maintain high standards of conduct and to safeguard the interests of Real Estate Professionals by providing continuing education and upholding a code of professional conduct and ethics. To further the interests of home and real property ownership.
IRS990EZ/PrintingPublicationsPostageAmt0257
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0This organization provided members with continuing professional education.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1The organization supports the community by awarding annual scholarships to deserving students as well as charitable donations to various charities.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2The organization supports its members with networking opportunities with various luncheon meetings
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt06459
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt111317
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt23525
IRS990EZ/ProhibitedTaxShelterTransInd00
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IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
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IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0GA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt049793
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt065373
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0111453
IRS990EZ/TotalProgramServiceExpensesAmt021301
IRS990EZ/TotalRevenueAmt0117246
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.gmlrealtors.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Continuing Education Income;8685|Membership Luncheon Income;4220|Community Service Income;10817^Total;23722^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Awards;618|Georgia Association of REALTORS Meetings;17427|Orientation;241|RPAC and Governmental Affairs;623|Management Fees;66185|Credit Card and Bank Fees;3209|Miscellaneous Expenses;21|Taxes and Licenses;71|Continuing Education Courses Expense;6459|Membership Luncheon Expense;3525|Community Service Expense;11317^Total;109696^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description;Amount^Restricted Equity Community Projects Fund;2323^Total;2323^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description;EOY Amount^Accounts Receivable;11058|Prepaid Expenses;100^Total;11158^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Description;EOY Amount^Accounts Payable;1700|Georgia Association of REALTORS Dues Payable;1600|National Association of REALTORS Dues Payable;3216|Unearned Dues;50780|Unearned Community Service Renewal Contrib;5835|Unearned Continuing Education Income;398|RPAC Investments;1772|PAF Contributions;72^Total;65373^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Reggie McCrary
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04047320601
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GEORGIA MOUNTAINS & LAKES REALTORS ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0GEOR
ReturnHeader/Filer/EIN0582144561
ReturnHeader/Filer/PhoneNum04048454024
ReturnHeader/Filer/USAddress/AddressLine1Txt05784 Lake Forrest Drive
ReturnHeader/Filer/USAddress/CityNm0Atlanta
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030328
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-05-15T10:29:08-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits