Liabilities / Assets
7th percentile
Higher debt load relative to assets than 7% of similar nonprofits.
EIN 58-2108838 • 501(c)3 • Kannapolis, NC
Profile
To develop and empower communities through social and economic development which includes improving housing, jobs, culture, and education for low wealth citizens within Cabarrus county and surrounding communities.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
7th percentile
Higher debt load relative to assets than 7% of similar nonprofits.
Liabilities / Revenue
7th percentile
Higher debt load relative to revenue than 7% of similar nonprofits.
Net Margin
69th percentile
Higher net margin than 69% of similar nonprofits.
Top Officer Pay
62nd percentile
Higher top officer pay than 62% of similar nonprofits.
Top officer pay equals 22.9% of source-year revenue.
Asset Growth
64th percentile
Faster asset growth than 64% of similar nonprofits.
Revenue Growth
14th percentile
Faster revenue growth than 14% of similar nonprofits.
Assets
Up$3,521,463
Up $36,570 (+1.0%) from 2023
Liabilities
Up$2,906
Up $503 (+21%) from 2023
Net Assets
Up$3,518,557
Up $36,067 (+1.0%) from 2023
Revenue
Down$478,985
Down $103,795 (-18%) from 2023
Expenses
Down$442,918
Down $9,447 (-2.1%) from 2023
Net Income
Down$36,067
Down $94,348 (-72%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To develop and empower communities through social and economic development which includes improving housing, jobs, culture, and education for low wealth citizens within Cabarrus county and surrounding communities
To educate individuals to build and maintain personal wealth that becomes the catalyst for personal and community sustainability and growth.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Other Securities | $772,469 | $1,053,406 | ▲ $280,937 |
| Other Notes and Loans Receivable, Net | $1,065,855 | $1,043,781 | ▼ $22,074 |
| Savings and Temporary Cash Investments | $938,698 | $912,311 | ▼ $26,387 |
| Land, Buildings, and Equipment, Net | $370,158 | $351,781 | ▼ $18,377 |
| Cash and Non-Interest-Bearing Accounts | $337,713 | $160,184 | ▼ $177,529 |
| Accounts Receivable | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $3,484,893 | $3,521,463 | ▲ $36,570 |
| Other Assets Total | - | $0 | - |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $2,403 | $2,906 | ▲ $503 |
| Total Liabilities | $2,403 | $2,906 | ▲ $503 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $3,482,490 | $3,518,557 | ▲ $36,067 |
| Total Net Assets Fund Balance | $3,482,490 | $3,518,557 | ▲ $36,067 |
| Total Liabilities and Net Assets / Fund Balance | $3,484,893 | $3,521,463 | ▲ $36,570 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $300,850 | $384,057 | $684,907 |
| Equipment | $10,001 | $60,358 | $70,359 |
| Land | $40,930 | - | $40,930 |
| Other Land Buildings | - | $5,818 | $5,818 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Louise Mack | CEO | FT | $91,300 | $18,255 | $109,555 |
| Name | Title |
|---|---|
| Octavia Alexander | Chair |
| Kim Middlebrooks | Vice Chair |
| Tim Dietrich | Board Member |
| Mildred Crews | Secretary |
| Annise Johnson | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $312,752 |
| Other Expenses | $130,166 |
| Total Fundraising Expense | $7,563 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $116,059 | $16,160 | $2,518 | $134,737 |
| Current Officers, Directors, Trustees, and Key Employees | $94,368 | $13,139 | $2,048 | $109,555 |
| Other Employee Benefits | $43,615 | $6,073 | $946 | $50,634 |
| Depreciation Depletion | $24,722 | $781 | $520 | $26,023 |
| Insurance | $12,653 | $6,742 | $267 | $19,662 |
| Payroll Taxes | $15,355 | $2,138 | $333 | $17,826 |
| Fees for Services Other | $8,086 | $9,000 | - | $17,086 |
| All Other Expenses | $14,906 | $1,497 | $264 | $16,667 |
| Other Expenses | $5,854 | $249 | $123 | $6,226 |
| Travel | $2,429 | $284 | $45 | $2,758 |
| Office Expenses | $2,322 | $323 | $51 | $2,696 |
| Total Functional Expenses | $378,298 | $57,057 | $7,563 | $442,918 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $442,918 |
| Total Expenses per Audited Statements | $442,918 |
| Total Expenses per Form 990 | $442,918 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
“A draft of form 990 will be sent electronically to board members with one day allowed for questions or comments.”
“Board members are required to disclose affiliations and conflicts at board meetings and disclosures are noted in the meeting minutes.”
“The Board determines the CEO compensation based on the 2015 Nonprofit Organizations North Carolina State Salary and Benefits Survey for the role of President/CEO plus takes into consideration that the CEO also fills the role of Lead Pre-purchase Counselor and the Instructor of all non-foreclosure prevention workshops.”
“Documents are kept on file and made available upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 2403 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 2906 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To educate individuals to build and maintain personal wealth that becomes the catalyst for personal and community sustainability and growth. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 0 |
| IRS990/AllOtherContributionsAmt | 0 | 195912 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 264 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 1497 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 14906 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 16667 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Louise Mack |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7049337405 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1660 Garnet Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Kannapolis |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 28083 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 337713 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 160184 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 2048 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 13139 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 94368 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 109555 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 195912 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 36876 |
| IRS990/CYOtherExpensesAmt | 0 | 130166 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 246197 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 36067 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 312752 |
| IRS990/CYTotalExpensesAmt | 0 | 442918 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 7563 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 478985 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 520 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 781 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 24722 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 26023 |
| IRS990/Desc | 0 | The organization assists individuals in acquiring and/or maintaining housing through financial counseling & training in areas such as financial literacy and counseling in prepurchase and foreclosure counseling. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 378002 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 9000 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 8086 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 17086 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 55.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 18255 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Louise Mack |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Annise Johnson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Octavia Alexander |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Kim Middlebrooks |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Mildred Crews |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Tim Dietrich |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 91300 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Board Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1993 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 478985 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 267 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 6742 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 12653 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 19662 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 36876 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 36876 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 772469 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1053406 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 450233 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 370158 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 351781 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 802014 |
| IRS990/LegalDomicileStateCd | 0 | NC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingOtherInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To educate individuals to build and maintain personal wealth that becomes the catalyst for personal and community sustainability and growth. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3482490 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3518557 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 3482490 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 3518557 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 51 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 323 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 2322 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2696 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 946 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 6073 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 43615 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 50634 |
| IRS990/OtherExpensesGrp/Desc | 0 | Credit Reports |
| IRS990/OtherExpensesGrp/Desc | 1 | Software |
| IRS990/OtherExpensesGrp/Desc | 2 | Repairs and Maintenance |
| IRS990/OtherExpensesGrp/Desc | 3 | Telephone |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 268 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 180 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 123 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 403 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 268 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 249 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 16443 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 12764 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 8722 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 5854 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 16443 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 13435 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 9170 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 6226 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 2518 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 16160 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 116059 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 134737 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1065855 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1043781 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 333 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 2138 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 15355 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 17826 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | Louise Mack |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 541990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 531110 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Counseling |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Development Fees |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Program - Other |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | Program NCHFA |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | Rental Income |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 69130 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 33643 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 36625 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 86000 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 20799 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 69130 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 33643 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 36625 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 86000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 20799 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | The organization develops and maintain affordable housing units for low to moderate individuals for rental and/or purchase. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 296 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 20799 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 247328 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 25768 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 150700 |
| IRS990/PYOtherRevenueAmt | 0 | 17661 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 292023 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 130415 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 301665 |
| IRS990/PYTotalExpensesAmt | 0 | 452365 |
| IRS990/PYTotalRevenueAmt | 0 | 582780 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 36067 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 387667 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 938698 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 912311 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 195912 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 247328 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 249481 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 158884 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 293231 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 1144836 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 36876 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 25768 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1851 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 6012 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1315 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 71822 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 1675681 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 17661 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 527 |
| IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 2948 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 21136 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.90430 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.94380 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 1119348 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 25488 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 195912 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 247328 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 249481 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 158884 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 293231 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 1144836 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1237794 |
| IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | true |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 300850 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 384057 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 684907 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 10001 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 60358 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 70359 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 442918 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 40930 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 40930 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 5818 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5818 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 478985 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 351781 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 1053406 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 442918 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 478985 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 478985 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 442918 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | A draft of form 990 will be sent electronically to board members with one day allowed for questions or comments. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Board members are required to disclose affiliations and conflicts at board meetings and disclosures are noted in the meeting minutes. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | The Board determines the CEO compensation based on the 2015 Nonprofit Organizations North Carolina State Salary and Benefits Survey for the role of President/CEO plus takes into consideration that the CEO also fills the role of Lead Pre-purchase Counselor and the Instructor of all non-foreclosure prevention workshops. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Documents are kept on file and made available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleR/AssetExchangeInd | 0 | false |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | false |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | false |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | false |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 0 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 1 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 2 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 3 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DirectControllingNACd | 4 | N/A |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/DisproportionateAllocationsInd | 1 | false |
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