Civic Intelligence

Options for Living Inc

EIN 58-2105763 • 501(c)3 • Albany, GA

Profile

The organization mission is to provide cared living for the disabled

1906 Palmyra RoadAlbany, GA 31701

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

1.13x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

95th percentile

1.23x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

23rd percentile

-20%

Higher net margin than 23% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

41st percentile

-7.4%

Faster asset growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

84th percentile

47%

Faster revenue growth than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$113,178

Down $9,086 (-7.4%) from 2024

Liabilities

Up

$127,366

Up $11,612 (+10%) from 2024

Net Assets

-$14,188

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue95th percentileNet Margin23rd percentile

Revenue

Up

$103,496

Up $33,319 (+47%) from 2024

Expenses

Up

$124,195

Up $21,757 (+21%) from 2024

Net Income

Up

-$20,699

Up $11,562 (+36%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0-$100KAssets 2012: $215,713Liabilities 2012: $27,7102012Assets 2013: $204,384Liabilities 2013: $8,3462013Assets 2014: $196,040Liabilities 2014: $14,862Net Assets 2014: $181,1782014Assets 2015: $186,844Liabilities 2015: $25,782Net Assets 2015: $161,0622015Assets 2016: $171,019Liabilities 2016: $18,964Net Assets 2016: $152,0552016Assets 2017: $159,238Liabilities 2017: $22,751Net Assets 2017: $136,4872017Assets 2018: $152,357Liabilities 2018: $26,444Net Assets 2018: $125,9132018Assets 2019: $144,164Liabilities 2019: $28,349Net Assets 2019: $115,8152019Assets 2020: $135,999Liabilities 2020: $32,296Net Assets 2020: $103,7032020Assets 2021: $128,440Liabilities 2021: $38,742Net Assets 2021: $89,6982021Assets 2022: $132,357Liabilities 2022: $75,1872022Assets 2023: $131,680Liabilities 2023: $92,9092023Assets 2024: $122,264Liabilities 2024: $115,7542024Assets 2025: $113,178Liabilities 2025: $127,366Net Assets 2025: -$14,1882025

Highlighted filing

2025

Assets$113,178
Liabilities$127,366
Net Assets-$14,188
Open 2025 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $47,253Expenses 2012: $62,644Net Income 2012: -$15,3912012Revenue 2013: $74,737Expenses 2013: $66,703Net Income 2013: $8,0342013Revenue 2014: $53,715Expenses 2014: $68,575Net Income 2014: -$14,8602014Revenue 2015: $56,747Expenses 2015: $76,863Net Income 2015: -$20,1162015Revenue 2016: $56,746Expenses 2016: $65,753Net Income 2016: -$9,0072016Revenue 2017: $57,468Expenses 2017: $73,036Net Income 2017: -$15,5682017Revenue 2018: $62,008Expenses 2018: $72,623Net Income 2018: -$10,6152018Revenue 2019: $65,348Expenses 2019: $75,446Net Income 2019: -$10,0982019Revenue 2020: $67,890Expenses 2020: $80,001Net Income 2020: -$12,1112020Revenue 2021: $63,041Expenses 2021: $77,046Net Income 2021: -$14,0052021Revenue 2022: $57,461Expenses 2022: $89,989Net Income 2022: -$32,5282022Revenue 2023: $67,544Expenses 2023: $85,943Net Income 2023: -$18,3992023Revenue 2024: $70,177Expenses 2024: $102,438Net Income 2024: -$32,2612024Revenue 2025: $103,496Expenses 2025: $124,195Net Income 2025: -$20,6992025

Highlighted filing

2025

Revenue$103,496
Expenses$124,195
Net Income-$20,699
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$113,178
Liabilities
$127,366
Net assets
-$14,188
Revenue
$103,496
Expenses
$124,195
Net income
-$20,699
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.13$1.27$0.14$1.03$1.24$0.21
2024Summary only. Only limited summary data is available for this year.$1.22$1.16$0.70$1.02$0.32
2023Summary only. Only limited summary data is available for this year.$1.32$0.93$0.68$0.86$0.18
2022Summary only. Only limited summary data is available for this year.$1.32$0.75$0.57$0.90$0.33
2021Detailed filing. Detailed filing data is available for this year.$1.28$0.39$0.90$0.63$0.77$0.14
2020Detailed filing. Detailed filing data is available for this year.$1.36$0.32$1.04$0.68$0.80$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$0.28$1.16$0.65$0.75$0.10
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.52$0.26$1.26$0.62$0.73$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.59$0.23$1.36$0.57$0.73$0.16
2016Detailed filing. Detailed filing data is available for this year.$1.71$0.19$1.52$0.57$0.66$0.09
2015Detailed filing. Detailed filing data is available for this year.$1.87$0.26$1.61$0.57$0.77$0.20
2014Detailed filing. Detailed filing data is available for this year.$1.96$0.15$1.81$0.54$0.69$0.15
2013Summary only. Only limited summary data is available for this year.$2.04$0.08$0.75$0.67$0.08
2012Summary only. Only limited summary data is available for this year.$2.16$0.28$0.47$0.63$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 12, 2025
Return Version
2024v5.0
Gross Receipts
$103,496
Mission and Program Overview

Mission

The organization mission is to provide cared living for the disabled

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION PROVIDED LOW RENT AND HOUSING ASSISTANCE TO PERSONS WITH DISABILITIES IN THE VIENNA AND UNADILLA, GEORGIA AREA-$93,262
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOHN MCCAINCEO-$0--
SANDY AULTMANDirector-$0--
ANGELA GARDNERDirector-$0--
DIANE COUCHDirector-$0--
GINGER COBBDirector-$0--
GRETCHEN GAYDirector-$0--
GLORIA REEDDirector-$0--
CONNIE SANDERSDirector-$0--
MONICA SIMMONSDirector-$0--
BETH ENGLISHDirector-$0--
JAMIE HALLDirector-$0--
Filing and Contact Details

Filer

Filer Name
Options for Living Inc
EIN
58-2105763
Address
1906 PALMYRA ROAD, ALBANY, GA 31701

Signing Officer

Name
John Mccain
Title
CEO
Signed
2025-08-12
Discuss with paid preparer
Yes

Preparer

Firm
Clenney Luke Pc
Address
735 N WESTOVER BLVD SUITE B, ALBANY, GA 31707
Preparer
Willis R Clenney CPA
Phone
2298831314
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Other revenue 15,099 total 15,099”

Form 990-ez, Part I, Line 16

“Expenses insurance 6,656 administrative expenses 28,898 registration 35 non-investment depreciation 18,454 total 54,043”

Form 990-ez, Part II, Line 24

“Accounts receivable 1,091 0 prepaid expenses and deferred charges 3,221 3,436 equipment/furnishings 27,830 27,830 less accumulated depreciation 11,234 14,796 total 20,908 16,470”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 113,697 125,309 security deposits payable 2,056 2,057”

Raw XML Appendix169 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ALBANY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd031701
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt025209
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IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-20699
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02000
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/GrossReceiptsAmt0103496
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IRS990EZ/LandAndBuildingsGrp/BOYAmt076147
IRS990EZ/LandAndBuildingsGrp/EOYAmt065552
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt06511
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-14188
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt06511
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-14188
IRS990EZ/OccupancyRentUtltsAndMaintAmt068152
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOHN MCCAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SANDY AULTMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ANGELA GARDNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DIANE COUCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4GINGER COBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5GRETCHEN GAY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6GLORIA REED
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CONNIE SANDERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8MONICA SIMMONS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9BETH ENGLISH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10JAMIE HALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt020908
IRS990EZ/OtherAssetsTotalDetail/EOYAmt016470
IRS990EZ/OtherExpensesTotalAmt054043
IRS990EZ/OtherRevenueTotalAmt015099
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE ORGANIZATION MISSION IS TO PROVIDE CARED LIVING FOR THE DISABLED
IRS990EZ/ProgramServiceRevenueAmt088384
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION PROVIDED LOW RENT AND HOUSING ASSISTANCE TO PERSONS WITH DISABILITIES IN THE VIENNA AND UNADILLA, GEORGIA AREA
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt093262
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0GA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0115753
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0127366
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0124195
IRS990EZ/TotalProgramServiceExpensesAmt093262
IRS990EZ/TotalRevenueAmt0103496
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0103496
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt070177
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt067544
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt063041
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IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0361719
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0103496
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0103496
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER REVENUE 15,099 TOTAL 15,099
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES INSURANCE 6,656 ADMINISTRATIVE EXPENSES 28,898 REGISTRATION 35 NON-INVESTMENT DEPRECIATION 18,454 TOTAL 54,043
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE 1,091 0 PREPAID EXPENSES AND DEFERRED CHARGES 3,221 3,436 EQUIPMENT/FURNISHINGS 27,830 27,830 LESS ACCUMULATED DEPRECIATION 11,234 14,796 TOTAL 20,908 16,470
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 113,697 125,309 SECURITY DEPOSITS PAYABLE 2,056 2,057
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN MCCAIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OPTIONS FOR LIVING INC
ReturnHeader/Filer/BusinessNameControlTxt0OPTI
ReturnHeader/Filer/EIN0582105763
ReturnHeader/Filer/USAddress/AddressLine1Txt01906 PALMYRA ROAD
ReturnHeader/Filer/USAddress/CityNm0ALBANY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd031701
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0582287360
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CLENNEY LUKE PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0735 N WESTOVER BLVD SUITE B
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ALBANY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd031707
ReturnHeader/PreparerPersonGrp/PhoneNum02298831314
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIS R CLENNEY CPA
ReturnHeader/ReturnTs02025-09-18T13:25:33-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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