Civic Intelligence

Consumer Credit Advisory Agency

EIN 58-2075913 • 501(c)3 • Jacksonville, NC

Profile

Credit counseling and debt management

362 Holly Sheltor RdJacksonville, NC 28540
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2022

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2022

Net Margin

46th percentile

0.0%

Higher net margin than 46% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2022

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

10th percentile

-100%

Faster asset growth than 10% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

69th percentile

16%

Faster revenue growth than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $897 (-100%) from 2021

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$0

Down $897 (-100%) from 2021

Operations
Liabilities / RevenueScore unavailableNet Margin46th percentile

Revenue

Up

$2,270

Up $310 (+16%) from 2021

Expenses

Up

$2,270

Up $310 (+16%) from 2021

Net Income

Flat

$0

Flat from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth10th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0K$2.0K$1.0K$0Assets 2012: $2,017Liabilities 2012: $02012Assets 2013: $465Net Assets 2013: $4652013Assets 2014: $365Net Assets 2014: $3652014Assets 2016: $238Net Assets 2016: $2382016Assets 2017: $442Net Assets 2017: $6802017Assets 2018: $897Net Assets 2018: $1,3392018Assets 2019: $897Net Assets 2019: $8972019Assets 2020: $897Net Assets 2020: $8972020Assets 2021: $897Net Assets 2021: $8972021Assets 2022: $0Net Assets 2022: $02022

Highlighted filing

2022

Assets$0
Liabilities-
Net Assets$0
Open 2022 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2012: $42,347Expenses 2012: $41,683Net Income 2012: $6642012Revenue 2013: $41,638Expenses 2013: $43,190Net Income 2013: -$1,5522013Revenue 2014: $22,246Expenses 2014: $23,785Net Income 2014: -$1,5392014Revenue 2016: $12,200Expenses 2016: $11,962Net Income 2016: $2382016Revenue 2017: $6,090Expenses 2017: $5,648Net Income 2017: $4422017Revenue 2018: $3,452Expenses 2018: $2,555Net Income 2018: $8972018Revenue 2019: $1,200Expenses 2019: $1,200Net Income 2019: $02019Revenue 2020: $1,200Expenses 2020: $1,200Net Income 2020: $02020Revenue 2021: $1,960Expenses 2021: $1,960Net Income 2021: $02021Revenue 2022: $2,270Expenses 2022: $2,270Net Income 2022: $02022

Highlighted filing

2022

Revenue$2,270
Expenses$2,270
Net Income$0
Open 2022 Filing

Filings

Most recent year

2022 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
-
Net assets
$0
Revenue
$2,270
Expenses
$2,270
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$2.27$2.27$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.90$0.90$1.96$1.96$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.90$0.90$1.20$1.20$0.00
2019Detailed filing. Detailed filing data is available for this year.$0.90$0.90$1.20$1.20$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.90$1.34$3.45$2.56$0.90
2017Detailed filing. Detailed filing data is available for this year.$0.44$0.68$6.09$5.65$0.44
2016Detailed filing. Detailed filing data is available for this year.$0.24$0.24$12.2$12.0$0.24
2014Detailed filing. Detailed filing data is available for this year.$0.37$0.37$22.2$23.8$1.54
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.47$41.6$43.2$1.55
2012Summary only. Only limited summary data is available for this year.$2.02$0.00$42.3$41.7$0.66
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2021 to Mar 31, 2022
Signed
Jul 31, 2022
Return Version
2021v4.2
Gross Receipts
$2,270
Mission and Program Overview

Mission

Credit counseling and debt management

Program Services

DescriptionGrantsExpenses
CREDIT COUNSELING AND DEBT MANAGEMENT--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
AMMIE FAISONBoard Member-$0--
FAROY BESTBoard Member-$0--
ROBERT PIERCEBoard Member-$0--
CAROL PIERCEBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Consumer Credit Advisory
EIN
58-2075913
Phone
9103473177
Address
362 HOLLY SHELTOR RD, JACKSONVILLE, NC 28540

Signing Officer

Name
Raymond Weathers
Title
CEO
Phone
9103473177
Signed
2022-07-31
Discuss with paid preparer
No

Preparer

Firm
Professional Income Tax Service Inc
Address
PO BOX 669, JACKSONVILLE, NC 28541
Preparer
Gloria a Louthan
Phone
9104551372
Raw XML Appendix114 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RAYMOND WEATHERS
IRS990EZ/BooksInCareOfDetail/PhoneNum09103473177
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0362 HOLLY SHELTER RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0JACKSONVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028540
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt02270
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0210
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt00
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrossReceiptsAmt02270
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OccupancyRentUtltsAndMaintAmt0235
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0AMMIE FAISON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1FAROY BEST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROBERT PIERCE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CAROL PIERCE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0CREDIT COUNSELING AND DEBT MANAGEMENT
IRS990EZ/PrintingPublicationsPostageAmt025
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0CREDIT COUNSELING AND DEBT MANAGEMENT
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt01800
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NC
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt02270
IRS990EZ/TotalRevenueAmt02270
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt02270
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01960
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01200
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt01200
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt03452
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt010082
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/InvestmentIncomePYPct00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01
IRS990ScheduleA/PublicSupportPY509Pct00
IRS990ScheduleA/PublicSupportTotal509Amt010082
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt02270
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01960
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01200
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01200
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt03452
IRS990ScheduleA/Total509Grp/TotalAmt010082
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt02270
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt01960
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01200
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01200
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt03452
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt010082
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0RAYMOND WEATHERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09103473177
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-07-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONSUMER CREDIT ADVISORY
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0582075913
ReturnHeader/Filer/PhoneNum09103473177
ReturnHeader/Filer/USAddress/AddressLine1Txt0362 HOLLY SHELTOR RD
ReturnHeader/Filer/USAddress/CityNm0JACKSONVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028540
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0453758541
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PROFESSIONAL INCOME TAX SERVICE INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 669
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0JACKSONVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd028541
ReturnHeader/PreparerPersonGrp/PhoneNum09104551372
ReturnHeader/PreparerPersonGrp/PreparationDt02022-07-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GLORIA A LOUTHAN
ReturnHeader/ReturnTs02022-08-10T16:38:33-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0RAYMOND
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0WEATHERS
ReturnHeader/TaxPeriodBeginDt02021-04-01
ReturnHeader/TaxPeriodEndDt02022-03-31
ReturnHeader/TaxYr02021

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