Civic Intelligence

Stephens Co Habitat for Humani

EIN 58-1971316 • 501(c)3 • Toccoa, GA

Profile

Raise funds by selling donated goods at thrift store in order to build affordable housing for deserving low income families in stephens county georgia.

PO Box 1771Toccoa, GA 30577
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.77x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

95th percentile

3.63x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

85th percentile

40%

Higher net margin than 85% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

16th percentile

-10%

Faster asset growth than 16% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

-4.2%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$1,346,044

Down $156,508 (-10%) from 2023

Liabilities

Down

$1,032,622

Down $84,222 (-7.5%) from 2023

Net Assets

Down

$313,422

Down $72,286 (-19%) from 2023

Revenue

Down

$284,131

Down $12,549 (-4.2%) from 2023

Expenses

Down

$170,709

Down $120,227 (-41%) from 2023

Net Income

Up

$113,422

Up $107,678 (+1875%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $855,528Liabilities 2010: $0Net Assets 2010: $855,5282010Assets 2011: $936,865Liabilities 2011: $0Net Assets 2011: $936,8652011Assets 2012: $873,519Liabilities 2012: $807,259Net Assets 2012: $66,2602012Assets 2013: $1,010,575Liabilities 2013: $949,685Net Assets 2013: $60,8902013Assets 2014: $1,056,278Liabilities 2014: $986,279Net Assets 2014: $69,9992014Assets 2015: $1,103,222Liabilities 2015: $1,012,928Net Assets 2015: $90,2942015Assets 2016: $1,089,213Liabilities 2016: $930,002Net Assets 2016: $159,2112016Assets 2017: $1,081,183Liabilities 2017: $952,935Net Assets 2017: $128,2482017Assets 2018: $1,118,440Liabilities 2018: $1,010,907Net Assets 2018: $107,5332018Assets 2019: $1,085,362Liabilities 2019: $1,016,268Net Assets 2019: $69,0942019Assets 2020: $1,179,841Liabilities 2020: $1,073,104Net Assets 2020: $106,7372020Assets 2021: $1,180,971Liabilities 2021: $1,003,499Net Assets 2021: $177,4722021Assets 2022: $1,283,881Liabilities 2022: $905,881Net Assets 2022: $378,0002022Assets 2023: $1,502,552Liabilities 2023: $1,116,844Net Assets 2023: $385,7082023Assets 2024: $1,346,044Liabilities 2024: $1,032,622Net Assets 2024: $313,4222024

Highlighted filing

2024

Assets$1,346,044
Liabilities$1,032,622
Net Assets$313,422

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200K-$400KExpenses 2010: $108,5422010Revenue 2011: $112,775Expenses 2011: $107,404Net Income 2011: $5,3712011Expenses 2012: $174,1072012Revenue 2013: $182,553Expenses 2013: $180,616Net Income 2013: $1,9372013Revenue 2014: $196,284Expenses 2014: $195,014Net Income 2014: $1,2702014Revenue 2015: $208,822Expenses 2015: $188,527Net Income 2015: $20,2952015Revenue 2016: $206,974Expenses 2016: $153,790Net Income 2016: $53,1842016Revenue 2017: $0Expenses 2017: $255,527Net Income 2017: -$255,5272017Revenue 2018: $0Expenses 2018: $251,740Net Income 2018: -$251,7402018Revenue 2019: $186,727Expenses 2019: $241,925Net Income 2019: -$55,1982019Revenue 2020: $168,691Expenses 2020: $138,528Net Income 2020: $30,1632020Revenue 2021: $286,829Expenses 2021: $226,985Net Income 2021: $59,8442021Revenue 2022: $380,998Expenses 2022: $196,250Net Income 2022: $184,7482022Revenue 2023: $296,680Expenses 2023: $290,936Net Income 2023: $5,7442023Revenue 2024: $284,131Expenses 2024: $170,709Net Income 2024: $113,4222024

Highlighted filing

2024

Revenue$284,131
Expenses$170,709
Net Income$113,422

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.35$1.03$0.31$0.28$0.17$0.11
2023Detailed filing. Detailed filing data is available for this year.$1.50$1.12$0.39$0.30$0.29$0.01
2022Detailed filing. Detailed filing data is available for this year.$1.28$0.91$0.38$0.38$0.20$0.18
2021Detailed filing. Detailed filing data is available for this year.$1.18$1.00$0.18$0.29$0.23$0.06
2020Detailed filing. Detailed filing data is available for this year.$1.18$1.07$0.11$0.17$0.14$0.03
2019Detailed filing. Detailed filing data is available for this year.$1.09$1.02$0.07$0.19$0.24$0.06
2018Detailed filing. Detailed filing data is available for this year.$1.12$1.01$0.11$0.00$0.25$0.25
2017Detailed filing. Detailed filing data is available for this year.$1.08$0.95$0.13$0.00$0.26$0.26
2016Detailed filing. Detailed filing data is available for this year.$1.09$0.93$0.16$0.21$0.15$0.05
2015Detailed filing. Detailed filing data is available for this year.$1.10$1.01$0.09$0.21$0.19$0.02
2014Detailed filing. Detailed filing data is available for this year.$1.06$0.99$0.07$0.20$0.20$0.00
2013Detailed filing. Detailed filing data is available for this year.$1.01$0.95$0.06$0.18$0.18$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.87$0.81$0.07$0.17
2011Summary only. Only limited summary data is available for this year.$0.94$0.00$0.94$0.11$0.11$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.86$0.00$0.86$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.0
Gross Receipts
$284,131
Mission and Program Overview

Mission

Raise funds by selling donated goods at thrift store in order to build affordable housing for deserving low income families in stephens county georgia

Funds are raised via donations and the selling of donated goods via the thrift store those funds are then used to build or refurbish homes and sold to needy family

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$805,986$736,473▼ $69,513
Land, Buildings, and Equipment, Net$305,296$296,149▼ $9,147
Cap Stk Tr Prin Current Funds$357,888$288,851▼ $69,037
Savings and Temporary Cash Investments$200,000$200,000→ $0
Cash and Non-Interest-Bearing Accounts$191,270$113,422▼ $77,848
Pd in Cap Srpls Land Bldg Eqp Fund$27,820$24,571▼ $3,249
Total Assets$1,502,552$1,346,044▼ $156,508
Liabilities
Other Liabilities$1,116,844$1,032,622▼ $84,222
Total Liabilities$1,116,844$1,032,622▼ $84,222
Net Assets / Fund Balance
Total Net Assets Fund Balance$385,708$313,422▼ $72,286
Total Liabilities and Net Assets / Fund Balance$1,502,552$1,346,044▼ $156,508

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$383,660--
Land$27,528--
Equipment$11,000--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Burt HolmesPresident
Dave SchreiberVice President
Agnes OglesbyBoard Member
Jerry JonesBoard Member
Jonathan SangsBoard Member
Nelson WelshmaBoard Member
Pete KeaneBoard Member
Stan RobertsBaord Member
Karen KeaneSecretary
Sandra WatersTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$22,700
Program Service Revenue
$250,329
Investment Income
$11,102
Other Revenue
$0
All Other Contributions
$22,700
Change in Net Assets
$113,422
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$87,465
Salaries, Compensation, and Employee Benefits$83,244
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$76,274$1,135-$77,409
All Other Expenses$16,756--$16,756
Insurance$14,813--$14,813
Depreciation Depletion$9,147--$9,147
Fees for Services Accounting$9,001--$9,001
Payroll Taxes$5,835--$5,835
Payments to Affiliates$3,750--$3,750
Other Expenses$2,707--$2,707
Office Expenses$1,810--$1,810
Fees for Services Legal$1,135--$1,135
Total Functional Expenses$169,574$1,135$0$170,709
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Equity in Homes Yet to Be Paid$736,473
Habitats Equity in Ppe$296,149
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 6

The organization has voting board members who are community volunteers (they are not financially compensated)

Part VI Line 7A

The board votes upon and elects board members in accordance with habitat for humanity international policy guidelines

Part VI Line 11B

This return is based upon monthly reports that are compiled independently of the board then reviewed and approved by the board

Part VI Line 12C

Every decision must be made by a majority vote of the board of directors. Therefore it is impossible for a single member to create a conflict of interest.

Part VI Line 15

The board members are all volunteers and are not financially compensated. Store employees are paid based on state and federal wage regulations and are selected by the board

Part VI Line 18

The 990 is kept on file at the main office and is readily available upon request. Additional copies are available at the bookkeepers office.

Part VI Line 19

All records are kept at the main office and available for inspection upon request.

Filing and Contact Details

Filer

Filer Name
Stephens Co Habitat for Humani
EIN
58-1971316
Phone
7068863790
Address
PO BOX 1771, TOCCOA, GA 30577

Signing Officer

Name
Sandra Waters
Title
Treasurer
Phone
7068863790
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sandra Waters
Legal Domicile
Ga
Voting Board Members
10
Independent Board Members
0
Employees
0

Preparer

Firm
Corporate & Private Accounti
Address
60 BELL PLAZA DRIVE STE 104, TOCCOA, GA 30577
Preparer
Keith Gilbert
Phone
7062825129
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IRS990/PayrollTaxesGrp/ProgramServicesAmt05835
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IRS990/ProgramServiceRevenueGrp/Desc1HOUSING PROJECTS
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt196410
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0153919
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt196410
IRS990/ProgSrvcAccomActy2Grp/ActivityCd0531390
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IRS990/ProgSrvcAccomActy2Grp/RevenueAmt096410
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IRS990/PYRevenuesLessExpensesAmt05744
IRS990/PYSalariesCompEmpBnftPaidAmt075905
IRS990/PYTotalExpensesAmt0290936
IRS990/PYTotalRevenueAmt0296680
IRS990/ReconcilationRevenueExpnssAmt0113422
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IRS990/ReportOtherAssetsInd0false
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt031690
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt084890
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt014038
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0182593
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IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt011384
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0250329
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0258739
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0349026
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0201939
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0153235
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt01213268
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt011102
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0282
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt011384
IRS990ScheduleA/InvestmentIncomeCYPct00.00810
IRS990ScheduleA/InvestmentIncomePYPct00.00020
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IRS990ScheduleA/PublicSupportCY509Pct00.99190
IRS990ScheduleA/PublicSupportPY509Pct00.99980
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IRS990ScheduleA/SupportSumAmt00
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0288014
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0286829
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IRS990ScheduleD/LandGrp/BookValueAmt027528
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1296149
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0EQUITY IN HOMES YET TO BE PAID
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1HABITATS EQUITY IN PPE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0422188
IRS990ScheduleD/TotalLiabilityAmt01032622
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS VOTING BOARD MEMBERS WHO ARE COMMUNITY VOLUNTEERS (THEY ARE NOT FINANCIALLY COMPENSATED)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD VOTES UPON AND ELECTS BOARD MEMBERS IN ACCORDANCE WITH HABITAT FOR HUMANITY INTERNATIONAL POLICY GUIDELINES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THIS RETURN IS BASED UPON MONTHLY REPORTS THAT ARE COMPILED INDEPENDENTLY OF THE BOARD THEN REVIEWED AND APPROVED BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EVERY DECISION MUST BE MADE BY A MAJORITY VOTE OF THE BOARD OF DIRECTORS. THEREFORE IT IS IMPOSSIBLE FOR A SINGLE MEMBER TO CREATE A CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD MEMBERS ARE ALL VOLUNTEERS AND ARE NOT FINANCIALLY COMPENSATED. STORE EMPLOYEES ARE PAID BASED ON STATE AND FEDERAL WAGE REGULATIONS AND ARE SELECTED BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE 990 IS KEPT ON FILE AT THE MAIN OFFICE AND IS READILY AVAILABLE UPON REQUEST. ADDITIONAL COPIES ARE AVAILABLE AT THE BOOKKEEPERS OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ALL RECORDS ARE KEPT AT THE MAIN OFFICE AND AVAILABLE FOR INSPECTION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART VI LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PART VI LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART VI LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6PART VI LINE 19
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IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01135
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0169574
IRS990/TotalFunctionalExpensesGrp/TotalAmt0170709
IRS990/TotalGrossUBIAmt00
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IRS990/TotalProgramServiceRevenueAmt0250329
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0261431
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0284131
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01502552
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IRS990/TypeOfOrganizationCorpInd0X
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IRS990/USAddress/AddressLine1Txt0135 E TUGALO ST
IRS990/USAddress/CityNm0TOCCOA
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SANDRA WATERS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07068863790
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STEPHENS CO HABITAT FOR HUMANI
ReturnHeader/Filer/BusinessNameControlTxt0STEP
ReturnHeader/Filer/EIN0581971316
ReturnHeader/Filer/PhoneNum07068863790
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1771
ReturnHeader/Filer/USAddress/CityNm0TOCCOA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030577
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0263714804
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CORPORATE & PRIVATE ACCOUNTI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt060 BELL PLAZA DRIVE STE 104

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