Civic Intelligence

American Association of Commercial Finance Brokers Inc

EIN 58-1919154 • 501(c)6 • Louisville, KY

Profile

Aacfb is an organization formed to promote the interests of independent commerical finance professionals through education, advocacy, improved communication with funders and programs designed to upgrade the professionalism and profitability of brokers, funders and others.

2301 River Road Suite 102Louisville, KY 40206

www.aacfb.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.15x

Higher debt load relative to assets than 50% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.36x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

53rd percentile

5.4%

Higher net margin than 53% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

30th percentile

$0

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

48th percentile

4.7%

Faster asset growth than 48% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-15%

Faster revenue growth than 10% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets50th percentile

Assets

Up

$1,683,303

Up $75,240 (+4.7%) from 2023

Liabilities

Down

$250,077

Down $7,621 (-3.0%) from 2023

Net Assets

Up

$1,433,226

Up $82,861 (+6.1%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin53rd percentile

Revenue

Down

$694,449

Down $121,665 (-15%) from 2023

Expenses

Up

$656,715

Up $59,422 (+9.9%) from 2023

Net Income

Down

$37,734

Down $181,087 (-83%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth48th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $986,292Liabilities 2011: $168,253Net Assets 2011: $818,0392011Assets 2012: $944,927Liabilities 2012: $132,772Net Assets 2012: $812,1552012Assets 2013: $948,688Liabilities 2013: $154,584Net Assets 2013: $794,1042013Assets 2014: $941,134Liabilities 2014: $160,071Net Assets 2014: $781,0632014Assets 2015: $967,123Liabilities 2015: $175,308Net Assets 2015: $791,8152015Assets 2016: $902,097Liabilities 2016: $149,332Net Assets 2016: $752,7652016Assets 2017: $891,834Liabilities 2017: $145,031Net Assets 2017: $746,8032017Assets 2018: $938,755Liabilities 2018: $168,855Net Assets 2018: $769,9002018Assets 2019: $1,218,994Liabilities 2019: $286,838Net Assets 2019: $932,1562019Assets 2020: $1,144,581Liabilities 2020: $248,838Net Assets 2020: $895,7432020Assets 2021: $1,217,647Liabilities 2021: $253,016Net Assets 2021: $964,6312021Assets 2022: $1,403,449Liabilities 2022: $290,520Net Assets 2022: $1,112,9292022Assets 2023: $1,608,063Liabilities 2023: $257,698Net Assets 2023: $1,350,3652023Assets 2024: $1,683,303Liabilities 2024: $250,077Net Assets 2024: $1,433,2262024

Highlighted filing

2024

Assets$1,683,303
Liabilities$250,077
Net Assets$1,433,226
Open 2024 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $490,234Expenses 2011: $478,108Net Income 2011: $12,1262011Revenue 2012: $470,419Expenses 2012: $476,303Net Income 2012: -$5,8842012Revenue 2013: $504,268Expenses 2013: $522,320Net Income 2013: -$18,0522013Revenue 2014: $542,836Expenses 2014: $555,877Net Income 2014: -$13,0412014Revenue 2015: $646,108Expenses 2015: $629,554Net Income 2015: $16,5542015Revenue 2016: $510,494Expenses 2016: $558,317Net Income 2016: -$47,8232016Revenue 2017: $486,504Expenses 2017: $509,059Net Income 2017: -$22,5552017Revenue 2018: $584,029Expenses 2018: $539,323Net Income 2018: $44,7062018Revenue 2019: $692,409Expenses 2019: $533,701Net Income 2019: $158,7082019Revenue 2020: $293,064Expenses 2020: $327,367Net Income 2020: -$34,3032020Revenue 2021: $539,004Expenses 2021: $468,789Net Income 2021: $70,2152021Revenue 2022: $707,229Expenses 2022: $552,934Net Income 2022: $154,2952022Revenue 2023: $816,114Expenses 2023: $597,293Net Income 2023: $218,8212023Revenue 2024: $694,449Expenses 2024: $656,715Net Income 2024: $37,7342024

Highlighted filing

2024

Revenue$694,449
Expenses$656,715
Net Income$37,734
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,683,303
Liabilities
$250,077
Net assets
$1,433,226
Revenue
$694,449
Expenses
$656,715
Net income
$37,734
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.68$0.25$1.43$0.69$0.66$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.61$0.26$1.35$0.82$0.60$0.22
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$0.29$1.11$0.71$0.55$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.22$0.25$0.96$0.54$0.47$0.07
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.14$0.25$0.90$0.29$0.33$0.03
2019Summary only. Only limited summary data is available for this year.$1.22$0.29$0.93$0.69$0.53$0.16
2018Summary only. Only limited summary data is available for this year.$0.94$0.17$0.77$0.58$0.54$0.04
2017Summary only. Only limited summary data is available for this year.$0.89$0.15$0.75$0.49$0.51$0.02
2016Summary only. Only limited summary data is available for this year.$0.90$0.15$0.75$0.51$0.56$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.97$0.18$0.79$0.65$0.63$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.94$0.16$0.78$0.54$0.56$0.01
2013Summary only. Only limited summary data is available for this year.$0.95$0.15$0.79$0.50$0.52$0.02
2012Summary only. Only limited summary data is available for this year.$0.94$0.13$0.81$0.47$0.48$0.01
2011Summary only. Only limited summary data is available for this year.$0.99$0.17$0.82$0.49$0.48$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 1, 2025
Return Version
2024v5.2
Gross Receipts
$694,449
Mission and Program Overview

Mission

Aacfb is an organization formed to promote the interests of independent commerical finance professionals through education, advocacy, improved communication with funders and programs designed to upgrade the professionalism and profitability of brokers, funders and others.

The association is a trade association empowering independent commercial finance professionals and the interests of their funding source partners. Aacfb has evolved into an innovative association representing the interests of its members and is constantly developing programs and opportunities to improve levels of performance, while providing consistent encouragement to members to implement and utilize ethical disciplines.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$873,582$817,292▼ $56,290
Investments in Publicly Traded Securities$334,918$635,098▲ $300,180
Prepaid Expenses and Deferred Charges$20,158$80,991▲ $60,833
Accounts Receivable$65,367$76,257▲ $10,890
Savings and Temporary Cash Investments$314,038$73,665▼ $240,373
Total Assets$1,608,063$1,683,303▲ $75,240
Liabilities
Deferred Revenue$257,209$245,481▼ $11,728
Accounts Payable and Accrued Expenses$489$4,596▲ $4,107
Total Liabilities$257,698$250,077▼ $7,621
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,350,365$1,433,226▲ $82,861
Total Net Assets Fund Balance$1,350,365$1,433,226▲ $82,861
Total Liabilities and Net Assets / Fund Balance$1,608,063$1,683,303▲ $75,240
Compensation and Service Providers
Top Officer Pay30th percentile

Board Members and Trustees

NameTitle
Teresa CranneyImmediate Past President
Roderick KnollPresident
Kalah SprabearyPresident-elect
Kortney MurrayVice President
Katie BakerDirector at Large
Laura EstradaDirector at Large
Liz PoventudDirector at Large
Monica HarperExecutive Director
Paul BosleyTreasurer/secretary

Highest Paid Contractors

ContractorServicesLocationCompensation
Fsa Management GroupManagement Services2301 RIVER ROAD SUITE 102, Louisville, KY 40206$226,750
Revenue and Support

Revenue Composition

Contributions and Grants
$223,350
Program Service Revenue
$434,953
Investment Income
$28,345
Other Revenue
$7,801
All Other Contributions
$3,090
Change in Net Assets
$37,734
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$656,715
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings---$242,187
Fees for Services Management---$226,750
Fees for Services Legal---$31,234
All Other Expenses---$20,798
Information Technology---$17,461
Other Expenses---$16,950
Insurance---$10,400
Travel---$5,385
Fees for Service Investment Mgmnt Fees---$4,780
Advertising---$1,721
Office Expenses---$1,266
Fees for Services Accounting---$1,150
Total Functional Expenses$0$0$0$656,715
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“The organization has engaged the services of fsa management group to manage its affairs.”

Form 990, Part VI, Section A, Line 6

“The organization has members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors establishes the policies governing the conduct of elections. At the annual meetings members elect the number of directors as necessary to fill vacancies of directors whose terms expire as of such meeting.”

Form 990, Part VI, Section B, Line 11B

“Electronic draft copies are sent to the executive director of the organization for dissemination to the board of directors with written instructions to review and approve the form in accordance with irs regulations. Written comments and questions by the board, if any, are sent to the accountant for responses. Otherwise, each board member signs off on the written instruction sheet that they approve of form 990 as prepared.”

Form 990, Part VI, Section B, Line 12C

“Members of the board are required to sign a document stating that they have no conflicts of interest between them and any outside parties that would diminish their capacity to serve; this procedure is done on an annual basis.”

Form 990, Part VI, Section C, Line 19

“Documents available upon request.”

Filing and Contact Details

Filer

Filer Name
American Association of Commercial
EIN
58-1919154
Phone
5025749030
Address
2301 RIVER ROAD SUITE 102, LOUISVILLE, KY 40206

Signing Officer

Name
Paul Bosley
Title
Treasurer/secretary
Phone
5025749030
Signed
2025-08-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Monica Harper
Formed
1991
Legal Domicile
Ga
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
0

Preparer

Firm
Hicks & Associates Cpas Pllc
Address
1795 ALYSHEBA WAY STE 6206, LEXINGTON, KY 40509
Preparer
David W Hickscpacff
Phone
8593689727
Raw XML Appendix345 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsReceivableGrp/EOYAmt076257
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE ASSOCIATION IS A TRADE ASSOCIATION EMPOWERING INDEPENDENT COMMERCIAL FINANCE PROFESSIONALS AND THE INTERESTS OF THEIR FUNDING SOURCE PARTNERS. AACFB HAS EVOLVED INTO AN INNOVATIVE ASSOCIATION REPRESENTING THE INTERESTS OF ITS MEMBERS AND IS CONSTANTLY DEVELOPING PROGRAMS AND OPPORTUNITIES TO IMPROVE LEVELS OF PERFORMANCE, WHILE PROVIDING CONSISTENT ENCOURAGEMENT TO MEMBERS TO IMPLEMENT AND UTILIZE ETHICAL DISCIPLINES.
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IRS990/BooksInCareOfDetail/USAddress/CityNm0LOUISVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KY
IRS990/BooksInCareOfDetail/USAddress/ZIPCd040206
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IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
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IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/Desc0THE ASSOCIATION PROVIDES OPPORTUNITIES FOR THE EXCHANGE OF IDEAS AND INFORMATION CONCERNING THE LEASING INDUSTRY FOR STUDY, DISCUSSION AND PUBLICATION; DEVELOPS EFFICIENT METHODS, PROCEDURES AND TECHNIQUES FOR MANAGING THE COMMON INTERESTS OF LEASE BROKERS; DEVELOPS AND ENCOURAGES HIGH STANDARDS OF PERSONAL AND PROFESSIONAL CONDUCT AMONG BROKERS IN THE LEASING FIELD; AND HOLDS MEETINGS AND CONFERENCES FOR THE IMPROVEMENT, EDUCATION AND NETWORKING OF ASSOCIATION MEMBERS.THE ASSOCIATION ALSO EXCHANGES AND COMPILES INFORMATION RELATING TO LEGAL AND LEGISLATIVE DEVELOPMENTS IN THE LEASING INDUSTRY. COLLECTS AND DISSEMINATES STATISTICS AND OTHER RELATED INFORMATION HELPFUL TO MEMBERS.
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IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
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IRS990/ForeignFinancialAccountInd00
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IRS990/Form990PartVIISectionAGrp/PersonNm3KORTNEY MURRAY
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IRS990/Form990PartVIISectionAGrp/TitleTxt0IMMEDIATE PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT-ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER/SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR AT LARGE
IRS990/Form990PartVIISectionAGrp/TitleTxt8EXECUTIVE DIRECTOR
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IRS990/MembersOrStockholdersInd01
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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
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IRS990/MoreThan5000KToOrgInd00
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0BANK CHARGES AND FEES
IRS990/OtherExpensesGrp/Desc1BOARD MEETING EXPENSE
IRS990/OtherExpensesGrp/Desc2DISTANCE LEARNING TASK
IRS990/OtherExpensesGrp/Desc3CHARITY EVENT EXPENSE
IRS990/OtherExpensesGrp/TotalAmt030608
IRS990/OtherExpensesGrp/TotalAmt127150
IRS990/OtherExpensesGrp/TotalAmt218875
IRS990/OtherExpensesGrp/TotalAmt316950
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt07801
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt07801
IRS990/OtherRevenueTotalAmt07801
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt020158
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt080991
IRS990/PrincipalOfficerNm0MONICA HARPER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0SPONSORSHIP REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1MEETING AND CONVENTION
IRS990/ProgramServiceRevenueGrp/ExclusionAmt0154463
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0280490
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0280490
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1154463
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0230537
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt012967
IRS990/PYOtherExpensesAmt0597293
IRS990/PYOtherRevenueAmt0125
IRS990/PYProgramServiceRevenueAmt0572485
IRS990/PYRevenuesLessExpensesAmt0218821
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0597293
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0816114
IRS990/ReconcilationRevenueExpnssAmt037734
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0314038
IRS990/SavingsAndTempCashInvstGrp/EOYAmt073665
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/OnlyInHouseLobbyingInd01
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS ENGAGED THE SERVICES OF FSA MANAGEMENT GROUP TO MANAGE ITS AFFAIRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ESTABLISHES THE POLICIES GOVERNING THE CONDUCT OF ELECTIONS. AT THE ANNUAL MEETINGS MEMBERS ELECT THE NUMBER OF DIRECTORS AS NECESSARY TO FILL VACANCIES OF DIRECTORS WHOSE TERMS EXPIRE AS OF SUCH MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ELECTRONIC DRAFT COPIES ARE SENT TO THE EXECUTIVE DIRECTOR OF THE ORGANIZATION FOR DISSEMINATION TO THE BOARD OF DIRECTORS WITH WRITTEN INSTRUCTIONS TO REVIEW AND APPROVE THE FORM IN ACCORDANCE WITH IRS REGULATIONS. WRITTEN COMMENTS AND QUESTIONS BY THE BOARD, IF ANY, ARE SENT TO THE ACCOUNTANT FOR RESPONSES. OTHERWISE, EACH BOARD MEMBER SIGNS OFF ON THE WRITTEN INSTRUCTION SHEET THAT THEY APPROVE OF FORM 990 AS PREPARED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MEMBERS OF THE BOARD ARE REQUIRED TO SIGN A DOCUMENT STATING THAT THEY HAVE NO CONFLICTS OF INTEREST BETWEEN THEM AND ANY OUTSIDE PARTIES THAT WOULD DIMINISH THEIR CAPACITY TO SERVE; THIS PROCEDURE IS DONE ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0GA
IRS990/StatesWhereCopyOfReturnIsFldCd1KY
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01608063
IRS990/TotalAssetsEOYAmt01683303
IRS990/TotalAssetsGrp/BOYAmt01608063
IRS990/TotalAssetsGrp/EOYAmt01683303
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0223350
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0656715
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0257698
IRS990/TotalLiabilitiesEOYAmt0250077
IRS990/TotalLiabilitiesGrp/BOYAmt0257698
IRS990/TotalLiabilitiesGrp/EOYAmt0250077
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01350365
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01433226
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0434953
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0182808
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0288291
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0694449
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01608063
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01683303
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt05385
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02301 RIVER ROAD SUITE 102
IRS990/USAddress/CityNm0LOUISVILLE
IRS990/USAddress/StateAbbreviationCd0KY
IRS990/USAddress/ZIPCd040206
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.AACFB.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL BOSLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER/SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum05025749030
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AMERICAN ASSOCIATION OF COMMERCIAL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FINANCE BROKERS INC
ReturnHeader/Filer/BusinessNameControlTxt0AMER
ReturnHeader/Filer/EIN0581919154
ReturnHeader/Filer/PhoneNum05025749030
ReturnHeader/Filer/USAddress/AddressLine1Txt02301 RIVER ROAD SUITE 102
ReturnHeader/Filer/USAddress/CityNm0LOUISVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KY
ReturnHeader/Filer/USAddress/ZIPCd040206
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0453047226
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HICKS & ASSOCIATES CPAS PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01795 ALYSHEBA WAY STE 6206
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LEXINGTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040509
ReturnHeader/PreparerPersonGrp/PhoneNum08593689727
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID W HICKSCPACFF
ReturnHeader/ReturnTs02025-08-01T12:39:18-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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