Liabilities / Assets
77th percentile
Higher debt load relative to assets than 77% of similar nonprofits.
EIN 58-1903219 • 501(c)3 • Raleigh, NC
Profile
Our mission is to foster economic development in underserved communities by providing capital, business services, and policy research to support small businesses.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
77th percentile
Higher debt load relative to assets than 77% of similar nonprofits.
Liabilities / Revenue
90th percentile
Higher debt load relative to revenue than 90% of similar nonprofits.
Net Margin
51st percentile
Higher net margin than 51% of similar nonprofits.
Top Officer Pay
43rd percentile
Higher top officer pay than 43% of similar nonprofits.
Top officer pay equals 3.0% of source-year revenue.
Asset Growth
57th percentile
Faster asset growth than 57% of similar nonprofits.
Revenue Growth
29th percentile
Faster revenue growth than 29% of similar nonprofits.
Assets
Up$39,156,291
Up $2,603,401 (+7.1%) from 2024
Liabilities
Up$22,126,442
Up $2,237,984 (+11%) from 2024
Net Assets
Up$17,029,849
Up $365,417 (+2.2%) from 2024
Revenue
Down$7,889,556
Down $104,433 (-1.3%) from 2024
Expenses
Up$7,524,139
Up $584,866 (+8.4%) from 2024
Net Income
Down$365,417
Down $689,299 (-65%) from 2024
Most recent year
2025 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2024 below.
Our mission is to foster economic development in underserved communities by providing capital, business services, and policy research to support small businesses.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments Program Related | $25,783,353 | $25,305,986 | ▼ $477,367 |
| Cash and Non-Interest-Bearing Accounts | $4,215,345 | $5,870,293 | ▲ $1,654,948 |
| Savings and Temporary Cash Investments | $1,044,908 | $2,679,474 | ▲ $1,634,566 |
| Other Notes and Loans Receivable, Net | $1,965,940 | $1,877,898 | ▼ $88,042 |
| Land, Buildings, and Equipment, Net | $739,887 | $603,988 | ▼ $135,899 |
| Pledges and Grants Receivable | $550,829 | $149,718 | ▼ $401,111 |
| Prepaid Expenses and Deferred Charges | $72,518 | $65,533 | ▼ $6,985 |
| Total Assets | $34,372,780 | $36,552,890 | ▲ $2,180,110 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $16,735,476 | $17,285,333 | ▲ $549,857 |
| Escrow Account Liability | $782,137 | $1,270,935 | ▲ $488,798 |
| Other Liabilities | $751,351 | $613,540 | ▼ $137,811 |
| Deferred Revenue | $226,317 | $393,812 | ▲ $167,495 |
| Accounts Payable and Accrued Expenses | $267,783 | $324,838 | ▲ $57,055 |
| Total Liabilities | $18,763,064 | $19,888,458 | ▲ $1,125,394 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $14,252,088 | $15,289,601 | ▲ $1,037,513 |
| Net Assets With Donor Restrictions | $1,357,628 | $1,374,831 | ▲ $17,203 |
| Total Net Assets Fund Balance | $15,609,716 | $16,664,432 | ▲ $1,054,716 |
| Total Liabilities and Net Assets / Fund Balance | $34,372,780 | $36,552,890 | ▲ $2,180,110 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $595,191 | $285,555 | $880,746 |
| Equipment | $8,797 | $296,543 | $305,340 |
| Investment Program Related Org | $-1,888,728 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Kevin Dick | President & | FT | $212,031 | $21,470 | $233,501 |
| Kevin Dick | President & CEO | - | $185,031 | $48,470 | $233,501 |
| Mark Royster | Chief Credit | FT | $135,782 | $17,553 | $153,335 |
| Mark Royster | Chief Credit Officer | - | $135,782 | $17,553 | $153,335 |
| John Sabiston | CFO | FT | $124,412 | $17,602 | $142,014 |
| Lori Diaz | VP Business | FT | $113,982 | $16,067 | $130,049 |
| Brent Allison | Loan Portfol | FT | $103,323 | $6,060 | $109,383 |
| Reginold Jones | Business Sol | FT | $103,323 | $6,060 | $109,383 |
| Meryl Olson | CFO | - | $96,404 | - | $96,404 |
| Name | Title |
|---|---|
| Ted Archer | Board Chair |
| Huntley Garriott | Chair/former |
| Rodrick Banks | Assit Board |
| Aaron Thomas | Board Asst S |
| Tiffany Hall Mcneil | Board Secret |
| Bobby Robinson | Board Vice C |
| Brian Hedges | Director |
| Dr Joseph Fox | Director |
| Frank Pollock | Director |
| Jeff Marshall | Director |
| Larry Garcia | Director |
| Leslie Person | Director |
| Merrill Flood | Director |
| Pilar Rocha-goldberg | Director |
| Raymond Chinn | Director |
| Robyn Lake Hamilton | Director |
| Sedrick Mccallum | Director |
| Stephen Dille | Director |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Vann Attorneys | Legal Services | 1720 HILLSBOROUGH ST, Raleigh, NC 27605 | $113,261 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $3,648,429 |
| Other Expenses | $3,265,936 |
| Grants and Similar Amounts Paid | $24,908 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $1,891,244 | $444,544 | - | $2,335,788 |
| Current Officers, Directors, Trustees, and Key Employees | $324,269 | $348,120 | - | $672,389 |
| Fees for Services Other | $359,916 | $149,469 | - | $509,385 |
| Interest | $376,512 | - | - | $376,512 |
| Other Employee Benefits | $198,362 | $70,970 | - | $269,332 |
| Payroll Taxes | $180,011 | $64,404 | - | $244,415 |
| Fees for Services Legal | $184,653 | $52,082 | - | $236,735 |
| Occupancy | $159,611 | $45,019 | - | $204,630 |
| Fees for Services Lobbying | $170,021 | - | - | $170,021 |
| Information Technology | $128,554 | $26,330 | - | $154,884 |
| Pension Plan Contributions | $93,171 | $33,334 | - | $126,505 |
| Fees for Services Accounting | $96,884 | $27,326 | - | $124,210 |
| Travel | $76,865 | $21,680 | - | $98,545 |
| Office Expenses | $53,933 | $14,369 | - | $68,302 |
| Other Expenses | $55,990 | $12,466 | - | $55,990 |
| All Other Expenses | $44,441 | $7,453 | - | $51,894 |
| Insurance | $37,844 | $10,674 | - | $48,518 |
| Advertising | $35,595 | $8,899 | - | $44,494 |
| Conferences and Meetings | $30,572 | $8,753 | - | $39,325 |
| Grants to Domestic Orgs | $24,908 | - | - | $24,908 |
| Total Functional Expenses | $5,571,807 | $1,367,466 | $0 | $6,939,273 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $6,990,345 |
| Expenses per Audited Statements | $6,939,273 |
| Total Expenses per Form 990 | $6,939,273 |
| Expenses Not Reported on Form 990 | $51,072 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $43,399 |
| Fundraising Gross Income | $3,984 |
| Professional Fundraising Fees | $0 |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Hispanic Herita | $20,000 | - | $1,435 | - |
| Wwbc Conference | $36,047 | $3,984 | $29,823 | $-25,839 |
| Total Events | $71,047 | $3,984 | $43,399 | $-39,415 |
| Liability | Amount |
|---|---|
| Operating Lease Liability | $613,540 |
“The form 990 is reviewed by the ceo, cfo and the finance committee chair and is provided to finance committee members for review prior to its filing.”
“Board members are required to disclose conflicts of interest. This policy is monitored on an annual basis and documented in the minutes.”
“Compensation is reviewed by the executive committee and comparables are considered among like agencies and other nonprofit entities. Each year a performance appraisal is done and any increase in salary is recommended by the executive committee and approved by the board.”
“The organization makes its governing documents available upon request to the organization's office.”
“Special event expenses 43,399 special event expenses -43,399”
“Funds held in agency: the organization administers certain loan and grant programs on behalf of certain municipalities and a nonprofit organization. Advances of loan or grant funds are recorded as a liability until disbursed.”
“The organization believes that it has appropriate support for any tax positions taken, and as such, does not have any uncertain tax positions that are material to the financial statements.”
“Special event expenses 43,399”
“Special event expenses 43,399”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 267783 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 324838 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | OUR MISSION IS TO FOSTER ECONOMIC DEVELOPMENT IN UNDERSERVED COMMUNITIES BY PROVIDING CAPITAL, BUSINESS SERVICES, AND POLICY RESEARCH TO SUPPORT SMALL BUSINESSES. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 8899 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 35595 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 44494 |
| IRS990/AllOtherContributionsAmt | 0 | 666021 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 7453 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 44441 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 51894 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KEVIN DICK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9198031437 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3128 HIGHWOODS BLVD SUITE 170 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | RALEIGH |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 27604 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 4215345 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 5870293 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 348120 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 324269 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 672389 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 8753 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 30572 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 39325 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 113261 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 1720 HILLSBOROUGH ST |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | RALEIGH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 27605 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | VANN ATTORNEYS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | LEGAL SERVICES |
| IRS990/ContriRptFundraisingEventAmt | 0 | 67063 |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 5822109 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 24908 |
| IRS990/CYInvestmentIncomeAmt | 0 | 151673 |
| IRS990/CYOtherExpensesAmt | 0 | 3265936 |
| IRS990/CYOtherRevenueAmt | 0 | -39239 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2059446 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1054716 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 3648429 |
| IRS990/CYTotalExpensesAmt | 0 | 6939273 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 7993989 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | true |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 226317 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 393812 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | CAROLINA SMALL BUSINESS DEVELOPMENT FUND IS A CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI). IN 2010, THE ORGANIZATION LAUNCHED ITS SMALL BUSINESS REVOLVING LOAN FUND PROGRAM (SBRLF), TARGETING UNDERSERVED COMMUNITIES AND POPULATIONS THAT FIND IT DIFFICULT TO ACCESS CAPITAL. THE ORGANIZATION ALSO PROVIDES FINANCIAL TRAINING AND TECHNICAL ASSISTANCE TO START-UPS AND EXISTING BUSINESSES AND LENDING SERVICES TO COMMUNITY-BASED ORGANIZATIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 1357628 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 1374831 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 45 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 782137 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 1270935 |
| IRS990/ExpenseAmt | 0 | 5571807 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditPerformedInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | true |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 27326 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 96884 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 124210 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 52082 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 184653 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 236735 |
| IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt | 0 | 170021 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 170021 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 149469 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 359916 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 509385 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 17 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 18 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 19 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 20 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 21 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 22 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 23 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 14 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 15 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 16 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 17 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 21470 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 17553 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 17602 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 16067 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 6060 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 6060 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 24 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KEVIN DICK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARK ROYSTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOHN SABISTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LORI DIAZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BRENT ALLISON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | REGINOLD JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MERYL OLSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TED ARCHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | RODRICK BANKS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | RAYMOND CHINN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | STEPHEN DILLE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | MERRILL FLOOD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | DR JOSEPH FOX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | LARRY GARCIA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | HUNTLEY GARRIOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | ROBYN LAKE HAMILTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | BRIAN HEDGES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 17 | JEFF MARSHALL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 18 | SEDRICK MCCALLUM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 19 | TIFFANY HALL MCNEIL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 20 | LESLIE PERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 21 | FRANK POLLOCK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 22 | BOBBY ROBINSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 23 | PILAR ROCHA-GOLDBERG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 24 | AARON THOMAS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 212031 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 135782 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 124412 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 113982 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 103323 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 103323 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 96404 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 24 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 17 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 18 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 19 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 20 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 21 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 22 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 23 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 24 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT & |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHIEF CREDIT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VP BUSINESS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | LOAN PORTFOL |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BUSINESS SOL |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | ASSIT BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | CHAIR/FORMER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 17 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 18 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 19 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 20 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 21 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 22 | BOARD VICE C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 23 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 24 | BOARD ASST S |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1990 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | true |
| IRS990/FundraisingAmt | 0 | 67063 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 43399 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 3984 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 15 |
| IRS990/GovernmentGrantsAmt | 0 | 5089025 |
| IRS990/GrantAmt | 0 | 24908 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 24908 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 24908 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 8037388 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 15 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 26330 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 128554 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 154884 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 10674 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 37844 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 48518 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 376512 |
| IRS990/InterestGrp/TotalAmt | 0 | 376512 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 151673 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 151673 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 25783353 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 25305986 |
| IRS990/IRPDocumentCnt | 0 | 57 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 582098 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 739887 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 603988 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1186086 |
| IRS990/LegalDomicileStateCd | 0 | NC |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO FOSTER ECONOMIC DEVELOPMENT IN UNDERSERVED COMMUNITIES BY PROVIDING CAPITAL, BUSINESS SERVICES, AND POLICY RESEARCH TO SUPPORT SMALL BUSINESSES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 16735476 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 17285333 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 15609716 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 16664432 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | -39415 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 14252088 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 15289601 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 45019 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 159611 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 204630 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 14369 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 53933 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 68302 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 70970 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 198362 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 269332 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | SUBSCRIPTION AND DUES |
| IRS990/OtherExpensesGrp/Desc | 2 | STAFF DEVELOPMENT |
| IRS990/OtherExpensesGrp/Desc | 3 | GRANT REPAYMENT |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 21574 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 12466 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 927764 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 76489 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 44198 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 55990 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 927764 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 98063 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 56664 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 55990 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 751351 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 613540 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 900099 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 176 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 176 |
| IRS990/OtherRevenueTotalAmt | 0 | 176 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 444544 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 1891244 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 2335788 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1965940 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1877898 |
| IRS990/OwnWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 64404 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 180011 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 244415 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 33334 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 93171 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 126505 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 550829 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 149718 |
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