Civic Intelligence

Provident Benevolent Foundation

EIN 58-1881092 • Charlotte, NC

338 S Sharon Amity Rd PMB 521Charlotte, NC 28211
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$10M-$25M nonprofits • Source year 2025

Net Margin

6th percentile

-61%

Higher net margin than 6% of similar nonprofits.

$10M-$25M nonprofits • Source year 2025

Top Officer Pay

32nd percentile

$78,000

Higher top officer pay than 32% of similar nonprofits.

Top officer pay equals 5.9% of source-year revenue.

$10M-$25M nonprofits • Source year 2025

Asset Growth

19th percentile

-3.8%

Faster asset growth than 19% of similar nonprofits.

$10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

20th percentile

-9.2%

Faster revenue growth than 20% of similar nonprofits.

$10M-$25M nonprofits • Annualized from 2024 to 2025

Assets

Down

$20,440,564

Down $802,164 (-3.8%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$20,440,564

Down $802,164 (-3.8%) from 2024

Revenue

Down

$1,325,103

Down $134,582 (-9.2%) from 2024

Expenses

Up

$2,140,019

Up $76,239 (+3.7%) from 2024

Net Income

Down

-$814,916

Down $210,821 (-35%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2012: $20,305,852Liabilities 2012: $02012Assets 2013: $20,433,364Liabilities 2013: $02013Assets 2014: $22,179,157Liabilities 2014: $02014Assets 2015: $22,651,068Liabilities 2015: $02015Assets 2016: $21,865,425Liabilities 2016: $02016Assets 2019: $21,907,075Liabilities 2019: $02019Assets 2020: $21,654,806Liabilities 2020: $0Net Assets 2020: $21,654,8062020Assets 2021: $23,061,210Liabilities 2021: $0Net Assets 2021: $23,061,2102021Assets 2022: $23,214,312Liabilities 2022: $0Net Assets 2022: $23,214,3122022Assets 2023: $21,888,348Liabilities 2023: $0Net Assets 2023: $21,888,3482023Assets 2024: $21,242,728Liabilities 2024: $0Net Assets 2024: $21,242,7282024Assets 2025: $20,440,564Liabilities 2025: $0Net Assets 2025: $20,440,5642025

Highlighted filing

2025

Assets$20,440,564
Liabilities$0
Net Assets$20,440,564

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2012: $2,495,624Expenses 2012: $958,836Net Income 2012: $1,536,7882012Revenue 2013: $1,224,365Expenses 2013: $1,075,720Net Income 2013: $148,6452013Revenue 2014: $2,990,630Expenses 2014: $1,218,135Net Income 2014: $1,772,4952014Revenue 2015: $1,760,162Expenses 2015: $1,300,596Net Income 2015: $459,5662015Revenue 2016: $659,818Expenses 2016: $1,449,262Net Income 2016: -$789,4442016Revenue 2019: $1,599,631Expenses 2019: $1,473,756Net Income 2019: $125,8752019Revenue 2020: $1,604,750Expenses 2020: $1,891,766Net Income 2020: -$287,0162020Revenue 2021: $1,921,097Expenses 2021: $506,927Net Income 2021: $1,414,1702021Revenue 2022: $1,975,366Expenses 2022: $1,813,598Net Income 2022: $161,7682022Revenue 2023: $586,131Expenses 2023: $1,931,700Net Income 2023: -$1,345,5692023Revenue 2024: $1,459,685Expenses 2024: $2,063,780Net Income 2024: -$604,0952024Revenue 2025: $1,325,103Expenses 2025: $2,140,019Net Income 2025: -$814,9162025

Highlighted filing

2025

Revenue$1,325,103
Expenses$2,140,019
Net Income-$814,916

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 10, 2025
Return Version
2024v5.2
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Janet WornallDirectorPT$78,000-$78,000
Filing and Contact Details

Filer

Filer Name
Provident Benevolent Foundation
EIN
58-1881092
Phone
7043662477
Address
338 S Sharon Amity Rd PMB 521, Charlotte, NC 28211

Signing Officer

Name
Janet Wornall
Title
Trustee
Signed
2025-12-10
Discuss with paid preparer
Yes

Preparer

Firm
Goar Endriss & Walker Pa
Address
1590 First Street, Sarasota, FL 34236
Preparer
Kathleen R Walker
Phone
9413666380
Raw XML Appendix371 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/StatementsRegardingActy4720Grp/GrantsToOrganizationsInd0false
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IRS990PF/StatementsRegardingActy4720Grp/InfluenceLegislationInd0false
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IRS990PF/StatementsRegardingActy4720Grp/NoncharitablePurposeInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayCompDisqualifiedPrsnInd0false
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IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/ProhibitedTaxShelterTransInd0false
IRS990PF/StatementsRegardingActy4720Grp/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/SaleOrExchDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990PF/StatementsRegardingActy4720Grp/TransferAstDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPriorActsInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd0false
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0false
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd0false
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd0false
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0338 S Sharon Amity Rd PMB 521
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0Charlotte
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0NC
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd028211
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd0false
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0NC
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
IRS990PF/StatementsRegardingActyGrp/PersonsWithBooksName/BusinessNameLine1Txt0Janet Wornall
IRS990PF/StatementsRegardingActyGrp/PhoneNum07043662477
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0false
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt01865700
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0Charitable Contribution
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt0N/A
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientPersonNm0Schedule Attached
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt0N/A
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt0Various
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0Various
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0NC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd028211
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt01865700
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt01328989
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt01328989
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr1Amt0493975
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovToNextYrAmt01161492
IRS990PF/UndistributedIncomeGrp/ExcessFromCurrentYearAmt0667517
IRS990PF/UndistributedIncomeGrp/ExcessFromYear1Amt0493975
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt01996506
IRS990PF/UndistributedIncomeGrp/RemainingDistriFromCorpusAmt0667517
IRS990PF/UndistributedIncomeGrp/TotalCorpusAmt01161492
IRS990PF/UndistributedIncomeGrp/TotalExcessDistributionCyovAmt0493975
IRS990PF/UndistributedIncomeGrp/TreatedAsDistriFromCorpusAmt00
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt00
OtherAssetsSchedule/OtherAssetsScheduleGrp/BOYBookValueAmt07232
OtherAssetsSchedule/OtherAssetsScheduleGrp/BOYBookValueAmt127616
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc0Due from N.T. Broker
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc1Est Tax Payment 6/2025
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc2Tax Dep Applied from P/Y
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYBookValueAmt06316
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYBookValueAmt120000
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYBookValueAmt29031
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYFMVAmt020000
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYFMVAmt19031
OtherDecreasesSchedule/OtherDecreasesDetail/Amt01325
OtherDecreasesSchedule/OtherDecreasesDetail/Desc0Graham Absolute Return ASP Fund K-1 C/Y Net Income
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0ADR Fees
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1Graham Absolute Return ASP Fd Invest Exp
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2Office Expenses
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc3Office Rent
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt05891
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt127400
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt0126
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt14528
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt0126
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt14528
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt25891
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt327400
OtherIncomeSchedule2/OtherIncomeDetail/Desc0Graham Absolute Return ASP Fund
OtherIncomeSchedule2/OtherIncomeDetail/Desc1Northern Trust Sec 1411 Inc
OtherIncomeSchedule2/OtherIncomeDetail/NetInvestmentIncomeAmt05832
OtherIncomeSchedule2/OtherIncomeDetail/NetInvestmentIncomeAmt181
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt05832
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt181
OtherIncreasesSchedule/OtherIncreasesDetail/Amt014077
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0Capital Structure Changes
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt00
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt10
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt20
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt30
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt40
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt06896
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt15480
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt26063
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt319515
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt482230
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0Fuller & Thaler Asset Mgmt
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt1Kayne Anderson Asst Mgmt
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt2Northern Tr Investment Mgmt Fees
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt3Wells Fargo Grant Admin Fee
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt4Wells Fargo Mgmt Fees
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt00
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt10
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt20
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt319515
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt40
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt06896
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt15480
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt26063
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt30
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt482230
TaxesSchedule/TaxesDetail/Amt020000
TaxesSchedule/TaxesDetail/Amt11668
TaxesSchedule/TaxesDetail/Amt28869
TaxesSchedule/TaxesDetail/Amt3142
TaxesSchedule/TaxesDetail/CategoryTxt0Estimated Tax Payment 3/15/25
TaxesSchedule/TaxesDetail/CategoryTxt1Foreign Taxes (NT)
TaxesSchedule/TaxesDetail/CategoryTxt2Foreign Taxes (WF)
TaxesSchedule/TaxesDetail/CategoryTxt3Refund Prior Tax Payment
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt01668
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt18869
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Janet Wornall
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Provident Benevolent Foundation
ReturnHeader/Filer/BusinessNameControlTxt0PROV
ReturnHeader/Filer/EIN0581881092
ReturnHeader/Filer/PhoneNum07043662477
ReturnHeader/Filer/USAddress/AddressLine1Txt0338 S Sharon Amity Rd PMB 521
ReturnHeader/Filer/USAddress/CityNm0Charlotte
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028211
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0591493980
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GOAR ENDRISS & WALKER PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01590 First Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Sarasota
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd034236
ReturnHeader/PreparerPersonGrp/PhoneNum09413666380
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kathleen R Walker
ReturnHeader/ReturnTs02025-12-10T09:03:53-08:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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