Civic Intelligence

Center for Economic Empowerment and Development

990 • Fiscal year 2015 • EIN 58-1873977

Jul 01, 2014 to Jun 30, 2015 • Filed on Dec 16, 2015

Organization ProfileWWW.NCCEED.ORG
230 Hay StreetFayetteville, NC 28301

(910) 323-3377

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.65x

Higher debt load relative to assets than 84% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

92nd percentile

2.92x

Higher debt load relative to revenue than 92% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

56th percentile

4.7%

Higher net margin than 56% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

48th percentile

$60,000

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 5.6% of source-year revenue.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Asset Growth

28th percentile

-3.7%

Faster asset growth than 28% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

74th percentile

18%

Faster revenue growth than 74% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets84th percentile

Assets

Down

$4,808,290

Down $184,851 (-3.7%) from 2014

Net Assets

Up

$1,659,874

Up $50,433 (+3.1%) from 2014

Liabilities

Down

$3,148,416

Down $235,284 (-7.0%) from 2014

Revenue And Expenses
Liabilities / Revenue92nd percentileNet Margin56th percentile

Revenue

Up

$1,077,490

Up $164,170 (+18%) from 2014

Expenses

Down

$1,027,052

Down $68,911 (-6.3%) from 2014

Net Income

Up

$50,438

Up $233,081 (+128%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth28th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $3,678,581Liabilities 2011: $1,740,598Net Assets 2011: $1,937,9832011Assets 2012: $3,371,538Liabilities 2012: $1,971,890Net Assets 2012: $1,399,6482012Assets 2013: $4,417,292Liabilities 2013: $2,625,219Net Assets 2013: $1,792,0732013Assets 2014: $4,993,141Liabilities 2014: $3,383,700Net Assets 2014: $1,609,4412014Assets 2015: $4,808,290Liabilities 2015: $3,148,416Net Assets 2015: $1,659,8742015Assets 2016: $4,622,647Liabilities 2016: $3,057,238Net Assets 2016: $1,565,4092016Assets 2017: $4,556,790Liabilities 2017: $2,989,563Net Assets 2017: $1,567,2272017Assets 2018: $4,301,812Liabilities 2018: $2,881,774Net Assets 2018: $1,420,0382018Assets 2019: $4,045,087Liabilities 2019: $2,728,862Net Assets 2019: $1,316,2252019Assets 2020: $4,146,746Liabilities 2020: $2,656,922Net Assets 2020: $1,489,8242020

Highlighted filing

2015

Assets$4,808,290
Liabilities$3,148,416
Net Assets$1,659,874
Open 2015 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2011: $1,099,405Expenses 2011: $988,733Net Income 2011: $110,6722011Expenses 2012: $1,581,7532012Expenses 2013: $1,023,3862013Revenue 2014: $913,320Expenses 2014: $1,095,963Net Income 2014: -$182,6432014Revenue 2015: $1,077,490Expenses 2015: $1,027,052Net Income 2015: $50,4382015Revenue 2016: $908,820Expenses 2016: $1,003,282Net Income 2016: -$94,4622016Revenue 2017: $895,168Expenses 2017: $893,352Net Income 2017: $1,8162017Revenue 2018: $734,476Expenses 2018: $881,665Net Income 2018: -$147,1892018Revenue 2019: $615,621Expenses 2019: $719,434Net Income 2019: -$103,8132019Revenue 2020: $867,848Expenses 2020: $694,249Net Income 2020: $173,5992020

Highlighted filing

2015

Revenue$1,077,490
Expenses$1,027,052
Net Income$50,438
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Dec 16, 2015
Return Version
2014v6.0
Gross Receipts
$1,167,054
Mission and Program Overview

Mission

To promote both small business and personal growth, productiveness and well being through loans, peer counseling, education, information, and other advocacy programs throughout cumberland county, north carolina.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,272,315$3,230,060▼ $42,255
Cash and Non-Interest-Bearing Accounts$539,758$904,306▲ $364,548
Other Notes and Loans Receivable, Net$920,340$589,296▼ $331,044
Pledges and Grants Receivable$183,738$25,740▼ $157,998
Accounts Receivable$57,840$21,227▼ $36,613
Savings and Temporary Cash Investments$17,164$17,170▲ $6
Prepaid Expenses and Deferred Charges$1,986$5,411▲ $3,425
Total Assets$4,993,141$4,808,290▼ $184,851
Other Assets Total-$15,080-
Liabilities
Mortgage Notes Payable Secured by Investment Property$2,297,966$2,117,653▼ $180,313
Unsecured Notes Loans Payable$1,000,000$987,984▼ $12,016
Accounts Payable and Accrued Expenses$46,510$31,579▼ $14,931
Other Liabilities$39,224$11,200▼ $28,024
Total Liabilities$3,383,700$3,148,416▼ $235,284
Net Assets / Fund Balance
Unrestricted Net Assets$1,039,999$1,029,186▼ $10,813
Temporarily Rstr Net Assets$569,442$630,688▲ $61,246
Total Net Assets Fund Balance$1,609,441$1,659,874▲ $50,433
Total Liabilities and Net Assets / Fund Balance$4,993,141$4,808,290▼ $184,851

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,909,071$577,902$428,168
Leasehold Improvements$242,508$138,852$381,360
Land$76,250-$76,250
Equipment$2,231$26,921$28,363
Compensation and Service Providers
Top Officer Pay48th percentile

Employees

NameTitleBaseTotal
Suzy HrabovskyChief Operat$60,000$60,000
Sylvia RayExec Directo$39,757$39,757

Board Members and Trustees

NameTitle
L LeathPresident
A HicksMember
C MccallMember
C OehmeMember
D MccuneMember
G CaldwellMember
J CrumplerMember
L OxendineMember
M BaldwinMember
N ShakirMember
S WaltersMember
W L TallyMember
S JohnsonSecretary
J PooleTreasurer
A CollierVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$601,554
Program Service Revenue
$323,795
Investment Income
$102,030
Other Revenue
$50,111
All Other Contributions
$180,896
Change in Net Assets
$50,438

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Real Estate Residential2$101,000Fair Market Value (FMV)
Total Noncash Contributions2$101,000-

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,077,490
Revenue Not Reported on Form 990
$7,984
Total Revenue per Audited Statements
$1,085,474
Total Revenue per Form 990
$1,077,490
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$560,347
Salaries, Compensation, and Employee Benefits$466,705
Total Fundraising Expense$43,802
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$205,865$89,586-$295,451
Depreciation Depletion$98,746$10,474-$109,220
Current Officers, Directors, Trustees, and Key Employees$41,007$58,750-$99,757
Office Expenses$61,008$3,929-$64,937
All Other Expenses$31,918$8,102$21,120$61,140
Interest$60,947--$60,947
Payroll Taxes$24,525$19,540-$44,065
Insurance$26,674$5,345-$32,019
Fees for Services Accounting$14,678$16,898-$31,576
Other Employee Benefits$25,256$2,176-$27,432
Other Expenses$38,429$3,260$22,682$22,682
Occupancy$10,279$3,259-$13,538
Travel$5,319$432-$5,751
Advertising-$1,665-$1,665
Fees for Services Legal$1,503--$1,503
Conferences and Meetings-$398-$398
Total Functional Expenses$755,581$227,669$43,802$1,027,052

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,035,041
Expenses per Audited Statements$1,027,052
Total Expenses per Form 990$1,027,052
Expenses Not Reported on Form 990$7,989
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$93,913
Fundraising Direct Expenses$43,802
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Dancing With Th$93,913$93,913$22,682$71,231
Total Events$93,913$93,913$43,802$50,111
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Vacation$11,200
Refundable Lease Deposits-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“A copy of the form 990 is provided to the finance committee and reviewed by the finance committee members prior to its filing.”

Form 990, Page 6, Part VI, Line 12C

“The conflict of interest policy is reviewed annually to ensure there are no potential conflicts.”

Form 990, Page 6, Part VI, Line 15A

“See form 990, part vi, line 15b information.”

Form 990, Page 6, Part VI, Line 15B

“The organization follows the process described in treasury regulation 4958(6)(c) for establishing the rebuttable presumption of reasonableness in the review, approval, and documentation of officer, key management, and director compensation. The finance committee reviews and approves the entire compensation package of each person based on comparability factors including but not limited to the size of the organization, the geographical location of the organization, and the employee's length of service. This process is conducted on an annual basis for all positions.”

Form 990, Page 6, Part VI, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Center for Economic Empowerment
EIN
58-1873977
Phone
9103233377
Address
230 HAY STREET, FAYETTEVILLE, NC 28301

Signing Officer

Name
Suzy Hrabovsky
Title
Chief Operating Officer
Phone
9103233377
Signed
2015-12-16
Discuss with paid preparer
Yes

Organization Details

Formed
1989
Legal Domicile
Nc
Voting Board Members
15
Independent Board Members
15
Employees
0
Volunteers
10

Preparer

Firm
Mcfadyen & Sumner Cpas Pa
Address
572 EXECUTIVE PLACE, FAYETTEVILLE, NC 28305
Preparer
David E Maxwell Jr
Phone
9103233100
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Book / tax depreciation difference -5”

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 2D

“Book / tax depreciation difference 5”

Raw XML AppendixShowing 400 of 514 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt046510
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt031579
IRS990/AccountsReceivableGrp/BOYAmt057840
IRS990/AccountsReceivableGrp/EOYAmt021227
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROMOTE BOTH SMALL BUSINESS AND PERSONAL GROWTH, PRODUCTIVENESS AND WELL BEING THROUGH LOANS, PEER COUNSELING, EDUCATION, INFORMATION, AND OTHER ADVOCACY PROGRAMS THROUGHOUT CUMBERLAND COUNTY, NORTH CAROLINA.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01665
IRS990/AdvertisingGrp/TotalAmt01665
IRS990/AllOtherContributionsAmt0180896
IRS990/AllOtherExpensesGrp/FundraisingAmt021120
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt08102
IRS990/AllOtherExpensesGrp/ProgramServicesAmt031918
IRS990/AllOtherExpensesGrp/TotalAmt061140
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0SUZY HRABOVSKY
IRS990/BooksInCareOfDetail/PhoneNum09103233377
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0230 HAY STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0FAYETTEVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd028301
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0539758
IRS990/CashNonInterestBearingGrp/EOYAmt0904306
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt058750
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt041007
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt099757
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0398
IRS990/ConferencesMeetingsGrp/TotalAmt0398
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0601554
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0102030
IRS990/CYOtherExpensesAmt0560347
IRS990/CYOtherRevenueAmt050111
IRS990/CYProgramServiceRevenueAmt0323795
IRS990/CYRevenuesLessExpensesAmt050438
IRS990/CYSalariesCompEmpBnftPaidAmt0466705
IRS990/CYTotalExpensesAmt01027052
IRS990/CYTotalFundraisingExpenseAmt043802
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01077490
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0true
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt010474
IRS990/DepreciationDepletionGrp/ProgramServicesAmt098746
IRS990/DepreciationDepletionGrp/TotalAmt0109220
IRS990/Desc0PROVIDE CAREER DEVELOPMENT, INCOME OPPORTUNITIES,TRAINING AND RESOURCES FOR BUSINESS OWNERS; PROVIDE TRAINING AND SUPPORT TO DISPLACED HOMEMAKERS, ASSISTING THEM IN BECOMING ECONOMICALLY INDEPENDENT; ADULT BASIC EDUCATION, INCLUDING ENGLISH-AS-A-SECOND LANGUAGE; PROVIDE RESOURCES AND ASSISTANCE TO VICTIMS OF FAMILY VIOLENCE
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0393436
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt016898
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt014678
IRS990/FeesForServicesAccountingGrp/TotalAmt031576
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt01503
IRS990/FeesForServicesLegalGrp/TotalAmt01503
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/PersonNm0S WALTERS
IRS990/Form990PartVIISectionAGrp/PersonNm1S JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm2M BALDWIN
IRS990/Form990PartVIISectionAGrp/PersonNm3L LEATH
IRS990/Form990PartVIISectionAGrp/PersonNm4D MCCUNE
IRS990/Form990PartVIISectionAGrp/PersonNm5W L TALLY
IRS990/Form990PartVIISectionAGrp/PersonNm6A HICKS
IRS990/Form990PartVIISectionAGrp/PersonNm7L OXENDINE
IRS990/Form990PartVIISectionAGrp/PersonNm8G CALDWELL
IRS990/Form990PartVIISectionAGrp/PersonNm9A COLLIER
IRS990/Form990PartVIISectionAGrp/PersonNm10J CRUMPLER
IRS990/Form990PartVIISectionAGrp/PersonNm11C MCCALL
IRS990/Form990PartVIISectionAGrp/PersonNm12C OEHME
IRS990/Form990PartVIISectionAGrp/PersonNm13J POOLE
IRS990/Form990PartVIISectionAGrp/PersonNm14N SHAKIR
IRS990/Form990PartVIISectionAGrp/PersonNm15SUZY HRABOVSKY
IRS990/Form990PartVIISectionAGrp/PersonNm16SYLVIA RAY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1560000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1639757
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt10MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt14MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHIEF OPERAT
IRS990/Form990PartVIISectionAGrp/TitleTxt16EXEC DIRECTO
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01989
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingDirectExpensesAmt043802
IRS990/FundraisingGrossIncomeAmt093913
IRS990/GainOrLossGrp/OtherAmt047238
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GovernmentGrantsAmt0420658
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt093000
IRS990/GrossReceiptsAmt01167054
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt015
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt05345
IRS990/InsuranceGrp/ProgramServicesAmt026674
IRS990/InsuranceGrp/TotalAmt032019
IRS990/InterestGrp/ProgramServicesAmt060947
IRS990/InterestGrp/TotalAmt060947
IRS990/InvestmentIncomeGrp/ExclusionAmt054792
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt054792
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0743675
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03272315
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03230060
IRS990/LandBldgEquipCostOrOtherBssAmt03973735
IRS990/LegalDomicileStateCd0NC
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt045762
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROMOTE BOTH SMALL BUSINESS AND PERSONAL GROWTH, PRODUCTIVENESS AND WELL BEING THROUGH LOANS, PEER COUNSELING, EDUCATION, INFORMATION, AND OTHER ADVOCACY PROGRAMS THROUGHOUT CUMBERLAND COUNTY, NORTH CAROLINA.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt02297966
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt02117653
IRS990/NetAssetsOrFundBalancesBOYAmt01609441
IRS990/NetAssetsOrFundBalancesEOYAmt01659874
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt047238
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt047238
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt050111
IRS990/NoncashContributionsAmt0101000
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt03259
IRS990/OccupancyGrp/ProgramServicesAmt010279
IRS990/OccupancyGrp/TotalAmt013538
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt03929
IRS990/OfficeExpensesGrp/ProgramServicesAmt061008
IRS990/OfficeExpensesGrp/TotalAmt064937
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt015080
IRS990/OtherChangesInNetAssetsAmt0-5
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02176
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt025256
IRS990/OtherEmployeeBenefitsGrp/TotalAmt027432
IRS990/OtherExpensesGrp/Desc0MAINTENANCE & REPAIRS
IRS990/OtherExpensesGrp/Desc1CONTRACT LABOR
IRS990/OtherExpensesGrp/Desc2CLIENT ASSISTANCE & EDUC
IRS990/OtherExpensesGrp/Desc3OTHER FUNDRAISING EXPENSE
IRS990/OtherExpensesGrp/FundraisingAmt022682
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03855
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13260
IRS990/OtherExpensesGrp/ProgramServicesAmt068605
IRS990/OtherExpensesGrp/ProgramServicesAmt140822
IRS990/OtherExpensesGrp/ProgramServicesAmt238429
IRS990/OtherExpensesGrp/TotalAmt072460
IRS990/OtherExpensesGrp/TotalAmt144082
IRS990/OtherExpensesGrp/TotalAmt238429
IRS990/OtherExpensesGrp/TotalAmt322682
IRS990/OtherLiabilitiesGrp/BOYAmt039224
IRS990/OtherLiabilitiesGrp/EOYAmt011200
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt089586
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0205865
IRS990/OtherSalariesAndWagesGrp/TotalAmt0295451
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0920340
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0589296
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt019540
IRS990/PayrollTaxesGrp/ProgramServicesAmt024525
IRS990/PayrollTaxesGrp/TotalAmt044065
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0183738
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt025740
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01986
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05411
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0RENTS - LOW INCOME FAMILIES
IRS990/ProgramServiceRevenueGrp/Desc1OTHER
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0304021
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt119774
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0304021
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt119774
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE SHORT-TERM HOUSING FOR HOMELESS AND AFFORDABLE RENTAL HOMES TO LOW -TO-MODERATE INCOME FAMILIES
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0362145
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0406018
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0481909
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt048878
IRS990/PYOtherExpensesAmt0556841
IRS990/PYOtherRevenueAmt049734
IRS990/PYProgramServiceRevenueAmt0332799
IRS990/PYRevenuesLessExpensesAmt0-182643
IRS990/PYSalariesCompEmpBnftPaidAmt0539122
IRS990/PYTotalExpensesAmt01095963
IRS990/PYTotalRevenueAmt0913320
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt050438
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt019807
IRS990/SavingsAndTempCashInvstGrp/BOYAmt017164
IRS990/SavingsAndTempCashInvstGrp/EOYAmt017170
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MISCELLANEOUS INCOME 12,658
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0980796
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0859067
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01393892
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0987196
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0980234
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt05201185
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt054792
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt049678
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt017283
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt07229
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt04212
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0133194
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0417708
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt02648
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt05374
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt04636
IRS990ScheduleA/OtherIncome170Grp/TotalAmt012658
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.97270
IRS990ScheduleA/PublicSupportPY170Pct00.98260
IRS990ScheduleA/PublicSupportTotal170Amt05201185
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0980796
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0859067
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt01393892
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0987196
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0980234
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt05201185
IRS990ScheduleA/TotalSupportAmt05347037
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt02909071
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0577902
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt03058805
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0428168
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt07984
IRS990ScheduleD/DonatedServicesUseFcltsAmt07984
IRS990ScheduleD/EquipmentGrp/BookValueAmt02231
IRS990ScheduleD/EquipmentGrp/DepreciationAmt026921
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0789
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt028363
IRS990ScheduleD/ExpensesNotReportedAmt07989
IRS990ScheduleD/ExpensesSubtotalAmt01027052
IRS990ScheduleD/LandGrp/BookValueAmt076250
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt076250
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0242508
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0138852
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0381360
IRS990ScheduleD/OtherExpensesIncludedAmt05
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt011200
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED VACATION
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REFUNDABLE LEASE DEPOSITS
IRS990ScheduleD/RevenueNotReportedAmt07984
IRS990ScheduleD/RevenueSubtotalAmt01077490
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0BOOK / TAX DEPRECIATION DIFFERENCE 5
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03230060
IRS990ScheduleD/TotalExpensesPerForm990Amt01027052
IRS990ScheduleD/TotalLiabilityAmt011200
IRS990ScheduleD/TotalRevenuePerForm990Amt01077490
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01085474
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01035041

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,808,290
Liabilities
$3,148,416
Net assets
$1,659,874
Revenue
$1,077,490
Expenses
$1,027,052
Net income
$50,438
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.15$2.66$1.49$0.87$0.69$0.17
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.05$2.73$1.32$0.62$0.72$0.10
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.30$2.88$1.42$0.73$0.88$0.15
2017Summary only. Only limited summary data is available for this year.$4.56$2.99$1.57$0.90$0.89$0.00
2016Detailed filing. Detailed filing data is available for this year.$4.62$3.06$1.57$0.91$1.00$0.09
2015Detailed filing. Detailed filing data is available for this year.$4.81$3.15$1.66$1.08$1.03$0.05
2014Detailed filing. Detailed filing data is available for this year.$4.99$3.38$1.61$0.91$1.10$0.18
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.42$2.63$1.79$1.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.37$1.97$1.40$1.58
2011Summary only. Only limited summary data is available for this year.$3.68$1.74$1.94$1.10$0.99$0.11