Civic Intelligence

Habitat for Humanity - St Louis

EIN 58-1735543 • 501(c)3 • St Louis, MO

View Organization Page

Profile

Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope. The organization's vision is a world where everyone has a decent place to live.

3830 South GrandSt Louis, MO 63118

www.habitatstl.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.99x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

2.14x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

43rd percentile

2.1%

Higher net margin than 43% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

9th percentile

-11%

Faster asset growth than 9% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

92nd percentile

83%

Faster revenue growth than 92% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$15,389,889

Down $1,983,031 (-11%) from 2023

Liabilities

Down

$15,214,144

Down $2,106,604 (-12%) from 2023

Net Assets

Up

$175,745

Up $123,573 (+237%) from 2023

Operations
Liabilities / Revenue89th percentileNet Margin43rd percentile

Revenue

Up

$7,104,438

Up $3,213,338 (+83%) from 2023

Expenses

Up

$6,958,787

Up $2,205,170 (+46%) from 2023

Net Income

Up

$145,651

Up $1,008,168 (+117%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0-$10MAssets 2010: $14,602,059Liabilities 2010: $11,602,770Net Assets 2010: $2,999,2892010Assets 2011: $17,685,944Liabilities 2011: $17,221,256Net Assets 2011: $464,6882011Assets 2012: $19,035,904Liabilities 2012: $19,265,686Net Assets 2012: -$229,7822012Assets 2013: $19,132,170Liabilities 2013: $19,949,476Net Assets 2013: -$817,3062013Assets 2014: $19,136,945Liabilities 2014: $20,522,027Net Assets 2014: -$1,385,0822014Assets 2015: $11,802,587Liabilities 2015: $12,136,681Net Assets 2015: -$334,0942015Assets 2016: $12,346,084Liabilities 2016: $12,414,408Net Assets 2016: -$68,3242016Assets 2017: $15,741,609Liabilities 2017: $14,893,540Net Assets 2017: $848,0692017Assets 2018: $11,120,222Liabilities 2018: $9,587,705Net Assets 2018: $1,532,5172018Assets 2019: $8,349,788Liabilities 2019: $6,953,973Net Assets 2019: $1,395,8152019Assets 2020: $10,371,433Liabilities 2020: $9,056,286Net Assets 2020: $1,315,1472020Assets 2021: $10,001,182Liabilities 2021: $8,360,204Net Assets 2021: $1,640,9782021Assets 2022: $9,103,002Liabilities 2022: $7,984,853Net Assets 2022: $1,118,1492022Assets 2023: $17,372,920Liabilities 2023: $17,320,748Net Assets 2023: $52,1722023Assets 2024: $15,389,889Liabilities 2024: $15,214,144Net Assets 2024: $175,7452024

Highlighted filing

2024

Assets$15,389,889
Liabilities$15,214,144
Net Assets$175,745
Open 2024 Filing

Operations Trend

Revenue Growth92nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $4,682,6242010Revenue 2011: $4,146,436Expenses 2011: $4,770,124Net Income 2011: -$623,6882011Revenue 2012: $4,602,680Expenses 2012: $5,007,466Net Income 2012: -$404,7862012Revenue 2013: $4,911,674Expenses 2013: $5,110,526Net Income 2013: -$198,8522013Revenue 2014: $4,979,451Expenses 2014: $5,291,284Net Income 2014: -$311,8332014Revenue 2015: $8,182,533Expenses 2015: $7,122,791Net Income 2015: $1,059,7422015Revenue 2016: $4,496,700Expenses 2016: $4,293,931Net Income 2016: $202,7692016Revenue 2017: $5,642,153Expenses 2017: $4,725,771Net Income 2017: $916,3822017Revenue 2018: $6,303,378Expenses 2018: $5,618,930Net Income 2018: $684,4482018Revenue 2019: $5,870,772Expenses 2019: $6,007,023Net Income 2019: -$136,2512019Revenue 2020: $3,630,418Expenses 2020: $3,711,086Net Income 2020: -$80,6682020Revenue 2021: $5,841,965Expenses 2021: $5,516,134Net Income 2021: $325,8312021Revenue 2022: $4,378,169Expenses 2022: $4,892,136Net Income 2022: -$513,9672022Revenue 2023: $3,891,100Expenses 2023: $4,753,617Net Income 2023: -$862,5172023Revenue 2024: $7,104,438Expenses 2024: $6,958,787Net Income 2024: $145,6512024

Highlighted filing

2024

Revenue$7,104,438
Expenses$6,958,787
Net Income$145,651
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$15,389,889
Liabilities
$15,214,144
Net assets
$175,745
Revenue
$7,104,438
Expenses
$6,958,787
Net income
$145,651
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.4$15.2$0.18$7.10$6.96$0.15
2023Detailed filing. Detailed filing data is available for this year.$17.4$17.3$0.05$3.89$4.75$0.86
2022Detailed filing. Detailed filing data is available for this year.$9.10$7.98$1.12$4.38$4.89$0.51
2021Detailed filing. Detailed filing data is available for this year.$10.0$8.36$1.64$5.84$5.52$0.33
2020Detailed filing. Detailed filing data is available for this year.$10.4$9.06$1.32$3.63$3.71$0.08
2019Detailed filing. Detailed filing data is available for this year.$8.35$6.95$1.40$5.87$6.01$0.14
2018Detailed filing. Detailed filing data is available for this year.$11.1$9.59$1.53$6.30$5.62$0.68
2017Detailed filing. Detailed filing data is available for this year.$15.7$14.9$0.85$5.64$4.73$0.92
2016Detailed filing. Detailed filing data is available for this year.$12.3$12.4$0.07$4.50$4.29$0.20
2015Detailed filing. Detailed filing data is available for this year.$11.8$12.1$0.33$8.18$7.12$1.06
2014Detailed filing. Detailed filing data is available for this year.$19.1$20.5$1.39$4.98$5.29$0.31
2013Detailed filing. Detailed filing data is available for this year.$19.1$19.9$0.82$4.91$5.11$0.20
2012Summary only. Only limited summary data is available for this year.$19.0$19.3$0.23$4.60$5.01$0.40
2011Summary only. Only limited summary data is available for this year.$17.7$17.2$0.46$4.15$4.77$0.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.6$11.6$3.00$4.68
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 25, 2025
Return Version
2024v5.2
Gross Receipts
$8,221,954
Mission and Program Overview

Mission

Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope. The organization's vision is a world where everyone has a decent place to live.

See schedule o. Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope.

Balance Sheet Detail
LineBeginningEndChange
Assets
Inventories for Sale or Use$3,955,813$7,368,993▲ $3,413,180
Land, Buildings, and Equipment, Net$3,497,757$3,209,734▼ $288,023
Investments Program Related$2,660,587$1,400,032▼ $1,260,555
Other Notes and Loans Receivable, Net$1,270,327$1,384,651▲ $114,324
Intangible Assets$1,921,588$705,881▼ $1,215,707
Cash and Non-Interest-Bearing Accounts$220,521$473,379▲ $252,858
Savings and Temporary Cash Investments$3,567,978$432,782▼ $3,135,196
Accounts Receivable$181,439$157,673▼ $23,766
Prepaid Expenses and Deferred Charges$34,988$134,945▲ $99,957
Pledges and Grants Receivable$61,922$121,819▲ $59,897
Total Assets$17,372,920$15,389,889▼ $1,983,031
Liabilities
Mortgage Notes Payable Secured by Investment Property$9,677,859$9,033,729▼ $644,130
Other Liabilities$4,922,825$1,998,714▼ $2,924,111
Deferred Revenue$383,982$1,855,907▲ $1,471,925
Unsecured Notes Loans Payable$1,250,000$1,203,814▼ $46,186
Accounts Payable and Accrued Expenses$818,204$839,018▲ $20,814
Escrow Account Liability$267,878$282,962▲ $15,084
Total Liabilities$17,320,748$15,214,144▼ $2,106,604
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$47,311$175,745▲ $128,434
Net Assets With Donor Restrictions$4,861$0▼ $4,861
Total Net Assets Fund Balance$52,172$175,745▲ $123,573
Total Liabilities and Net Assets / Fund Balance$17,372,920$15,389,889▼ $1,983,031

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,225,809$626,936$2,852,745
Land$897,226-$897,226
Equipment$57,946$548,198$606,144
Other Land Buildings$28,753$216,016$244,769
Investment Program Related Org$1,400,032--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kimberly MckinneyCEOFT$127,451$8,707$136,158

Board Members and Trustees

NameTitle
Amy BergPresident
Abby KeppleBoard Member
Angie EslingerBoard Member
Ashley StormanBoard Member
Bob WestBoard Member
Brian PrattBoard Member
Chris RoetheliBoard Member
Dan WeissBoard Member
David StifflerBoard Member
Howard SmithBoard Member
Jami BoylesBoard Member
Jared BoydBoard Member
Jim Del CarmenBoard Member
Judy CromerBoard Member
Keith BrooksBoard Member
Kevin WilsonBoard Member
Kirsty McdonaldBoard Member
Lance CageBoard Member
Lauren TalleyBoard Member
Linda LowensteinBoard Member
Malaika HorneBoard Member
Marc HirshmanBoard Member
Matthew KimBoard Member
Mike EgglestonBoard Member
Nat WalshBoard Member
Paul WoodruffBoard Member
Phil HulseBoard Member
Priscilla BennettBoard Member
Raj TailorBoard Member
Samantha ArvinBoard Member
Steven ScottBoard Member
Subash AliasBoard Member
John ShortBoard Member at Large
Ladawn OstmannBoard Member at Large
Matt GuymonGeneral Counsel
Kimberley Batteast MooreSecretary
Rob AndersonTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Peak RenovationsCarpentry, Plumbing, Masonry1028 YALE AVE, Richmond Heights, MO 63117$369,900
Welsch Heating And Cooling CoHvac2175 WELSCH INDUSTRIAL CT, St Louis, MO 63146$303,510
Builder's Bloc Contracting Services LLCConcrete Work607 TRADE CENTER BLVD, Chesterfield, MO 63005$234,514
Clifford Construction LLCCarpentry6234 HILLSBORO RD, Bonne Terre, MO 63628$190,436
Epic Mgmt SvcDrywall & Painting4826 MARGARETTA AVE, St Louis, MO 63115$183,612
Revenue and Support

Revenue Composition

Contributions and Grants
$4,006,217
Program Service Revenue
$1,538,985
Investment Income
$705,464
Other Revenue
$853,772
All Other Contributions
$4,006,217
Change in Net Assets
$145,651

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
Yes

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Clothing and Household Goods-$943,074Fair Market Value (FMV)
Food Inventory4$252,858Fair Market Value (FMV)
Total Noncash Contributions4$1,195,932-

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,035,755
Revenue Not Reported on Financial Statements
$-931,317
Revenue Not Reported on Form 990
$2,739
Other Revenue Adjustments
$-931,317
Total Revenue per Audited Statements
$8,038,494
Total Revenue per Form 990
$7,104,438
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,303,145
Salaries, Compensation, and Employee Benefits$2,655,642
Total Fundraising Expense$367,041
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,491,521$262,415$218,933$1,972,869
Occupancy$578,188$88,014-$666,202
Interest$326,707$3,286$3,404$333,397
Other Employee Benefits$225,379$27,510$23,057$275,946
Payroll Taxes$204,028$24,759$20,752$249,539
Depreciation Depletion$202,691$9,102-$211,793
Current Officers, Directors, Trustees, and Key Employees$102,446$17,695$14,766$134,907
Office Expenses$52,173$26,977$14,949$94,099
Insurance$43,644$46,297-$89,941
Travel$79,482$5,054$4,619$89,155
Advertising$24,928-$33,884$58,812
All Other Expenses$23,744$14,521$3,328$41,593
Fees for Services Other$4,700$35,095-$39,795
Information Technology$16,532$4,522$7,317$28,371
Pension Plan Contributions$18,280$2,231$1,870$22,381
Fees for Services Accounting-$11,000-$11,000
Conferences and Meetings$3,646$6,552-$10,198
Other Expenses$4,725$2,890$662$8,277
Fees for Services Legal-$1,822-$1,822
Total Functional Expenses$6,000,371$591,375$367,041$6,958,787

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$7,914,711
Expenses per Audited Statements$7,890,104
Total Expenses per Form 990$6,958,787
Expenses Not Reported on Form 990$24,607
Expenses Not Reported on Financial Statements$-931,317
Other Expense Adjustments$-931,317
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Harbor$1,521,250
Lease Liability$477,464
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A draft copy of the form 990 is made available for review to the board of directors executive committee.”

Form 990, Part VI, Section B, Line 12C

“Annual disclosure of conflicts of interest is required of all board members. If a conflict arises through board of governance committee, review board members are required to abstain during meetings.”

Form 990, Part VI, Section B, Line 15A

“The executive director's salary is determined every five years upon the expiration of the existing contract. Compensation is discussed and determined among board president, past president, and/or president elect who use industry data for comparison purposes. The employment contract is approved by the full board.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, financial statements, and conflict of interest policy available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity - St Louis
EIN
58-1735543
Phone
3143710400
Address
3830 SOUTH GRAND, ST LOUIS, MO 63118

Signing Officer

Name
Kimberly Mckinney
Title
CEO
Phone
3143710400
Signed
2025-08-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kimberly Mckinney
Formed
1986
Legal Domicile
Mo
Voting Board Members
37
Independent Board Members
37
Employees
62
Volunteers
1,897

Preparer

Firm
Cohnreznick Advisory LLC
Address
14 SYLVAN WAY, PARSIPPANY, NJ 07054-3801
Preparer
Laura Kielczewski
Phone
9732283500
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“The organization provides a limited warranty to homeowners for all work done and materials provided in the construction of the home. This warranty is for one year from the date the buyer took occupancy. During this time, upon written notice from the purchaser, the organization will repair or replace substantial defects free of charge. However, the organization has the right to use the funds in the major repair fund (a portion of each mortgage payment is allocated to this escrow account). Organization has the right to use the funds in the major repair fund (a portion of each mortgage payment is allocated to this escrow account).”

PART X, LINE 2:

“Habitat has applied for and received a determination letter from the internal revenue service ("irs") to be treated as a tax exempt entity pursuant to section 501(c)(3) of the internal revenue code and did not have any unrelated business income for the years ended december 31, 2024 and 2023. Due to its tax-exempt status, habitat is not subject to income taxes. They are required to file, and do file, tax returns with the irs and other taxing authorities. The forms 990, return of organization exempt from income tax, are subject to examination by the irs generally for three years after they were filed.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Related organization income 2,739.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Cost of merchandise -871,317. Donated services -60,000.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Related organization expenses 24,607.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Cost of merchandise -871,317. Donated services -60,000.”

Raw XML AppendixShowing 400 of 948 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0SEE SCHEDULE O. SEEKING TO PUT GOD'S LOVE INTO ACTION, HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES AND HOPE.
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