Civic Intelligence

State Chartered Credit Unions in North Carolina

EIN 58-1679069 • 501(c)14 • Statesville, NC

Profile

Provide loans to member shareholders and pay reasonable dividends.

PO Box 1307Statesville, NC 28687

www.piedmontcreditunionnc.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.92x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

57th percentile

15.68x

Higher debt load relative to revenue than 57% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Net Margin

37th percentile

-0.9%

Higher net margin than 37% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

27th percentile

$40,952

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 12.7% of source-year revenue.

501(c)14 • $5M-$10M nonprofits • Source year 2024

Asset Growth

71st percentile

1.9%

Faster asset growth than 71% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

58th percentile

8.5%

Faster revenue growth than 58% of similar nonprofits.

501(c)14 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$5,482,773

Up $102,686 (+1.9%) from 2023

Liabilities

Up

$5,044,770

Up $105,510 (+2.1%) from 2023

Net Assets

Down

$438,003

Down $2,824 (-0.6%) from 2023

Operations
Liabilities / Revenue57th percentileNet Margin37th percentile

Revenue

Up

$321,833

Up $25,096 (+8.5%) from 2023

Expenses

Up

$324,657

Up $1,924 (+0.6%) from 2023

Net Income

Up

-$2,824

Up $23,172 (+89%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth71st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $4,301,106Liabilities 2011: $3,714,091Net Assets 2011: $587,0152011Assets 2012: $4,709,703Liabilities 2012: $4,094,433Net Assets 2012: $615,2702012Assets 2013: $4,948,526Liabilities 2013: $4,322,496Net Assets 2013: $626,0302013Assets 2014: $4,771,617Liabilities 2014: $4,146,973Net Assets 2014: $624,6442014Assets 2015: $4,724,924Liabilities 2015: $4,084,222Net Assets 2015: $640,7022015Assets 2016: $4,591,848Liabilities 2016: $3,950,941Net Assets 2016: $640,9072016Assets 2017: $4,150,605Liabilities 2017: $3,549,237Net Assets 2017: $601,3682017Assets 2018: $4,403,907Liabilities 2018: $3,796,255Net Assets 2018: $607,6522018Assets 2019: $4,088,797Liabilities 2019: $3,499,062Net Assets 2019: $589,7352019Assets 2020: $4,344,496Liabilities 2020: $3,821,110Net Assets 2020: $523,3862020Assets 2021: $5,119,905Liabilities 2021: $4,640,437Net Assets 2021: $479,4682021Assets 2022: $5,153,142Liabilities 2022: $4,686,319Net Assets 2022: $466,8232022Assets 2023: $5,380,087Liabilities 2023: $4,939,260Net Assets 2023: $440,8272023Assets 2024: $5,482,773Liabilities 2024: $5,044,770Net Assets 2024: $438,0032024

Highlighted filing

2024

Assets$5,482,773
Liabilities$5,044,770
Net Assets$438,003
Open 2024 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2011: $233,859Expenses 2011: $223,448Net Income 2011: $10,4112011Revenue 2012: $251,784Expenses 2012: $220,883Net Income 2012: $30,9012012Revenue 2013: $244,325Expenses 2013: $233,565Net Income 2013: $10,7602013Revenue 2014: $237,611Expenses 2014: $238,997Net Income 2014: -$1,3862014Revenue 2015: $226,431Expenses 2015: $210,373Net Income 2015: $16,0582015Revenue 2016: $217,228Expenses 2016: $217,023Net Income 2016: $2052016Revenue 2017: $209,534Expenses 2017: $249,073Net Income 2017: -$39,5392017Revenue 2018: $213,576Expenses 2018: $207,292Net Income 2018: $6,2842018Revenue 2019: $208,290Expenses 2019: $226,207Net Income 2019: -$17,9172019Revenue 2020: $170,290Expenses 2020: $236,639Net Income 2020: -$66,3492020Revenue 2021: $216,666Expenses 2021: $260,584Net Income 2021: -$43,9182021Revenue 2022: $236,806Expenses 2022: $249,850Net Income 2022: -$13,0442022Revenue 2023: $296,737Expenses 2023: $322,733Net Income 2023: -$25,9962023Revenue 2024: $321,833Expenses 2024: $324,657Net Income 2024: -$2,8242024

Highlighted filing

2024

Revenue$321,833
Expenses$324,657
Net Income-$2,824
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,482,773
Liabilities
$5,044,770
Net assets
$438,003
Revenue
$321,833
Expenses
$324,657
Net income
-$2,824
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.48$5.04$0.44$0.32$0.32$0.00
2023Detailed filing. Detailed filing data is available for this year.$5.38$4.94$0.44$0.30$0.32$0.03
2022Detailed filing. Detailed filing data is available for this year.$5.15$4.69$0.47$0.24$0.25$0.01
2021Detailed filing. Detailed filing data is available for this year.$5.12$4.64$0.48$0.22$0.26$0.04
2020Detailed filing. Detailed filing data is available for this year.$4.34$3.82$0.52$0.17$0.24$0.07
2019Detailed filing. Detailed filing data is available for this year.$4.09$3.50$0.59$0.21$0.23$0.02
2018Summary only. Only limited summary data is available for this year.$4.40$3.80$0.61$0.21$0.21$0.01
2017Summary only. Only limited summary data is available for this year.$4.15$3.55$0.60$0.21$0.25$0.04
2016Summary only. Only limited summary data is available for this year.$4.59$3.95$0.64$0.22$0.22$0.00
2015Summary only. Only limited summary data is available for this year.$4.72$4.08$0.64$0.23$0.21$0.02
2014Summary only. Only limited summary data is available for this year.$4.77$4.15$0.62$0.24$0.24$0.00
2013Summary only. Only limited summary data is available for this year.$4.95$4.32$0.63$0.24$0.23$0.01
2012Summary only. Only limited summary data is available for this year.$4.71$4.09$0.62$0.25$0.22$0.03
2011Summary only. Only limited summary data is available for this year.$4.30$3.71$0.59$0.23$0.22$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 25, 2025
Return Version
2024v5.0
Gross Receipts
$321,833
Mission and Program Overview

Mission

Provide loans to member shareholders and pay reasonable dividends

Provide financial services at a reasonable rate.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$3,738,416$3,230,108▼ $508,308
Savings and Temporary Cash Investments$1,095,317$1,496,061▲ $400,744
Rtn Earn Endowment Incm Other Fnds$440,827$438,003▼ $2,824
Cash and Non-Interest-Bearing Accounts$210,784$419,624▲ $208,840
Land, Buildings, and Equipment, Net$275,884$274,548▼ $1,336
Prepaid Expenses and Deferred Charges$12,882$5,920▼ $6,962
Pledges and Grants Receivable$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Loans From Officers Directors$0--
Total Assets$5,380,087$5,482,773▲ $102,686
Other Assets Total$46,804$56,512▲ $9,708
Liabilities
Other Liabilities$4,926,663$5,042,896▲ $116,233
Accounts Payable and Accrued Expenses$12,597$1,874▼ $10,723
Grants Payable$0--
Mortgage Notes Payable Secured by Investment Property$0--
Unsecured Notes Loans Payable$0--
Deferred Revenue$0--
Escrow Account Liability$0--
Tax Exempt Bond Liabilities$0--
Total Liabilities$4,939,260$5,044,770▲ $105,510
Net Assets / Fund Balance
Total Net Assets Fund Balance$440,827$438,003▼ $2,824
Total Liabilities and Net Assets / Fund Balance$5,380,087$5,482,773▲ $102,686

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$155,541$11,483$0
Other Land Buildings$0$0$0
Land$118,300-$0
Equipment$707$45,974$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Ginger WaddellTreasurer SecretaryPT$40,952$40,952

Board Members and Trustees

NameTitle
Frank Furches JrPresident
William R DellingerVice President
Darlene TuckerDirector
Keith WilliamsDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$228,509
Investment Income
$66,910
Other Revenue
$26,414
Change in Net Assets
$-2,824

Audited Revenue Reconciliation

Revenue per Audited Statements
$321,833
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$321,833
Total Revenue per Form 990
$321,833
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$199,853
Salaries, Compensation, and Employee Benefits$124,804
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses---$102,913
Other Salaries and Wages---$66,020
Current Officers, Directors, Trustees, and Key Employees---$40,952
Other Employee Benefits---$9,411
Insurance---$9,255
Payroll Taxes---$8,421
Other Expenses---$6,547
Office Expenses---$6,450
Occupancy---$6,305
Fees for Services Other---$3,775
Advertising---$2,181
Fees for Services Accounting---$2,140
Conferences and Meetings---$1,500
Depreciation Depletion---$1,336
Travel---$686
Total Functional Expenses$0$0$0$324,657

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$324,657
Total Expenses per Audited Statements$324,657
Total Expenses per Form 990$324,657
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
shares and deposits$5,042,896
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“This organization has Members”

Form 990, Part VI, Section A, Line 7A

“This organization members may elect members or the governing body”

Form 990, Part VI, Section B, Line 11B

“the 990 is reviewed and signed by the treasurer, she reports to the board that the 990 has been reviewed”

Form 990, Part VI, Section B, Line 15

“Compensation is determined by the Board of Directors”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request”

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in North Carolina
EIN
58-1679069
Phone
7048736400
Address
PO Box 1307, Statesville, NC 28687

Signing Officer

Name
Ginger Waddell
Title
Treasurer
Phone
7048736400
Signed
2025-06-25

Organization Details

Formed
1981
Legal Domicile
Nc
Voting Board Members
5
Independent Board Members
4
Employees
5
Volunteers
5
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“other expenses”

Raw XML Appendix387 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt012597
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01874
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Provide financial services at a reasonable rate.
IRS990/AdvertisingGrp/TotalAmt02181
IRS990/AllOtherExpensesGrp/TotalAmt0102913
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0Ginger Waddell
IRS990/BooksInCareOfDetail/PhoneNum07048736400
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 1307
IRS990/BooksInCareOfDetail/USAddress/CityNm0Statesville
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd028687
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0210784
IRS990/CashNonInterestBearingGrp/EOYAmt0419624
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt040952
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt01500
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt066910
IRS990/CYOtherExpensesAmt0199853
IRS990/CYOtherRevenueAmt026414
IRS990/CYProgramServiceRevenueAmt0228509
IRS990/CYRevenuesLessExpensesAmt0-2824
IRS990/CYSalariesCompEmpBnftPaidAmt0124804
IRS990/CYTotalExpensesAmt0324657
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0321833
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt01336
IRS990/Desc0Provide loans to member shareholders and pay reasonable dividends.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt02140
IRS990/FeesForServicesOtherGrp/TotalAmt03775
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt032
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt210
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0Ginger Waddell
IRS990/Form990PartVIISectionAGrp/PersonNm1Frank Furches Jr
IRS990/Form990PartVIISectionAGrp/PersonNm2William R Dellinger
IRS990/Form990PartVIISectionAGrp/PersonNm3Darlene Tucker
IRS990/Form990PartVIISectionAGrp/PersonNm4Keith Williams
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt040952
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt1President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01981
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0321833
IRS990/GroupExemptionNum02032
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt066910
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt066910
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt04
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt09255
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt085
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt057457
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0275884
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0274548
IRS990/LandBldgEquipCostOrOtherBssAmt0332005
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Provide loans to member shareholders and pay reasonable dividends.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt0440827
IRS990/NetAssetsOrFundBalancesEOYAmt0438003
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt06305
IRS990/OfficeExpensesGrp/TotalAmt06450
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt046804
IRS990/OtherAssetsTotalGrp/EOYAmt056512
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt09411
IRS990/OtherExpensesGrp/Desc0Equipment and Maintenance
IRS990/OtherExpensesGrp/Desc1special Provisions for Loan Loss
IRS990/OtherExpensesGrp/Desc2Bank Service Charges
IRS990/OtherExpensesGrp/Desc3Communications
IRS990/OtherExpensesGrp/TotalAmt026782
IRS990/OtherExpensesGrp/TotalAmt116186
IRS990/OtherExpensesGrp/TotalAmt213797
IRS990/OtherExpensesGrp/TotalAmt36547
IRS990/OtherLiabilitiesGrp/BOYAmt04926663
IRS990/OtherLiabilitiesGrp/EOYAmt05042896
IRS990/OtherOrganizationDsc0Credit Union
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0misc income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt026414
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt026414
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt026414
IRS990/OtherSalariesAndWagesGrp/TotalAmt066020
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03738416
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03230108
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt08421
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt012882
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt05920
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Piedmont Credit Union
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0loan interest income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0228509
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0228509
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt037290
IRS990/PYOtherExpensesAmt0200909
IRS990/PYOtherRevenueAmt028470
IRS990/PYProgramServiceRevenueAmt0230977
IRS990/PYRevenuesLessExpensesAmt0-25996
IRS990/PYSalariesCompEmpBnftPaidAmt0121824
IRS990/PYTotalExpensesAmt0322733
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0296737
IRS990/ReconcilationRevenueExpnssAmt0-2824
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0440827
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0438003
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01095317
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01496061
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0155541
IRS990ScheduleD/BuildingsGrp/DepreciationAmt011483
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0167024
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0707
IRS990ScheduleD/EquipmentGrp/DepreciationAmt045974
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt046681
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0324657
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0118300
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0118300
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05042896
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0shares and deposits
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0321833
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0274548
IRS990ScheduleD/TotalExpensesPerForm990Amt0324657
IRS990ScheduleD/TotalLiabilityAmt05042896
IRS990ScheduleD/TotalRevenuePerForm990Amt0321833
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0321833
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0324657
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0This organization has Members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1This organization members may elect members or the governing body
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2the 990 is reviewed and signed by the treasurer, she reports to the board that the 990 has been reviewed
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation is determined by the Board of Directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5other expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0NC
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt05380087
IRS990/TotalAssetsEOYAmt05482773
IRS990/TotalAssetsGrp/BOYAmt05380087
IRS990/TotalAssetsGrp/EOYAmt05482773
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0324657
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04939260
IRS990/TotalLiabilitiesEOYAmt05044770
IRS990/TotalLiabilitiesGrp/BOYAmt04939260
IRS990/TotalLiabilitiesGrp/EOYAmt05044770
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0440827
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0438003
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0228509
IRS990/TotalReportableCompFromOrgAmt040952
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0321833
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0321833
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt05380087
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt05482773
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0686
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01913 W Front Street
IRS990/USAddress/CityNm0Statesville
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd028677
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0www.piedmontcreditunionnc.com
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Ginger Waddell
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07048736400
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STATE CHARTERED CREDIT UNIONS IN NORTH CAROLINA
ReturnHeader/Filer/BusinessNameControlTxt0STAT
ReturnHeader/Filer/EIN0581679069
ReturnHeader/Filer/PhoneNum07048736400
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 1307
ReturnHeader/Filer/USAddress/CityNm0Statesville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028687
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-09-08T11:29:25-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.