Civic Intelligence

Fairfield Glade Ladies Club

EIN 58-1645644 • 501(c)3 • Fairfield Glade, TN

Profile

To take an active role in the civic, social, and moral welfare of the community

PO Box 2004Fairfield Glade, TN 38558
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.78x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

94th percentile

0.78x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

37th percentile

-4.1%

Higher net margin than 37% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

57th percentile

0.9%

Faster asset growth than 57% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

49th percentile

-3.2%

Faster revenue growth than 49% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$158,840

Up $1,416 (+0.9%) from 2024

Liabilities

Up

$123,782

Up $7,888 (+6.8%) from 2024

Net Assets

Down

$35,058

Down $6,472 (-16%) from 2024

Operations
Liabilities / Revenue94th percentileNet Margin37th percentile

Revenue

Down

$159,277

Down $5,299 (-3.2%) from 2024

Expenses

Up

$165,749

Up $12,983 (+8.5%) from 2024

Net Income

Down

-$6,472

Down $18,282 (-155%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth57th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2012: $80,676Liabilities 2012: $65,567Net Assets 2012: $15,1092012Assets 2013: $138,238Liabilities 2013: $111,222Net Assets 2013: $27,0162013Assets 2014: $95,457Liabilities 2014: $62,526Net Assets 2014: $32,9312014Assets 2015: $157,244Liabilities 2015: $117,306Net Assets 2015: $39,9382015Assets 2016: $140,870Liabilities 2016: $114,082Net Assets 2016: $26,7882016Assets 2017: $154,805Liabilities 2017: $120,551Net Assets 2017: $34,2542017Assets 2018: $156,197Liabilities 2018: $137,581Net Assets 2018: $18,6162018Assets 2019: $168,053Liabilities 2019: $132,756Net Assets 2019: $35,2972019Assets 2020: $188,204Liabilities 2020: $139,508Net Assets 2020: $48,6962020Assets 2021: $153,590Liabilities 2021: $125,163Net Assets 2021: $28,4272021Assets 2022: $120,325Liabilities 2022: $84,810Net Assets 2022: $35,5152022Assets 2023: $150,854Liabilities 2023: $121,134Net Assets 2023: $29,7202023Assets 2024: $157,424Liabilities 2024: $115,894Net Assets 2024: $41,5302024Assets 2025: $158,840Liabilities 2025: $123,782Net Assets 2025: $35,0582025

Highlighted filing

2025

Assets$158,840
Liabilities$123,782
Net Assets$35,058
Open 2025 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KExpenses 2012: $45,3522012Expenses 2013: $41,6492013Revenue 2014: $71,942Expenses 2014: $65,968Net Income 2014: $5,9742014Revenue 2015: $72,414Expenses 2015: $65,407Net Income 2015: $7,0072015Revenue 2016: $79,444Expenses 2016: $92,594Net Income 2016: -$13,1502016Revenue 2017: $95,864Expenses 2017: $88,398Net Income 2017: $7,4662017Revenue 2018: $109,610Expenses 2018: $125,248Net Income 2018: -$15,6382018Revenue 2019: $123,191Expenses 2019: $106,510Net Income 2019: $16,6812019Revenue 2020: $103,648Expenses 2020: $90,249Net Income 2020: $13,3992020Revenue 2021: $49,507Expenses 2021: $69,776Net Income 2021: -$20,2692021Revenue 2022: $137,425Expenses 2022: $130,337Net Income 2022: $7,0882022Revenue 2023: $124,126Expenses 2023: $129,921Net Income 2023: -$5,7952023Revenue 2024: $164,576Expenses 2024: $152,766Net Income 2024: $11,8102024Revenue 2025: $159,277Expenses 2025: $165,749Net Income 2025: -$6,4722025

Highlighted filing

2025

Revenue$159,277
Expenses$165,749
Net Income-$6,472
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$158,840
Liabilities
$123,782
Net assets
$35,058
Revenue
$159,277
Expenses
$165,749
Net income
-$6,472
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.59$1.24$0.35$1.59$1.66$0.06
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.57$1.16$0.42$1.65$1.53$0.12
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.51$1.21$0.30$1.24$1.30$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.20$0.85$0.36$1.37$1.30$0.07
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.54$1.25$0.28$0.50$0.70$0.20
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.88$1.40$0.49$1.04$0.90$0.13
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.68$1.33$0.35$1.23$1.07$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.56$1.38$0.19$1.10$1.25$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.55$1.21$0.34$0.96$0.88$0.07
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.41$1.14$0.27$0.79$0.93$0.13
2015Detailed filing. Detailed filing data is available for this year.$1.57$1.17$0.40$0.72$0.65$0.07
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.95$0.63$0.33$0.72$0.66$0.06
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.38$1.11$0.27$0.42
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.81$0.66$0.15$0.45
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 6, 2025
Return Version
2024v5.0
Gross Receipts
$293,888
Mission and Program Overview

Mission

To take an active role in the civic, social, and moral welfare of the community

To promote fairfield glade, take an active part in the civic, social, and moral welfare of the community, and promote bonds of friendship and fellowship for women

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$157,424$158,840▲ $1,416
Total Assets$157,424$158,840▲ $1,416
Liabilities
Deferred Revenue$115,894$123,782▲ $7,888
Total Liabilities$115,894$123,782▲ $7,888
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$41,530$35,058▼ $6,472
Total Net Assets Fund Balance$41,530$35,058▼ $6,472
Total Liabilities and Net Assets / Fund Balance$157,424$158,840▲ $1,416
Compensation and Service Providers
Top Officer Pay81st percentile

Board Members and Trustees

NameTitle
Sandi EdwardsTravel Chair
Terri BrownPresident
E BirminghamService Chair
Mary Stahlut1st Vice Pres
Patti Dunlap2nd Vice Pres
C ChampagneAsst Treasurer
Laurie IndaComm Relations
Joann DipreteCorr Secretary
Carol BarnesIm Past Pres
M PhilippeNominations
Cynthia LentPres Elect
Jennifer SipePublicity CHR
G MccannRecording Sec
Mary HoodReservation Ch
Colleen MallScholarship Ch
Sandy McavoyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$52,984
Program Service Revenue
$40,493
Investment Income
$0
Other Revenue
$65,800
Change in Net Assets
$-6,472
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$94,819
Other Expenses$70,930
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$66,419--$66,419
Grants to Domestic Individuals$28,400--$28,400
Information Technology$2,760--$2,760
Fees for Services Accounting-$1,750-$1,750
Insurance-$1,525-$1,525
Other Expenses$1,677$1,261-$1,261
Occupancy-$485-$485
Office Expenses-$306-$306
Total Functional Expenses$158,805$6,944$0$165,749
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$200,411
Fundraising Direct Expenses$134,611
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Travel Club$147,168$147,168-$147,168
Specl Events$53,243$53,243-$53,243
Total Events$200,411$200,411-$200,411
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 11A

“The treasurer of the organization will review and sign”

Part VI Line 19

“The organization makes its financial statement available”

Filing and Contact Details

Filer

Filer Name
Fairfield Glade Ladies Club
EIN
58-1645644
Phone
4149023795
Address
PO BOX 2004, FAIRFIELD GLADE, TN 38558

Signing Officer

Name
Sandy Mcavoy
Title
Treasurer
Phone
4149023795
Signed
2025-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sandy Mcavoy
Legal Domicile
Tn
Voting Board Members
16
Independent Board Members
0
Employees
0

Preparer

Firm
Hassell Ray York & Associate
Address
PO BOX 137, CROSSVILLE, TN 38557
Preparer
Kathleen Tollett CPA
Phone
9314845570
Raw XML AppendixShowing 400 of 431 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt10NOMINATIONS
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IRS990/Form990PartVIISectionAGrp/TitleTxt12RESERVATION CH
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IRS990/OtherExpensesGrp/Desc2FEES
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11261
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IRS990/USAddress/CityNm0CROSSVILLE
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