Civic Intelligence

Golden Isles Association of Realtors Incorporated

EIN 58-1410315 • 501(c)6 • Brunswick, GA

Profile

To promote and benefit real estate professionals; protect the public from unethical practices; provide information; and promote high standards of professional conduct and community involvement.

1801 Gloucester StBrunswick, GA 31520-8669

www.mygair.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.42x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

95th percentile

1.00x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

44th percentile

2.6%

Higher net margin than 44% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

41st percentile

$105,039

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 22.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

44th percentile

3.4%

Faster asset growth than 44% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

17th percentile

-7.5%

Faster revenue growth than 17% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,137,528

Up $37,012 (+3.4%) from 2023

Liabilities

Up

$474,408

Up $24,453 (+5.4%) from 2023

Net Assets

Up

$663,120

Up $12,559 (+1.9%) from 2023

Revenue

Down

$476,503

Down $38,488 (-7.5%) from 2023

Expenses

Down

$463,944

Down $14,018 (-2.9%) from 2023

Net Income

Down

$12,559

Down $24,470 (-66%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $606,477Liabilities 2010: $248,978Net Assets 2010: $357,4992010Assets 2011: $528,349Liabilities 2011: $165,585Net Assets 2011: $362,7642011Assets 2012: $666,735Liabilities 2012: $299,815Net Assets 2012: $366,9202012Assets 2013: $627,468Liabilities 2013: $246,331Net Assets 2013: $381,1372013Assets 2014: $627,496Liabilities 2014: $242,857Net Assets 2014: $384,6392014Assets 2015: $690,237Liabilities 2015: $295,923Net Assets 2015: $394,3142015Assets 2016: $726,668Liabilities 2016: $308,931Net Assets 2016: $417,7372016Assets 2017: $773,591Liabilities 2017: $325,924Net Assets 2017: $447,6672017Assets 2018: $830,788Liabilities 2018: $353,836Net Assets 2018: $476,9522018Assets 2019: $868,303Liabilities 2019: $368,557Net Assets 2019: $499,7462019Assets 2020: $939,463Liabilities 2020: $277,004Net Assets 2020: $662,4592020Assets 2021: $986,754Liabilities 2021: $411,440Net Assets 2021: $575,3142021Assets 2022: $1,052,785Liabilities 2022: $439,256Net Assets 2022: $613,5292022Assets 2023: $1,100,516Liabilities 2023: $449,955Net Assets 2023: $650,5612023Assets 2024: $1,137,528Liabilities 2024: $474,408Net Assets 2024: $663,1202024

Highlighted filing

2024

Assets$1,137,528
Liabilities$474,408
Net Assets$663,120

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2010: $223,6492010Revenue 2011: $232,163Expenses 2011: $226,898Net Income 2011: $5,2652011Expenses 2012: $193,0942012Revenue 2013: $199,863Expenses 2013: $185,646Net Income 2013: $14,2172013Revenue 2014: $202,842Expenses 2014: $199,340Net Income 2014: $3,5022014Revenue 2015: $226,000Expenses 2015: $216,325Net Income 2015: $9,6752015Revenue 2016: $250,323Expenses 2016: $226,900Net Income 2016: $23,4232016Revenue 2017: $249,925Expenses 2017: $219,995Net Income 2017: $29,9302017Revenue 2018: $263,663Expenses 2018: $237,485Net Income 2018: $26,1782018Revenue 2019: $306,222Expenses 2019: $282,256Net Income 2019: $23,9662019Revenue 2020: $356,545Expenses 2020: $193,836Net Income 2020: $162,7092020Revenue 2021: $284,285Expenses 2021: $260,674Net Income 2021: $23,6112021Revenue 2022: $404,040Expenses 2022: $365,897Net Income 2022: $38,1432022Revenue 2023: $514,991Expenses 2023: $477,962Net Income 2023: $37,0292023Revenue 2024: $476,503Expenses 2024: $463,944Net Income 2024: $12,5592024

Highlighted filing

2024

Revenue$476,503
Expenses$463,944
Net Income$12,559

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.14$0.47$0.66$0.48$0.46$0.01
2023Detailed filing. Detailed filing data is available for this year.$1.10$0.45$0.65$0.51$0.48$0.04
2022Detailed filing. Detailed filing data is available for this year.$1.05$0.44$0.61$0.40$0.37$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.99$0.41$0.58$0.28$0.26$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.94$0.28$0.66$0.36$0.19$0.16
2019Detailed filing. Detailed filing data is available for this year.$0.87$0.37$0.50$0.31$0.28$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.83$0.35$0.48$0.26$0.24$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.77$0.33$0.45$0.25$0.22$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.73$0.31$0.42$0.25$0.23$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.69$0.30$0.39$0.23$0.22$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.63$0.24$0.38$0.20$0.20$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.63$0.25$0.38$0.20$0.19$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.67$0.30$0.37$0.19
2011Summary only. Only limited summary data is available for this year.$0.53$0.17$0.36$0.23$0.23$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.61$0.25$0.36$0.22
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 26, 2025
Return Version
2024v5.2
Gross Receipts
$476,503
Mission and Program Overview

Mission

To promote and benefit real estate professionals; protect the public from unethical practices; provide information; and promote high standards of professional conduct and community involvement.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$650,561$663,120▲ $12,559
Savings and Temporary Cash Investments$422,886$402,120▼ $20,766
Accounts Receivable$250,568$302,051▲ $51,483
Land, Buildings, and Equipment, Net$87,925$114,901▲ $26,976
Investments Other Securities$77,418$77,418→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,100,516$1,137,528▲ $37,012
Other Assets Total$261,719$241,038▼ $20,681
Liabilities
Deferred Revenue$279,770$306,360▲ $26,590
Accounts Payable and Accrued Expenses$170,185$168,048▼ $2,137
Total Liabilities$449,955$474,408▲ $24,453
Net Assets / Fund Balance
Total Net Assets Fund Balance$650,561$663,120▲ $12,559
Total Liabilities and Net Assets / Fund Balance$1,100,516$1,137,528▲ $37,012

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$114,901$11,851$126,752
Other Assets Org$241,038--
Closely Held Equity Interests$77,418--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeOtherTotal
Lauren ZinskieCEOFT$105,039$105,039

Board Members and Trustees

NameTitle
Erin VaughnImmediate Past President
Sandra BranchPresident
Rachel FitzpatrickPresident-elect
Ben FendigDirector
Connor BurkeDirector
Lee BaxterDirector
Maria McmanusDirector
Rebecca StrotherDirector
Tanya ColemanDirector
Bradley RandallVP of Administration & Finance
Lori LynnVP of Governmental Affairs & Rpac
Holly MayVP of Member & Public Services
Jacquie WheelerVP of Professional Development
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$464,954
Investment Income
$11,549
Other Revenue
$0
Change in Net Assets
$12,559
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$461,022
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings---$155,858
Occupancy---$49,400
Travel---$44,365
Office Expenses---$26,951
Advertising---$16,998
Fees for Services Accounting---$6,970
Depreciation Depletion---$4,724
Benefits to Members---$2,922
Other Expenses---$875
Total Functional Expenses$0$0$0$463,944
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Classes of members or stockholders the organization has members.

Form 990, Part VI, Section A, Line 7A

Election of members and their rights members elect members of the governing body.

Form 990, Part VI, Section B, Line 11B

Organization's process to review form 990 form 990 is given to the executive director to review with the president of the board. Form 990 is also e-mailed to the remaining board members to review before signing.

Form 990, Part VI, Section B, Line 12C

Enforcement of conflicts policy a written conflict of interest statement is reviewed and signed by all employees and board of directors annually.

Form 990, Part VI, Section B, Line 15A

The compensation of the organization's ceo is determined by the board of directors, based on an annual review of the organization's performance, individual performance metrics, and comparison to compensation data for similar positions at comparable organizations.

Form 990, Part VI, Section C, Line 19

Governing documents disclosure explanation are available on the organization's website

Filing and Contact Details

Filer

Filer Name
Golden Isles Association
EIN
58-1410315
Phone
9122642915
Address
1801 GLOUCESTER ST, BRUNSWICK, GA 31520-8669

Signing Officer

Name
Lauren Zinskie
Title
CEO
Phone
9122642915
Signed
2025-08-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lauren Zinskie
Formed
1980
Legal Domicile
Ga
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
75

Preparer

Firm
Mstiller LLC
Address
777 GLOUCESTER STREET SUITE 201, BRUNSWICK, GA 31520
Preparer
Angela L Heys
Phone
9122651750
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

Neither the oversight process nor the selection process has changed from the prior year.

Financial Statement Notes

PART X, LINE 2:

Gaap provides guidance for how uncertain tax positions should be recognized, measured, presented, and disclosed in the organization's consolidated financial statements. The organization's management has evaluated the implications of these standards and has not identified any uncertain tax positions for the organization; therefore, no tax expense or accruals for uncertain tax positions are included in the accompanying consolidated financial statements.

Raw XML AppendixShowing 400 of 424 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt049400
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IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt0241038
IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherExpensesGrp/Desc2MISC
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IRS990/OtherExpensesGrp/TotalAmt1881
IRS990/OtherExpensesGrp/TotalAmt2875
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IRS990/PoliticalCampaignActyInd00
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IRS990/ProgramServiceRevenueGrp/BusinessCd2531390
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1SPECIAL EVENTS AND ACT
IRS990/ProgramServiceRevenueGrp/Desc2MEETING AND SEMINAR RE
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IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
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IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
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IRS990ScheduleD/OtherAssetsOrgGrp/Desc0DUE TO/FROM RELATED PARTY
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0GAAP PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, PRESENTED, AND DISCLOSED IN THE ORGANIZATION'S CONSOLIDATED FINANCIAL STATEMENTS. THE ORGANIZATION'S MANAGEMENT HAS EVALUATED THE IMPLICATIONS OF THESE STANDARDS AND HAS NOT IDENTIFIED ANY UNCERTAIN TAX POSITIONS FOR THE ORGANIZATION; THEREFORE, NO TAX EXPENSE OR ACCRUALS FOR UNCERTAIN TAX POSITIONS ARE INCLUDED IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt0241038
IRS990ScheduleD/TotalBookValueSecuritiesAmt077418
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CLASSES OF MEMBERS OR STOCKHOLDERS THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ELECTION OF MEMBERS AND THEIR RIGHTS MEMBERS ELECT MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ORGANIZATION'S PROCESS TO REVIEW FORM 990 FORM 990 IS GIVEN TO THE EXECUTIVE DIRECTOR TO REVIEW WITH THE PRESIDENT OF THE BOARD. FORM 990 IS ALSO E-MAILED TO THE REMAINING BOARD MEMBERS TO REVIEW BEFORE SIGNING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ENFORCEMENT OF CONFLICTS POLICY A WRITTEN CONFLICT OF INTEREST STATEMENT IS REVIEWED AND SIGNED BY ALL EMPLOYEES AND BOARD OF DIRECTORS ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE COMPENSATION OF THE ORGANIZATION'S CEO IS DETERMINED BY THE BOARD OF DIRECTORS, BASED ON AN ANNUAL REVIEW OF THE ORGANIZATION'S PERFORMANCE, INDIVIDUAL PERFORMANCE METRICS, AND COMPARISON TO COMPENSATION DATA FOR SIMILAR POSITIONS AT COMPARABLE ORGANIZATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS DISCLOSURE EXPLANATION ARE AVAILABLE ON THE ORGANIZATION'S WEBSITE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NEITHER THE OVERSIGHT PROCESS NOR THE SELECTION PROCESS HAS CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XII, LINE 2C
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IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
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IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingEntityName/BusinessNameLine1Txt0GOLDEN ISLES ASSOCIATION OF REALTORS INCORPORATED
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0MULTIPLE LISTING SERVICE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0GOLDEN ISLES MULTIPLE LISTING SERVICE LLC
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ShareOfTotalIncomeAmt01010768
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt01801 GLOUCESTER STREET SUITE A
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0BRUNSWICK
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IRS990ScheduleR/PaidEmployeesSharingInd00
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IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
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IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
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IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt1150000
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IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1COST
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0GOLDEN ISLES MULTIPLE LISTING SERVICE INC
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1GOLDEN ISLES MULTIPLE LISTING SERVICE INC
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IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
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IRS990/TotalCompGreaterThan150KInd00
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IRS990/TotalOtherCompensationAmt09697
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0476503
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt075
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01100516
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01137528
IRS990/TotReportableCompRltdOrgAmt095342
IRS990/TransactionWithControlEntInd01
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IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01801 GLOUCESTER ST
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IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0WWW.MYGAIR.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LAUREN ZINSKIE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09122642915
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-26

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